- This topic has 23 replies, 12 voices, and was last updated 11 years, 6 months ago by
earlyretirement.
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October 29, 2012 at 8:58 PM #753388October 29, 2012 at 11:58 PM #753416
flyer
ParticipantAlso wanted to add that San Diego has topped our list even after living many places in the world, and I think many people feel that way.
We even looked at Malibu a few years ago, since we have quite a few friends in the entertainment biz, and our kids have career positions in the industry, but, all things considered, we decided it was better to just visit them and stay here.
October 30, 2012 at 12:00 AM #753377CA renter
Participant[quote=squat250]in general in life, it’s a let down to get what you’ve wanted…
in the case of real estate, not sure that’s always true.
i am wondering if people who wait longer and look harder and save more tend to be more satisfied.
8 years has to be at the end of the waiting curve….I wouldn’t say I waited 8 years…probably more like about 5 years from the time my wife really started itching to get a place and complaining about not having one.
I would rate my satsifaction personally with homebuying ultimately as a 9.5/10.[/quote]
IIRC, you were the one who, while still bubble-sitting, mentioned that you got pickier the longer you waited. That was very much the case with us, as well.
Maybe the waiting enabled long-time bubble sitters to really hone in on what was really important to us WRT real estate. Because of waiting so long, you could look at hundreds of properties and get ideas for what you really, really want/need, vs. things that might look nice at first, but aren’t really important.
Yes, waiting longer definitely made us so much happier with our purchase. Our satisfaction rate is a 10/10. π
October 31, 2012 at 11:16 AM #753539new to SD
ParticipantWe also have been waiting to buy and are new to SD. We are looking but there is not much available.
Are there any areas in Encinitas, Rancho sante fe or Carmel Valley that have 1 acre that you would recommend?
October 31, 2012 at 1:48 PM #753558CAwireman
ParticipantCongrats F430 truly happy for you. We here want details. Like…what loan term and interest rate did you go with?
I rented for about ten years before buying again, and we didn’t have a home in CV – although, we rented there π
October 31, 2012 at 2:14 PM #753566F430
ParticipantWe funded with a super jumbo 2 5/8 7/1 no points and no fees.
Believe it or not I actually feel rates will go lower before they go higher.
If they go lower I will refi into a 30 year or a 10/1 product in the next 1-2 years.
If they go higher and I still own the own the house in 7-10 years I will pay off the loan
October 31, 2012 at 2:28 PM #753567F430
ParticipantNew to SD
In RSF I recommend Fairbanks Ranch if you can find a newer or remodeled home(last 10- 15 years). land is 1+ acres, HOA’s are relatively low, family and secure community , SD Schools rather than Poway, and easy access for RSF.
If you are OK with Poway Schools look at SantaLuz. HOA’s are high
October 31, 2012 at 4:09 PM #753580flyer
ParticipantFor those who are still looking for a home, sdlookup.com, is a great resource to check homes for sale, and they list most of the specs.
From your comments, you might want to check out Rancho Santa Fe (92067), Carmel Valley (92130), Del Mar (92014), or just Google any other area of interest to get the zip code.
November 1, 2012 at 10:52 AM #753619earlyretirement
ParticipantCongrats! Sounds like it was worth the wait. I also waited 8 years from the time I sold my properties in 2003 to when I bought again in 2011.
I couldn’t be happier with my purchase. I agree with flyer that San Diego is one of the best places to live not only in the USA but the world.
My wife and I own several properties around the world and I’ve lived abroad but nothing tops San Diego for us. It’s an incredible place to raise your family.
And if you ended up in RSF you did great. It’s a wonderful area!
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