Bank rate returns and best credit cards

[UCGal]

[quote=flu]Bank accounts? Why not online banks?
If you do a lot of international travel, the only card company that I doesn’t charge exchange fees is from Chase (so some have posted).
[/quote]

Capital One doesn’t charge for foreign currency exchange. I’m not sure about Chase. I got a C1 card specifically for a trip to Italy – I can verify that they gave me straight bank-rate exchange without any extra percent for Euro purchases. I haven’t used the card since that trip.

[Coronita]

[quote=UCGal][quote=flu]Bank accounts? Why not online banks?
If you do a lot of international travel, the only card company that I doesn’t charge exchange fees is from Chase (so some have posted).
[/quote]

Capital One doesn’t charge for foreign currency exchange. I’m not sure about Chase. I got a C1 card specifically for a trip to Italy – I can verify that they gave me straight bank-rate exchange without any extra percent for Euro purchases. I haven’t used the card since that trip.
[/quote]

My bad. I’m sorry. I meant capital one. I don’t know why I posted chase. Grrr. We just covered this a few days ago.

[Coronita]

[quote=UCGal][quote=flu]Bank accounts? Why not online banks?
If you do a lot of international travel, the only card company that I doesn’t charge exchange fees is from Chase (so some have posted).
[/quote]

Capital One doesn’t charge for foreign currency exchange. I’m not sure about Chase. I got a C1 card specifically for a trip to Italy – I can verify that they gave me straight bank-rate exchange without any extra percent for Euro purchases. I haven’t used the card since that trip.
[/quote]

My bad. I’m sorry. I meant capital one. I don’t know why I posted chase. Grrr. We just covered this a few days ago.

[Coronita]

[quote=UCGal][quote=flu]Bank accounts? Why not online banks?
If you do a lot of international travel, the only card company that I doesn’t charge exchange fees is from Chase (so some have posted).
[/quote]

Capital One doesn’t charge for foreign currency exchange. I’m not sure about Chase. I got a C1 card specifically for a trip to Italy – I can verify that they gave me straight bank-rate exchange without any extra percent for Euro purchases. I haven’t used the card since that trip.
[/quote]

My bad. I’m sorry. I meant capital one. I don’t know why I posted chase. Grrr. We just covered this a few days ago.

[Coronita]

[quote=UCGal][quote=flu]Bank accounts? Why not online banks?
If you do a lot of international travel, the only card company that I doesn’t charge exchange fees is from Chase (so some have posted).
[/quote]

Capital One doesn’t charge for foreign currency exchange. I’m not sure about Chase. I got a C1 card specifically for a trip to Italy – I can verify that they gave me straight bank-rate exchange without any extra percent for Euro purchases. I haven’t used the card since that trip.
[/quote]

My bad. I’m sorry. I meant capital one. I don’t know why I posted chase. Grrr. We just covered this a few days ago.

[Coronita]

[quote=UCGal][quote=flu]Bank accounts? Why not online banks?
If you do a lot of international travel, the only card company that I doesn’t charge exchange fees is from Chase (so some have posted).
[/quote]

Capital One doesn’t charge for foreign currency exchange. I’m not sure about Chase. I got a C1 card specifically for a trip to Italy – I can verify that they gave me straight bank-rate exchange without any extra percent for Euro purchases. I haven’t used the card since that trip.
[/quote]

My bad. I’m sorry. I meant capital one. I don’t know why I posted chase. Grrr. We just covered this a few days ago.

[treehugger]

[quote=flu]Bank accounts? Why not online banks?[/quote]

The concept of putting my money in other than a “bricks and mortar business” is frankly frightening. Maybe it is safe, but really goes outside of my comfort zone….although I do use netflix.

As for credit cards, I don’t do enough traveling to warrant that being a factor in my decision, but I will certainly look into the shell card.

[treehugger]

[quote=flu]Bank accounts? Why not online banks?[/quote]

The concept of putting my money in other than a “bricks and mortar business” is frankly frightening. Maybe it is safe, but really goes outside of my comfort zone….although I do use netflix.

As for credit cards, I don’t do enough traveling to warrant that being a factor in my decision, but I will certainly look into the shell card.

[treehugger]

[quote=flu]Bank accounts? Why not online banks?[/quote]

The concept of putting my money in other than a “bricks and mortar business” is frankly frightening. Maybe it is safe, but really goes outside of my comfort zone….although I do use netflix.

As for credit cards, I don’t do enough traveling to warrant that being a factor in my decision, but I will certainly look into the shell card.

[treehugger]

[quote=flu]Bank accounts? Why not online banks?[/quote]

The concept of putting my money in other than a “bricks and mortar business” is frankly frightening. Maybe it is safe, but really goes outside of my comfort zone….although I do use netflix.

As for credit cards, I don’t do enough traveling to warrant that being a factor in my decision, but I will certainly look into the shell card.

[treehugger]

[quote=flu]Bank accounts? Why not online banks?[/quote]

The concept of putting my money in other than a “bricks and mortar business” is frankly frightening. Maybe it is safe, but really goes outside of my comfort zone….although I do use netflix.

As for credit cards, I don’t do enough traveling to warrant that being a factor in my decision, but I will certainly look into the shell card.

[edna_mode]

Searching for the best banking deals:

http://bankdeals.blogspot.com/

Capital One and Chase are offering $50 and $100 bonuses for opening checking accounts there.

Best reward credit cards:

Fidelity offers an AmEx (2% back on everything, redeem into your Fidelity brokerage account) and a Visa (1.5% back on everything). Discover offers 5% back on certain things, depending on what kind of card you get. One of them is 5% on gas/automotive, the standard one rotates through “categories” quarterly, so that Q1 you get 5% on travel, Q2 “home” stuff, Q3 gas and theme parks…you get the idea. No annual fees, no inflatable “points” system, no problem.

I believe Charles Schwab is also offering a Visa with this good of a rebate, and is reported to not charge foreign currency transaction fees.

I can attest that Capital One’s MC does NOT charge foreign currency fees as of my May statement. But for the great gory lowdown, go to flyerguide:

http://www.flyerguide.com/wiki/index.php/Credit/Debit/ATM_Cards_and_Foreign_Exchange

[edna_mode]

Searching for the best banking deals:

http://bankdeals.blogspot.com/

Capital One and Chase are offering $50 and $100 bonuses for opening checking accounts there.

Best reward credit cards:

Fidelity offers an AmEx (2% back on everything, redeem into your Fidelity brokerage account) and a Visa (1.5% back on everything). Discover offers 5% back on certain things, depending on what kind of card you get. One of them is 5% on gas/automotive, the standard one rotates through “categories” quarterly, so that Q1 you get 5% on travel, Q2 “home” stuff, Q3 gas and theme parks…you get the idea. No annual fees, no inflatable “points” system, no problem.

I believe Charles Schwab is also offering a Visa with this good of a rebate, and is reported to not charge foreign currency transaction fees.

I can attest that Capital One’s MC does NOT charge foreign currency fees as of my May statement. But for the great gory lowdown, go to flyerguide:

http://www.flyerguide.com/wiki/index.php/Credit/Debit/ATM_Cards_and_Foreign_Exchange

[edna_mode]

Searching for the best banking deals:

http://bankdeals.blogspot.com/

Capital One and Chase are offering $50 and $100 bonuses for opening checking accounts there.

Best reward credit cards:

Fidelity offers an AmEx (2% back on everything, redeem into your Fidelity brokerage account) and a Visa (1.5% back on everything). Discover offers 5% back on certain things, depending on what kind of card you get. One of them is 5% on gas/automotive, the standard one rotates through “categories” quarterly, so that Q1 you get 5% on travel, Q2 “home” stuff, Q3 gas and theme parks…you get the idea. No annual fees, no inflatable “points” system, no problem.

I believe Charles Schwab is also offering a Visa with this good of a rebate, and is reported to not charge foreign currency transaction fees.

I can attest that Capital One’s MC does NOT charge foreign currency fees as of my May statement. But for the great gory lowdown, go to flyerguide:

http://www.flyerguide.com/wiki/index.php/Credit/Debit/ATM_Cards_and_Foreign_Exchange

[edna_mode]

Searching for the best banking deals:

http://bankdeals.blogspot.com/

Capital One and Chase are offering $50 and $100 bonuses for opening checking accounts there.

Best reward credit cards:

Fidelity offers an AmEx (2% back on everything, redeem into your Fidelity brokerage account) and a Visa (1.5% back on everything). Discover offers 5% back on certain things, depending on what kind of card you get. One of them is 5% on gas/automotive, the standard one rotates through “categories” quarterly, so that Q1 you get 5% on travel, Q2 “home” stuff, Q3 gas and theme parks…you get the idea. No annual fees, no inflatable “points” system, no problem.

I believe Charles Schwab is also offering a Visa with this good of a rebate, and is reported to not charge foreign currency transaction fees.

I can attest that Capital One’s MC does NOT charge foreign currency fees as of my May statement. But for the great gory lowdown, go to flyerguide:

http://www.flyerguide.com/wiki/index.php/Credit/Debit/ATM_Cards_and_Foreign_Exchange

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