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[quote=temeculaguy]Ignore the stuff in this Forbes article about “middle income” and “median IRA,” I’m guessing if you are on this site your 401k balance will not likely be 50k at retirement.

https://www.forbes.com/sites/howardgleckman/2019/05/24/the-trump-administration-is-looking-at-tax-breaks-and-other-ways-to-boost-private-long-term-care-insurance/#22266ecd404f
The govt should encourage LTC plans with tax incentives as without them, these people will be on the governemnt’s dime. [/quote]

I do wonder what will happen in the 2030’s when Medicare runs out of money (or more correctly, the spending on Medicare relative to GDP doubles). Unless spending per person drastically goes down, at some point the US will have to ration care. There won’t be enough money for the govt to put people in nursing homes/hospice, and probably not enough workers either (maybe robots instead).

[FlyerInHi]

Temecula guy, I envy you in many ways.
You are the modern American family. You sound easy going and generous.

I could never marry anyone with children as I don’t think I could care for my own much less someone else’s kid. Plus dealing with step kids’ other parent would be irritating.

[temeculaguy]

Thanks Brian but I didn’t do what you are giving me credit for. I’m older than you. When I met my wife her kids were in their mid to late 20’s and none of her kids ever lived with us. They didn’t have a father in their life so they welcomed the advice and guidance which I enjoy giving. I got to walk my step daughter down the aisle at her wedding and got to be there when some of the grand kids were born. So it’s not quite as difficult as it sounds. Raising kids is a lot of work, being a step parent to a 30 year old is just mentoring.

Now being a Grandpa, that’s where it’s at! You should just marry someone with adult kids and skip the hard part and go straight to the fun stuff. I highly recommend being a grandparent (except for when they are two years old, they can be little hurricanes) but then again they do stuff that makes for great stories years later. We just pay the cleaning lady extra after they have visited, it’s amazing where cheerios and juice can end up after just a few days of a two year old in the house.

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