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  • July 15, 2009 at 11:28 AM #16035
    biggoldbear
    Participant

    I’ve been waiting over 5 weeks for the underwriting on my “streamlined” refinance (Making Home Affordable) to go through, I was wondering if anyone else has had any luck and how long did it take? It’s through the same bank (Chase) I was with already and they needed very little paperwork. The appraisal finally went through back in early June and come back better than expected (actually increased in value from 9/08) and I’ve been waiting since for “underwriting.” I locked in back in April when the rates were 4.75% w/ 1/4 pt. and I’m beginning to worry it will somehow fall through… though I don’t know why it would.

    Thanks in advance for any input or personal experiences.

    July 15, 2009 at 11:36 AM #430585
    UCGal
    Participant

    We locked on 4/13 and it was recorded on 5/20.

    And we had a glitch – it got bumped back from underwriting because of our companion unit. (They wanted to call us a 2 unit investment property and get a reappraisal.) That added a week to the mess.

    Who are you working with? I used Sheldon (HLS here on piggington). He was great.

    July 15, 2009 at 11:36 AM #430801
    UCGal
    Participant

    We locked on 4/13 and it was recorded on 5/20.

    And we had a glitch – it got bumped back from underwriting because of our companion unit. (They wanted to call us a 2 unit investment property and get a reappraisal.) That added a week to the mess.

    Who are you working with? I used Sheldon (HLS here on piggington). He was great.

    July 15, 2009 at 11:36 AM #431095
    UCGal
    Participant

    We locked on 4/13 and it was recorded on 5/20.

    And we had a glitch – it got bumped back from underwriting because of our companion unit. (They wanted to call us a 2 unit investment property and get a reappraisal.) That added a week to the mess.

    Who are you working with? I used Sheldon (HLS here on piggington). He was great.

    July 15, 2009 at 11:36 AM #431166
    UCGal
    Participant

    We locked on 4/13 and it was recorded on 5/20.

    And we had a glitch – it got bumped back from underwriting because of our companion unit. (They wanted to call us a 2 unit investment property and get a reappraisal.) That added a week to the mess.

    Who are you working with? I used Sheldon (HLS here on piggington). He was great.

    July 15, 2009 at 11:36 AM #431326
    UCGal
    Participant

    We locked on 4/13 and it was recorded on 5/20.

    And we had a glitch – it got bumped back from underwriting because of our companion unit. (They wanted to call us a 2 unit investment property and get a reappraisal.) That added a week to the mess.

    Who are you working with? I used Sheldon (HLS here on piggington). He was great.

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