advice for a new board member

[(former)FormerSanDiegan]

short of a divorce what can i do ?

Here’s my solution for you in 4 easy steps.

1. You should start out by finding the shift key on your keyboard.

2. You should apply those engineering skills and compute how much you could afford at today’s rates with 200K down and DTI of 36% or less.

3. You should take what you can afford, add 20% and define that as a posh neighborhood.

4. Wait until you can afford the neighborhood defined in #3 above after a combination of price drops and salary increases.

[SD Realtor]

mmbuyer as an engineer I would echo all of the previous posts… unless you have ton of stock that is actually worth something it will be quite difficult to stretch yourself into a million dollar neighborhood. Better to live with your wife and have her snipe at you for not purchasing the home, then lay in bed at night praying you do not get laid off because every penny you have goes to the mortgage. Try to reason with your wife and show her the numbers of how much it would cost to live in a million dollar neighborhood with only 200k down and only 100k or 150k salary. Don’t forget taxes, mello roos (if applicable) insurance and hoa (if applicable). I think the poster (robyns song) that advised you to rent in that million dollar neighborhood made very good sense.

SD Realtor

[SD Realtor]

mmbuyer as an engineer I would echo all of the previous posts… unless you have ton of stock that is actually worth something it will be quite difficult to stretch yourself into a million dollar neighborhood. Better to live with your wife and have her snipe at you for not purchasing the home, then lay in bed at night praying you do not get laid off because every penny you have goes to the mortgage. Try to reason with your wife and show her the numbers of how much it would cost to live in a million dollar neighborhood with only 200k down and only 100k or 150k salary. Don’t forget taxes, mello roos (if applicable) insurance and hoa (if applicable). I think the poster (robyns song) that advised you to rent in that million dollar neighborhood made very good sense.

SD Realtor

[SD Realtor]

mmbuyer as an engineer I would echo all of the previous posts… unless you have ton of stock that is actually worth something it will be quite difficult to stretch yourself into a million dollar neighborhood. Better to live with your wife and have her snipe at you for not purchasing the home, then lay in bed at night praying you do not get laid off because every penny you have goes to the mortgage. Try to reason with your wife and show her the numbers of how much it would cost to live in a million dollar neighborhood with only 200k down and only 100k or 150k salary. Don’t forget taxes, mello roos (if applicable) insurance and hoa (if applicable). I think the poster (robyns song) that advised you to rent in that million dollar neighborhood made very good sense.

SD Realtor

[SD Realtor]

mmbuyer as an engineer I would echo all of the previous posts… unless you have ton of stock that is actually worth something it will be quite difficult to stretch yourself into a million dollar neighborhood. Better to live with your wife and have her snipe at you for not purchasing the home, then lay in bed at night praying you do not get laid off because every penny you have goes to the mortgage. Try to reason with your wife and show her the numbers of how much it would cost to live in a million dollar neighborhood with only 200k down and only 100k or 150k salary. Don’t forget taxes, mello roos (if applicable) insurance and hoa (if applicable). I think the poster (robyns song) that advised you to rent in that million dollar neighborhood made very good sense.

SD Realtor

[SD Realtor]

mmbuyer as an engineer I would echo all of the previous posts… unless you have ton of stock that is actually worth something it will be quite difficult to stretch yourself into a million dollar neighborhood. Better to live with your wife and have her snipe at you for not purchasing the home, then lay in bed at night praying you do not get laid off because every penny you have goes to the mortgage. Try to reason with your wife and show her the numbers of how much it would cost to live in a million dollar neighborhood with only 200k down and only 100k or 150k salary. Don’t forget taxes, mello roos (if applicable) insurance and hoa (if applicable). I think the poster (robyns song) that advised you to rent in that million dollar neighborhood made very good sense.

SD Realtor

[barnaby33]

Forget the four easy steps, forget the knee-jerk divorce her ass, you have bigger problems. The mere fact that you would write a post like that means that there is some fundamental breakdown in your communication with your wife. I have a hard time believing she doesn’t know what you make and roughly what your assets are, so that isn’t it.

Sure you can take the engineers approach, write down the numbers and make a logical argument. Of course if you could do that, I doubt you would have written this post. Even if you had it would probably be an entreaty for substantiating facts, not a WTF am I going to do situation.

Maybe a divorce is your best option, or even discussing the idea. Until there is more information on what the real roadblock is everyone here is going to give you typical analytics or gut level reactions. My personal favorites are the gut level reactions, but thats just me.

I have yet to meet a woman who makes the most important decisions in her life (job, housing, etc) in what I would consider a logical fashion. What do ya know, stereotypes are a handy time saver! I have yet to date a woman that I allowed to overpower my rationality with her judgment, but again thats just me. I’m an engineer.

Josh

[barnaby33]

Forget the four easy steps, forget the knee-jerk divorce her ass, you have bigger problems. The mere fact that you would write a post like that means that there is some fundamental breakdown in your communication with your wife. I have a hard time believing she doesn’t know what you make and roughly what your assets are, so that isn’t it.

Sure you can take the engineers approach, write down the numbers and make a logical argument. Of course if you could do that, I doubt you would have written this post. Even if you had it would probably be an entreaty for substantiating facts, not a WTF am I going to do situation.

Maybe a divorce is your best option, or even discussing the idea. Until there is more information on what the real roadblock is everyone here is going to give you typical analytics or gut level reactions. My personal favorites are the gut level reactions, but thats just me.

I have yet to meet a woman who makes the most important decisions in her life (job, housing, etc) in what I would consider a logical fashion. What do ya know, stereotypes are a handy time saver! I have yet to date a woman that I allowed to overpower my rationality with her judgment, but again thats just me. I’m an engineer.

Josh

[barnaby33]

Forget the four easy steps, forget the knee-jerk divorce her ass, you have bigger problems. The mere fact that you would write a post like that means that there is some fundamental breakdown in your communication with your wife. I have a hard time believing she doesn’t know what you make and roughly what your assets are, so that isn’t it.

Sure you can take the engineers approach, write down the numbers and make a logical argument. Of course if you could do that, I doubt you would have written this post. Even if you had it would probably be an entreaty for substantiating facts, not a WTF am I going to do situation.

Maybe a divorce is your best option, or even discussing the idea. Until there is more information on what the real roadblock is everyone here is going to give you typical analytics or gut level reactions. My personal favorites are the gut level reactions, but thats just me.

I have yet to meet a woman who makes the most important decisions in her life (job, housing, etc) in what I would consider a logical fashion. What do ya know, stereotypes are a handy time saver! I have yet to date a woman that I allowed to overpower my rationality with her judgment, but again thats just me. I’m an engineer.

Josh

[barnaby33]

Forget the four easy steps, forget the knee-jerk divorce her ass, you have bigger problems. The mere fact that you would write a post like that means that there is some fundamental breakdown in your communication with your wife. I have a hard time believing she doesn’t know what you make and roughly what your assets are, so that isn’t it.

Sure you can take the engineers approach, write down the numbers and make a logical argument. Of course if you could do that, I doubt you would have written this post. Even if you had it would probably be an entreaty for substantiating facts, not a WTF am I going to do situation.

Maybe a divorce is your best option, or even discussing the idea. Until there is more information on what the real roadblock is everyone here is going to give you typical analytics or gut level reactions. My personal favorites are the gut level reactions, but thats just me.

I have yet to meet a woman who makes the most important decisions in her life (job, housing, etc) in what I would consider a logical fashion. What do ya know, stereotypes are a handy time saver! I have yet to date a woman that I allowed to overpower my rationality with her judgment, but again thats just me. I’m an engineer.

Josh

[barnaby33]

Forget the four easy steps, forget the knee-jerk divorce her ass, you have bigger problems. The mere fact that you would write a post like that means that there is some fundamental breakdown in your communication with your wife. I have a hard time believing she doesn’t know what you make and roughly what your assets are, so that isn’t it.

Sure you can take the engineers approach, write down the numbers and make a logical argument. Of course if you could do that, I doubt you would have written this post. Even if you had it would probably be an entreaty for substantiating facts, not a WTF am I going to do situation.

Maybe a divorce is your best option, or even discussing the idea. Until there is more information on what the real roadblock is everyone here is going to give you typical analytics or gut level reactions. My personal favorites are the gut level reactions, but thats just me.

I have yet to meet a woman who makes the most important decisions in her life (job, housing, etc) in what I would consider a logical fashion. What do ya know, stereotypes are a handy time saver! I have yet to date a woman that I allowed to overpower my rationality with her judgment, but again thats just me. I’m an engineer.

Josh

[TemekuT]

Buy “The Millionaire Next Door’ and read excerpts to her daily about living below one’s means, especially in matters related to housing and vehicles. Drum into her that she has a choice: to be a prodigious accumulator of wealth instead of an underaccumulator of wealth, and that the former will pay off. Then, bring out “The Millionaire Mind” and read to her Chapter 8, “The Home”, dramatizing the sad story of Stever the Stockbroker who is overleveraged with his jumbo 1.2 million dollar mortgage. At the same time, you might want to read Chapter 6, “Choice of Spouse”.

If you’re really serious, joint call Dr. Laura with your wife. I guarantee she will upbraid your wife for jeopardizing the family financial future by being an immature brat and demanding a palace today.

[TemekuT]

Buy “The Millionaire Next Door’ and read excerpts to her daily about living below one’s means, especially in matters related to housing and vehicles. Drum into her that she has a choice: to be a prodigious accumulator of wealth instead of an underaccumulator of wealth, and that the former will pay off. Then, bring out “The Millionaire Mind” and read to her Chapter 8, “The Home”, dramatizing the sad story of Stever the Stockbroker who is overleveraged with his jumbo 1.2 million dollar mortgage. At the same time, you might want to read Chapter 6, “Choice of Spouse”.

If you’re really serious, joint call Dr. Laura with your wife. I guarantee she will upbraid your wife for jeopardizing the family financial future by being an immature brat and demanding a palace today.

[TemekuT]

Buy “The Millionaire Next Door’ and read excerpts to her daily about living below one’s means, especially in matters related to housing and vehicles. Drum into her that she has a choice: to be a prodigious accumulator of wealth instead of an underaccumulator of wealth, and that the former will pay off. Then, bring out “The Millionaire Mind” and read to her Chapter 8, “The Home”, dramatizing the sad story of Stever the Stockbroker who is overleveraged with his jumbo 1.2 million dollar mortgage. At the same time, you might want to read Chapter 6, “Choice of Spouse”.

If you’re really serious, joint call Dr. Laura with your wife. I guarantee she will upbraid your wife for jeopardizing the family financial future by being an immature brat and demanding a palace today.

[TemekuT]

Buy “The Millionaire Next Door’ and read excerpts to her daily about living below one’s means, especially in matters related to housing and vehicles. Drum into her that she has a choice: to be a prodigious accumulator of wealth instead of an underaccumulator of wealth, and that the former will pay off. Then, bring out “The Millionaire Mind” and read to her Chapter 8, “The Home”, dramatizing the sad story of Stever the Stockbroker who is overleveraged with his jumbo 1.2 million dollar mortgage. At the same time, you might want to read Chapter 6, “Choice of Spouse”.

If you’re really serious, joint call Dr. Laura with your wife. I guarantee she will upbraid your wife for jeopardizing the family financial future by being an immature brat and demanding a palace today.

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