- This topic has 245 replies, 21 voices, and was last updated 15 years, 10 months ago by
NicMM.
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May 12, 2008 at 8:51 PM #203209May 12, 2008 at 8:56 PM #203083
joec
ParticipantI see similar rates from an online lender called oneeasyfee.com. I’ve been trying to dig up and find more info about them anywhere online, but there’s not much to be found. A family friend has used them for their home purchase last year and I haven’t heard anything negative or fradulant about them, but it’d be nicer to be able to get more info about them or hear of more customer experiences. Their rates are a ton lower than the credit unions or any other places I’ve found.
I entered my loan info and I also get rates of 5.75%-6% for a jumbo 30 year fixed loan with no impounds and 740+ credit with the fee depending on the closing cost.
Anyone able to find more info on them? They’re based in San Diego so maybe I should just drive to their office and walk right in.
May 12, 2008 at 8:56 PM #203130ParticipantI see similar rates from an online lender called oneeasyfee.com. I’ve been trying to dig up and find more info about them anywhere online, but there’s not much to be found. A family friend has used them for their home purchase last year and I haven’t heard anything negative or fradulant about them, but it’d be nicer to be able to get more info about them or hear of more customer experiences. Their rates are a ton lower than the credit unions or any other places I’ve found.
I entered my loan info and I also get rates of 5.75%-6% for a jumbo 30 year fixed loan with no impounds and 740+ credit with the fee depending on the closing cost.
Anyone able to find more info on them? They’re based in San Diego so maybe I should just drive to their office and walk right in.
May 12, 2008 at 8:56 PM #203157ParticipantI see similar rates from an online lender called oneeasyfee.com. I’ve been trying to dig up and find more info about them anywhere online, but there’s not much to be found. A family friend has used them for their home purchase last year and I haven’t heard anything negative or fradulant about them, but it’d be nicer to be able to get more info about them or hear of more customer experiences. Their rates are a ton lower than the credit unions or any other places I’ve found.
I entered my loan info and I also get rates of 5.75%-6% for a jumbo 30 year fixed loan with no impounds and 740+ credit with the fee depending on the closing cost.
Anyone able to find more info on them? They’re based in San Diego so maybe I should just drive to their office and walk right in.
May 12, 2008 at 8:56 PM #203183ParticipantI see similar rates from an online lender called oneeasyfee.com. I’ve been trying to dig up and find more info about them anywhere online, but there’s not much to be found. A family friend has used them for their home purchase last year and I haven’t heard anything negative or fradulant about them, but it’d be nicer to be able to get more info about them or hear of more customer experiences. Their rates are a ton lower than the credit unions or any other places I’ve found.
I entered my loan info and I also get rates of 5.75%-6% for a jumbo 30 year fixed loan with no impounds and 740+ credit with the fee depending on the closing cost.
Anyone able to find more info on them? They’re based in San Diego so maybe I should just drive to their office and walk right in.
May 12, 2008 at 8:56 PM #203214ParticipantI see similar rates from an online lender called oneeasyfee.com. I’ve been trying to dig up and find more info about them anywhere online, but there’s not much to be found. A family friend has used them for their home purchase last year and I haven’t heard anything negative or fradulant about them, but it’d be nicer to be able to get more info about them or hear of more customer experiences. Their rates are a ton lower than the credit unions or any other places I’ve found.
I entered my loan info and I also get rates of 5.75%-6% for a jumbo 30 year fixed loan with no impounds and 740+ credit with the fee depending on the closing cost.
Anyone able to find more info on them? They’re based in San Diego so maybe I should just drive to their office and walk right in.
May 12, 2008 at 9:21 PM #203098HLS
ParticipantI wanna…
You can do a search in the box on the left for
Home Loan Sheldon or send an email to [email protected]I can’t comment on bankrate, have no idea who they send you to or what they are quoting you. There are situations that get misquoted online all the time, and it’s funny how it doesn’t get straightened out until after your are well into the process, and the rate gets raised.
How “fabulous” are the rates and what are the fees to get the rate ??
I can get basic approval and underwriting conditions for you 24/7 myself within a short time of taking an application. With this approval, the rate can be locked on a business day. Provide the conditions and it’s a breeze,
Done in 10 days to 2 weeks.If the borrower cannot provide the conditions, that’s where problems start. (Proving imcome, documenting down payments, job history, etc) Then it’s no loan.
If your shopping solely by rate, you are asking for trouble.
Millions of people think that they got a great rate when they shopped by rate, and their experience turned into a nightmare.There are some great realtors out there, including the ones on this board that are straight as an arrow.
There are many agents though that don’t understand the financing aspect one bit. They earn nothing if the deal doesn’t get done. They may not be sending you to someone who is fair, but just to someone who will hopefully get the deal done for them. Do you think most agents care if you getting the right rates/fees ?
Joe, shop til you drop, knock yourself out.
My office is in Temecula, I live in Fallbrook, I’m generally available 7 days a week. I’m available by phone about 16 hours a day. I do this because I enjoy it.
Contact me if you have any questions. I may have to call you back, but I don’t bite.
By paying a “discount fee” you can always buy a rate down, if you have the $. There are 30 YR fixed rates at 5% or less with a cost. Don’t get fooled by rates without knowing the fee.
May 12, 2008 at 9:21 PM #203145ParticipantI wanna…
You can do a search in the box on the left for
Home Loan Sheldon or send an email to [email protected]I can’t comment on bankrate, have no idea who they send you to or what they are quoting you. There are situations that get misquoted online all the time, and it’s funny how it doesn’t get straightened out until after your are well into the process, and the rate gets raised.
How “fabulous” are the rates and what are the fees to get the rate ??
I can get basic approval and underwriting conditions for you 24/7 myself within a short time of taking an application. With this approval, the rate can be locked on a business day. Provide the conditions and it’s a breeze,
Done in 10 days to 2 weeks.If the borrower cannot provide the conditions, that’s where problems start. (Proving imcome, documenting down payments, job history, etc) Then it’s no loan.
If your shopping solely by rate, you are asking for trouble.
Millions of people think that they got a great rate when they shopped by rate, and their experience turned into a nightmare.There are some great realtors out there, including the ones on this board that are straight as an arrow.
There are many agents though that don’t understand the financing aspect one bit. They earn nothing if the deal doesn’t get done. They may not be sending you to someone who is fair, but just to someone who will hopefully get the deal done for them. Do you think most agents care if you getting the right rates/fees ?
Joe, shop til you drop, knock yourself out.
My office is in Temecula, I live in Fallbrook, I’m generally available 7 days a week. I’m available by phone about 16 hours a day. I do this because I enjoy it.
Contact me if you have any questions. I may have to call you back, but I don’t bite.
By paying a “discount fee” you can always buy a rate down, if you have the $. There are 30 YR fixed rates at 5% or less with a cost. Don’t get fooled by rates without knowing the fee.
May 12, 2008 at 9:21 PM #203170ParticipantI wanna…
You can do a search in the box on the left for
Home Loan Sheldon or send an email to [email protected]I can’t comment on bankrate, have no idea who they send you to or what they are quoting you. There are situations that get misquoted online all the time, and it’s funny how it doesn’t get straightened out until after your are well into the process, and the rate gets raised.
How “fabulous” are the rates and what are the fees to get the rate ??
I can get basic approval and underwriting conditions for you 24/7 myself within a short time of taking an application. With this approval, the rate can be locked on a business day. Provide the conditions and it’s a breeze,
Done in 10 days to 2 weeks.If the borrower cannot provide the conditions, that’s where problems start. (Proving imcome, documenting down payments, job history, etc) Then it’s no loan.
If your shopping solely by rate, you are asking for trouble.
Millions of people think that they got a great rate when they shopped by rate, and their experience turned into a nightmare.There are some great realtors out there, including the ones on this board that are straight as an arrow.
There are many agents though that don’t understand the financing aspect one bit. They earn nothing if the deal doesn’t get done. They may not be sending you to someone who is fair, but just to someone who will hopefully get the deal done for them. Do you think most agents care if you getting the right rates/fees ?
Joe, shop til you drop, knock yourself out.
My office is in Temecula, I live in Fallbrook, I’m generally available 7 days a week. I’m available by phone about 16 hours a day. I do this because I enjoy it.
Contact me if you have any questions. I may have to call you back, but I don’t bite.
By paying a “discount fee” you can always buy a rate down, if you have the $. There are 30 YR fixed rates at 5% or less with a cost. Don’t get fooled by rates without knowing the fee.
May 12, 2008 at 9:21 PM #203197ParticipantI wanna…
You can do a search in the box on the left for
Home Loan Sheldon or send an email to [email protected]I can’t comment on bankrate, have no idea who they send you to or what they are quoting you. There are situations that get misquoted online all the time, and it’s funny how it doesn’t get straightened out until after your are well into the process, and the rate gets raised.
How “fabulous” are the rates and what are the fees to get the rate ??
I can get basic approval and underwriting conditions for you 24/7 myself within a short time of taking an application. With this approval, the rate can be locked on a business day. Provide the conditions and it’s a breeze,
Done in 10 days to 2 weeks.If the borrower cannot provide the conditions, that’s where problems start. (Proving imcome, documenting down payments, job history, etc) Then it’s no loan.
If your shopping solely by rate, you are asking for trouble.
Millions of people think that they got a great rate when they shopped by rate, and their experience turned into a nightmare.There are some great realtors out there, including the ones on this board that are straight as an arrow.
There are many agents though that don’t understand the financing aspect one bit. They earn nothing if the deal doesn’t get done. They may not be sending you to someone who is fair, but just to someone who will hopefully get the deal done for them. Do you think most agents care if you getting the right rates/fees ?
Joe, shop til you drop, knock yourself out.
My office is in Temecula, I live in Fallbrook, I’m generally available 7 days a week. I’m available by phone about 16 hours a day. I do this because I enjoy it.
Contact me if you have any questions. I may have to call you back, but I don’t bite.
By paying a “discount fee” you can always buy a rate down, if you have the $. There are 30 YR fixed rates at 5% or less with a cost. Don’t get fooled by rates without knowing the fee.
May 12, 2008 at 9:21 PM #203229ParticipantI wanna…
You can do a search in the box on the left for
Home Loan Sheldon or send an email to [email protected]I can’t comment on bankrate, have no idea who they send you to or what they are quoting you. There are situations that get misquoted online all the time, and it’s funny how it doesn’t get straightened out until after your are well into the process, and the rate gets raised.
How “fabulous” are the rates and what are the fees to get the rate ??
I can get basic approval and underwriting conditions for you 24/7 myself within a short time of taking an application. With this approval, the rate can be locked on a business day. Provide the conditions and it’s a breeze,
Done in 10 days to 2 weeks.If the borrower cannot provide the conditions, that’s where problems start. (Proving imcome, documenting down payments, job history, etc) Then it’s no loan.
If your shopping solely by rate, you are asking for trouble.
Millions of people think that they got a great rate when they shopped by rate, and their experience turned into a nightmare.There are some great realtors out there, including the ones on this board that are straight as an arrow.
There are many agents though that don’t understand the financing aspect one bit. They earn nothing if the deal doesn’t get done. They may not be sending you to someone who is fair, but just to someone who will hopefully get the deal done for them. Do you think most agents care if you getting the right rates/fees ?
Joe, shop til you drop, knock yourself out.
My office is in Temecula, I live in Fallbrook, I’m generally available 7 days a week. I’m available by phone about 16 hours a day. I do this because I enjoy it.
Contact me if you have any questions. I may have to call you back, but I don’t bite.
By paying a “discount fee” you can always buy a rate down, if you have the $. There are 30 YR fixed rates at 5% or less with a cost. Don’t get fooled by rates without knowing the fee.
May 13, 2008 at 8:32 AM #203250(former)FormerSanDiegan
ParticipantNicMM – I did not mean to discourage you from posting. I was just poking a little fun. Glad to see that you take it in stride. Your main points come across clear. The language that is most important here is math. Running the numbers is far more important than verb conjugation. It appears that you have run the numbers and balanced the ARM versus 30-year fixed and made the right choice.
It’s also obvious that you have your eyes open through the process to make sure you don’t get screwed at the end. If they try to pull a fast one on you, simply don’t sign the loan docs. You have a couple contacts here on this board who can help.
Keep us updated on what your final rate and costs end up being when you close.May 13, 2008 at 8:32 AM #203302ParticipantNicMM – I did not mean to discourage you from posting. I was just poking a little fun. Glad to see that you take it in stride. Your main points come across clear. The language that is most important here is math. Running the numbers is far more important than verb conjugation. It appears that you have run the numbers and balanced the ARM versus 30-year fixed and made the right choice.
It’s also obvious that you have your eyes open through the process to make sure you don’t get screwed at the end. If they try to pull a fast one on you, simply don’t sign the loan docs. You have a couple contacts here on this board who can help.
Keep us updated on what your final rate and costs end up being when you close.May 13, 2008 at 8:32 AM #203328ParticipantNicMM – I did not mean to discourage you from posting. I was just poking a little fun. Glad to see that you take it in stride. Your main points come across clear. The language that is most important here is math. Running the numbers is far more important than verb conjugation. It appears that you have run the numbers and balanced the ARM versus 30-year fixed and made the right choice.
It’s also obvious that you have your eyes open through the process to make sure you don’t get screwed at the end. If they try to pull a fast one on you, simply don’t sign the loan docs. You have a couple contacts here on this board who can help.
Keep us updated on what your final rate and costs end up being when you close.May 13, 2008 at 8:32 AM #203352ParticipantNicMM – I did not mean to discourage you from posting. I was just poking a little fun. Glad to see that you take it in stride. Your main points come across clear. The language that is most important here is math. Running the numbers is far more important than verb conjugation. It appears that you have run the numbers and balanced the ARM versus 30-year fixed and made the right choice.
It’s also obvious that you have your eyes open through the process to make sure you don’t get screwed at the end. If they try to pull a fast one on you, simply don’t sign the loan docs. You have a couple contacts here on this board who can help.
Keep us updated on what your final rate and costs end up being when you close. -
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