4S Ranch–Comparison of Remaining 4 Builders of 3000 sq ft homes

[Sandi Egan]

Thanks for info, NTSD.
Could you please tell us a bit more about how different locations affect insurance prices? Jim the Realtor wrote recently about how difficult it is to insure a canyon-facing property. Is there anything else we should be looking out for?

[rbeast]

My homeowner’s policy is up for renewal & since I live in fire zone (lost fence & several trees; smoke-damage within), I wanted to increase limits.

I opted for Umbrella policy thru Auto Club of SoCal – $500K each for home/auto & additional million over that. After hearing neighbors’ horror stories about rebuilding & ins. pay-outs, it seemed like a good idea.

ACSC was terrific at paying out insurance claims from fire.

[rbeast]

My homeowner’s policy is up for renewal & since I live in fire zone (lost fence & several trees; smoke-damage within), I wanted to increase limits.

I opted for Umbrella policy thru Auto Club of SoCal – $500K each for home/auto & additional million over that. After hearing neighbors’ horror stories about rebuilding & ins. pay-outs, it seemed like a good idea.

ACSC was terrific at paying out insurance claims from fire.

[rbeast]

My homeowner’s policy is up for renewal & since I live in fire zone (lost fence & several trees; smoke-damage within), I wanted to increase limits.

I opted for Umbrella policy thru Auto Club of SoCal – $500K each for home/auto & additional million over that. After hearing neighbors’ horror stories about rebuilding & ins. pay-outs, it seemed like a good idea.

ACSC was terrific at paying out insurance claims from fire.

[rbeast]

My homeowner’s policy is up for renewal & since I live in fire zone (lost fence & several trees; smoke-damage within), I wanted to increase limits.

I opted for Umbrella policy thru Auto Club of SoCal – $500K each for home/auto & additional million over that. After hearing neighbors’ horror stories about rebuilding & ins. pay-outs, it seemed like a good idea.

ACSC was terrific at paying out insurance claims from fire.

[rbeast]

My homeowner’s policy is up for renewal & since I live in fire zone (lost fence & several trees; smoke-damage within), I wanted to increase limits.

I opted for Umbrella policy thru Auto Club of SoCal – $500K each for home/auto & additional million over that. After hearing neighbors’ horror stories about rebuilding & ins. pay-outs, it seemed like a good idea.

ACSC was terrific at paying out insurance claims from fire.

[flyer]

We live in Rancho Santa Fe, and many of our friends also had mandatory evacuation orders on $5-20MM homes during the 2007 Firestorm, as did friends who live in Del Mar, so it’s not just 4S Ranch. Plus, some less
fire-prone areas of San Diego have other problems many of us wouldn’t want to deal with.

Lots of our friends and family live on the
coast and feel they are immune–but, surprisingly, the Weather Channel once had a program showing how a fire could roar down the eastern canyons of the county toward the coast and destroy La Jolla–so go figure.

At any rate, the reason for my post, was to mention that some friends who are looking to buy in 4S have found they like Silhouette and Pienza best–in that order–but they have found there are not many good lots left, so if you are interested in those developments, you might want to check out the lot situation ASAP.

Good Luck!

[flyer]

We live in Rancho Santa Fe, and many of our friends also had mandatory evacuation orders on $5-20MM homes during the 2007 Firestorm, as did friends who live in Del Mar, so it’s not just 4S Ranch. Plus, some less
fire-prone areas of San Diego have other problems many of us wouldn’t want to deal with.

Lots of our friends and family live on the
coast and feel they are immune–but, surprisingly, the Weather Channel once had a program showing how a fire could roar down the eastern canyons of the county toward the coast and destroy La Jolla–so go figure.

At any rate, the reason for my post, was to mention that some friends who are looking to buy in 4S have found they like Silhouette and Pienza best–in that order–but they have found there are not many good lots left, so if you are interested in those developments, you might want to check out the lot situation ASAP.

Good Luck!

[flyer]

We live in Rancho Santa Fe, and many of our friends also had mandatory evacuation orders on $5-20MM homes during the 2007 Firestorm, as did friends who live in Del Mar, so it’s not just 4S Ranch. Plus, some less
fire-prone areas of San Diego have other problems many of us wouldn’t want to deal with.

Lots of our friends and family live on the
coast and feel they are immune–but, surprisingly, the Weather Channel once had a program showing how a fire could roar down the eastern canyons of the county toward the coast and destroy La Jolla–so go figure.

At any rate, the reason for my post, was to mention that some friends who are looking to buy in 4S have found they like Silhouette and Pienza best–in that order–but they have found there are not many good lots left, so if you are interested in those developments, you might want to check out the lot situation ASAP.

Good Luck!

[flyer]

We live in Rancho Santa Fe, and many of our friends also had mandatory evacuation orders on $5-20MM homes during the 2007 Firestorm, as did friends who live in Del Mar, so it’s not just 4S Ranch. Plus, some less
fire-prone areas of San Diego have other problems many of us wouldn’t want to deal with.

Lots of our friends and family live on the
coast and feel they are immune–but, surprisingly, the Weather Channel once had a program showing how a fire could roar down the eastern canyons of the county toward the coast and destroy La Jolla–so go figure.

At any rate, the reason for my post, was to mention that some friends who are looking to buy in 4S have found they like Silhouette and Pienza best–in that order–but they have found there are not many good lots left, so if you are interested in those developments, you might want to check out the lot situation ASAP.

Good Luck!

[flyer]

We live in Rancho Santa Fe, and many of our friends also had mandatory evacuation orders on $5-20MM homes during the 2007 Firestorm, as did friends who live in Del Mar, so it’s not just 4S Ranch. Plus, some less
fire-prone areas of San Diego have other problems many of us wouldn’t want to deal with.

Lots of our friends and family live on the
coast and feel they are immune–but, surprisingly, the Weather Channel once had a program showing how a fire could roar down the eastern canyons of the county toward the coast and destroy La Jolla–so go figure.

At any rate, the reason for my post, was to mention that some friends who are looking to buy in 4S have found they like Silhouette and Pienza best–in that order–but they have found there are not many good lots left, so if you are interested in those developments, you might want to check out the lot situation ASAP.

Good Luck!

[oceanbreeze]

For Pienza, I think the builder currently accepts offer with $100K incentive for inventory homes.
For Maybeck, after the recent price drop down, there are only $20K incentive for the new release;
For Chanteclair, just sold out the inventory around $650K, hasn’t made new price information publicly yet.

I bet, in year-end sale, the 3000 sqf. will go down to $600K, and you can get any plan3 from 4S builders with $650K.

[oceanbreeze]

For Pienza, I think the builder currently accepts offer with $100K incentive for inventory homes.
For Maybeck, after the recent price drop down, there are only $20K incentive for the new release;
For Chanteclair, just sold out the inventory around $650K, hasn’t made new price information publicly yet.

I bet, in year-end sale, the 3000 sqf. will go down to $600K, and you can get any plan3 from 4S builders with $650K.

[oceanbreeze]

For Pienza, I think the builder currently accepts offer with $100K incentive for inventory homes.
For Maybeck, after the recent price drop down, there are only $20K incentive for the new release;
For Chanteclair, just sold out the inventory around $650K, hasn’t made new price information publicly yet.

I bet, in year-end sale, the 3000 sqf. will go down to $600K, and you can get any plan3 from 4S builders with $650K.

[oceanbreeze]

For Pienza, I think the builder currently accepts offer with $100K incentive for inventory homes.
For Maybeck, after the recent price drop down, there are only $20K incentive for the new release;
For Chanteclair, just sold out the inventory around $650K, hasn’t made new price information publicly yet.

I bet, in year-end sale, the 3000 sqf. will go down to $600K, and you can get any plan3 from 4S builders with $650K.

[Author]

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