1st time buyer, Good credit. Small $$. Veteran qualified.

[sd_matt]

Right on! What you folks are saying is starting to echo what the lady at Wells told me, more or less.

I’ll look into the military Credit Unions also. Beating the pavement is inevitable but this helps me narrow things down and screen out the BS loan agents.

Yeah I’ve read about ChaFa. There is another one for downtown through Centre City Development Corporation. It goes up to $75k down or 25%, whichever is less. Of course downtown has some more crashing to do before I would want to use even this loan. Then there’s the MCC. I believe there is another silent second program for the rest of SD county. Not sure. Maybe its ChaFa I’m thinking about.

[Raybyrnes]

You shouldn’t have to beat the pavement too long. These programs already have set rates and fees that a lender can charge so all lenders are going to be the same in terms of dollar amount and interst rate. What you may want to focus on is seeing if the lenders offer any sort of incentives or discounts from the Program rates. This applied to the student loan industry, I am not certain if it might also apply to the VA Programs or Chafa programs.

Big thing here is really figuring out which Program is going to be your best bet. VA, CHAFA, or CALVET. Once you ahve this figured out finding a lender is going to be easy.

[Raybyrnes]

You shouldn’t have to beat the pavement too long. These programs already have set rates and fees that a lender can charge so all lenders are going to be the same in terms of dollar amount and interst rate. What you may want to focus on is seeing if the lenders offer any sort of incentives or discounts from the Program rates. This applied to the student loan industry, I am not certain if it might also apply to the VA Programs or Chafa programs.

Big thing here is really figuring out which Program is going to be your best bet. VA, CHAFA, or CALVET. Once you ahve this figured out finding a lender is going to be easy.

[Raybyrnes]

You shouldn’t have to beat the pavement too long. These programs already have set rates and fees that a lender can charge so all lenders are going to be the same in terms of dollar amount and interst rate. What you may want to focus on is seeing if the lenders offer any sort of incentives or discounts from the Program rates. This applied to the student loan industry, I am not certain if it might also apply to the VA Programs or Chafa programs.

Big thing here is really figuring out which Program is going to be your best bet. VA, CHAFA, or CALVET. Once you ahve this figured out finding a lender is going to be easy.

[Raybyrnes]

You shouldn’t have to beat the pavement too long. These programs already have set rates and fees that a lender can charge so all lenders are going to be the same in terms of dollar amount and interst rate. What you may want to focus on is seeing if the lenders offer any sort of incentives or discounts from the Program rates. This applied to the student loan industry, I am not certain if it might also apply to the VA Programs or Chafa programs.

Big thing here is really figuring out which Program is going to be your best bet. VA, CHAFA, or CALVET. Once you ahve this figured out finding a lender is going to be easy.

[Raybyrnes]

You shouldn’t have to beat the pavement too long. These programs already have set rates and fees that a lender can charge so all lenders are going to be the same in terms of dollar amount and interst rate. What you may want to focus on is seeing if the lenders offer any sort of incentives or discounts from the Program rates. This applied to the student loan industry, I am not certain if it might also apply to the VA Programs or Chafa programs.

Big thing here is really figuring out which Program is going to be your best bet. VA, CHAFA, or CALVET. Once you ahve this figured out finding a lender is going to be easy.

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