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XBoxBoy
Participant[quote=flu]I like Carmel Valley haters. I wish there was more of them, so more people would GTFO so I could buy a bigger place at a more reasonable price.[/quote]
Can we get some La Jolla haters too!
Great post Flu!
XBoxBoy
ParticipantIt’s hard to say much without knowing much about your situation. Where will you be working from? Personally, I would really consider the impact of my commute if I were you.
Looks like you are only considering North County? What about Mission Hills, or Kensington, or North Park? Are you willing to go into an older neighborhood?
How important are schools? How many kids and what ages? How important is a yard? Would you trade being able to walk to stores for a smaller house?
November 30, 2015 at 6:17 PM in reply to: ot. BLM campus protests related to affirmative action… #791677XBoxBoy
Participant[quote=FlyerInHi]
A prestigious school of public policy named after an awoved racist is just bad policy and bad reputation.
[/quote]An even more egregious example: What should England do about things named for Winston Churchill? Without Churchill, most of England would currently be speaking German. (Ok, you can debate that, but his contribution to keeping morale in England up during WWII is not really debatable)
But Churchill, like many of English politicians of the early years of the 20th century was extraordinarily racist. His attitudes towards the “natives” in India and to Mahatma Gandi are shocking.
And what about Thomas Jefferson who kept slaves? (And fathered children with Sally Hemings) Oh, and let’s not forget George Washington who also owned slaves!
The history of racism and man’s inhumanity to his fellow man is long and extensive. If we rename everything named after anyone who at some time held a view we don’t agree with today, we’re gonna need a lot of names.
XBoxBoy
Participant[quote=CA renter]It is strange how everyone seemed to agree that the credit/housing bubble that brought us to our knees in 2008 was the consequence of holding interest rates too low for too long.[/quote]
Don’t think that is true. Most people seem to agree that the 2008 housing bubble was caused by lax lending standards, not by holding interest rates too low for too long. There’s a big difference between those two things.
XBoxBoy
ParticipantHoping we’ll get a Housing Data Rodeo this month. Is it gonna happen?
XboxBoy
November 16, 2015 at 2:51 PM in reply to: Need help…lease-back or extend escrow? Pros & cons? Other options? #791411XBoxBoy
ParticipantGlad you found a way to work this out. Sounds like you handled it well and in the end got a fair deal. (fingers crossed since you aren’t closed yet)
XboxBoy
November 9, 2015 at 4:50 PM in reply to: Need help…lease-back or extend escrow? Pros & cons? Other options? #791119XBoxBoy
ParticipantBowie, the thing I’m wondering is who is opposed to simply moving the close date to late March? That way the sellers don’t need to move out until late May and the loan company should be happy.
If you fall out of escrow there’s a good chance that the sellers won’t get back under contract during the holiday season.
So, I keep coming back to the question, why the pressure to close? Who is benefiting from that? The sellers don’t want to move until May 31st, right? Do they have some other reason they need to close and do a rent back for five months? Is it the real estate agents who are pushing to have this close?
XBoxBoy
ParticipantApparently our illustrious Mayor Faulconer has been on the road meeting with NFL team owners to try and convince them to have the Chargers stay in San Diego.
On Sept. 30th he was in Boston meeting with Robert Kraft, owner of the New England Patriots, and then went to NYC to meet with New York Giants owner John Mara. On Oct. 1st Faulconer met with NFL commissioner Rodger Goodell and then went to Charlotte, North Carolina, to confer with Jerry Richardson, owner of the Carolina Panthers.
And if that wasn’t enough, he’s got another meeting with the NFL committee that will decide who relocates to LA on Nov. 11th.
One can only imagine what giveaways Mayor Faulconer promised in these meetings!
November 5, 2015 at 7:27 AM in reply to: Need help…lease-back or extend escrow? Pros & cons? Other options? #791033XBoxBoy
Participant[quote=bowie]We will not knowingly commit mortgage fraud. [/quote]
Well that’s a pleasant surprise! Good for you!.
If you can convince the sellers to extend the escrow then that’s probably the easiest/best thing. And if the sellers think you are serious about going through with the purchase it seems to me they would not be adverse to that.
Biggest obstacle I would expect to this is seller’s agent who probably wants the deal to close so they can get their commission. But having the deal fall through is not attractive to the seller’s agent either.
You can try to get an exception from the loan company, but I think that will be very hard to get.
I think your strategy should be to go to your agent and make two things very clear:
1) You do want to buy the house, you do not want to have the deal fall through.
2) You will have to let the deal fall through if a solution is not found.Since your agent will get no commission if the deal falls through, they should now be very motivated to find a solution. This is the kind of problem they need to solve to earn their commission.
Keep in mind here, if the sale falls through no one gets a commission and the sellers don’t sell the house. That’s not good for anyone. Toss the ball back in their court with the understanding that you are very interested in finding a solution but either the bank (unlikely) or the seller (much more likely) needs to work with you on this.
Hope this helps,
XBoxBoy
XBoxBoy
Participant[quote=doofrat]Do you need a prescription or anything to make a purchase? I’m checking for a friend that doesn’t have a PC Computer connected to the Interwebs.[/quote]
Yes, you must go to one of the doctors that writes you a prescription. I believe after you get the RX, you need to go to the county and get the card that lets you purchase legally. Then when you call they’ll come with the pot.
XBoxBoy
Participant[quote=moneymaker]XBoxBoy whenever I read donation I automatically think tax evasion, do they give receipts? You know for tax write off of medical expenses. I think most people would not even know what they are as they tend to be pretty non descriptive on the outside. I’ve been to a few of them, but not as a customer[/quote]
Sorry, I’m not that experienced. (Cue Jimi Hendrix, “Are you experienced”) I don’t know if they give receipts. I would think so. I think the reason they ask for a donation is that legally, (by federal law) they can’t sell pot. But they can give it to you, and then you give them a donation. It’s all a bit of silliness if you ask me.
XBoxBoy
Participant[quote=Reality][quote=XBoxBoy][quote=FlyerInHi]If the owners say no to a move, then can’t the city also say no to a stadium?[/quote]
They could, but as you point out, the local politicians clearly lack the cajones to go that route.
[/quote]
They’ve said no for 14 years.[/quote]
Yes, they’ve said no for 14 years, but if you’ve been paying attention for the last six months or so they’ve totally changed their tune to, “Don’t go we’ll give you anything you want!”
XBoxBoy
ParticipantThere are very few pot shops these days. The city in its infinite wisdom used zoning laws to shut them down. So, what happens now is you call the number in an add and they come to your house. (How convenient!) Someone shows up with a suitcase full of pot and edibles and you pick what you want and make a “donation”.
XBoxBoy
Participant[quote=phaster]personally I’ve been thinking things are not sustainable for a while and wonder how things are ever going back to “normal” and with the “smart money” sale reported in the WSJ and the YouTube interview of things changing in the neighborhood market, I have to wonder how things are going to play out….[/quote]
Phaster, share your doubts about the sustainability of today’s market. I have no real answers to how things play out, but clearly if interest rates start to rise things get ugly. But like most people, I doubt interest rates rise that much. If they do, housing starts to slow, the economy follows, and the fed lowers rates in response, maybe even more QE.
It will be real interesting to see Rich’s data in the next couple of months to see if real estate does slow or not.
XboxBoy
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