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vizcaya
ParticipantThese are good rates, when you add in the First Time Buyers 10k tax credit its a good deal. Now its still a matter of finding the bottom of the housing market. A better price is better than a great rate.
ParticipantI must be reading a different version than most of you are.
The program will not help those that took out loans they knew they could not afford, even after the mortage reset.
Most of you are saying that a person whos income is $30k a year will be able to continue to live in thier 500k home.
This plan will not help many people. Most are underwater on thier homes, therefore they do not qualify. Most will not be able to get the loan mod due to the income being too low.
This is mainly for people that may have bought a home in 2002-2003, and maybe they lost thier job or some sort of income due to the economy, and are unable to refi because the LTV is too high, or probably on the verge of being underwater.
ParticipantI must be reading a different version than most of you are.
The program will not help those that took out loans they knew they could not afford, even after the mortage reset.
Most of you are saying that a person whos income is $30k a year will be able to continue to live in thier 500k home.
This plan will not help many people. Most are underwater on thier homes, therefore they do not qualify. Most will not be able to get the loan mod due to the income being too low.
This is mainly for people that may have bought a home in 2002-2003, and maybe they lost thier job or some sort of income due to the economy, and are unable to refi because the LTV is too high, or probably on the verge of being underwater.
ParticipantI must be reading a different version than most of you are.
The program will not help those that took out loans they knew they could not afford, even after the mortage reset.
Most of you are saying that a person whos income is $30k a year will be able to continue to live in thier 500k home.
This plan will not help many people. Most are underwater on thier homes, therefore they do not qualify. Most will not be able to get the loan mod due to the income being too low.
This is mainly for people that may have bought a home in 2002-2003, and maybe they lost thier job or some sort of income due to the economy, and are unable to refi because the LTV is too high, or probably on the verge of being underwater.
ParticipantI must be reading a different version than most of you are.
The program will not help those that took out loans they knew they could not afford, even after the mortage reset.
Most of you are saying that a person whos income is $30k a year will be able to continue to live in thier 500k home.
This plan will not help many people. Most are underwater on thier homes, therefore they do not qualify. Most will not be able to get the loan mod due to the income being too low.
This is mainly for people that may have bought a home in 2002-2003, and maybe they lost thier job or some sort of income due to the economy, and are unable to refi because the LTV is too high, or probably on the verge of being underwater.
ParticipantI must be reading a different version than most of you are.
The program will not help those that took out loans they knew they could not afford, even after the mortage reset.
Most of you are saying that a person whos income is $30k a year will be able to continue to live in thier 500k home.
This plan will not help many people. Most are underwater on thier homes, therefore they do not qualify. Most will not be able to get the loan mod due to the income being too low.
This is mainly for people that may have bought a home in 2002-2003, and maybe they lost thier job or some sort of income due to the economy, and are unable to refi because the LTV is too high, or probably on the verge of being underwater.
ParticipantI had this discussion at work.
How many are living the American capitalistic dream? Most are not. Most work for someone who created the job, by taking a risk at creating a business. The Business owner took the risk, and is thriving getting rich. The workers are making him money. The majority of americans work under someone else. Therefore a switch to socialism would not effect many, as many would not see the difference.
Most people have a crappy 8-5 job, and just want to get home and see whats new on the idiot box. Mindless sheep. Most don’t know they are just slaves to another mans dream.
Socialism is the future of America. With the US consumer having no means to finance thier lavish lifestyles, I see many of the investors/Entrpenours taking thier money elsewhere in the world to invest.
Karl Marx Predicted this would happen many years ago.
ParticipantI had this discussion at work.
How many are living the American capitalistic dream? Most are not. Most work for someone who created the job, by taking a risk at creating a business. The Business owner took the risk, and is thriving getting rich. The workers are making him money. The majority of americans work under someone else. Therefore a switch to socialism would not effect many, as many would not see the difference.
Most people have a crappy 8-5 job, and just want to get home and see whats new on the idiot box. Mindless sheep. Most don’t know they are just slaves to another mans dream.
Socialism is the future of America. With the US consumer having no means to finance thier lavish lifestyles, I see many of the investors/Entrpenours taking thier money elsewhere in the world to invest.
Karl Marx Predicted this would happen many years ago.
ParticipantI had this discussion at work.
How many are living the American capitalistic dream? Most are not. Most work for someone who created the job, by taking a risk at creating a business. The Business owner took the risk, and is thriving getting rich. The workers are making him money. The majority of americans work under someone else. Therefore a switch to socialism would not effect many, as many would not see the difference.
Most people have a crappy 8-5 job, and just want to get home and see whats new on the idiot box. Mindless sheep. Most don’t know they are just slaves to another mans dream.
Socialism is the future of America. With the US consumer having no means to finance thier lavish lifestyles, I see many of the investors/Entrpenours taking thier money elsewhere in the world to invest.
Karl Marx Predicted this would happen many years ago.
ParticipantI had this discussion at work.
How many are living the American capitalistic dream? Most are not. Most work for someone who created the job, by taking a risk at creating a business. The Business owner took the risk, and is thriving getting rich. The workers are making him money. The majority of americans work under someone else. Therefore a switch to socialism would not effect many, as many would not see the difference.
Most people have a crappy 8-5 job, and just want to get home and see whats new on the idiot box. Mindless sheep. Most don’t know they are just slaves to another mans dream.
Socialism is the future of America. With the US consumer having no means to finance thier lavish lifestyles, I see many of the investors/Entrpenours taking thier money elsewhere in the world to invest.
Karl Marx Predicted this would happen many years ago.
ParticipantI had this discussion at work.
How many are living the American capitalistic dream? Most are not. Most work for someone who created the job, by taking a risk at creating a business. The Business owner took the risk, and is thriving getting rich. The workers are making him money. The majority of americans work under someone else. Therefore a switch to socialism would not effect many, as many would not see the difference.
Most people have a crappy 8-5 job, and just want to get home and see whats new on the idiot box. Mindless sheep. Most don’t know they are just slaves to another mans dream.
Socialism is the future of America. With the US consumer having no means to finance thier lavish lifestyles, I see many of the investors/Entrpenours taking thier money elsewhere in the world to invest.
Karl Marx Predicted this would happen many years ago.
ParticipantThere is a small percentage that earn more than 250k net. With all the deductions, and write-offs that is allowed in the current tax-code, its amazing how little the super-rich are actually paying.
I am nowhere close to being super rich. But I pay next to nothing in taxes.
Why? Cause I get deductions for being married, having kids, realestate taxes, and mortage interest.Now Why should I get a tax break for having kids? or purchasing a home? or for being married?
My coworker is single and makes about 10k less than I do, yet he paid twice as much in taxes than I did this year.
The Tax system is not fair. If anything I should be paying more than my coworker.
ParticipantThere is a small percentage that earn more than 250k net. With all the deductions, and write-offs that is allowed in the current tax-code, its amazing how little the super-rich are actually paying.
I am nowhere close to being super rich. But I pay next to nothing in taxes.
Why? Cause I get deductions for being married, having kids, realestate taxes, and mortage interest.Now Why should I get a tax break for having kids? or purchasing a home? or for being married?
My coworker is single and makes about 10k less than I do, yet he paid twice as much in taxes than I did this year.
The Tax system is not fair. If anything I should be paying more than my coworker.
ParticipantThere is a small percentage that earn more than 250k net. With all the deductions, and write-offs that is allowed in the current tax-code, its amazing how little the super-rich are actually paying.
I am nowhere close to being super rich. But I pay next to nothing in taxes.
Why? Cause I get deductions for being married, having kids, realestate taxes, and mortage interest.Now Why should I get a tax break for having kids? or purchasing a home? or for being married?
My coworker is single and makes about 10k less than I do, yet he paid twice as much in taxes than I did this year.
The Tax system is not fair. If anything I should be paying more than my coworker.
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