[VanMorrisonFan]

Hello Newblet…

You are getting plenty of advice, but I still want to throw in my $0.02 worth.

This is an “international” fund which invests almost exclusively outside the United States. As part of a diversified investment portfolio it might be a good buy, but I would not put all my money in this fund.

This fund has a decent track record, especially over the long haul. What concerns me a little is that it’s overall expense ratio is a little high – over 1.2%. That might not sound like a lot, but that adds up over time.

You don’t say how old you are, so it’s hard to say what your “time horizon” and “risk tolerance” are. I would build a diversified investment portfolio with most of your dough in stocks but some in bonds. Conservatively managed bond funds tend to even out portfolio performance over the long run. You don’t make as much in the good times, but you don’t lose as much in the bad times. Rebalance your portfolio every year or so.

You might want to look into index fund investing. It’s much cheaper (expense loads can be as little as 0.15 % of net asset value vs. the 1.20% that this fund charges).

I wish you success!

[VanMorrisonFan]

Hello Newblet…

You are getting plenty of advice, but I still want to throw in my $0.02 worth.

This is an “international” fund which invests almost exclusively outside the United States. As part of a diversified investment portfolio it might be a good buy, but I would not put all my money in this fund.

This fund has a decent track record, especially over the long haul. What concerns me a little is that it’s overall expense ratio is a little high – over 1.2%. That might not sound like a lot, but that adds up over time.

You don’t say how old you are, so it’s hard to say what your “time horizon” and “risk tolerance” are. I would build a diversified investment portfolio with most of your dough in stocks but some in bonds. Conservatively managed bond funds tend to even out portfolio performance over the long run. You don’t make as much in the good times, but you don’t lose as much in the bad times. Rebalance your portfolio every year or so.

You might want to look into index fund investing. It’s much cheaper (expense loads can be as little as 0.15 % of net asset value vs. the 1.20% that this fund charges).

I wish you success!

[VanMorrisonFan]

Hello Newblet…

You are getting plenty of advice, but I still want to throw in my $0.02 worth.

This is an “international” fund which invests almost exclusively outside the United States. As part of a diversified investment portfolio it might be a good buy, but I would not put all my money in this fund.

This fund has a decent track record, especially over the long haul. What concerns me a little is that it’s overall expense ratio is a little high – over 1.2%. That might not sound like a lot, but that adds up over time.

You don’t say how old you are, so it’s hard to say what your “time horizon” and “risk tolerance” are. I would build a diversified investment portfolio with most of your dough in stocks but some in bonds. Conservatively managed bond funds tend to even out portfolio performance over the long run. You don’t make as much in the good times, but you don’t lose as much in the bad times. Rebalance your portfolio every year or so.

You might want to look into index fund investing. It’s much cheaper (expense loads can be as little as 0.15 % of net asset value vs. the 1.20% that this fund charges).

I wish you success!

[VanMorrisonFan]

Hello Newblet…

You are getting plenty of advice, but I still want to throw in my $0.02 worth.

This is an “international” fund which invests almost exclusively outside the United States. As part of a diversified investment portfolio it might be a good buy, but I would not put all my money in this fund.

This fund has a decent track record, especially over the long haul. What concerns me a little is that it’s overall expense ratio is a little high – over 1.2%. That might not sound like a lot, but that adds up over time.

You don’t say how old you are, so it’s hard to say what your “time horizon” and “risk tolerance” are. I would build a diversified investment portfolio with most of your dough in stocks but some in bonds. Conservatively managed bond funds tend to even out portfolio performance over the long run. You don’t make as much in the good times, but you don’t lose as much in the bad times. Rebalance your portfolio every year or so.

You might want to look into index fund investing. It’s much cheaper (expense loads can be as little as 0.15 % of net asset value vs. the 1.20% that this fund charges).

I wish you success!

[VanMorrisonFan]

Hello Newblet…

You are getting plenty of advice, but I still want to throw in my $0.02 worth.

This is an “international” fund which invests almost exclusively outside the United States. As part of a diversified investment portfolio it might be a good buy, but I would not put all my money in this fund.

This fund has a decent track record, especially over the long haul. What concerns me a little is that it’s overall expense ratio is a little high – over 1.2%. That might not sound like a lot, but that adds up over time.

You don’t say how old you are, so it’s hard to say what your “time horizon” and “risk tolerance” are. I would build a diversified investment portfolio with most of your dough in stocks but some in bonds. Conservatively managed bond funds tend to even out portfolio performance over the long run. You don’t make as much in the good times, but you don’t lose as much in the bad times. Rebalance your portfolio every year or so.

You might want to look into index fund investing. It’s much cheaper (expense loads can be as little as 0.15 % of net asset value vs. the 1.20% that this fund charges).

I wish you success!

[VanMorrisonFan]

In Japan at the height of their real estate bubble they were actually doing 100-year mortgages. I don’t think there was a life insurance component…the assumption was your kids would just take over payment on the mortgage.

[VanMorrisonFan]

In Japan at the height of their real estate bubble they were actually doing 100-year mortgages. I don’t think there was a life insurance component…the assumption was your kids would just take over payment on the mortgage.

[VanMorrisonFan]

In Japan at the height of their real estate bubble they were actually doing 100-year mortgages. I don’t think there was a life insurance component…the assumption was your kids would just take over payment on the mortgage.

[VanMorrisonFan]

In Japan at the height of their real estate bubble they were actually doing 100-year mortgages. I don’t think there was a life insurance component…the assumption was your kids would just take over payment on the mortgage.

[VanMorrisonFan]

In Japan at the height of their real estate bubble they were actually doing 100-year mortgages. I don’t think there was a life insurance component…the assumption was your kids would just take over payment on the mortgage.

[VanMorrisonFan]

I think the only way there could be a “bounce back” would be if some new financing scheme emerges. If we go back to 20% down as the only way to buy a house it will take a very long time before the market bounces back. There aren’t that many people who have accumulated 20% down payment and are willing to go out and spend it right now. After the carnage, when there is a lot more blood in the street, many people will be even more reluctant to part with their dough.

However…builders, realtors, lenders, etc., may go to the govt. and argue for some new special “scheme” to “jump start” the housing market…so there may be some new program to get people into housing, and that could jump start the cycle.

[VanMorrisonFan]

I think the only way there could be a “bounce back” would be if some new financing scheme emerges. If we go back to 20% down as the only way to buy a house it will take a very long time before the market bounces back. There aren’t that many people who have accumulated 20% down payment and are willing to go out and spend it right now. After the carnage, when there is a lot more blood in the street, many people will be even more reluctant to part with their dough.

However…builders, realtors, lenders, etc., may go to the govt. and argue for some new special “scheme” to “jump start” the housing market…so there may be some new program to get people into housing, and that could jump start the cycle.

[VanMorrisonFan]

I think the only way there could be a “bounce back” would be if some new financing scheme emerges. If we go back to 20% down as the only way to buy a house it will take a very long time before the market bounces back. There aren’t that many people who have accumulated 20% down payment and are willing to go out and spend it right now. After the carnage, when there is a lot more blood in the street, many people will be even more reluctant to part with their dough.

However…builders, realtors, lenders, etc., may go to the govt. and argue for some new special “scheme” to “jump start” the housing market…so there may be some new program to get people into housing, and that could jump start the cycle.

[VanMorrisonFan]

I think the only way there could be a “bounce back” would be if some new financing scheme emerges. If we go back to 20% down as the only way to buy a house it will take a very long time before the market bounces back. There aren’t that many people who have accumulated 20% down payment and are willing to go out and spend it right now. After the carnage, when there is a lot more blood in the street, many people will be even more reluctant to part with their dough.

However…builders, realtors, lenders, etc., may go to the govt. and argue for some new special “scheme” to “jump start” the housing market…so there may be some new program to get people into housing, and that could jump start the cycle.

[VanMorrisonFan]

I think the only way there could be a “bounce back” would be if some new financing scheme emerges. If we go back to 20% down as the only way to buy a house it will take a very long time before the market bounces back. There aren’t that many people who have accumulated 20% down payment and are willing to go out and spend it right now. After the carnage, when there is a lot more blood in the street, many people will be even more reluctant to part with their dough.

However…builders, realtors, lenders, etc., may go to the govt. and argue for some new special “scheme” to “jump start” the housing market…so there may be some new program to get people into housing, and that could jump start the cycle.

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