401k advice

[Newblet]

Just hit the 1 year mark at the company and I’m now eligible for the 401k. Up to 6% match 25 cents to the dollar. I posted a link below to the fund I liked the most. The Prudential rep at work today told me there is no way to find out exactly where the money is invested, just what countries, not market sectors or companies. What do you guys think, should I contribute anything? Just the 6% or maybe more, or maybe none…

http://img519.imageshack.us/my.php?image=401kcg2.jpg

and and also, does the P/E seem high while the dividend yield seem low? Sorry in advance for the stupid Q’s I’m very new to the financial world.

[Newblet]

Hmmm… it seems the pic is only readable if you copy paste it in address bar

[Newblet]

Hmmm… it seems the pic is only readable if you copy paste it in address bar

[Newblet]

Hmmm… it seems the pic is only readable if you copy paste it in address bar

[Newblet]

Hmmm… it seems the pic is only readable if you copy paste it in address bar

[Newblet]

Hmmm… it seems the pic is only readable if you copy paste it in address bar

[michael]

http://quicktake.morningstar.com/FundNet/Holdings.aspx?Country=USA&Symbol=NIVLX

check out this link to Morningstar.com. It provides the top 25 holdings for the fund.

Also, Prudential’s 401k plans are usually group annuities. They have hidden wrap fees and don’t always provide participants with pure A share mutual funds.

Either way, it is a good idea to max out your 401k plan if you can. It is funded with pretax dollars and that can impact your Adjusted Gross Income (above the line, much better than mortgage interest deduction).

You shouldn’t rely on a employer pension or Social Security for your retirement… every man for himself.

[michael]

http://quicktake.morningstar.com/FundNet/Holdings.aspx?Country=USA&Symbol=NIVLX

check out this link to Morningstar.com. It provides the top 25 holdings for the fund.

Also, Prudential’s 401k plans are usually group annuities. They have hidden wrap fees and don’t always provide participants with pure A share mutual funds.

Either way, it is a good idea to max out your 401k plan if you can. It is funded with pretax dollars and that can impact your Adjusted Gross Income (above the line, much better than mortgage interest deduction).

You shouldn’t rely on a employer pension or Social Security for your retirement… every man for himself.

[michael]

http://quicktake.morningstar.com/FundNet/Holdings.aspx?Country=USA&Symbol=NIVLX

check out this link to Morningstar.com. It provides the top 25 holdings for the fund.

Also, Prudential’s 401k plans are usually group annuities. They have hidden wrap fees and don’t always provide participants with pure A share mutual funds.

Either way, it is a good idea to max out your 401k plan if you can. It is funded with pretax dollars and that can impact your Adjusted Gross Income (above the line, much better than mortgage interest deduction).

You shouldn’t rely on a employer pension or Social Security for your retirement… every man for himself.

[michael]

http://quicktake.morningstar.com/FundNet/Holdings.aspx?Country=USA&Symbol=NIVLX

check out this link to Morningstar.com. It provides the top 25 holdings for the fund.

Also, Prudential’s 401k plans are usually group annuities. They have hidden wrap fees and don’t always provide participants with pure A share mutual funds.

Either way, it is a good idea to max out your 401k plan if you can. It is funded with pretax dollars and that can impact your Adjusted Gross Income (above the line, much better than mortgage interest deduction).

You shouldn’t rely on a employer pension or Social Security for your retirement… every man for himself.

[michael]

http://quicktake.morningstar.com/FundNet/Holdings.aspx?Country=USA&Symbol=NIVLX

check out this link to Morningstar.com. It provides the top 25 holdings for the fund.

Also, Prudential’s 401k plans are usually group annuities. They have hidden wrap fees and don’t always provide participants with pure A share mutual funds.

Either way, it is a good idea to max out your 401k plan if you can. It is funded with pretax dollars and that can impact your Adjusted Gross Income (above the line, much better than mortgage interest deduction).

You shouldn’t rely on a employer pension or Social Security for your retirement… every man for himself.

[Newblet]

hey thanx for link. I noticed that many companies on the list have an ADR at the end. Doesn’t that mean that the securities are not traded directly in the foriegn market and thus some middle man in America is taking part of profits?

[Newblet]

hey thanx for link. I noticed that many companies on the list have an ADR at the end. Doesn’t that mean that the securities are not traded directly in the foriegn market and thus some middle man in America is taking part of profits?

[Newblet]

hey thanx for link. I noticed that many companies on the list have an ADR at the end. Doesn’t that mean that the securities are not traded directly in the foriegn market and thus some middle man in America is taking part of profits?

[Newblet]

hey thanx for link. I noticed that many companies on the list have an ADR at the end. Doesn’t that mean that the securities are not traded directly in the foriegn market and thus some middle man in America is taking part of profits?

[Author]

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