[UCGal]

I just hope the house reconciliation stuff passes in the senate. The Senate version does not eliminate the anti-trust exemptions. The House reconciliation bill puts that in.

On some of the points mentioned previously… California already has medical malpractice tort reform. If a doctor amputates the wrong leg you are limited to $200k or so. The limit has not gone up since it passed in the 1975.

Here in CA we have very inexpensive health insurance compared to back east. My health insurance (same employer) was cut in half when I moved from Philly to San Diego. I assume this is because of the tort reform.

The largest health insurer in San Diego is Kaiser Permanente, a non-profit. I’ve got them. I am VERY pleased with my family’s doctors. My parents oncologists were REALLY good. Yes, I had to pay out of pocket when I wanted the genetic cancer test – I’m fine with that. (Was one dead relative short of meeting their criteria.) That’s the ONLY thing that Kaiser has denied me coverage for. But it’s no frills. No private rooms if you’re hospitalized. They don’t cover removal of skin-tags – expect you to pay for that yourself. But if you’re sick, or doing preventative care – they’re good.

This bill has some important fixes.

It eliminates the lifetime cap. As a person who has seen 2 family members fight and beat cancer… only to have a separate, unrelated cancer occur 20-30 years later – I am VERY afraid of lifetime caps. (and a 3rd member fight a long battle with her first and only cancer) It doesn’t take much before costs start accruing.

It addresses rescission. Where insurance companies take your money for years, then dump you if you get sick.

The rhetoric on the floor of the house last night, during the debate, was pretty over the top. One of the GOP congressmen conflated “Totalitarian Communist China” with the health care bill. I can see calling it socialist – but not communist. The shout of “Baby Killer” to Stupak… former darling of the GOP until he decided to vote for the bill. The exchange between Rep. Slaughter and Rep. Drier was completely rude (both parties involved.)

All in all, it’s far from a perfect bill – but it does address some of the problems. I hope, over time, more can be done to correct and fix the problems that still exist.

[UCGal]

I just hope the house reconciliation stuff passes in the senate. The Senate version does not eliminate the anti-trust exemptions. The House reconciliation bill puts that in.

On some of the points mentioned previously… California already has medical malpractice tort reform. If a doctor amputates the wrong leg you are limited to $200k or so. The limit has not gone up since it passed in the 1975.

Here in CA we have very inexpensive health insurance compared to back east. My health insurance (same employer) was cut in half when I moved from Philly to San Diego. I assume this is because of the tort reform.

The largest health insurer in San Diego is Kaiser Permanente, a non-profit. I’ve got them. I am VERY pleased with my family’s doctors. My parents oncologists were REALLY good. Yes, I had to pay out of pocket when I wanted the genetic cancer test – I’m fine with that. (Was one dead relative short of meeting their criteria.) That’s the ONLY thing that Kaiser has denied me coverage for. But it’s no frills. No private rooms if you’re hospitalized. They don’t cover removal of skin-tags – expect you to pay for that yourself. But if you’re sick, or doing preventative care – they’re good.

This bill has some important fixes.

It eliminates the lifetime cap. As a person who has seen 2 family members fight and beat cancer… only to have a separate, unrelated cancer occur 20-30 years later – I am VERY afraid of lifetime caps. (and a 3rd member fight a long battle with her first and only cancer) It doesn’t take much before costs start accruing.

It addresses rescission. Where insurance companies take your money for years, then dump you if you get sick.

The rhetoric on the floor of the house last night, during the debate, was pretty over the top. One of the GOP congressmen conflated “Totalitarian Communist China” with the health care bill. I can see calling it socialist – but not communist. The shout of “Baby Killer” to Stupak… former darling of the GOP until he decided to vote for the bill. The exchange between Rep. Slaughter and Rep. Drier was completely rude (both parties involved.)

All in all, it’s far from a perfect bill – but it does address some of the problems. I hope, over time, more can be done to correct and fix the problems that still exist.

[UCGal]

I just hope the house reconciliation stuff passes in the senate. The Senate version does not eliminate the anti-trust exemptions. The House reconciliation bill puts that in.

On some of the points mentioned previously… California already has medical malpractice tort reform. If a doctor amputates the wrong leg you are limited to $200k or so. The limit has not gone up since it passed in the 1975.

Here in CA we have very inexpensive health insurance compared to back east. My health insurance (same employer) was cut in half when I moved from Philly to San Diego. I assume this is because of the tort reform.

The largest health insurer in San Diego is Kaiser Permanente, a non-profit. I’ve got them. I am VERY pleased with my family’s doctors. My parents oncologists were REALLY good. Yes, I had to pay out of pocket when I wanted the genetic cancer test – I’m fine with that. (Was one dead relative short of meeting their criteria.) That’s the ONLY thing that Kaiser has denied me coverage for. But it’s no frills. No private rooms if you’re hospitalized. They don’t cover removal of skin-tags – expect you to pay for that yourself. But if you’re sick, or doing preventative care – they’re good.

This bill has some important fixes.

It eliminates the lifetime cap. As a person who has seen 2 family members fight and beat cancer… only to have a separate, unrelated cancer occur 20-30 years later – I am VERY afraid of lifetime caps. (and a 3rd member fight a long battle with her first and only cancer) It doesn’t take much before costs start accruing.

It addresses rescission. Where insurance companies take your money for years, then dump you if you get sick.

The rhetoric on the floor of the house last night, during the debate, was pretty over the top. One of the GOP congressmen conflated “Totalitarian Communist China” with the health care bill. I can see calling it socialist – but not communist. The shout of “Baby Killer” to Stupak… former darling of the GOP until he decided to vote for the bill. The exchange between Rep. Slaughter and Rep. Drier was completely rude (both parties involved.)

All in all, it’s far from a perfect bill – but it does address some of the problems. I hope, over time, more can be done to correct and fix the problems that still exist.

[UCGal]

[quote=garysears]Could be the same property. This one just listed mid February. I’m not sure how long ago the bank took it back. Redfin has a “sold” date of August 2008 of $208k but SDLookup doesn’t list that one, nor is it on the county assessor online search which it should be if the date is less than two years ago. That sale amount also doesn’t seem like a trustee sale either, but I guess it could be. I believe the last real sale which was foreclosed was 590K in February 2007. Probably no reason not to give the address but for some reason I’m reluctant.[/quote]

I just checked – the one I was thinking of is still listed.
http://www.redfin.com/CA/Lakeside/11437-Oak-Creek-Dr-92040/home/5001379

[UCGal]

[quote=garysears]Could be the same property. This one just listed mid February. I’m not sure how long ago the bank took it back. Redfin has a “sold” date of August 2008 of $208k but SDLookup doesn’t list that one, nor is it on the county assessor online search which it should be if the date is less than two years ago. That sale amount also doesn’t seem like a trustee sale either, but I guess it could be. I believe the last real sale which was foreclosed was 590K in February 2007. Probably no reason not to give the address but for some reason I’m reluctant.[/quote]

I just checked – the one I was thinking of is still listed.
http://www.redfin.com/CA/Lakeside/11437-Oak-Creek-Dr-92040/home/5001379

[UCGal]

[quote=garysears]Could be the same property. This one just listed mid February. I’m not sure how long ago the bank took it back. Redfin has a “sold” date of August 2008 of $208k but SDLookup doesn’t list that one, nor is it on the county assessor online search which it should be if the date is less than two years ago. That sale amount also doesn’t seem like a trustee sale either, but I guess it could be. I believe the last real sale which was foreclosed was 590K in February 2007. Probably no reason not to give the address but for some reason I’m reluctant.[/quote]

I just checked – the one I was thinking of is still listed.
http://www.redfin.com/CA/Lakeside/11437-Oak-Creek-Dr-92040/home/5001379

[UCGal]

[quote=garysears]Could be the same property. This one just listed mid February. I’m not sure how long ago the bank took it back. Redfin has a “sold” date of August 2008 of $208k but SDLookup doesn’t list that one, nor is it on the county assessor online search which it should be if the date is less than two years ago. That sale amount also doesn’t seem like a trustee sale either, but I guess it could be. I believe the last real sale which was foreclosed was 590K in February 2007. Probably no reason not to give the address but for some reason I’m reluctant.[/quote]

I just checked – the one I was thinking of is still listed.
http://www.redfin.com/CA/Lakeside/11437-Oak-Creek-Dr-92040/home/5001379

[UCGal]

[quote=garysears]Could be the same property. This one just listed mid February. I’m not sure how long ago the bank took it back. Redfin has a “sold” date of August 2008 of $208k but SDLookup doesn’t list that one, nor is it on the county assessor online search which it should be if the date is less than two years ago. That sale amount also doesn’t seem like a trustee sale either, but I guess it could be. I believe the last real sale which was foreclosed was 590K in February 2007. Probably no reason not to give the address but for some reason I’m reluctant.[/quote]

I just checked – the one I was thinking of is still listed.
http://www.redfin.com/CA/Lakeside/11437-Oak-Creek-Dr-92040/home/5001379

[UCGal]

Gary – when you first described it I wondered if it was a multi-family I’d spotted a few months ago… I’ve been looking at 2-4 units for investment – saw a listing in Lakeside that looked good – but was a bit further away from our home for ease of maintenance/management. (We’ve got a 20 -30minute max from our house requirement for the perfect investment property.)

You did well. It looked like a neat property.

[UCGal]

Gary – when you first described it I wondered if it was a multi-family I’d spotted a few months ago… I’ve been looking at 2-4 units for investment – saw a listing in Lakeside that looked good – but was a bit further away from our home for ease of maintenance/management. (We’ve got a 20 -30minute max from our house requirement for the perfect investment property.)

You did well. It looked like a neat property.

[UCGal]

Gary – when you first described it I wondered if it was a multi-family I’d spotted a few months ago… I’ve been looking at 2-4 units for investment – saw a listing in Lakeside that looked good – but was a bit further away from our home for ease of maintenance/management. (We’ve got a 20 -30minute max from our house requirement for the perfect investment property.)

You did well. It looked like a neat property.

[UCGal]

Gary – when you first described it I wondered if it was a multi-family I’d spotted a few months ago… I’ve been looking at 2-4 units for investment – saw a listing in Lakeside that looked good – but was a bit further away from our home for ease of maintenance/management. (We’ve got a 20 -30minute max from our house requirement for the perfect investment property.)

You did well. It looked like a neat property.

[UCGal]

Gary – when you first described it I wondered if it was a multi-family I’d spotted a few months ago… I’ve been looking at 2-4 units for investment – saw a listing in Lakeside that looked good – but was a bit further away from our home for ease of maintenance/management. (We’ve got a 20 -30minute max from our house requirement for the perfect investment property.)

You did well. It looked like a neat property.

[UCGal]

My kids and I are addicted… Unfortunately the webcam is down… Probably because of the 20k people trying to watch at once.

I saw the baby when Molly was cleaning him… Very cute in a very ugly kind of way.

[UCGal]

My kids and I are addicted… Unfortunately the webcam is down… Probably because of the 20k people trying to watch at once.

I saw the baby when Molly was cleaning him… Very cute in a very ugly kind of way.

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