[UCGal]

I would want to see docs regarding HOA. Since it’s 4 units total – 2 commercial, 2 residential – how the maintenance is handled is important.

I would want to know the status of the other 3 units. Are they already sold? Are you the first buyer? Financing might be challenging if you’re the first one. Not sure if that owner occupied rates apply to 2-4 unit developments.

Has the builder obtained occupancy permits yet? The big clue there is whether the gas meters are installed. (At least in the city of San Diego – sdg&e is not allowed to install the gas meters till occupancy permit is issued.)

[UCGal]

I would want to see docs regarding HOA. Since it’s 4 units total – 2 commercial, 2 residential – how the maintenance is handled is important.

I would want to know the status of the other 3 units. Are they already sold? Are you the first buyer? Financing might be challenging if you’re the first one. Not sure if that owner occupied rates apply to 2-4 unit developments.

Has the builder obtained occupancy permits yet? The big clue there is whether the gas meters are installed. (At least in the city of San Diego – sdg&e is not allowed to install the gas meters till occupancy permit is issued.)

[UCGal]

I would want to see docs regarding HOA. Since it’s 4 units total – 2 commercial, 2 residential – how the maintenance is handled is important.

I would want to know the status of the other 3 units. Are they already sold? Are you the first buyer? Financing might be challenging if you’re the first one. Not sure if that owner occupied rates apply to 2-4 unit developments.

Has the builder obtained occupancy permits yet? The big clue there is whether the gas meters are installed. (At least in the city of San Diego – sdg&e is not allowed to install the gas meters till occupancy permit is issued.)

[UCGal]

[quote=davelj]
To expand on one of my favorite topics, my very crude breakdown of married men is as follows:

40% cheat (to greatly varying degrees)
50% want to cheat but can’t (unattractive, too busy, etc.)
3% gay
2% swingers
5% other – don’t cheat and don’t have any interest in cheating

What I’ve found is that the 93% in the top three groups spend much of their married lives trying to convince their families that they’re in the 5% “other” category.
[/quote]

I will agree that 50% of married men who DON’T step outside the marriage probably face temptation at one point or another – probably even multiple times a day.

Lets face it – the thought “I’d tap that if given a chance” probably goes through men’s brains every time they see an attractive person. But the key is – they don’t all act on it.

Does this correlate to them “trying to convince their family they’re in the 5%”…

I don’t think so. I think most wives know their husbands DO look at other women and sometimes think “Hmmm, I’d like to sleep with her”.

The key is – as someone else in this thread pointed out – most married people do a cost benefit analysis – and some percentage choose to ‘tap that’ (cheaters) while others figure, that for their situation, the cost is too high. They like their marriage/lifestyle and don’t want to risk it for sex outside the marriage. I don’t think that’s the same as them wishing they could cheat but not being attractive enough or being too busy… it’s just sticking with the commitment they made because they like their married life.

It’s kind of like desert – some people will NEVER say no to desert. Even when they’re full. Even when they’re on a diet. Others decide it’s not worth the calories or that they’re full – even though the desert looks really yummy. And a small percentage really have no interest in desert ever – no sweet tooth. The folks who turn it down do not necessarily live with regret over turning down the desert.

[UCGal]

[quote=davelj]
To expand on one of my favorite topics, my very crude breakdown of married men is as follows:

40% cheat (to greatly varying degrees)
50% want to cheat but can’t (unattractive, too busy, etc.)
3% gay
2% swingers
5% other – don’t cheat and don’t have any interest in cheating

What I’ve found is that the 93% in the top three groups spend much of their married lives trying to convince their families that they’re in the 5% “other” category.
[/quote]

I will agree that 50% of married men who DON’T step outside the marriage probably face temptation at one point or another – probably even multiple times a day.

Lets face it – the thought “I’d tap that if given a chance” probably goes through men’s brains every time they see an attractive person. But the key is – they don’t all act on it.

Does this correlate to them “trying to convince their family they’re in the 5%”…

I don’t think so. I think most wives know their husbands DO look at other women and sometimes think “Hmmm, I’d like to sleep with her”.

The key is – as someone else in this thread pointed out – most married people do a cost benefit analysis – and some percentage choose to ‘tap that’ (cheaters) while others figure, that for their situation, the cost is too high. They like their marriage/lifestyle and don’t want to risk it for sex outside the marriage. I don’t think that’s the same as them wishing they could cheat but not being attractive enough or being too busy… it’s just sticking with the commitment they made because they like their married life.

It’s kind of like desert – some people will NEVER say no to desert. Even when they’re full. Even when they’re on a diet. Others decide it’s not worth the calories or that they’re full – even though the desert looks really yummy. And a small percentage really have no interest in desert ever – no sweet tooth. The folks who turn it down do not necessarily live with regret over turning down the desert.

[UCGal]

[quote=davelj]
To expand on one of my favorite topics, my very crude breakdown of married men is as follows:

40% cheat (to greatly varying degrees)
50% want to cheat but can’t (unattractive, too busy, etc.)
3% gay
2% swingers
5% other – don’t cheat and don’t have any interest in cheating

What I’ve found is that the 93% in the top three groups spend much of their married lives trying to convince their families that they’re in the 5% “other” category.
[/quote]

I will agree that 50% of married men who DON’T step outside the marriage probably face temptation at one point or another – probably even multiple times a day.

Lets face it – the thought “I’d tap that if given a chance” probably goes through men’s brains every time they see an attractive person. But the key is – they don’t all act on it.

Does this correlate to them “trying to convince their family they’re in the 5%”…

I don’t think so. I think most wives know their husbands DO look at other women and sometimes think “Hmmm, I’d like to sleep with her”.

The key is – as someone else in this thread pointed out – most married people do a cost benefit analysis – and some percentage choose to ‘tap that’ (cheaters) while others figure, that for their situation, the cost is too high. They like their marriage/lifestyle and don’t want to risk it for sex outside the marriage. I don’t think that’s the same as them wishing they could cheat but not being attractive enough or being too busy… it’s just sticking with the commitment they made because they like their married life.

It’s kind of like desert – some people will NEVER say no to desert. Even when they’re full. Even when they’re on a diet. Others decide it’s not worth the calories or that they’re full – even though the desert looks really yummy. And a small percentage really have no interest in desert ever – no sweet tooth. The folks who turn it down do not necessarily live with regret over turning down the desert.

[UCGal]

[quote=davelj]
To expand on one of my favorite topics, my very crude breakdown of married men is as follows:

40% cheat (to greatly varying degrees)
50% want to cheat but can’t (unattractive, too busy, etc.)
3% gay
2% swingers
5% other – don’t cheat and don’t have any interest in cheating

What I’ve found is that the 93% in the top three groups spend much of their married lives trying to convince their families that they’re in the 5% “other” category.
[/quote]

I will agree that 50% of married men who DON’T step outside the marriage probably face temptation at one point or another – probably even multiple times a day.

Lets face it – the thought “I’d tap that if given a chance” probably goes through men’s brains every time they see an attractive person. But the key is – they don’t all act on it.

Does this correlate to them “trying to convince their family they’re in the 5%”…

I don’t think so. I think most wives know their husbands DO look at other women and sometimes think “Hmmm, I’d like to sleep with her”.

The key is – as someone else in this thread pointed out – most married people do a cost benefit analysis – and some percentage choose to ‘tap that’ (cheaters) while others figure, that for their situation, the cost is too high. They like their marriage/lifestyle and don’t want to risk it for sex outside the marriage. I don’t think that’s the same as them wishing they could cheat but not being attractive enough or being too busy… it’s just sticking with the commitment they made because they like their married life.

It’s kind of like desert – some people will NEVER say no to desert. Even when they’re full. Even when they’re on a diet. Others decide it’s not worth the calories or that they’re full – even though the desert looks really yummy. And a small percentage really have no interest in desert ever – no sweet tooth. The folks who turn it down do not necessarily live with regret over turning down the desert.

[UCGal]

[quote=davelj]
To expand on one of my favorite topics, my very crude breakdown of married men is as follows:

40% cheat (to greatly varying degrees)
50% want to cheat but can’t (unattractive, too busy, etc.)
3% gay
2% swingers
5% other – don’t cheat and don’t have any interest in cheating

What I’ve found is that the 93% in the top three groups spend much of their married lives trying to convince their families that they’re in the 5% “other” category.
[/quote]

I will agree that 50% of married men who DON’T step outside the marriage probably face temptation at one point or another – probably even multiple times a day.

Lets face it – the thought “I’d tap that if given a chance” probably goes through men’s brains every time they see an attractive person. But the key is – they don’t all act on it.

Does this correlate to them “trying to convince their family they’re in the 5%”…

I don’t think so. I think most wives know their husbands DO look at other women and sometimes think “Hmmm, I’d like to sleep with her”.

The key is – as someone else in this thread pointed out – most married people do a cost benefit analysis – and some percentage choose to ‘tap that’ (cheaters) while others figure, that for their situation, the cost is too high. They like their marriage/lifestyle and don’t want to risk it for sex outside the marriage. I don’t think that’s the same as them wishing they could cheat but not being attractive enough or being too busy… it’s just sticking with the commitment they made because they like their married life.

It’s kind of like desert – some people will NEVER say no to desert. Even when they’re full. Even when they’re on a diet. Others decide it’s not worth the calories or that they’re full – even though the desert looks really yummy. And a small percentage really have no interest in desert ever – no sweet tooth. The folks who turn it down do not necessarily live with regret over turning down the desert.

[UCGal]

We seriously considered buying a 2-4 unit rental. Our criteria was as follows:

* Less than 30 minute drive from our house. Since we would be doing maintenance and management ourselves it needed to be local.
* It needed to cashflow with a 25% downpayment. In other words – the rent needed to cover the mortgage of 75% of the purchase price, taxes, insurance, maintenance. We were not interested in making up for cash flow deficiencies on appreciation when we sold. I can’t predict when we’ll come out of this housing correction and get bubblicious again. So I didn’t want to factor appreciation in.

We found several short sales that were listed that penciled out. But all of them were bid to higher than the amount that penciled.

I’m still monitoring trustee sales – with a “what if” mindset. Very few trustee sales of 2-4 units have penciled out in the areas we’re looking at.

We’ve done the long distance landlord thing – we kept my husbands home from before we met as a rental for several years after we moved to CA. It’s a total PITA to be an absentee landlord – even with a management company.

[UCGal]

We seriously considered buying a 2-4 unit rental. Our criteria was as follows:

* Less than 30 minute drive from our house. Since we would be doing maintenance and management ourselves it needed to be local.
* It needed to cashflow with a 25% downpayment. In other words – the rent needed to cover the mortgage of 75% of the purchase price, taxes, insurance, maintenance. We were not interested in making up for cash flow deficiencies on appreciation when we sold. I can’t predict when we’ll come out of this housing correction and get bubblicious again. So I didn’t want to factor appreciation in.

We found several short sales that were listed that penciled out. But all of them were bid to higher than the amount that penciled.

I’m still monitoring trustee sales – with a “what if” mindset. Very few trustee sales of 2-4 units have penciled out in the areas we’re looking at.

We’ve done the long distance landlord thing – we kept my husbands home from before we met as a rental for several years after we moved to CA. It’s a total PITA to be an absentee landlord – even with a management company.

[UCGal]

We seriously considered buying a 2-4 unit rental. Our criteria was as follows:

* Less than 30 minute drive from our house. Since we would be doing maintenance and management ourselves it needed to be local.
* It needed to cashflow with a 25% downpayment. In other words – the rent needed to cover the mortgage of 75% of the purchase price, taxes, insurance, maintenance. We were not interested in making up for cash flow deficiencies on appreciation when we sold. I can’t predict when we’ll come out of this housing correction and get bubblicious again. So I didn’t want to factor appreciation in.

We found several short sales that were listed that penciled out. But all of them were bid to higher than the amount that penciled.

I’m still monitoring trustee sales – with a “what if” mindset. Very few trustee sales of 2-4 units have penciled out in the areas we’re looking at.

We’ve done the long distance landlord thing – we kept my husbands home from before we met as a rental for several years after we moved to CA. It’s a total PITA to be an absentee landlord – even with a management company.

[UCGal]

We seriously considered buying a 2-4 unit rental. Our criteria was as follows:

* Less than 30 minute drive from our house. Since we would be doing maintenance and management ourselves it needed to be local.
* It needed to cashflow with a 25% downpayment. In other words – the rent needed to cover the mortgage of 75% of the purchase price, taxes, insurance, maintenance. We were not interested in making up for cash flow deficiencies on appreciation when we sold. I can’t predict when we’ll come out of this housing correction and get bubblicious again. So I didn’t want to factor appreciation in.

We found several short sales that were listed that penciled out. But all of them were bid to higher than the amount that penciled.

I’m still monitoring trustee sales – with a “what if” mindset. Very few trustee sales of 2-4 units have penciled out in the areas we’re looking at.

We’ve done the long distance landlord thing – we kept my husbands home from before we met as a rental for several years after we moved to CA. It’s a total PITA to be an absentee landlord – even with a management company.

[UCGal]

We seriously considered buying a 2-4 unit rental. Our criteria was as follows:

* Less than 30 minute drive from our house. Since we would be doing maintenance and management ourselves it needed to be local.
* It needed to cashflow with a 25% downpayment. In other words – the rent needed to cover the mortgage of 75% of the purchase price, taxes, insurance, maintenance. We were not interested in making up for cash flow deficiencies on appreciation when we sold. I can’t predict when we’ll come out of this housing correction and get bubblicious again. So I didn’t want to factor appreciation in.

We found several short sales that were listed that penciled out. But all of them were bid to higher than the amount that penciled.

I’m still monitoring trustee sales – with a “what if” mindset. Very few trustee sales of 2-4 units have penciled out in the areas we’re looking at.

We’ve done the long distance landlord thing – we kept my husbands home from before we met as a rental for several years after we moved to CA. It’s a total PITA to be an absentee landlord – even with a management company.

[UCGal]

[quote=AK]They were Sprint PCS employees and they were helping the competition.[/quote]

AK is correct. And I wonder how much that factors in. If it had been a shoplifter from some other mall tenant – say Macy’s or some such… would they have fired the employees.

[UCGal]

[quote=AK]They were Sprint PCS employees and they were helping the competition.[/quote]

AK is correct. And I wonder how much that factors in. If it had been a shoplifter from some other mall tenant – say Macy’s or some such… would they have fired the employees.

[Author]

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