[UCGal]

In case people want to know about the issues.

Local propositions (county and city):

http://www.sdcounty.ca.gov/voters/Eng/Epropositiontext.shtml

statewide propositions and candidates

http://voterguide.sos.ca.gov/pdf/english/

[UCGal]

In case people want to know about the issues.

Local propositions (county and city):

http://www.sdcounty.ca.gov/voters/Eng/Epropositiontext.shtml

statewide propositions and candidates

http://voterguide.sos.ca.gov/pdf/english/

[UCGal]

In case people want to know about the issues.

Local propositions (county and city):

http://www.sdcounty.ca.gov/voters/Eng/Epropositiontext.shtml

statewide propositions and candidates

http://voterguide.sos.ca.gov/pdf/english/

[UCGal]

[quote=bearishgurl]
Household incomes in SD County:

$00 to 45K = low income
$45K to 100K = lower MC income
$100K to 200K = MC income
$200K to 350K = upper MC income
wealth = non RE and non-retirement assets of $1.5M or more
[/quote]

[quote=UCGal]
That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.
[/quote]

[quote=AN]I see the break down a little differently.

bottom 40% (below $45k) = lower class
40-60% (45-70k) = lower middle class
60-90% (70-130k) = middle class
90-99% (130-???) = upper middle class
top 1% = rich/wealthy[/quote]

I just wanted to put the three breakdowns next to each other. I can go with AN’s breakdown even if it puts very few folks in upper middle class (compared to the number in lower middle class.)

[UCGal]

[quote=bearishgurl]
Household incomes in SD County:

$00 to 45K = low income
$45K to 100K = lower MC income
$100K to 200K = MC income
$200K to 350K = upper MC income
wealth = non RE and non-retirement assets of $1.5M or more
[/quote]

[quote=UCGal]
That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.
[/quote]

[quote=AN]I see the break down a little differently.

bottom 40% (below $45k) = lower class
40-60% (45-70k) = lower middle class
60-90% (70-130k) = middle class
90-99% (130-???) = upper middle class
top 1% = rich/wealthy[/quote]

I just wanted to put the three breakdowns next to each other. I can go with AN’s breakdown even if it puts very few folks in upper middle class (compared to the number in lower middle class.)

[UCGal]

[quote=bearishgurl]
Household incomes in SD County:

$00 to 45K = low income
$45K to 100K = lower MC income
$100K to 200K = MC income
$200K to 350K = upper MC income
wealth = non RE and non-retirement assets of $1.5M or more
[/quote]

[quote=UCGal]
That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.
[/quote]

[quote=AN]I see the break down a little differently.

bottom 40% (below $45k) = lower class
40-60% (45-70k) = lower middle class
60-90% (70-130k) = middle class
90-99% (130-???) = upper middle class
top 1% = rich/wealthy[/quote]

I just wanted to put the three breakdowns next to each other. I can go with AN’s breakdown even if it puts very few folks in upper middle class (compared to the number in lower middle class.)

[UCGal]

[quote=bearishgurl]
Household incomes in SD County:

$00 to 45K = low income
$45K to 100K = lower MC income
$100K to 200K = MC income
$200K to 350K = upper MC income
wealth = non RE and non-retirement assets of $1.5M or more
[/quote]

[quote=UCGal]
That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.
[/quote]

[quote=AN]I see the break down a little differently.

bottom 40% (below $45k) = lower class
40-60% (45-70k) = lower middle class
60-90% (70-130k) = middle class
90-99% (130-???) = upper middle class
top 1% = rich/wealthy[/quote]

I just wanted to put the three breakdowns next to each other. I can go with AN’s breakdown even if it puts very few folks in upper middle class (compared to the number in lower middle class.)

[UCGal]

[quote=bearishgurl]
Household incomes in SD County:

$00 to 45K = low income
$45K to 100K = lower MC income
$100K to 200K = MC income
$200K to 350K = upper MC income
wealth = non RE and non-retirement assets of $1.5M or more
[/quote]

[quote=UCGal]
That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.
[/quote]

[quote=AN]I see the break down a little differently.

bottom 40% (below $45k) = lower class
40-60% (45-70k) = lower middle class
60-90% (70-130k) = middle class
90-99% (130-???) = upper middle class
top 1% = rich/wealthy[/quote]

I just wanted to put the three breakdowns next to each other. I can go with AN’s breakdown even if it puts very few folks in upper middle class (compared to the number in lower middle class.)

[UCGal]

On the topic of wealth – I’m going to differ a bit from the common wisdom.

If you have XXX dollars in the bank or YYY income you can CHOOSE to live in an expensive area or a less expensive area. I do not believe that just because San Diego is an expensive place to live we need to skew our definition of wealth.

But lets keep this local – looking at San Diego county household incomes.

From sandag again – for the San Diego county region.
http://profilewarehouse.sandag.org/profiles/est/reg999est.pdf

Household income breakdown:
<15k = 11%
15k-<30k = 16%
30k-<45k = 16%
45k-<60k = 14%
60k-<75k = 12%
75k-<100k = 12%
100k-<125k = 7%
125k-<150k = 4%
150k-<200k = 3%
200k and up = 4%.

In my book - if you're making more than 70% of the other households in the county - you are NOT lower anything... not lower middle, not lower class...

69% of households in the county earn LESS than $75k.

People making good money need to acknowledge they are doing better than middle/median/average. Plenty of people in the county manage to survive on sub $100k/year household incomes.

If your household income is greater than 125k, then you are in the top 1/10th of income households in the county – doing better than 89% of the poor suckers who earn less.

Yet I see people saying this is middle class.

Where do you draw the line.
bottom 50% = lower class
50%-60% = lower middle
60-70% = middle
80-90% = upper middle
90% or above = rich/wealthy?

That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.

I would imagine there are a lot of piggs who are wealthy – but have trouble admitting it.

Just like the government – if you have a budget problem – it’s probably due to spending, not income.

Lets not kid ourselves that household incomes of >$100k are just getting by.

[UCGal]

On the topic of wealth – I’m going to differ a bit from the common wisdom.

If you have XXX dollars in the bank or YYY income you can CHOOSE to live in an expensive area or a less expensive area. I do not believe that just because San Diego is an expensive place to live we need to skew our definition of wealth.

But lets keep this local – looking at San Diego county household incomes.

From sandag again – for the San Diego county region.
http://profilewarehouse.sandag.org/profiles/est/reg999est.pdf

Household income breakdown:
<15k = 11%
15k-<30k = 16%
30k-<45k = 16%
45k-<60k = 14%
60k-<75k = 12%
75k-<100k = 12%
100k-<125k = 7%
125k-<150k = 4%
150k-<200k = 3%
200k and up = 4%.

In my book - if you're making more than 70% of the other households in the county - you are NOT lower anything... not lower middle, not lower class...

69% of households in the county earn LESS than $75k.

People making good money need to acknowledge they are doing better than middle/median/average. Plenty of people in the county manage to survive on sub $100k/year household incomes.

If your household income is greater than 125k, then you are in the top 1/10th of income households in the county – doing better than 89% of the poor suckers who earn less.

Yet I see people saying this is middle class.

Where do you draw the line.
bottom 50% = lower class
50%-60% = lower middle
60-70% = middle
80-90% = upper middle
90% or above = rich/wealthy?

That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.

I would imagine there are a lot of piggs who are wealthy – but have trouble admitting it.

Just like the government – if you have a budget problem – it’s probably due to spending, not income.

Lets not kid ourselves that household incomes of >$100k are just getting by.

[UCGal]

On the topic of wealth – I’m going to differ a bit from the common wisdom.

If you have XXX dollars in the bank or YYY income you can CHOOSE to live in an expensive area or a less expensive area. I do not believe that just because San Diego is an expensive place to live we need to skew our definition of wealth.

But lets keep this local – looking at San Diego county household incomes.

From sandag again – for the San Diego county region.
http://profilewarehouse.sandag.org/profiles/est/reg999est.pdf

Household income breakdown:
<15k = 11%
15k-<30k = 16%
30k-<45k = 16%
45k-<60k = 14%
60k-<75k = 12%
75k-<100k = 12%
100k-<125k = 7%
125k-<150k = 4%
150k-<200k = 3%
200k and up = 4%.

In my book - if you're making more than 70% of the other households in the county - you are NOT lower anything... not lower middle, not lower class...

69% of households in the county earn LESS than $75k.

People making good money need to acknowledge they are doing better than middle/median/average. Plenty of people in the county manage to survive on sub $100k/year household incomes.

If your household income is greater than 125k, then you are in the top 1/10th of income households in the county – doing better than 89% of the poor suckers who earn less.

Yet I see people saying this is middle class.

Where do you draw the line.
bottom 50% = lower class
50%-60% = lower middle
60-70% = middle
80-90% = upper middle
90% or above = rich/wealthy?

That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.

I would imagine there are a lot of piggs who are wealthy – but have trouble admitting it.

Just like the government – if you have a budget problem – it’s probably due to spending, not income.

Lets not kid ourselves that household incomes of >$100k are just getting by.

[UCGal]

On the topic of wealth – I’m going to differ a bit from the common wisdom.

If you have XXX dollars in the bank or YYY income you can CHOOSE to live in an expensive area or a less expensive area. I do not believe that just because San Diego is an expensive place to live we need to skew our definition of wealth.

But lets keep this local – looking at San Diego county household incomes.

From sandag again – for the San Diego county region.
http://profilewarehouse.sandag.org/profiles/est/reg999est.pdf

Household income breakdown:
<15k = 11%
15k-<30k = 16%
30k-<45k = 16%
45k-<60k = 14%
60k-<75k = 12%
75k-<100k = 12%
100k-<125k = 7%
125k-<150k = 4%
150k-<200k = 3%
200k and up = 4%.

In my book - if you're making more than 70% of the other households in the county - you are NOT lower anything... not lower middle, not lower class...

69% of households in the county earn LESS than $75k.

People making good money need to acknowledge they are doing better than middle/median/average. Plenty of people in the county manage to survive on sub $100k/year household incomes.

If your household income is greater than 125k, then you are in the top 1/10th of income households in the county – doing better than 89% of the poor suckers who earn less.

Yet I see people saying this is middle class.

Where do you draw the line.
bottom 50% = lower class
50%-60% = lower middle
60-70% = middle
80-90% = upper middle
90% or above = rich/wealthy?

That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.

I would imagine there are a lot of piggs who are wealthy – but have trouble admitting it.

Just like the government – if you have a budget problem – it’s probably due to spending, not income.

Lets not kid ourselves that household incomes of >$100k are just getting by.

[UCGal]

On the topic of wealth – I’m going to differ a bit from the common wisdom.

If you have XXX dollars in the bank or YYY income you can CHOOSE to live in an expensive area or a less expensive area. I do not believe that just because San Diego is an expensive place to live we need to skew our definition of wealth.

But lets keep this local – looking at San Diego county household incomes.

From sandag again – for the San Diego county region.
http://profilewarehouse.sandag.org/profiles/est/reg999est.pdf

Household income breakdown:
<15k = 11%
15k-<30k = 16%
30k-<45k = 16%
45k-<60k = 14%
60k-<75k = 12%
75k-<100k = 12%
100k-<125k = 7%
125k-<150k = 4%
150k-<200k = 3%
200k and up = 4%.

In my book - if you're making more than 70% of the other households in the county - you are NOT lower anything... not lower middle, not lower class...

69% of households in the county earn LESS than $75k.

People making good money need to acknowledge they are doing better than middle/median/average. Plenty of people in the county manage to survive on sub $100k/year household incomes.

If your household income is greater than 125k, then you are in the top 1/10th of income households in the county – doing better than 89% of the poor suckers who earn less.

Yet I see people saying this is middle class.

Where do you draw the line.
bottom 50% = lower class
50%-60% = lower middle
60-70% = middle
80-90% = upper middle
90% or above = rich/wealthy?

That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.

I would imagine there are a lot of piggs who are wealthy – but have trouble admitting it.

Just like the government – if you have a budget problem – it’s probably due to spending, not income.

Lets not kid ourselves that household incomes of >$100k are just getting by.

[UCGal]

Using sandag.org data warehouse and profile warehouse (sandag is the san diego association of governments).

Median income data from here: http://datawarehouse.sandag.org/Excel/ZIP%20codes.xls
Single family detached percentage taken from dividing “single family detached” for the zip by “total housing units” for the zip, for 1/1/2009 – data from linked pdf’s
Median age come from the pdf links.

92122
Median household income (2008): $55,889
single family detached makes up 23% of housing in zip.
median age is 38.4
http://profilewarehouse.sandag.org/profiles/est/zip92122est.pdf

92121
Median household income (2008): $67,772
single family detached makes up 36% of housing in zip.
median age is 34.3
http://profilewarehouse.sandag.org/profiles/est/zip92121est.pdf

92126
Median household income (2008): $60,953
single family detached makes up 57% of housing in zip.
median age is 36.3
http://profilewarehouse.sandag.org/profiles/est/zip92126est.pdf

92129
Median household income (2008): $82,575
single family detached makes up 70% of housing in zip.
median age is 37.1
http://profilewarehouse.sandag.org/profiles/est/zip92129est.pdf

91910
Median household income (2008): $45,022
single family detached makes up 44% of housing in zip.
median age is 33.9
http://profilewarehouse.sandag.org/profiles/est/zip91910est.pdf

91911
Median household income (2008): $41,945
single family detached makes up 45% of housing in zip.
median age is 32.4
http://profilewarehouse.sandag.org/profiles/est/zip91911est.pdf

91913
Median household income (2008): $70,690
single family detached makes up 63% of housing in zip.
median age is 32.9
http://profilewarehouse.sandag.org/profiles/est/zip91913est.pdf

91915
Median household income (2008): $73,906
single family detached makes up 72% of housing in zip.
median age is 31.0
http://profilewarehouse.sandag.org/profiles/est/zip91915est.pdf

91902
Median household income (2008): $73,738
single family detached makes up 78% of housing in zip.
median age is 32.1
http://profilewarehouse.sandag.org/profiles/est/zip91902est.pdf

And those who have median household incomes over $100k (only a few zips in San Diego county)
92130
Median household income (2008): $100,339
single family detached makes up 55% of housing in zip.
median age is 37.6
http://profilewarehouse.sandag.org/profiles/est/zip92130est.pdf

92014
Median household income (2008): $102,561
single family detached makes up 62% of housing in zip.
median age is 28.6
http://profilewarehouse.sandag.org/profiles/est/zip92014est.pdf

92091(Rancho Santa Fe west)
Median household income (2008): $103,889
single family detached makes up 38% of housing in zip.
median age is 52.4
http://profilewarehouse.sandag.org/profiles/est/zip92091est.pdf

92067 (Rancho Santa Fe)
Median household income (2008): $174,776
single family detached makes up 97% of housing in zip.
median age is 47.5
http://profilewarehouse.sandag.org/profiles/est/zip92067est.pdf

[UCGal]

Using sandag.org data warehouse and profile warehouse (sandag is the san diego association of governments).

Median income data from here: http://datawarehouse.sandag.org/Excel/ZIP%20codes.xls
Single family detached percentage taken from dividing “single family detached” for the zip by “total housing units” for the zip, for 1/1/2009 – data from linked pdf’s
Median age come from the pdf links.

92122
Median household income (2008): $55,889
single family detached makes up 23% of housing in zip.
median age is 38.4
http://profilewarehouse.sandag.org/profiles/est/zip92122est.pdf

92121
Median household income (2008): $67,772
single family detached makes up 36% of housing in zip.
median age is 34.3
http://profilewarehouse.sandag.org/profiles/est/zip92121est.pdf

92126
Median household income (2008): $60,953
single family detached makes up 57% of housing in zip.
median age is 36.3
http://profilewarehouse.sandag.org/profiles/est/zip92126est.pdf

92129
Median household income (2008): $82,575
single family detached makes up 70% of housing in zip.
median age is 37.1
http://profilewarehouse.sandag.org/profiles/est/zip92129est.pdf

91910
Median household income (2008): $45,022
single family detached makes up 44% of housing in zip.
median age is 33.9
http://profilewarehouse.sandag.org/profiles/est/zip91910est.pdf

91911
Median household income (2008): $41,945
single family detached makes up 45% of housing in zip.
median age is 32.4
http://profilewarehouse.sandag.org/profiles/est/zip91911est.pdf

91913
Median household income (2008): $70,690
single family detached makes up 63% of housing in zip.
median age is 32.9
http://profilewarehouse.sandag.org/profiles/est/zip91913est.pdf

91915
Median household income (2008): $73,906
single family detached makes up 72% of housing in zip.
median age is 31.0
http://profilewarehouse.sandag.org/profiles/est/zip91915est.pdf

91902
Median household income (2008): $73,738
single family detached makes up 78% of housing in zip.
median age is 32.1
http://profilewarehouse.sandag.org/profiles/est/zip91902est.pdf

And those who have median household incomes over $100k (only a few zips in San Diego county)
92130
Median household income (2008): $100,339
single family detached makes up 55% of housing in zip.
median age is 37.6
http://profilewarehouse.sandag.org/profiles/est/zip92130est.pdf

92014
Median household income (2008): $102,561
single family detached makes up 62% of housing in zip.
median age is 28.6
http://profilewarehouse.sandag.org/profiles/est/zip92014est.pdf

92091(Rancho Santa Fe west)
Median household income (2008): $103,889
single family detached makes up 38% of housing in zip.
median age is 52.4
http://profilewarehouse.sandag.org/profiles/est/zip92091est.pdf

92067 (Rancho Santa Fe)
Median household income (2008): $174,776
single family detached makes up 97% of housing in zip.
median age is 47.5
http://profilewarehouse.sandag.org/profiles/est/zip92067est.pdf

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