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UCGal
ParticipantThis was the first year we instituted the eat it before it gets tossed out rule.
First I clean out the unacceptable stuff.. (I have one kid who reacts to red dye 40, and the other just got braces, so no sticky candy like wacky taffy or caramels). I brought that stuff to work.
A few days of gorging, and then it’s over.
So – after dinner, they could have a bunch.
They had an FLL competition this weekend – I brought some of their stash for after they competed but before the awards ceremony.
Yesterday they killed it off.Yes – they got tummy aches- that’s part of the natural consequences… perhaps they’ll learn.
And now I have a house free of candy.
Kids don’t feel deprived – because they got all the candy (with the exceptions listed above).
ParticipantInteresting article.
I don’t think it would apply in our case. We would not be using professional conservators… It would be my husband or my sister in law. The “estate” isn’t big enough to warrant professional conservatorship. But we need to step in to make sure bills are paid.
That’s not to say there isn’t a huge racket associated with conservatorship/guardianship. Lawyers for the person wanting conservatorship, lawyers for the conservatee, legal experts to be hired on both sides to address competency… It can get expensive. That’s one of the reasons we haven’t pulled the trigger yet. But the situation is getting worse day by day… we’re going to have to do it sooner, rather than later. But it sucks to have to pony out big legal fees to do the right thing.
Amazing about that crooked judge in the article. What a scumbag.
Participant[quote=bearishgurl]
UCGal, from your posts, the Piggs know all the headaches and expense you went through to build it for them. If you just can’t get your in-laws to stay there anymore, and your guest house is separately-metered, maybe you will be able to rent it out to a quiet UCSD student or senior citizen.[/quote]
It’s separately metered and it’s always been our intention to generate rental income from it. Still seeing where the dust will settle (or the in-laws settle) before we put in a tenant. But in the meantime I’m tracking rental comps on craigslist so I’m ready to go when we do that.
ParticipantThere’s a lot of talk about this on both earlyretirement.org and bogleheads.com.
For folks with extra bandwidth in their savings – it’s a good way to start transferring their wealth ahead of time. Much of the discussion is about kids in late high school, college, and the first years out of college… Not elementary school age kids.
The downside – if you need the money later, you can’t claw it back – it’s owned by the kid. So lets say you live on the jersey shore and the beach erosion takes your life savings in gold, out to sea, because you buried it in your yard… you might want to get your hands on the money you gave your kid. You can’t.
I like 529’s for college funds because they remain in the ownership of the parent… so if the kid turns out to have goals that don’t involve college, you can redirect the funds to other kids, or to your own educational goals… or even college for the grandkids.
But for strict transfer of wealth – if you have a lot of excess are your kids really going to be working during high school and college. I hear so many folks (who aren’t that wealthy) talking about how they don’t want their kids working during college so they can focus on their studies… (btw – spare time of college students does not get converted to studying, it gets converted to partying.) No earned income, no Roth.
My savings goals are more directed at my early retirement goals and funding the kids college. I don’t have enough extra, beyond those goals, to fund my kids retirement. If there’s extra money when my goals are funded, I’ll consider it.
Participant[quote=flu][quote=UCGal]My kids don’t have any on-the-books earnings. (The neighbors lawn isn’t enough to declare, IMO)
When they’re older and have summer jobs/pt jobs, then yes, we’ll set them up.[/quote]
If you don’t mind asking, what age are you thinking about doing this. Teen years?[/quote]
When they get a payroll job.
So summers starting at age 16.
Unless they’re going to school full time, from age 16 they need a job.ParticipantMy kids don’t have any on-the-books earnings. (The neighbors lawn isn’t enough to declare, IMO)
When they’re older and have summer jobs/pt jobs, then yes, we’ll set them up.
ParticipantNot all the lots there along soderblom are a full 10k sf lots… several are in the 8k sf range. (Still big). And a lot of the houses are more like 2k sf.
You might consider an east UC neighborhood as well. Look at the homes on Dirac, Pavlov, Bromfield… especially the ones that back to the canyon. Large lots, many with views.
And there are other small pockets – newer homes (compared to your mentioned neighborhood and the one I mentioned which are early 60’s era) –
Lahitte Ct, Hurd/Millikan/Willard.
The homes along the canyon – Wellesley, Mercer Lane, Condon…Clairemont also has pockets. Some of the homes on Avati and it’s side streets are on larger lots with peek-a-boo views of the bay.
You need to look at individual houses/lots. UC in general has a 5k nominal lot size. So often you’ll get 5k sf lots on one side of the street (non canyon side) and 17k lots on the other side. Same is true in Clairemont.
In general – the older the neighborhood the wider the lots… My hood has an issue keeping postal carriers – every time we get a new postal carrier they apply for a new route because they realize the homes are spread apart and are old-school with the mailboxes at the front door. Too much walking.
Participant[quote=edna_mode]Thanks!
Another strange architectural feature that I don’t like is the one-step raised floor at the front door, that then you have to step down to get to the living room. I think this is trip hazard, especially if the floor is all the same color! Any notion of how expensive that is to get rid of?[/quote]
My step mom’s house has this “feature”. It’s a 60’s mid century type. It was an issue when she broke her hip and was in a wheelchair for a few months after.
My husband looked at removing that step up/down and estimated it at about $10k to make it flush. In this case – there’s a matching step up on the outside of the door – so it would have been jacking out both sides of the door – and removing these weird landings on both sides.
Fortunately, she was back to walking very quickly.
ParticipantSince this is La Jolla – was the coastal commission involved? I was under the impression that coastal commission worked to mitigate view infractions.
I could be wrong. But I have vague memories of the La Jolla Shores Hotel (which blocked views of quite a few homes behind it) was what triggered coastal commission getting involved in view stuff.
ParticipantI wish they were still with us. MIL insists on doing this vagabond thing. So they’re with us about half the year. But she’s threatening not to come back. Even though this is the best place for them.
Did I mention dementia is setting in? She’s not making rational decisions… which annoys the crud out this engineer type.
ParticipantSorry you’re dealing with it (again) Desmond.
Fortunately, or unfortunately – depending on your POV, in my in-laws case the inheritance is not an issue. (Hence my new knowledge on medicaid spend down rules.)
My husband has some siblings who seem to think there’s some inheritance in their future… To which I answer “good luck with that.” Ironically, these are the siblings not stepping forward to help the parents.
ParticipantAs mentioned – the Registrar of Voters is a county department – not city.
The polling location may support multiple precincts. Each precinct will only have the ballots for races/initiatives for that precinct.
AFAIK – precincts will not cross city lines.
ParticipantMIL has been reluctant (refusing) to have in home help more than a few hours a day, a few days a week. She’s old and getting frail, and starting to show signs of dementia, and physically is no longer able to handle the physical demands of caring for FIL. It’s getting to the point where FIL needs better care than she’s able to provide with assistance.
His last CT (after a fall from his wheelchair) showed that he’s had more small strokes – the end result is that he’s not able to assist as much in transfers to/from the chair. So more strength is needed to do the transfers… right when she’s getting weaker.
Unfortunately, she isn’t recognizing her limitations. Social workers are involved, etc. We’re exploring getting guardianship/conservatorship of both parents. But that’s going to be an emotional firestorm because of the denial factor.
They aren’t currently in CA – so my sister in law is dealing with the front lines. But we all want them back here. MIL is putting up roadblocks to that and making unreasonable, and impractical suggestions for the next steps. Denial and dementia is a bad combo.
Unfortunately, the legal system is set up to make doing the right thing (conservatorship) a very expensive legal process if the conservatee fights it. It’s a court proceeding, with hired specialists, etc. We’ve done the initial discussions with an attorney – but the family hasn’t reached a decision on the next step.
ParticipantCongrats on your new digs, F430.
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