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August 15, 2010 at 7:07 AM in reply to: delinquent HELOCs (formerly written off) and others ready to explode #591686August 15, 2010 at 7:07 AM in reply to: delinquent HELOCs (formerly written off) and others ready to explode #591797
UCGal
Participantonce again I shake my head… why did I pay back my HELOC in full (taken out to build the granny flat)? I could have had all that free money.
I agree with flu – the scammers are well aware they’ll get their goodies for free.
August 15, 2010 at 7:07 AM in reply to: delinquent HELOCs (formerly written off) and others ready to explode #592107UCGal
Participantonce again I shake my head… why did I pay back my HELOC in full (taken out to build the granny flat)? I could have had all that free money.
I agree with flu – the scammers are well aware they’ll get their goodies for free.
UCGal
Participant[quote=eavesdropper]”Mind Over Money investigates the shattering impact the recent global financial meltdown had on how economists think. Why did so few of the brightest minds in finance not only fail to predict the crash but also argue that it was impossible? With insights from experts and scientific experiments that highlight the hidden money drives in us all, NOVA explores a seismic shift in our efforts to understand the marketplace.”
I really enjoyed it, and found that it posed some plausible explanations. That being said, I do agree that the mortgage bankers themselves knew exactly what was going on, and wanted to exploit it. I was referring to being ethically and morally blinded by the money to be made by following that path. And it was too bad that the general public was still so trusting of their image of financial stewards (the wonders of advertising didn’t hurt there).[/quote]
FYI to other piggs… It’s available “instantly” on netflix… So if you’ve got a Wii or other means of streaming netflix, you don’t have to wait.UCGal
Participant[quote=eavesdropper]”Mind Over Money investigates the shattering impact the recent global financial meltdown had on how economists think. Why did so few of the brightest minds in finance not only fail to predict the crash but also argue that it was impossible? With insights from experts and scientific experiments that highlight the hidden money drives in us all, NOVA explores a seismic shift in our efforts to understand the marketplace.”
I really enjoyed it, and found that it posed some plausible explanations. That being said, I do agree that the mortgage bankers themselves knew exactly what was going on, and wanted to exploit it. I was referring to being ethically and morally blinded by the money to be made by following that path. And it was too bad that the general public was still so trusting of their image of financial stewards (the wonders of advertising didn’t hurt there).[/quote]
FYI to other piggs… It’s available “instantly” on netflix… So if you’ve got a Wii or other means of streaming netflix, you don’t have to wait.UCGal
Participant[quote=eavesdropper]”Mind Over Money investigates the shattering impact the recent global financial meltdown had on how economists think. Why did so few of the brightest minds in finance not only fail to predict the crash but also argue that it was impossible? With insights from experts and scientific experiments that highlight the hidden money drives in us all, NOVA explores a seismic shift in our efforts to understand the marketplace.”
I really enjoyed it, and found that it posed some plausible explanations. That being said, I do agree that the mortgage bankers themselves knew exactly what was going on, and wanted to exploit it. I was referring to being ethically and morally blinded by the money to be made by following that path. And it was too bad that the general public was still so trusting of their image of financial stewards (the wonders of advertising didn’t hurt there).[/quote]
FYI to other piggs… It’s available “instantly” on netflix… So if you’ve got a Wii or other means of streaming netflix, you don’t have to wait.UCGal
Participant[quote=eavesdropper]”Mind Over Money investigates the shattering impact the recent global financial meltdown had on how economists think. Why did so few of the brightest minds in finance not only fail to predict the crash but also argue that it was impossible? With insights from experts and scientific experiments that highlight the hidden money drives in us all, NOVA explores a seismic shift in our efforts to understand the marketplace.”
I really enjoyed it, and found that it posed some plausible explanations. That being said, I do agree that the mortgage bankers themselves knew exactly what was going on, and wanted to exploit it. I was referring to being ethically and morally blinded by the money to be made by following that path. And it was too bad that the general public was still so trusting of their image of financial stewards (the wonders of advertising didn’t hurt there).[/quote]
FYI to other piggs… It’s available “instantly” on netflix… So if you’ve got a Wii or other means of streaming netflix, you don’t have to wait.UCGal
Participant[quote=eavesdropper]”Mind Over Money investigates the shattering impact the recent global financial meltdown had on how economists think. Why did so few of the brightest minds in finance not only fail to predict the crash but also argue that it was impossible? With insights from experts and scientific experiments that highlight the hidden money drives in us all, NOVA explores a seismic shift in our efforts to understand the marketplace.”
I really enjoyed it, and found that it posed some plausible explanations. That being said, I do agree that the mortgage bankers themselves knew exactly what was going on, and wanted to exploit it. I was referring to being ethically and morally blinded by the money to be made by following that path. And it was too bad that the general public was still so trusting of their image of financial stewards (the wonders of advertising didn’t hurt there).[/quote]
FYI to other piggs… It’s available “instantly” on netflix… So if you’ve got a Wii or other means of streaming netflix, you don’t have to wait.August 14, 2010 at 6:57 PM in reply to: School test scores… like ’em or not, they’re out for the 2009/2010 year #590904UCGal
Participant[quote=bearishgurl]IMHO, living on campus at UCSD is too cramped and expensive for undergrads, and probably DOES NOT compete with the space and LR/kitchen access of an off-campus apt.[/quote]
I don’t disagree – the grad apartments are a much better deal.August 14, 2010 at 6:57 PM in reply to: School test scores… like ’em or not, they’re out for the 2009/2010 year #590998UCGal
Participant[quote=bearishgurl]IMHO, living on campus at UCSD is too cramped and expensive for undergrads, and probably DOES NOT compete with the space and LR/kitchen access of an off-campus apt.[/quote]
I don’t disagree – the grad apartments are a much better deal.August 14, 2010 at 6:57 PM in reply to: School test scores… like ’em or not, they’re out for the 2009/2010 year #591535UCGal
Participant[quote=bearishgurl]IMHO, living on campus at UCSD is too cramped and expensive for undergrads, and probably DOES NOT compete with the space and LR/kitchen access of an off-campus apt.[/quote]
I don’t disagree – the grad apartments are a much better deal.August 14, 2010 at 6:57 PM in reply to: School test scores… like ’em or not, they’re out for the 2009/2010 year #591644UCGal
Participant[quote=bearishgurl]IMHO, living on campus at UCSD is too cramped and expensive for undergrads, and probably DOES NOT compete with the space and LR/kitchen access of an off-campus apt.[/quote]
I don’t disagree – the grad apartments are a much better deal.August 14, 2010 at 6:57 PM in reply to: School test scores… like ’em or not, they’re out for the 2009/2010 year #591956UCGal
Participant[quote=bearishgurl]IMHO, living on campus at UCSD is too cramped and expensive for undergrads, and probably DOES NOT compete with the space and LR/kitchen access of an off-campus apt.[/quote]
I don’t disagree – the grad apartments are a much better deal.August 14, 2010 at 5:22 PM in reply to: School test scores… like ’em or not, they’re out for the 2009/2010 year #590884UCGal
Participant[quote=bearishgurl][quote=UCGal] . . . UCSD has more apartments for students now – a friend is starting b-school at night at UCSD – he’s getting his own room in an apartment, on campus, for $453/month. It’s cheaper than what he was paying a few blocks away in UTC for a room in a shared, non campus, apartment.
The meal plan at a dorm is over-rated… College should be about subsisting on ramen, mac-n-cheese, and quesadillas. LOL.[/quote]
UCGal, this is very interesting. A couple of questions. What is b-school? And these on-campus apartments you speak of – how many bdrms and baths do they have? Approx. sq. footage? And how many students per unit? And how long in advance do you have to apply for one of these (reasonable-rent) apts? (Many students from S. County do commute there for classes, but, due to traffic, this is borderline impractical.)
I know the apt-rents near UTC can be exorbitant, even for a unit sporting ’70’s or early ’80’s “decor,” no less!
I agree that at $350-$400 mo., a college “meal plan” is overrated and very expensive (and will probably cause weight gain, assuming your student is present for it 3x daily). My current college kid has an (underground) Trader Joes just blocks from their SF house where they are able to buy their staples in bulk and most of their fresh food :=)[/quote]
b-school = business school, more specifically, an MBA (vs undergrad.) Enough of my friends have gone to “b-school” and changed careers, I thought the term was pretty widely known…
Here’s info on the apartments at UCSD.
Grad student apartments:
http://hdh.ucsd.edu/RAR/
typical is 600-700 sf 2br apts for 2 people. Not super spacious – but not bad.Undergrad is more traditional dorms with meal plans
http://hds.ucsd.edu/housing/newundergrad.aspI don’t know how long the wait list is/was for the grad student apartments… I just found out my friend was moving and starting night school this week – apparently the buildings are brand new, don’t even have occupancy yet – which probably effected the wait list (hard to be on a wait list if the building isn’t built yet.) He’s due to move in mid Sept.
August 14, 2010 at 5:22 PM in reply to: School test scores… like ’em or not, they’re out for the 2009/2010 year #590978UCGal
Participant[quote=bearishgurl][quote=UCGal] . . . UCSD has more apartments for students now – a friend is starting b-school at night at UCSD – he’s getting his own room in an apartment, on campus, for $453/month. It’s cheaper than what he was paying a few blocks away in UTC for a room in a shared, non campus, apartment.
The meal plan at a dorm is over-rated… College should be about subsisting on ramen, mac-n-cheese, and quesadillas. LOL.[/quote]
UCGal, this is very interesting. A couple of questions. What is b-school? And these on-campus apartments you speak of – how many bdrms and baths do they have? Approx. sq. footage? And how many students per unit? And how long in advance do you have to apply for one of these (reasonable-rent) apts? (Many students from S. County do commute there for classes, but, due to traffic, this is borderline impractical.)
I know the apt-rents near UTC can be exorbitant, even for a unit sporting ’70’s or early ’80’s “decor,” no less!
I agree that at $350-$400 mo., a college “meal plan” is overrated and very expensive (and will probably cause weight gain, assuming your student is present for it 3x daily). My current college kid has an (underground) Trader Joes just blocks from their SF house where they are able to buy their staples in bulk and most of their fresh food :=)[/quote]
b-school = business school, more specifically, an MBA (vs undergrad.) Enough of my friends have gone to “b-school” and changed careers, I thought the term was pretty widely known…
Here’s info on the apartments at UCSD.
Grad student apartments:
http://hdh.ucsd.edu/RAR/
typical is 600-700 sf 2br apts for 2 people. Not super spacious – but not bad.Undergrad is more traditional dorms with meal plans
http://hds.ucsd.edu/housing/newundergrad.aspI don’t know how long the wait list is/was for the grad student apartments… I just found out my friend was moving and starting night school this week – apparently the buildings are brand new, don’t even have occupancy yet – which probably effected the wait list (hard to be on a wait list if the building isn’t built yet.) He’s due to move in mid Sept.
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