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UCGal
ParticipantClosed network systems like Kaiser and open networks systems like Aetna, Pacificare, etc are all limited by the primary care doctor you choose.
Kaiser lets you change your primary doctor. If you think your doctor is misdiagnosing you or a family member or not pursuing an appropriate course, change doctors, go to urgent care (if appropriate) etc. Most people are sheep when it comes to medical care… and doctor’s are human.
You have to advocate for your care with ANY doctor or insurance. For example, I have a paranoia about my cancer risks. (I’ve mentioned previously – 3 of 4 grandparents had cancer, dad had 2 separate malignancies, mom had ovarian, my brother had 2 separate malignancies, I have 3 cousins and 2 have had cancer). But I have a small family so I don’t meet the statistical requirements to fall into high risk. (Not enough aunts/cousins to sample from.) But – I talked Kaiser into increasing my mammograms, doing annual u/s’s to look for ovarian cancer, and doing ca125 tests to see if it ever goes up. These are all fairly low cost, but not typical. I had to ask for them, but when I laid out my case, it was agreed to immediately.
ocr’s point about people blaming a private practice doctor vs a system is accurate. I’ve heard similar complaints about the VA system. My father in law gets his care at the VA and I have to say – it’s a LOT better than the care he was getting through a doctor under blue cross/blue shield. But he’s got people advocating for him here. My husband and I go with them to his appointments, ask questions, do research.
UCGal
ParticipantClosed network systems like Kaiser and open networks systems like Aetna, Pacificare, etc are all limited by the primary care doctor you choose.
Kaiser lets you change your primary doctor. If you think your doctor is misdiagnosing you or a family member or not pursuing an appropriate course, change doctors, go to urgent care (if appropriate) etc. Most people are sheep when it comes to medical care… and doctor’s are human.
You have to advocate for your care with ANY doctor or insurance. For example, I have a paranoia about my cancer risks. (I’ve mentioned previously – 3 of 4 grandparents had cancer, dad had 2 separate malignancies, mom had ovarian, my brother had 2 separate malignancies, I have 3 cousins and 2 have had cancer). But I have a small family so I don’t meet the statistical requirements to fall into high risk. (Not enough aunts/cousins to sample from.) But – I talked Kaiser into increasing my mammograms, doing annual u/s’s to look for ovarian cancer, and doing ca125 tests to see if it ever goes up. These are all fairly low cost, but not typical. I had to ask for them, but when I laid out my case, it was agreed to immediately.
ocr’s point about people blaming a private practice doctor vs a system is accurate. I’ve heard similar complaints about the VA system. My father in law gets his care at the VA and I have to say – it’s a LOT better than the care he was getting through a doctor under blue cross/blue shield. But he’s got people advocating for him here. My husband and I go with them to his appointments, ask questions, do research.
UCGal
ParticipantAre you sure the issue isn’t the fios box?
UCGal
ParticipantAre you sure the issue isn’t the fios box?
UCGal
ParticipantAre you sure the issue isn’t the fios box?
UCGal
ParticipantAre you sure the issue isn’t the fios box?
UCGal
ParticipantAre you sure the issue isn’t the fios box?
January 7, 2011 at 9:45 AM in reply to: Question for SD Realtor or any other trustee sale experts…. #648727UCGal
ParticipantThanks.
I’ve seen a few of these “double” foreclosures… It’s good to know the banks are checking their paperwork and doing do-overs where necessary.
January 7, 2011 at 9:45 AM in reply to: Question for SD Realtor or any other trustee sale experts…. #648798UCGal
ParticipantThanks.
I’ve seen a few of these “double” foreclosures… It’s good to know the banks are checking their paperwork and doing do-overs where necessary.
January 7, 2011 at 9:45 AM in reply to: Question for SD Realtor or any other trustee sale experts…. #649384UCGal
ParticipantThanks.
I’ve seen a few of these “double” foreclosures… It’s good to know the banks are checking their paperwork and doing do-overs where necessary.
January 7, 2011 at 9:45 AM in reply to: Question for SD Realtor or any other trustee sale experts…. #649520UCGal
ParticipantThanks.
I’ve seen a few of these “double” foreclosures… It’s good to know the banks are checking their paperwork and doing do-overs where necessary.
January 7, 2011 at 9:45 AM in reply to: Question for SD Realtor or any other trustee sale experts…. #649846UCGal
ParticipantThanks.
I’ve seen a few of these “double” foreclosures… It’s good to know the banks are checking their paperwork and doing do-overs where necessary.
UCGal
Participant[quote=Rustico][quote=Rustico][quote=UCGal][quote=Rustico]
A well-qualified designer/builder can answer all your questions, help to determine what is most cost effective, and will be cheaper than an architect(sorry ucgal).
[/quote]Don’t be sorry – you’re right. My husband would be the first to admit he doesn’t have the expertise to assess which path is more cost effective.[/quote]
Just remembering you joking about this before. It’s great that you and your husband are willing to tell it like it is. As you know architects do some times lead the way with prints before some important things are hammered out.[/quote]
Actually, UcGal, when I am not putting my foot in my mouth I am thinking. I bet your husband could do the whole cost analysis,design and planning and management on something like this if he wanted to and had the chance. Can’t see why not. Not saying it would be easy or that he would or should be interested, or could get the chance, but he could do it.[/quote]
Thanks Russell… He’s a pretty pragmatic guy… not the type of architect that designs very pretty – but unlivable – stuff… And he’s had a lot of construction management experience – although not in residential… Commercial projects, hospitals, hospitality, etc are so different than residential.UCGal
Participant[quote=Rustico][quote=Rustico][quote=UCGal][quote=Rustico]
A well-qualified designer/builder can answer all your questions, help to determine what is most cost effective, and will be cheaper than an architect(sorry ucgal).
[/quote]Don’t be sorry – you’re right. My husband would be the first to admit he doesn’t have the expertise to assess which path is more cost effective.[/quote]
Just remembering you joking about this before. It’s great that you and your husband are willing to tell it like it is. As you know architects do some times lead the way with prints before some important things are hammered out.[/quote]
Actually, UcGal, when I am not putting my foot in my mouth I am thinking. I bet your husband could do the whole cost analysis,design and planning and management on something like this if he wanted to and had the chance. Can’t see why not. Not saying it would be easy or that he would or should be interested, or could get the chance, but he could do it.[/quote]
Thanks Russell… He’s a pretty pragmatic guy… not the type of architect that designs very pretty – but unlivable – stuff… And he’s had a lot of construction management experience – although not in residential… Commercial projects, hospitals, hospitality, etc are so different than residential. -
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