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January 17, 2011 at 2:59 PM in reply to: Does anyone have advice about whole life insurance? #655596January 17, 2011 at 2:59 PM in reply to: Does anyone have advice about whole life insurance? #655735
UCGal
ParticipantI’m with the others… go with term.
Whole life doesn’t really make a good investment… and that’s what it’s trying to do – mix insurance and investing.
Also – look at what your insurance needs really are. Insurance agents will try to convince you that you need X million. In reality look at what expenses your wife would have (burial and income replacement) and work from there.
For us – we figured the surviving spouse would be fine supporting themselves and the kids if the mortgage was gone… And we want to cover the kids college. So that’s the number we used for insurance…
January 17, 2011 at 2:59 PM in reply to: Does anyone have advice about whole life insurance? #656065ParticipantI’m with the others… go with term.
Whole life doesn’t really make a good investment… and that’s what it’s trying to do – mix insurance and investing.
Also – look at what your insurance needs really are. Insurance agents will try to convince you that you need X million. In reality look at what expenses your wife would have (burial and income replacement) and work from there.
For us – we figured the surviving spouse would be fine supporting themselves and the kids if the mortgage was gone… And we want to cover the kids college. So that’s the number we used for insurance…
Participant[quote=bearishgurl]Can you post the listing link and/or the address/zip code?[/quote]
http://www.sdlookup.com/MLS-100067474-1005_Valleyside_Ln_Encinitas_CA_92024Participant[quote=bearishgurl]Can you post the listing link and/or the address/zip code?[/quote]
http://www.sdlookup.com/MLS-100067474-1005_Valleyside_Ln_Encinitas_CA_92024Participant[quote=bearishgurl]Can you post the listing link and/or the address/zip code?[/quote]
http://www.sdlookup.com/MLS-100067474-1005_Valleyside_Ln_Encinitas_CA_92024Participant[quote=bearishgurl]Can you post the listing link and/or the address/zip code?[/quote]
http://www.sdlookup.com/MLS-100067474-1005_Valleyside_Ln_Encinitas_CA_92024Participant[quote=bearishgurl]Can you post the listing link and/or the address/zip code?[/quote]
http://www.sdlookup.com/MLS-100067474-1005_Valleyside_Ln_Encinitas_CA_92024ParticipantI really like Coeur D Alene. Yes, the days are a lot shorter during the winter… I lived that when I was in Bellingham, WA. You just have to make sure to get outside during lunch because there’s a period in December/Jan when the sun would come up after I got to work, and set before I got off.
But those crisp clear days, the beautiful lake, etc.. A very pretty place to live.
The correlary to the short days in the winter are the LONG days in the summer. You need blackout curtains, for sure.
ParticipantI really like Coeur D Alene. Yes, the days are a lot shorter during the winter… I lived that when I was in Bellingham, WA. You just have to make sure to get outside during lunch because there’s a period in December/Jan when the sun would come up after I got to work, and set before I got off.
But those crisp clear days, the beautiful lake, etc.. A very pretty place to live.
The correlary to the short days in the winter are the LONG days in the summer. You need blackout curtains, for sure.
ParticipantI really like Coeur D Alene. Yes, the days are a lot shorter during the winter… I lived that when I was in Bellingham, WA. You just have to make sure to get outside during lunch because there’s a period in December/Jan when the sun would come up after I got to work, and set before I got off.
But those crisp clear days, the beautiful lake, etc.. A very pretty place to live.
The correlary to the short days in the winter are the LONG days in the summer. You need blackout curtains, for sure.
ParticipantI really like Coeur D Alene. Yes, the days are a lot shorter during the winter… I lived that when I was in Bellingham, WA. You just have to make sure to get outside during lunch because there’s a period in December/Jan when the sun would come up after I got to work, and set before I got off.
But those crisp clear days, the beautiful lake, etc.. A very pretty place to live.
The correlary to the short days in the winter are the LONG days in the summer. You need blackout curtains, for sure.
ParticipantI really like Coeur D Alene. Yes, the days are a lot shorter during the winter… I lived that when I was in Bellingham, WA. You just have to make sure to get outside during lunch because there’s a period in December/Jan when the sun would come up after I got to work, and set before I got off.
But those crisp clear days, the beautiful lake, etc.. A very pretty place to live.
The correlary to the short days in the winter are the LONG days in the summer. You need blackout curtains, for sure.
Participant[quote=Hobie]Or when Miramar Road was 2 lanes and no retail or furniture stores! Ridden it many times on my bicycle to go fishing at Miramar Lake.[/quote]
When Miramar Rd didn’t turn into La Jolla Village – you had to go onto Westgate Mall to get to Genessee.
Heck – when Genesee didn’t go north of Appleton in Clairemont – and the only way into UC was Regents Rd – Genesee hadn’t crossed San Clemente Canyon. (Genessee extended to UC in mid 60’s – and north to UTC in mid-late 60’s)
Participant[quote=Hobie]Or when Miramar Road was 2 lanes and no retail or furniture stores! Ridden it many times on my bicycle to go fishing at Miramar Lake.[/quote]
When Miramar Rd didn’t turn into La Jolla Village – you had to go onto Westgate Mall to get to Genessee.
Heck – when Genesee didn’t go north of Appleton in Clairemont – and the only way into UC was Regents Rd – Genesee hadn’t crossed San Clemente Canyon. (Genessee extended to UC in mid 60’s – and north to UTC in mid-late 60’s)
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