[UCGal]

Going back to the OP question.

I would say that two high school students in Gardena, CA were not safer today.

http://www.msnbc.msn.com/id/41138365/from/RSS/

For those that didn’t hear about this. Apparently a student had a gun in their backpack – accidentally dropped the backpack and the gun fired. One student critically injured, one seriously injured.

I’m not going to argue 2nd amendment rights. I’m just stating a fact that two students would not be injured today if the third student hadn’t brought a weapon to school and mishandled it.

[UCGal]

Going back to the OP question.

I would say that two high school students in Gardena, CA were not safer today.

http://www.msnbc.msn.com/id/41138365/from/RSS/

For those that didn’t hear about this. Apparently a student had a gun in their backpack – accidentally dropped the backpack and the gun fired. One student critically injured, one seriously injured.

I’m not going to argue 2nd amendment rights. I’m just stating a fact that two students would not be injured today if the third student hadn’t brought a weapon to school and mishandled it.

[UCGal]

Going back to the OP question.

I would say that two high school students in Gardena, CA were not safer today.

http://www.msnbc.msn.com/id/41138365/from/RSS/

For those that didn’t hear about this. Apparently a student had a gun in their backpack – accidentally dropped the backpack and the gun fired. One student critically injured, one seriously injured.

I’m not going to argue 2nd amendment rights. I’m just stating a fact that two students would not be injured today if the third student hadn’t brought a weapon to school and mishandled it.

[UCGal]

[quote=equalizer]
Don’t forget to move kid in last year of HS to lowest performing school in county, sure way to get into any college.[/quote]

A nephew had this happen to him, unintentionally. His dad was transferred from the Philly Metro area to Kentucky when he was in HS. When he applied to Wharton, he was one of very few applicants applying from his state. Penn does some geographical balancing on applications, looking for students from all states – and this worked in his favor.

(Don’t get me wrong – he’s super smart, great grades… he might/probably would have gotten in applying from his previous high school – but the competition is much harder if all the local kids want to go to the top Ivy school in town. It was a slam dunk with his test scores/grades when he applied from Kentucky.)

[UCGal]

[quote=equalizer]
Don’t forget to move kid in last year of HS to lowest performing school in county, sure way to get into any college.[/quote]

A nephew had this happen to him, unintentionally. His dad was transferred from the Philly Metro area to Kentucky when he was in HS. When he applied to Wharton, he was one of very few applicants applying from his state. Penn does some geographical balancing on applications, looking for students from all states – and this worked in his favor.

(Don’t get me wrong – he’s super smart, great grades… he might/probably would have gotten in applying from his previous high school – but the competition is much harder if all the local kids want to go to the top Ivy school in town. It was a slam dunk with his test scores/grades when he applied from Kentucky.)

[UCGal]

[quote=equalizer]
Don’t forget to move kid in last year of HS to lowest performing school in county, sure way to get into any college.[/quote]

A nephew had this happen to him, unintentionally. His dad was transferred from the Philly Metro area to Kentucky when he was in HS. When he applied to Wharton, he was one of very few applicants applying from his state. Penn does some geographical balancing on applications, looking for students from all states – and this worked in his favor.

(Don’t get me wrong – he’s super smart, great grades… he might/probably would have gotten in applying from his previous high school – but the competition is much harder if all the local kids want to go to the top Ivy school in town. It was a slam dunk with his test scores/grades when he applied from Kentucky.)

[UCGal]

[quote=equalizer]
Don’t forget to move kid in last year of HS to lowest performing school in county, sure way to get into any college.[/quote]

A nephew had this happen to him, unintentionally. His dad was transferred from the Philly Metro area to Kentucky when he was in HS. When he applied to Wharton, he was one of very few applicants applying from his state. Penn does some geographical balancing on applications, looking for students from all states – and this worked in his favor.

(Don’t get me wrong – he’s super smart, great grades… he might/probably would have gotten in applying from his previous high school – but the competition is much harder if all the local kids want to go to the top Ivy school in town. It was a slam dunk with his test scores/grades when he applied from Kentucky.)

[UCGal]

[quote=equalizer]
Don’t forget to move kid in last year of HS to lowest performing school in county, sure way to get into any college.[/quote]

A nephew had this happen to him, unintentionally. His dad was transferred from the Philly Metro area to Kentucky when he was in HS. When he applied to Wharton, he was one of very few applicants applying from his state. Penn does some geographical balancing on applications, looking for students from all states – and this worked in his favor.

(Don’t get me wrong – he’s super smart, great grades… he might/probably would have gotten in applying from his previous high school – but the competition is much harder if all the local kids want to go to the top Ivy school in town. It was a slam dunk with his test scores/grades when he applied from Kentucky.)

[UCGal]

[quote=SD Realtor]It is not hard to do but it is a pain in the ass. It hurts the providers for the service alot more then the landlords. Lots of handymen type and other guys who do an honest days work will now be 1099’d for alot more of the work they used to not declare.
[/quote]
This was my first thought too – it’s a way of forcing off the books/undeclared income on the books/declared. It will hit the contractors more than the investment property owner.

[UCGal]

[quote=SD Realtor]It is not hard to do but it is a pain in the ass. It hurts the providers for the service alot more then the landlords. Lots of handymen type and other guys who do an honest days work will now be 1099’d for alot more of the work they used to not declare.
[/quote]
This was my first thought too – it’s a way of forcing off the books/undeclared income on the books/declared. It will hit the contractors more than the investment property owner.

[UCGal]

[quote=SD Realtor]It is not hard to do but it is a pain in the ass. It hurts the providers for the service alot more then the landlords. Lots of handymen type and other guys who do an honest days work will now be 1099’d for alot more of the work they used to not declare.
[/quote]
This was my first thought too – it’s a way of forcing off the books/undeclared income on the books/declared. It will hit the contractors more than the investment property owner.

[UCGal]

[quote=SD Realtor]It is not hard to do but it is a pain in the ass. It hurts the providers for the service alot more then the landlords. Lots of handymen type and other guys who do an honest days work will now be 1099’d for alot more of the work they used to not declare.
[/quote]
This was my first thought too – it’s a way of forcing off the books/undeclared income on the books/declared. It will hit the contractors more than the investment property owner.

[UCGal]

[quote=SD Realtor]It is not hard to do but it is a pain in the ass. It hurts the providers for the service alot more then the landlords. Lots of handymen type and other guys who do an honest days work will now be 1099’d for alot more of the work they used to not declare.
[/quote]
This was my first thought too – it’s a way of forcing off the books/undeclared income on the books/declared. It will hit the contractors more than the investment property owner.

[UCGal]

I’m with the others… go with term.

Whole life doesn’t really make a good investment… and that’s what it’s trying to do – mix insurance and investing.

Also – look at what your insurance needs really are. Insurance agents will try to convince you that you need X million. In reality look at what expenses your wife would have (burial and income replacement) and work from there.

For us – we figured the surviving spouse would be fine supporting themselves and the kids if the mortgage was gone… And we want to cover the kids college. So that’s the number we used for insurance…

[UCGal]

I’m with the others… go with term.

Whole life doesn’t really make a good investment… and that’s what it’s trying to do – mix insurance and investing.

Also – look at what your insurance needs really are. Insurance agents will try to convince you that you need X million. In reality look at what expenses your wife would have (burial and income replacement) and work from there.

For us – we figured the surviving spouse would be fine supporting themselves and the kids if the mortgage was gone… And we want to cover the kids college. So that’s the number we used for insurance…

[Author]

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