[Troubled Loner]

I’m a professional tax accountant, and all I have to say is beware of advice you get on a blog from non-professionals. Some of the responses here contain inaccuracies.

[Troubled Loner]

Ray,

You express some doubts as to your mental condition. I don’t know if you are crazy, only a licensed mental health professional can provide that diagnosis. But I will say that in some cases a tradional IRA does make more sense.

I’m a professional tax preparer, and all of my clients’ situations are different. There are many factors, both present and future (way too many to discuss here!), that determine if someone should or should not contribute to a tax deferred retirement acct (i.e a traditional IRA) and/or an after tax acct, such as a Roth IRA. Your tax person should be taking all of these factors into account when discussing this with you. If they do not, then you may not have the right tax guy.

You mention that you think a tax guy “feels that if a client has to pay taxes it reflects poorly on him as opposed to potentially getting a return with the use of a Traditional IRA.” If you believe that all tax pros think this way, then yes, I do believe you are crazy. If this is truly how your tax guy thinks, then, again, you may not have the right tax guy. Competent tax preparers who are looking out for their clients don’t think this way.

[Troubled Loner]

Ray,

You express some doubts as to your mental condition. I don’t know if you are crazy, only a licensed mental health professional can provide that diagnosis. But I will say that in some cases a tradional IRA does make more sense.

I’m a professional tax preparer, and all of my clients’ situations are different. There are many factors, both present and future (way too many to discuss here!), that determine if someone should or should not contribute to a tax deferred retirement acct (i.e a traditional IRA) and/or an after tax acct, such as a Roth IRA. Your tax person should be taking all of these factors into account when discussing this with you. If they do not, then you may not have the right tax guy.

You mention that you think a tax guy “feels that if a client has to pay taxes it reflects poorly on him as opposed to potentially getting a return with the use of a Traditional IRA.” If you believe that all tax pros think this way, then yes, I do believe you are crazy. If this is truly how your tax guy thinks, then, again, you may not have the right tax guy. Competent tax preparers who are looking out for their clients don’t think this way.

[Troubled Loner]

Ray,

You express some doubts as to your mental condition. I don’t know if you are crazy, only a licensed mental health professional can provide that diagnosis. But I will say that in some cases a tradional IRA does make more sense.

I’m a professional tax preparer, and all of my clients’ situations are different. There are many factors, both present and future (way too many to discuss here!), that determine if someone should or should not contribute to a tax deferred retirement acct (i.e a traditional IRA) and/or an after tax acct, such as a Roth IRA. Your tax person should be taking all of these factors into account when discussing this with you. If they do not, then you may not have the right tax guy.

You mention that you think a tax guy “feels that if a client has to pay taxes it reflects poorly on him as opposed to potentially getting a return with the use of a Traditional IRA.” If you believe that all tax pros think this way, then yes, I do believe you are crazy. If this is truly how your tax guy thinks, then, again, you may not have the right tax guy. Competent tax preparers who are looking out for their clients don’t think this way.

[Troubled Loner]

Ray,

You express some doubts as to your mental condition. I don’t know if you are crazy, only a licensed mental health professional can provide that diagnosis. But I will say that in some cases a tradional IRA does make more sense.

I’m a professional tax preparer, and all of my clients’ situations are different. There are many factors, both present and future (way too many to discuss here!), that determine if someone should or should not contribute to a tax deferred retirement acct (i.e a traditional IRA) and/or an after tax acct, such as a Roth IRA. Your tax person should be taking all of these factors into account when discussing this with you. If they do not, then you may not have the right tax guy.

You mention that you think a tax guy “feels that if a client has to pay taxes it reflects poorly on him as opposed to potentially getting a return with the use of a Traditional IRA.” If you believe that all tax pros think this way, then yes, I do believe you are crazy. If this is truly how your tax guy thinks, then, again, you may not have the right tax guy. Competent tax preparers who are looking out for their clients don’t think this way.

[Troubled Loner]

Ray,

You express some doubts as to your mental condition. I don’t know if you are crazy, only a licensed mental health professional can provide that diagnosis. But I will say that in some cases a tradional IRA does make more sense.

I’m a professional tax preparer, and all of my clients’ situations are different. There are many factors, both present and future (way too many to discuss here!), that determine if someone should or should not contribute to a tax deferred retirement acct (i.e a traditional IRA) and/or an after tax acct, such as a Roth IRA. Your tax person should be taking all of these factors into account when discussing this with you. If they do not, then you may not have the right tax guy.

You mention that you think a tax guy “feels that if a client has to pay taxes it reflects poorly on him as opposed to potentially getting a return with the use of a Traditional IRA.” If you believe that all tax pros think this way, then yes, I do believe you are crazy. If this is truly how your tax guy thinks, then, again, you may not have the right tax guy. Competent tax preparers who are looking out for their clients don’t think this way.

[Troubled Loner]

johngaltgirl,

I don’t know if you saw it or not, but I sent you a private email in regards to this.

[Troubled Loner]

johngaltgirl,

I don’t know if you saw it or not, but I sent you a private email in regards to this.

[Troubled Loner]

johngaltgirl,

I don’t know if you saw it or not, but I sent you a private email in regards to this.

[Troubled Loner]

johngaltgirl,

I don’t know if you saw it or not, but I sent you a private email in regards to this.

[Troubled Loner]

johngaltgirl,

I don’t know if you saw it or not, but I sent you a private email in regards to this.

[Troubled Loner]

Hi Ox,

If you are still looking for a washer and dryer, we have a Kenmore washer and dryer (gas) that we no longer need since we moved to a rental that already has a washer and dryer. These appliances are like new, we only used them for a couple of years. We’re asking $350 or best offer for both, they were more than $700 new. Kenmore appliances come from Sears, are of great quality. If you’re interested, let me know.

[Troubled Loner]

Hi Ox,

If you are still looking for a washer and dryer, we have a Kenmore washer and dryer (gas) that we no longer need since we moved to a rental that already has a washer and dryer. These appliances are like new, we only used them for a couple of years. We’re asking $350 or best offer for both, they were more than $700 new. Kenmore appliances come from Sears, are of great quality. If you’re interested, let me know.

[Troubled Loner]

Hi Ox,

If you are still looking for a washer and dryer, we have a Kenmore washer and dryer (gas) that we no longer need since we moved to a rental that already has a washer and dryer. These appliances are like new, we only used them for a couple of years. We’re asking $350 or best offer for both, they were more than $700 new. Kenmore appliances come from Sears, are of great quality. If you’re interested, let me know.

[Troubled Loner]

Hi Ox,

If you are still looking for a washer and dryer, we have a Kenmore washer and dryer (gas) that we no longer need since we moved to a rental that already has a washer and dryer. These appliances are like new, we only used them for a couple of years. We’re asking $350 or best offer for both, they were more than $700 new. Kenmore appliances come from Sears, are of great quality. If you’re interested, let me know.

[Author]

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