[temeculaguy]

Paramount, I see where you are coming from, just avoid focusing on the negative. We can’t stop the wars your neighbor has to fight becuase he is a soldier, that’s what they do. What you can do is mow his lawn, send him stuff to make it more tolerable, thank him. Even though your heart aches for your enemployed co-workers and the process gives you reason to fear for your own job, just rejoice int he fact that you are still employed and maybe start a back-up plan just in case, which I bet you already have. Feeling frustrated because there are things out of your control is natural, but figuring ways to overcome the feelings and developing a plan b, can be empowering.

[temeculaguy]

Paramount, I see where you are coming from, just avoid focusing on the negative. We can’t stop the wars your neighbor has to fight becuase he is a soldier, that’s what they do. What you can do is mow his lawn, send him stuff to make it more tolerable, thank him. Even though your heart aches for your enemployed co-workers and the process gives you reason to fear for your own job, just rejoice int he fact that you are still employed and maybe start a back-up plan just in case, which I bet you already have. Feeling frustrated because there are things out of your control is natural, but figuring ways to overcome the feelings and developing a plan b, can be empowering.

[temeculaguy]

Paramount, I see where you are coming from, just avoid focusing on the negative. We can’t stop the wars your neighbor has to fight becuase he is a soldier, that’s what they do. What you can do is mow his lawn, send him stuff to make it more tolerable, thank him. Even though your heart aches for your enemployed co-workers and the process gives you reason to fear for your own job, just rejoice int he fact that you are still employed and maybe start a back-up plan just in case, which I bet you already have. Feeling frustrated because there are things out of your control is natural, but figuring ways to overcome the feelings and developing a plan b, can be empowering.

[temeculaguy]

Paramount, I see where you are coming from, just avoid focusing on the negative. We can’t stop the wars your neighbor has to fight becuase he is a soldier, that’s what they do. What you can do is mow his lawn, send him stuff to make it more tolerable, thank him. Even though your heart aches for your enemployed co-workers and the process gives you reason to fear for your own job, just rejoice int he fact that you are still employed and maybe start a back-up plan just in case, which I bet you already have. Feeling frustrated because there are things out of your control is natural, but figuring ways to overcome the feelings and developing a plan b, can be empowering.

[temeculaguy]

BG, literally only a few hundred people pay the water bond I mentioned, I believe I detailed that when I first mentioned it, prhaps I was too detailed. The reason I chose to select the particular tract that I did was because I wanted the water bond, I factored it into my offer and then some. 99.7% of people in this valley do not have that bond, just one neighborhood, and it played a significant role in the price decreases because buyers got fixated on tax percentages. I probably got 100k knocked off for a 3k a year water bond, borrowing 100k has a $600 mo cost, the bond is under $300, it’s just math.

I’m not arguing temecula with you, I just want to make a point that right now, high hoa’s, high taxes and percieved high maintenance is where the bargains are, running into burning buildings, while everyone is running away is usually where you can make the best deals.

I picked the worst taxes, the highest hoa and the appearance of high carrying costs because it’s a smallish mcmansion, all in an effort to get the best deal, to pay 35 cents on the dollar, because everyone else was subscribing to your line of thinking. But each can be sorted out and made into a positive. My 3300 sq ft 5/4 had an electric bill in july of $108, water was $54. It would take me pages to tell you how I did this but new homes are far more efficient and there is technology out there to reduce your energy use dramatically. But it’s bottom line, my mortgage, taxes, hoa, out the door is just a shade over 2k. When I looked at some houses with a straight 1% tax rate, no hoa, the total nut was more for a comparable house, it was even more than a smaller house. A 1400 mort and 600 in taxes is less than a an 1800 mort and 400 in taxes. There’s a resale argument but my needs were more about keeping the total nut, after tax deductions, right at what I was paying to rent a condo down the street. It’s not about a house as an investment, it’s about a house that costs less to facilitate other investments. Your list of things that can go wrong also exist when you pay twice as much for a home, in fact they are compounded.

[temeculaguy]

BG, literally only a few hundred people pay the water bond I mentioned, I believe I detailed that when I first mentioned it, prhaps I was too detailed. The reason I chose to select the particular tract that I did was because I wanted the water bond, I factored it into my offer and then some. 99.7% of people in this valley do not have that bond, just one neighborhood, and it played a significant role in the price decreases because buyers got fixated on tax percentages. I probably got 100k knocked off for a 3k a year water bond, borrowing 100k has a $600 mo cost, the bond is under $300, it’s just math.

I’m not arguing temecula with you, I just want to make a point that right now, high hoa’s, high taxes and percieved high maintenance is where the bargains are, running into burning buildings, while everyone is running away is usually where you can make the best deals.

I picked the worst taxes, the highest hoa and the appearance of high carrying costs because it’s a smallish mcmansion, all in an effort to get the best deal, to pay 35 cents on the dollar, because everyone else was subscribing to your line of thinking. But each can be sorted out and made into a positive. My 3300 sq ft 5/4 had an electric bill in july of $108, water was $54. It would take me pages to tell you how I did this but new homes are far more efficient and there is technology out there to reduce your energy use dramatically. But it’s bottom line, my mortgage, taxes, hoa, out the door is just a shade over 2k. When I looked at some houses with a straight 1% tax rate, no hoa, the total nut was more for a comparable house, it was even more than a smaller house. A 1400 mort and 600 in taxes is less than a an 1800 mort and 400 in taxes. There’s a resale argument but my needs were more about keeping the total nut, after tax deductions, right at what I was paying to rent a condo down the street. It’s not about a house as an investment, it’s about a house that costs less to facilitate other investments. Your list of things that can go wrong also exist when you pay twice as much for a home, in fact they are compounded.

[temeculaguy]

BG, literally only a few hundred people pay the water bond I mentioned, I believe I detailed that when I first mentioned it, prhaps I was too detailed. The reason I chose to select the particular tract that I did was because I wanted the water bond, I factored it into my offer and then some. 99.7% of people in this valley do not have that bond, just one neighborhood, and it played a significant role in the price decreases because buyers got fixated on tax percentages. I probably got 100k knocked off for a 3k a year water bond, borrowing 100k has a $600 mo cost, the bond is under $300, it’s just math.

I’m not arguing temecula with you, I just want to make a point that right now, high hoa’s, high taxes and percieved high maintenance is where the bargains are, running into burning buildings, while everyone is running away is usually where you can make the best deals.

I picked the worst taxes, the highest hoa and the appearance of high carrying costs because it’s a smallish mcmansion, all in an effort to get the best deal, to pay 35 cents on the dollar, because everyone else was subscribing to your line of thinking. But each can be sorted out and made into a positive. My 3300 sq ft 5/4 had an electric bill in july of $108, water was $54. It would take me pages to tell you how I did this but new homes are far more efficient and there is technology out there to reduce your energy use dramatically. But it’s bottom line, my mortgage, taxes, hoa, out the door is just a shade over 2k. When I looked at some houses with a straight 1% tax rate, no hoa, the total nut was more for a comparable house, it was even more than a smaller house. A 1400 mort and 600 in taxes is less than a an 1800 mort and 400 in taxes. There’s a resale argument but my needs were more about keeping the total nut, after tax deductions, right at what I was paying to rent a condo down the street. It’s not about a house as an investment, it’s about a house that costs less to facilitate other investments. Your list of things that can go wrong also exist when you pay twice as much for a home, in fact they are compounded.

[temeculaguy]

BG, literally only a few hundred people pay the water bond I mentioned, I believe I detailed that when I first mentioned it, prhaps I was too detailed. The reason I chose to select the particular tract that I did was because I wanted the water bond, I factored it into my offer and then some. 99.7% of people in this valley do not have that bond, just one neighborhood, and it played a significant role in the price decreases because buyers got fixated on tax percentages. I probably got 100k knocked off for a 3k a year water bond, borrowing 100k has a $600 mo cost, the bond is under $300, it’s just math.

I’m not arguing temecula with you, I just want to make a point that right now, high hoa’s, high taxes and percieved high maintenance is where the bargains are, running into burning buildings, while everyone is running away is usually where you can make the best deals.

I picked the worst taxes, the highest hoa and the appearance of high carrying costs because it’s a smallish mcmansion, all in an effort to get the best deal, to pay 35 cents on the dollar, because everyone else was subscribing to your line of thinking. But each can be sorted out and made into a positive. My 3300 sq ft 5/4 had an electric bill in july of $108, water was $54. It would take me pages to tell you how I did this but new homes are far more efficient and there is technology out there to reduce your energy use dramatically. But it’s bottom line, my mortgage, taxes, hoa, out the door is just a shade over 2k. When I looked at some houses with a straight 1% tax rate, no hoa, the total nut was more for a comparable house, it was even more than a smaller house. A 1400 mort and 600 in taxes is less than a an 1800 mort and 400 in taxes. There’s a resale argument but my needs were more about keeping the total nut, after tax deductions, right at what I was paying to rent a condo down the street. It’s not about a house as an investment, it’s about a house that costs less to facilitate other investments. Your list of things that can go wrong also exist when you pay twice as much for a home, in fact they are compounded.

[temeculaguy]

BG, literally only a few hundred people pay the water bond I mentioned, I believe I detailed that when I first mentioned it, prhaps I was too detailed. The reason I chose to select the particular tract that I did was because I wanted the water bond, I factored it into my offer and then some. 99.7% of people in this valley do not have that bond, just one neighborhood, and it played a significant role in the price decreases because buyers got fixated on tax percentages. I probably got 100k knocked off for a 3k a year water bond, borrowing 100k has a $600 mo cost, the bond is under $300, it’s just math.

I’m not arguing temecula with you, I just want to make a point that right now, high hoa’s, high taxes and percieved high maintenance is where the bargains are, running into burning buildings, while everyone is running away is usually where you can make the best deals.

I picked the worst taxes, the highest hoa and the appearance of high carrying costs because it’s a smallish mcmansion, all in an effort to get the best deal, to pay 35 cents on the dollar, because everyone else was subscribing to your line of thinking. But each can be sorted out and made into a positive. My 3300 sq ft 5/4 had an electric bill in july of $108, water was $54. It would take me pages to tell you how I did this but new homes are far more efficient and there is technology out there to reduce your energy use dramatically. But it’s bottom line, my mortgage, taxes, hoa, out the door is just a shade over 2k. When I looked at some houses with a straight 1% tax rate, no hoa, the total nut was more for a comparable house, it was even more than a smaller house. A 1400 mort and 600 in taxes is less than a an 1800 mort and 400 in taxes. There’s a resale argument but my needs were more about keeping the total nut, after tax deductions, right at what I was paying to rent a condo down the street. It’s not about a house as an investment, it’s about a house that costs less to facilitate other investments. Your list of things that can go wrong also exist when you pay twice as much for a home, in fact they are compounded.

[temeculaguy]

Now that my kids drive, my memory is faded but sometime between 1 and 3, whenever it is that they can operate a mouse, that’s when you start.

I know nobody wants to hear about video games and math, that it’s a lazy way to teach, I think it works. We had some dr suess math programs, then those ones where they have different grade levels or ages. They loved them, they tore through them, at age 4 they were playing the 6th grade ones. I remember sitting there watching the kids have a ball at the computer trying to make baloons blow up or confetti appear by getting it right. I think of myself as above average in math, with a formal accounting education, my dad is a cpa and we once watched the kids play video math games and joked that they will probably never us and these games remove the advantage they should have had that math was sorta the family business.

Fast forward a decade or so, they always score in the top one or two percentile in math, they rarely study that subject, they never ask for help and they are both in AP classes and skipped levels. One of them had to attend math at the high school when they were in middle school. If I added up how much I taught them, how many hours over the course of 16 years, it’s maybe ten hours worth. It was all computer games. Don’t get me wrong, I believe in teaching them, I feel like I’ve learned so much more through them than I did in high school when I went myself. History, economics, government, english, I’m at it about ten hours a week with them, not just homework but discussions. But math, I don’t do anything, in fact, they are past my level of memory/understanding. Calculus, it’s as if i have amnesia, couldn’t help if I wanted to.

So that’s my politically incorrect advice, as soon as they can hold their head upright, get them on the computer.

[temeculaguy]

Now that my kids drive, my memory is faded but sometime between 1 and 3, whenever it is that they can operate a mouse, that’s when you start.

I know nobody wants to hear about video games and math, that it’s a lazy way to teach, I think it works. We had some dr suess math programs, then those ones where they have different grade levels or ages. They loved them, they tore through them, at age 4 they were playing the 6th grade ones. I remember sitting there watching the kids have a ball at the computer trying to make baloons blow up or confetti appear by getting it right. I think of myself as above average in math, with a formal accounting education, my dad is a cpa and we once watched the kids play video math games and joked that they will probably never us and these games remove the advantage they should have had that math was sorta the family business.

Fast forward a decade or so, they always score in the top one or two percentile in math, they rarely study that subject, they never ask for help and they are both in AP classes and skipped levels. One of them had to attend math at the high school when they were in middle school. If I added up how much I taught them, how many hours over the course of 16 years, it’s maybe ten hours worth. It was all computer games. Don’t get me wrong, I believe in teaching them, I feel like I’ve learned so much more through them than I did in high school when I went myself. History, economics, government, english, I’m at it about ten hours a week with them, not just homework but discussions. But math, I don’t do anything, in fact, they are past my level of memory/understanding. Calculus, it’s as if i have amnesia, couldn’t help if I wanted to.

So that’s my politically incorrect advice, as soon as they can hold their head upright, get them on the computer.

[temeculaguy]

Now that my kids drive, my memory is faded but sometime between 1 and 3, whenever it is that they can operate a mouse, that’s when you start.

I know nobody wants to hear about video games and math, that it’s a lazy way to teach, I think it works. We had some dr suess math programs, then those ones where they have different grade levels or ages. They loved them, they tore through them, at age 4 they were playing the 6th grade ones. I remember sitting there watching the kids have a ball at the computer trying to make baloons blow up or confetti appear by getting it right. I think of myself as above average in math, with a formal accounting education, my dad is a cpa and we once watched the kids play video math games and joked that they will probably never us and these games remove the advantage they should have had that math was sorta the family business.

Fast forward a decade or so, they always score in the top one or two percentile in math, they rarely study that subject, they never ask for help and they are both in AP classes and skipped levels. One of them had to attend math at the high school when they were in middle school. If I added up how much I taught them, how many hours over the course of 16 years, it’s maybe ten hours worth. It was all computer games. Don’t get me wrong, I believe in teaching them, I feel like I’ve learned so much more through them than I did in high school when I went myself. History, economics, government, english, I’m at it about ten hours a week with them, not just homework but discussions. But math, I don’t do anything, in fact, they are past my level of memory/understanding. Calculus, it’s as if i have amnesia, couldn’t help if I wanted to.

So that’s my politically incorrect advice, as soon as they can hold their head upright, get them on the computer.

[temeculaguy]

Now that my kids drive, my memory is faded but sometime between 1 and 3, whenever it is that they can operate a mouse, that’s when you start.

I know nobody wants to hear about video games and math, that it’s a lazy way to teach, I think it works. We had some dr suess math programs, then those ones where they have different grade levels or ages. They loved them, they tore through them, at age 4 they were playing the 6th grade ones. I remember sitting there watching the kids have a ball at the computer trying to make baloons blow up or confetti appear by getting it right. I think of myself as above average in math, with a formal accounting education, my dad is a cpa and we once watched the kids play video math games and joked that they will probably never us and these games remove the advantage they should have had that math was sorta the family business.

Fast forward a decade or so, they always score in the top one or two percentile in math, they rarely study that subject, they never ask for help and they are both in AP classes and skipped levels. One of them had to attend math at the high school when they were in middle school. If I added up how much I taught them, how many hours over the course of 16 years, it’s maybe ten hours worth. It was all computer games. Don’t get me wrong, I believe in teaching them, I feel like I’ve learned so much more through them than I did in high school when I went myself. History, economics, government, english, I’m at it about ten hours a week with them, not just homework but discussions. But math, I don’t do anything, in fact, they are past my level of memory/understanding. Calculus, it’s as if i have amnesia, couldn’t help if I wanted to.

So that’s my politically incorrect advice, as soon as they can hold their head upright, get them on the computer.

[temeculaguy]

Now that my kids drive, my memory is faded but sometime between 1 and 3, whenever it is that they can operate a mouse, that’s when you start.

I know nobody wants to hear about video games and math, that it’s a lazy way to teach, I think it works. We had some dr suess math programs, then those ones where they have different grade levels or ages. They loved them, they tore through them, at age 4 they were playing the 6th grade ones. I remember sitting there watching the kids have a ball at the computer trying to make baloons blow up or confetti appear by getting it right. I think of myself as above average in math, with a formal accounting education, my dad is a cpa and we once watched the kids play video math games and joked that they will probably never us and these games remove the advantage they should have had that math was sorta the family business.

Fast forward a decade or so, they always score in the top one or two percentile in math, they rarely study that subject, they never ask for help and they are both in AP classes and skipped levels. One of them had to attend math at the high school when they were in middle school. If I added up how much I taught them, how many hours over the course of 16 years, it’s maybe ten hours worth. It was all computer games. Don’t get me wrong, I believe in teaching them, I feel like I’ve learned so much more through them than I did in high school when I went myself. History, economics, government, english, I’m at it about ten hours a week with them, not just homework but discussions. But math, I don’t do anything, in fact, they are past my level of memory/understanding. Calculus, it’s as if i have amnesia, couldn’t help if I wanted to.

So that’s my politically incorrect advice, as soon as they can hold their head upright, get them on the computer.

[temeculaguy]

paramount, there is a scene in a movie that I want you to check out. In “shawshank redemption” there is a guard who just inherits a large sum of money from his brother and complains that his brother screwed him because now he has to pay the taxes on the inheritance.

When you watch it, say to yourself “what person do I know that reminds me of that character,” and if you don’t answer “yourself,” watch it again.

Seriously, I don’t even know you and you are the most negative person in my world. For your sake, find something that makes you happy and do that, then do it again and again. This anger and envy is going to wreak havoc on your health, well being and those around you.

I don’t say this to engage you in an argument, I say this coming from experience, at a point in time, many years ago, I think I was you. The world was rigged against me, everyone was more fortunate, luckier or just had it easier than me. I was miserable and I made others miserable around me, I had to kill their joy or it would expose my lack of it. At a regular check up my physician tried to put me on anti-depressants just from what he heard in a five minute conversation.

I’m not even sure how I changed or why, but it was probably a combination of fifty things, yet it happened so I know you can do it. I do know that it took a close friend to tell me that I was the problem before I took a look in the mirror. I know I’m not your good friend or even a friend, in fact I’m your nemesis, but someone has to start you on your journey.

Here is a starter kit for changing your perspective, it’s gonna sound douchy, but just pick a few.

1. Make it your mission to give one person a compliment each day. Pick someone with the least things that should be complimented and find one good thing about them and compliment then on it. If it’s a woman, compliment her shoes, it’s non sexual, men really don’t care but women spend a great deal of time on shoe selection.

2. Go buy four books, get the Tao Te Chi and put it in the bathroom, read a passage a day. Then read The five people you meet in heaven, Frankl’s man’s search for meaning and shackletons endurance. Frankl and shackleton’s experiences will allow you to see that nothing can break you and nothing that you have to deal with even gives you the right to complain, that your worst day would be their best and that obstacles are a gift, a gift that allows you to learn and grow.

3. Buy a convertable, even if it’s cheap and old and maybe a little too feminine, they are just fun.

4. Drink wine, smoke cigars, watch porn, all three have more positive effects than negative ones.

5. Pick a sports team, identify with it, learn everything about it and be a fan, it’s fun, plus even if you stay a total grump, it gives other guys some reason to talk to you at parties.

6. go to parties, bbq’s, events and festivals. Always chip in and bring more than they ask you to. If they ask you to bring a bottle of wine, bring five and bring good stuff. If they ask you to bring an appetizer, bring something that will blow their minds. Let them know that they are important and you are grateful, don’t do the minumum.

7. Splurge on yourself a little. Buy a Nat nast shirt or a Robert Grahm, it’s not the money, but wearing a $100 shirt makes you feel like a million. Buy a used one on e-bay.

8. Remember that each time you speak, your words can do two things, they can hurt and supress or they can encourage and support, think twice before speaking and choose the latter.

9. Buy a stranger a drink or a meal, random soldiers are perfect for this, tell them you appreciate them, thank them, the look in their eyes will stay with you for years. Or just hold a door for elderly women and engage them in conversation, it’s actually fun, old ladies will crack you up if you talk to them or help them.

There, a starter kit for the mind, body and soul.

[Author]

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