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temeculaguy
Participantflu, that last sentence made me laugh. I absolutely guarantee you will screw up your kid, it’s impossible not to. The trick is not to screw them up too bad or to just screw them up in ways that wont interfere with their happiness as adults.
The fact that you care and you have a sense of humor about makes me think it will be just fine.temeculaguy
Participantflu, that last sentence made me laugh. I absolutely guarantee you will screw up your kid, it’s impossible not to. The trick is not to screw them up too bad or to just screw them up in ways that wont interfere with their happiness as adults.
The fact that you care and you have a sense of humor about makes me think it will be just fine.temeculaguy
Participantflu, that last sentence made me laugh. I absolutely guarantee you will screw up your kid, it’s impossible not to. The trick is not to screw them up too bad or to just screw them up in ways that wont interfere with their happiness as adults.
The fact that you care and you have a sense of humor about makes me think it will be just fine.temeculaguy
ParticipantIt’s not the mello roos, it’s homes built from 2003-2007, it just coincides with when m/r was most prevalent in that area.
I didn’t say people avoid areas with minorities, just areas that are predominately one group when you are not a member of that group.
This is going to be boring for a lot of people but you cam along after my purchase, which was well doccumented in 2008 on the boards. I’ll try to summarize.
The house is too big for me, always will be, but I wanted the location and it happened to be already there. The lot is in the 7k sq ft range I think. It’s on a hill/cliff so there is about a hundred foot to my nearest neighbor behind and my ground is above their rooftop. The hill in between is hoa maintained, so their dogs don’t come up to my fence. My backyard extends 15 or so feet from the back of the house, I wanted it that way, low to no maintenance, room for a spa, bbq island, cigar area and that’s it. It also has wide side yards, maybe 15 feet and stepped up so nobody sees anyone’s windows, it’s tight but feels spacious. Yardwork is an hour a week, just what I wanted.
Paid 265k, orig owner bought new in 2006 for mid 600’s, put 100k into it and lost it but kinda gutted it and thrashed it so it took some money to make it livable, but did the work myself, not as bad as I thought.
http://piggington.com/tg_is_in_escrow?page=1
http://piggington.com/tg_closes_escrow
and the photo to give you a feel for the concret jungle suburbia that I enjoy
http://piggington.com/desk_view
The comparable communities in my view or the places I would live, Carlsbad, encinitas, most of the NCC (except oceanside), 4S, Poway, RB, Scripps, Carmel valley, Carmel Mtn, San elijo, I probably missed one but you get the drift. I also didn’t just move here, I moved here 20 years ago, from san diego but the reasons were the same. When i moved here from Cardiff, my house payment cost less than my apartment rent in cardiff and my commute was decreased. For even money, I’d still take temec vs the so.bay or east county, but that’s the funny thing, those places are still more expensive. But now that I’ve been doing this for so long, paying my mortgage on the many houses I’ve owned over the years and never paying more than a weeks pay for my entire housing costs for the month. I can’t go back, I like having extra money, I like not worrying.
temeculaguy
ParticipantIt’s not the mello roos, it’s homes built from 2003-2007, it just coincides with when m/r was most prevalent in that area.
I didn’t say people avoid areas with minorities, just areas that are predominately one group when you are not a member of that group.
This is going to be boring for a lot of people but you cam along after my purchase, which was well doccumented in 2008 on the boards. I’ll try to summarize.
The house is too big for me, always will be, but I wanted the location and it happened to be already there. The lot is in the 7k sq ft range I think. It’s on a hill/cliff so there is about a hundred foot to my nearest neighbor behind and my ground is above their rooftop. The hill in between is hoa maintained, so their dogs don’t come up to my fence. My backyard extends 15 or so feet from the back of the house, I wanted it that way, low to no maintenance, room for a spa, bbq island, cigar area and that’s it. It also has wide side yards, maybe 15 feet and stepped up so nobody sees anyone’s windows, it’s tight but feels spacious. Yardwork is an hour a week, just what I wanted.
Paid 265k, orig owner bought new in 2006 for mid 600’s, put 100k into it and lost it but kinda gutted it and thrashed it so it took some money to make it livable, but did the work myself, not as bad as I thought.
http://piggington.com/tg_is_in_escrow?page=1
http://piggington.com/tg_closes_escrow
and the photo to give you a feel for the concret jungle suburbia that I enjoy
http://piggington.com/desk_view
The comparable communities in my view or the places I would live, Carlsbad, encinitas, most of the NCC (except oceanside), 4S, Poway, RB, Scripps, Carmel valley, Carmel Mtn, San elijo, I probably missed one but you get the drift. I also didn’t just move here, I moved here 20 years ago, from san diego but the reasons were the same. When i moved here from Cardiff, my house payment cost less than my apartment rent in cardiff and my commute was decreased. For even money, I’d still take temec vs the so.bay or east county, but that’s the funny thing, those places are still more expensive. But now that I’ve been doing this for so long, paying my mortgage on the many houses I’ve owned over the years and never paying more than a weeks pay for my entire housing costs for the month. I can’t go back, I like having extra money, I like not worrying.
temeculaguy
ParticipantIt’s not the mello roos, it’s homes built from 2003-2007, it just coincides with when m/r was most prevalent in that area.
I didn’t say people avoid areas with minorities, just areas that are predominately one group when you are not a member of that group.
This is going to be boring for a lot of people but you cam along after my purchase, which was well doccumented in 2008 on the boards. I’ll try to summarize.
The house is too big for me, always will be, but I wanted the location and it happened to be already there. The lot is in the 7k sq ft range I think. It’s on a hill/cliff so there is about a hundred foot to my nearest neighbor behind and my ground is above their rooftop. The hill in between is hoa maintained, so their dogs don’t come up to my fence. My backyard extends 15 or so feet from the back of the house, I wanted it that way, low to no maintenance, room for a spa, bbq island, cigar area and that’s it. It also has wide side yards, maybe 15 feet and stepped up so nobody sees anyone’s windows, it’s tight but feels spacious. Yardwork is an hour a week, just what I wanted.
Paid 265k, orig owner bought new in 2006 for mid 600’s, put 100k into it and lost it but kinda gutted it and thrashed it so it took some money to make it livable, but did the work myself, not as bad as I thought.
http://piggington.com/tg_is_in_escrow?page=1
http://piggington.com/tg_closes_escrow
and the photo to give you a feel for the concret jungle suburbia that I enjoy
http://piggington.com/desk_view
The comparable communities in my view or the places I would live, Carlsbad, encinitas, most of the NCC (except oceanside), 4S, Poway, RB, Scripps, Carmel valley, Carmel Mtn, San elijo, I probably missed one but you get the drift. I also didn’t just move here, I moved here 20 years ago, from san diego but the reasons were the same. When i moved here from Cardiff, my house payment cost less than my apartment rent in cardiff and my commute was decreased. For even money, I’d still take temec vs the so.bay or east county, but that’s the funny thing, those places are still more expensive. But now that I’ve been doing this for so long, paying my mortgage on the many houses I’ve owned over the years and never paying more than a weeks pay for my entire housing costs for the month. I can’t go back, I like having extra money, I like not worrying.
temeculaguy
ParticipantIt’s not the mello roos, it’s homes built from 2003-2007, it just coincides with when m/r was most prevalent in that area.
I didn’t say people avoid areas with minorities, just areas that are predominately one group when you are not a member of that group.
This is going to be boring for a lot of people but you cam along after my purchase, which was well doccumented in 2008 on the boards. I’ll try to summarize.
The house is too big for me, always will be, but I wanted the location and it happened to be already there. The lot is in the 7k sq ft range I think. It’s on a hill/cliff so there is about a hundred foot to my nearest neighbor behind and my ground is above their rooftop. The hill in between is hoa maintained, so their dogs don’t come up to my fence. My backyard extends 15 or so feet from the back of the house, I wanted it that way, low to no maintenance, room for a spa, bbq island, cigar area and that’s it. It also has wide side yards, maybe 15 feet and stepped up so nobody sees anyone’s windows, it’s tight but feels spacious. Yardwork is an hour a week, just what I wanted.
Paid 265k, orig owner bought new in 2006 for mid 600’s, put 100k into it and lost it but kinda gutted it and thrashed it so it took some money to make it livable, but did the work myself, not as bad as I thought.
http://piggington.com/tg_is_in_escrow?page=1
http://piggington.com/tg_closes_escrow
and the photo to give you a feel for the concret jungle suburbia that I enjoy
http://piggington.com/desk_view
The comparable communities in my view or the places I would live, Carlsbad, encinitas, most of the NCC (except oceanside), 4S, Poway, RB, Scripps, Carmel valley, Carmel Mtn, San elijo, I probably missed one but you get the drift. I also didn’t just move here, I moved here 20 years ago, from san diego but the reasons were the same. When i moved here from Cardiff, my house payment cost less than my apartment rent in cardiff and my commute was decreased. For even money, I’d still take temec vs the so.bay or east county, but that’s the funny thing, those places are still more expensive. But now that I’ve been doing this for so long, paying my mortgage on the many houses I’ve owned over the years and never paying more than a weeks pay for my entire housing costs for the month. I can’t go back, I like having extra money, I like not worrying.
temeculaguy
ParticipantIt’s not the mello roos, it’s homes built from 2003-2007, it just coincides with when m/r was most prevalent in that area.
I didn’t say people avoid areas with minorities, just areas that are predominately one group when you are not a member of that group.
This is going to be boring for a lot of people but you cam along after my purchase, which was well doccumented in 2008 on the boards. I’ll try to summarize.
The house is too big for me, always will be, but I wanted the location and it happened to be already there. The lot is in the 7k sq ft range I think. It’s on a hill/cliff so there is about a hundred foot to my nearest neighbor behind and my ground is above their rooftop. The hill in between is hoa maintained, so their dogs don’t come up to my fence. My backyard extends 15 or so feet from the back of the house, I wanted it that way, low to no maintenance, room for a spa, bbq island, cigar area and that’s it. It also has wide side yards, maybe 15 feet and stepped up so nobody sees anyone’s windows, it’s tight but feels spacious. Yardwork is an hour a week, just what I wanted.
Paid 265k, orig owner bought new in 2006 for mid 600’s, put 100k into it and lost it but kinda gutted it and thrashed it so it took some money to make it livable, but did the work myself, not as bad as I thought.
http://piggington.com/tg_is_in_escrow?page=1
http://piggington.com/tg_closes_escrow
and the photo to give you a feel for the concret jungle suburbia that I enjoy
http://piggington.com/desk_view
The comparable communities in my view or the places I would live, Carlsbad, encinitas, most of the NCC (except oceanside), 4S, Poway, RB, Scripps, Carmel valley, Carmel Mtn, San elijo, I probably missed one but you get the drift. I also didn’t just move here, I moved here 20 years ago, from san diego but the reasons were the same. When i moved here from Cardiff, my house payment cost less than my apartment rent in cardiff and my commute was decreased. For even money, I’d still take temec vs the so.bay or east county, but that’s the funny thing, those places are still more expensive. But now that I’ve been doing this for so long, paying my mortgage on the many houses I’ve owned over the years and never paying more than a weeks pay for my entire housing costs for the month. I can’t go back, I like having extra money, I like not worrying.
temeculaguy
ParticipantBg, your opposition to mello roos can be blinding. Let’s say you had two properties is chula vista, same house, different tracts. One cost 900k and had 1% tax,no hoa, the other cost 265k, had 300 in mr and 100 in hoa. The 900k one costs 4800 P%I, 480 in taxes, grand total (5280 house payment). The second one is 1420+600+100=2120. You still going to tell that young couple you can’t in good conscious sell them a 2120 out the door mortgage because it has extra fees.
If they both cost the same, then it’s not the same decision, but if there is a significant price differential, you need to go math crazy and not just shun something you have an aversion to.
Some of the people that head to temec do for different reasons but most of the posters are looking at about 25% of san diego county, you’d need hot pokers to get them to live in minority dominated communities or areas where english is not the primary language. It’s not right or wrong, let them be happy.
Me, I hate telephone poles, utility poles, it’s a long story, it’s partly irrational, it more about me and some weird bad luck having to do with earthquakes, wind storms, fires, but at some point I realized that me and utility poles are incompatible. When I’m in some communities that have wires strung eveywhere to the house from poles and poles all tilted, it’s all I see, it screws up my feng shui. Buckled sidewalks, weeds in the sidewalks, cracked roads and potholes, these things throw me off. Grocery stores with hobos out front, hate them, liquor stores on every corner and check cashing joints, make me uneasy. I also hate country areas, hate yardwork, hate land unless someone else does the work, I like concrete jungles, I like suburbia, I like it and that’s just that. Am I bad, am I racist, am I afraid, do I need re-education? None of the above, I just like things clean, I’m weird, I get it, so my choices are limited to about 20% of San Diego County if I were to ever live there again. Of my choices, my house would cost about 900k, I could pay it but I don’t want to and I wont be happy living in what 265k buys you in your county. I feel lucky that what I like happens to be cheap, I wish my wine tastes ran cheaper, but I can’t fix that.
You like something different, that’s cool, but trying to make others like what you like is like changing someone’s mind about religion.
Throwing down someone else’s world is never nice, but there are many of us that are completely unhappy if our travels take us south of highway 94, some of us, self included, hit the “get me the hell out of here” button on our gps once we find ourselves too far south. Some people have that feeling about being East of the 5, if they can’t see the ocean they will become depressed, I can’t change them, it’s how they are wired, unfortunately that’s an expensive wiring, but it is what it is.
temeculaguy
ParticipantBg, your opposition to mello roos can be blinding. Let’s say you had two properties is chula vista, same house, different tracts. One cost 900k and had 1% tax,no hoa, the other cost 265k, had 300 in mr and 100 in hoa. The 900k one costs 4800 P%I, 480 in taxes, grand total (5280 house payment). The second one is 1420+600+100=2120. You still going to tell that young couple you can’t in good conscious sell them a 2120 out the door mortgage because it has extra fees.
If they both cost the same, then it’s not the same decision, but if there is a significant price differential, you need to go math crazy and not just shun something you have an aversion to.
Some of the people that head to temec do for different reasons but most of the posters are looking at about 25% of san diego county, you’d need hot pokers to get them to live in minority dominated communities or areas where english is not the primary language. It’s not right or wrong, let them be happy.
Me, I hate telephone poles, utility poles, it’s a long story, it’s partly irrational, it more about me and some weird bad luck having to do with earthquakes, wind storms, fires, but at some point I realized that me and utility poles are incompatible. When I’m in some communities that have wires strung eveywhere to the house from poles and poles all tilted, it’s all I see, it screws up my feng shui. Buckled sidewalks, weeds in the sidewalks, cracked roads and potholes, these things throw me off. Grocery stores with hobos out front, hate them, liquor stores on every corner and check cashing joints, make me uneasy. I also hate country areas, hate yardwork, hate land unless someone else does the work, I like concrete jungles, I like suburbia, I like it and that’s just that. Am I bad, am I racist, am I afraid, do I need re-education? None of the above, I just like things clean, I’m weird, I get it, so my choices are limited to about 20% of San Diego County if I were to ever live there again. Of my choices, my house would cost about 900k, I could pay it but I don’t want to and I wont be happy living in what 265k buys you in your county. I feel lucky that what I like happens to be cheap, I wish my wine tastes ran cheaper, but I can’t fix that.
You like something different, that’s cool, but trying to make others like what you like is like changing someone’s mind about religion.
Throwing down someone else’s world is never nice, but there are many of us that are completely unhappy if our travels take us south of highway 94, some of us, self included, hit the “get me the hell out of here” button on our gps once we find ourselves too far south. Some people have that feeling about being East of the 5, if they can’t see the ocean they will become depressed, I can’t change them, it’s how they are wired, unfortunately that’s an expensive wiring, but it is what it is.
temeculaguy
ParticipantBg, your opposition to mello roos can be blinding. Let’s say you had two properties is chula vista, same house, different tracts. One cost 900k and had 1% tax,no hoa, the other cost 265k, had 300 in mr and 100 in hoa. The 900k one costs 4800 P%I, 480 in taxes, grand total (5280 house payment). The second one is 1420+600+100=2120. You still going to tell that young couple you can’t in good conscious sell them a 2120 out the door mortgage because it has extra fees.
If they both cost the same, then it’s not the same decision, but if there is a significant price differential, you need to go math crazy and not just shun something you have an aversion to.
Some of the people that head to temec do for different reasons but most of the posters are looking at about 25% of san diego county, you’d need hot pokers to get them to live in minority dominated communities or areas where english is not the primary language. It’s not right or wrong, let them be happy.
Me, I hate telephone poles, utility poles, it’s a long story, it’s partly irrational, it more about me and some weird bad luck having to do with earthquakes, wind storms, fires, but at some point I realized that me and utility poles are incompatible. When I’m in some communities that have wires strung eveywhere to the house from poles and poles all tilted, it’s all I see, it screws up my feng shui. Buckled sidewalks, weeds in the sidewalks, cracked roads and potholes, these things throw me off. Grocery stores with hobos out front, hate them, liquor stores on every corner and check cashing joints, make me uneasy. I also hate country areas, hate yardwork, hate land unless someone else does the work, I like concrete jungles, I like suburbia, I like it and that’s just that. Am I bad, am I racist, am I afraid, do I need re-education? None of the above, I just like things clean, I’m weird, I get it, so my choices are limited to about 20% of San Diego County if I were to ever live there again. Of my choices, my house would cost about 900k, I could pay it but I don’t want to and I wont be happy living in what 265k buys you in your county. I feel lucky that what I like happens to be cheap, I wish my wine tastes ran cheaper, but I can’t fix that.
You like something different, that’s cool, but trying to make others like what you like is like changing someone’s mind about religion.
Throwing down someone else’s world is never nice, but there are many of us that are completely unhappy if our travels take us south of highway 94, some of us, self included, hit the “get me the hell out of here” button on our gps once we find ourselves too far south. Some people have that feeling about being East of the 5, if they can’t see the ocean they will become depressed, I can’t change them, it’s how they are wired, unfortunately that’s an expensive wiring, but it is what it is.
temeculaguy
ParticipantBg, your opposition to mello roos can be blinding. Let’s say you had two properties is chula vista, same house, different tracts. One cost 900k and had 1% tax,no hoa, the other cost 265k, had 300 in mr and 100 in hoa. The 900k one costs 4800 P%I, 480 in taxes, grand total (5280 house payment). The second one is 1420+600+100=2120. You still going to tell that young couple you can’t in good conscious sell them a 2120 out the door mortgage because it has extra fees.
If they both cost the same, then it’s not the same decision, but if there is a significant price differential, you need to go math crazy and not just shun something you have an aversion to.
Some of the people that head to temec do for different reasons but most of the posters are looking at about 25% of san diego county, you’d need hot pokers to get them to live in minority dominated communities or areas where english is not the primary language. It’s not right or wrong, let them be happy.
Me, I hate telephone poles, utility poles, it’s a long story, it’s partly irrational, it more about me and some weird bad luck having to do with earthquakes, wind storms, fires, but at some point I realized that me and utility poles are incompatible. When I’m in some communities that have wires strung eveywhere to the house from poles and poles all tilted, it’s all I see, it screws up my feng shui. Buckled sidewalks, weeds in the sidewalks, cracked roads and potholes, these things throw me off. Grocery stores with hobos out front, hate them, liquor stores on every corner and check cashing joints, make me uneasy. I also hate country areas, hate yardwork, hate land unless someone else does the work, I like concrete jungles, I like suburbia, I like it and that’s just that. Am I bad, am I racist, am I afraid, do I need re-education? None of the above, I just like things clean, I’m weird, I get it, so my choices are limited to about 20% of San Diego County if I were to ever live there again. Of my choices, my house would cost about 900k, I could pay it but I don’t want to and I wont be happy living in what 265k buys you in your county. I feel lucky that what I like happens to be cheap, I wish my wine tastes ran cheaper, but I can’t fix that.
You like something different, that’s cool, but trying to make others like what you like is like changing someone’s mind about religion.
Throwing down someone else’s world is never nice, but there are many of us that are completely unhappy if our travels take us south of highway 94, some of us, self included, hit the “get me the hell out of here” button on our gps once we find ourselves too far south. Some people have that feeling about being East of the 5, if they can’t see the ocean they will become depressed, I can’t change them, it’s how they are wired, unfortunately that’s an expensive wiring, but it is what it is.
temeculaguy
ParticipantBg, your opposition to mello roos can be blinding. Let’s say you had two properties is chula vista, same house, different tracts. One cost 900k and had 1% tax,no hoa, the other cost 265k, had 300 in mr and 100 in hoa. The 900k one costs 4800 P%I, 480 in taxes, grand total (5280 house payment). The second one is 1420+600+100=2120. You still going to tell that young couple you can’t in good conscious sell them a 2120 out the door mortgage because it has extra fees.
If they both cost the same, then it’s not the same decision, but if there is a significant price differential, you need to go math crazy and not just shun something you have an aversion to.
Some of the people that head to temec do for different reasons but most of the posters are looking at about 25% of san diego county, you’d need hot pokers to get them to live in minority dominated communities or areas where english is not the primary language. It’s not right or wrong, let them be happy.
Me, I hate telephone poles, utility poles, it’s a long story, it’s partly irrational, it more about me and some weird bad luck having to do with earthquakes, wind storms, fires, but at some point I realized that me and utility poles are incompatible. When I’m in some communities that have wires strung eveywhere to the house from poles and poles all tilted, it’s all I see, it screws up my feng shui. Buckled sidewalks, weeds in the sidewalks, cracked roads and potholes, these things throw me off. Grocery stores with hobos out front, hate them, liquor stores on every corner and check cashing joints, make me uneasy. I also hate country areas, hate yardwork, hate land unless someone else does the work, I like concrete jungles, I like suburbia, I like it and that’s just that. Am I bad, am I racist, am I afraid, do I need re-education? None of the above, I just like things clean, I’m weird, I get it, so my choices are limited to about 20% of San Diego County if I were to ever live there again. Of my choices, my house would cost about 900k, I could pay it but I don’t want to and I wont be happy living in what 265k buys you in your county. I feel lucky that what I like happens to be cheap, I wish my wine tastes ran cheaper, but I can’t fix that.
You like something different, that’s cool, but trying to make others like what you like is like changing someone’s mind about religion.
Throwing down someone else’s world is never nice, but there are many of us that are completely unhappy if our travels take us south of highway 94, some of us, self included, hit the “get me the hell out of here” button on our gps once we find ourselves too far south. Some people have that feeling about being East of the 5, if they can’t see the ocean they will become depressed, I can’t change them, it’s how they are wired, unfortunately that’s an expensive wiring, but it is what it is.
temeculaguy
ParticipantParamount, I see where you are coming from, just avoid focusing on the negative. We can’t stop the wars your neighbor has to fight becuase he is a soldier, that’s what they do. What you can do is mow his lawn, send him stuff to make it more tolerable, thank him. Even though your heart aches for your enemployed co-workers and the process gives you reason to fear for your own job, just rejoice int he fact that you are still employed and maybe start a back-up plan just in case, which I bet you already have. Feeling frustrated because there are things out of your control is natural, but figuring ways to overcome the feelings and developing a plan b, can be empowering.
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