[temeculaguy]

Of course if you can’t think of one, then you already have the perfect wife and buy her whatever she wants.

[temeculaguy]

See, this is why I need to buy before I find my next ex-wife. Distraction strategies never work. She wants a baby and you distract her with a dog, a year later you will have both. Ever wonder why the time share people mandate you bring the spouse before you get the freebie, they know how this works. Men are simple creatures who fold when one of their basic needs are in danger and women for the most part control the food and sex distribution network. Perfect solution, there is always one or two unspeakable acts in the bedroom that the man likes and the woman hates, it varies but there will be at least one. Make a deal with her, buy the condo or the house and every day the equity is negative or a neighbor has a lower listed price that act will be performed upon request. It’s a win/win, you’ll either be the happiest upside down equity guy in your neighborhood or we are all wrong and you make millions of dollars but didn’t lose anything you weren’t getting anyway. See, there’s an upside to every dilemma.

[temeculaguy]

waiting hawk, my memory of the wager was the one that finds it first, the others buys him/her drinks, and it’s open to anyone to find it. There’s no time limit so have at it unless I beat you to it. You are only 12% away, have some faith, French Valley won’t let you down, the folded hedgies and brokerage firms will be liquidating assets soon and they will have to unload their foreclosures. I had to drive North on the freeway the other day at 5 p.m. and where the 15 and 215 splits, clear sailing on the 15 but the 215 to french valley was dead stopped, like it is every day, that isn’t going to get people to line up at even 50% off.

[temeculaguy]

There might be a 25 or 50 basis cut until the end of the year, easy liquidity and the conforming loans with downpayments and verfied income will be available as ever and be fairly priced at about 6%. They may throw some new wrinkles on the FHA loans to help people and the programs will look new and shiny but they won’t help anyone in California. FHA limit is 363k, who do you know is screwed because of their 363k loan in San Diego? This way they can help the poor and the middle class who just need a slightly better loan but the majority of the Californian who have leveraged themselves to the tune of a half million plus, they can’t be helped and helping them would shock most of the populous in the middle of the country anyway. I read that their ideas would help 80k homeowners total, thats about 1 in 25 that are in trouble and probably 1 in 500 that are in California.

[temeculaguy]

Sd, Obviously the same planet as you because you got it. I knew if anyone would get the Bazooka Man analogy, it would be you, thanks for not letting me down. Tripod machine gun guy only came in the larger sets, hence the supply and demand element, laying down snipers were more common but had less body mass exposed and you could easily cover them with dirt, there’s your bargain late rounder. Most economic principles can be taught with plastic army men analogies, another book in the works.

Cardiff, while your disdain for Temecula is actually apreciated and promoted due to the supply and demand principles mentioned above, you violated two of the most basic principles in life. Sure we all know the famous line about life’s rules from The Princess Bride “The most famous is never get involved in a land war in Asia, but only slightly less well-known is this: never go in against a Sicilian when death is on the line!” What was cut from the script was “Never drive on the 91 freeway unless you have book on tape and really like books.” And my person rule, never drive north of Winchester road, or to Winchester road using the freeway. Why do you think I always bitch when someone posts a deal on the North side of Temecula or further and I complain that anything North of Rancho Cal is in another country and I don’t have a passport. BTW I’ve lived in Cardiff, that high horse is too high for ya, South Teme can take you tooth for tooth, milf for milf, Star test for Star test and beats your household income, careful with those stones near the glass.

[temeculaguy]

I think all the people that want to move to Texas should go there and enjoy all of the things that is has to offer. I think all the people that live there and love it should stay there and not investigate property prices in So Cal since they would never wan’t to live here. I think you should take some freinds and relatives with you. I was born here, may parents were born here, I lack the courage to venture out in the world and prefer to stay with what I’ve always known. I also wan’t you off my freeways, out of my parking spots and jacking up my housing costs. I didn’t invite anyone to come here, yet they do. Why do people pay more to live here when everything is better somewhere else you ask? Since you don’t want to accept the logical answer, because it’s better, then maybe it’s because they are ill informed, maybe it’s because I’m here and I read “the secret” and have mastered the laws of attraction so they all wan’t to be near me.

People complain about Starbucks and how little coffee shops or am/pm coffee is better, people like it so they get it and will pay and wai in line for it, just because you don’t like it doesn’t mean they are all crazy, maybe you are. Why does it cost more to vacation in Hawaii than Mexico, they are both fun but Hawaii is better, therefore the invisible hand of economics makes it cost more. If Mexico was better, Hawaii would be cheaper. This isn’t even econ 101, this goes back to trading baseball cards, picking teams on the playground or dividing up the plastic army men, better costs more and goes in the early rounds, sorry. I always thought the bazooka man was overated too, but he always went in the first round, you could bank on it.

[temeculaguy]

Texas ranks 12th in obesity for all states, California 36th. I’ll bet average tooth count numbers are similar.

[temeculaguy]

So far Ben hasn’t screwed anything up, let’s see if he screws things up before decide he is an idiot. A few months ago I read some of his writing where he felt that the depression could have been averted or shortened with liquidity and not an interest rate reduction. He has also been labeled Helicopter Ben because dropping liquidity on the market like helicopter drops of money is one of his favorite tools. market went to crap a few weeks ago, financial engine seized and he did just what we thought he would, temporary liquidity injections but no drop in the fed funds rate. In studying him further, I draw the conclusion that he is not a fan of asset bubbles and the one he is facing he inherited. Let’s give him a few weeks to see what he does, you may be suprised and he just may stay on the sidelines as far as the rate goes, or it may go down a tad but not for too long. A half point in the fed funds rate isn’t going to stop the deflation in the housing bubble anyway.

[temeculaguy]

Awesome post El Jefe, I think some of the houses being built were decided on a month or two ago in a different credit climate and once the foundation is poured or the framing starts it is cheaper to just finish it and sell it. The lots that haven’t been started yet are being decided on now, especially those where the street hasn’t been paved, that will be more revealing than than the ones actively under construction.

[temeculaguy]

I am ready for a subdermal identification chip. If I can eliminate my car keys, wallet, money and not have to remember any passwords, sign me up. The dog has one and doesn’t seem to mind.

[temeculaguy]

I am ready for a subdermal identification chip. If I can eliminate my car keys, wallet, money and not have to remember any passwords, sign me up. The dog has one and doesn’t seem to mind.

[temeculaguy]

I am ready for a subdermal identification chip. If I can eliminate my car keys, wallet, money and not have to remember any passwords, sign me up. The dog has one and doesn’t seem to mind.

[temeculaguy]

I would never buy a house that didn’t have an H.O.A. of some sort unless it was rural. I have never owned in a condo association and have heard some horror stories but from all of my experiences with sfr’s in and out of HOA’s, most of the sfr associations were pretty reasonable. I’ve spun the wheel of chance in a non HOA and lost, no more for me thanks. There will always be extremes, look into it before you buy. Most of my friends that complain about their HOA I wouldn’t want to live near once I see their house and their view of the situation is usually their own distorted perspective. Go to a ten or twenty year old development with and without an hoa and I bet the one with an hoa looks better. I am sure there are exceptions but it is always my luck that I will end up living next to the guy who likes year round christmas lights. The biggest drawback is that the non HOA houses advertise that fact and the nutjobs gravitate to those, if they would tell people there was an hoa and then not have one, that would weed out most of the crazies and lazies.

[temeculaguy]

I would never buy a house that didn’t have an H.O.A. of some sort unless it was rural. I have never owned in a condo association and have heard some horror stories but from all of my experiences with sfr’s in and out of HOA’s, most of the sfr associations were pretty reasonable. I’ve spun the wheel of chance in a non HOA and lost, no more for me thanks. There will always be extremes, look into it before you buy. Most of my friends that complain about their HOA I wouldn’t want to live near once I see their house and their view of the situation is usually their own distorted perspective. Go to a ten or twenty year old development with and without an hoa and I bet the one with an hoa looks better. I am sure there are exceptions but it is always my luck that I will end up living next to the guy who likes year round christmas lights. The biggest drawback is that the non HOA houses advertise that fact and the nutjobs gravitate to those, if they would tell people there was an hoa and then not have one, that would weed out most of the crazies and lazies.

[temeculaguy]

I would never buy a house that didn’t have an H.O.A. of some sort unless it was rural. I have never owned in a condo association and have heard some horror stories but from all of my experiences with sfr’s in and out of HOA’s, most of the sfr associations were pretty reasonable. I’ve spun the wheel of chance in a non HOA and lost, no more for me thanks. There will always be extremes, look into it before you buy. Most of my friends that complain about their HOA I wouldn’t want to live near once I see their house and their view of the situation is usually their own distorted perspective. Go to a ten or twenty year old development with and without an hoa and I bet the one with an hoa looks better. I am sure there are exceptions but it is always my luck that I will end up living next to the guy who likes year round christmas lights. The biggest drawback is that the non HOA houses advertise that fact and the nutjobs gravitate to those, if they would tell people there was an hoa and then not have one, that would weed out most of the crazies and lazies.

[Author]

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