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temeculaguy
Participant800k loan on 100k salary is not only unreasonable it’s not possible to be approved in today’s market. A 500k purchase with 200k down is a 300k loan and close to half of your take home pay, so that’s your ceiling. If she can’t understand that and wait for either the prices to come down or your income to go up, you have two options. Tell her to get a 100k job and find another 200k cash or re-evaluate the statement “short of a divorce.”
Participant800k loan on 100k salary is not only unreasonable it’s not possible to be approved in today’s market. A 500k purchase with 200k down is a 300k loan and close to half of your take home pay, so that’s your ceiling. If she can’t understand that and wait for either the prices to come down or your income to go up, you have two options. Tell her to get a 100k job and find another 200k cash or re-evaluate the statement “short of a divorce.”
Participant800k loan on 100k salary is not only unreasonable it’s not possible to be approved in today’s market. A 500k purchase with 200k down is a 300k loan and close to half of your take home pay, so that’s your ceiling. If she can’t understand that and wait for either the prices to come down or your income to go up, you have two options. Tell her to get a 100k job and find another 200k cash or re-evaluate the statement “short of a divorce.”
Participant800k loan on 100k salary is not only unreasonable it’s not possible to be approved in today’s market. A 500k purchase with 200k down is a 300k loan and close to half of your take home pay, so that’s your ceiling. If she can’t understand that and wait for either the prices to come down or your income to go up, you have two options. Tell her to get a 100k job and find another 200k cash or re-evaluate the statement “short of a divorce.”
ParticipantO.K. Pizza, I was afraid you were going to go scooby doo and pull your mask off, revealing coreclient who’s been scamming this link. BTW, is it the Pizza Factory or the Pizza Company on 79S? Both are great and I’ve probably been in each a dozens of times. More so in the pizza factory because it’s better for watching sports, parties and for the kids but the pizza company has that jalapeno pesto sauce, mmmm. If i see someone who looks “ownerly” I’ll introduce myself.
ParticipantO.K. Pizza, I was afraid you were going to go scooby doo and pull your mask off, revealing coreclient who’s been scamming this link. BTW, is it the Pizza Factory or the Pizza Company on 79S? Both are great and I’ve probably been in each a dozens of times. More so in the pizza factory because it’s better for watching sports, parties and for the kids but the pizza company has that jalapeno pesto sauce, mmmm. If i see someone who looks “ownerly” I’ll introduce myself.
ParticipantO.K. Pizza, I was afraid you were going to go scooby doo and pull your mask off, revealing coreclient who’s been scamming this link. BTW, is it the Pizza Factory or the Pizza Company on 79S? Both are great and I’ve probably been in each a dozens of times. More so in the pizza factory because it’s better for watching sports, parties and for the kids but the pizza company has that jalapeno pesto sauce, mmmm. If i see someone who looks “ownerly” I’ll introduce myself.
ParticipantO.K. Pizza, I was afraid you were going to go scooby doo and pull your mask off, revealing coreclient who’s been scamming this link. BTW, is it the Pizza Factory or the Pizza Company on 79S? Both are great and I’ve probably been in each a dozens of times. More so in the pizza factory because it’s better for watching sports, parties and for the kids but the pizza company has that jalapeno pesto sauce, mmmm. If i see someone who looks “ownerly” I’ll introduce myself.
ParticipantO.K. Pizza, I was afraid you were going to go scooby doo and pull your mask off, revealing coreclient who’s been scamming this link. BTW, is it the Pizza Factory or the Pizza Company on 79S? Both are great and I’ve probably been in each a dozens of times. More so in the pizza factory because it’s better for watching sports, parties and for the kids but the pizza company has that jalapeno pesto sauce, mmmm. If i see someone who looks “ownerly” I’ll introduce myself.
ParticipantPizza, say it isn’t so, don’t tell me they got you too. We usually get enough spam for coreclient and I’m so tired of this “I don’t want to lay in the bed I made” attutude. Can I lay out all the bad stock picks I made over the years despite a broker telling me there was no way to lose, will they write article about my fantastic ETOYS investment. It made sense, the internet was the future, people with kids hate shopping, it’s easier to buy presents after the little ones go to sleep, I only forgot that a P/E of 100 violated fundamentals. How about doubling down with an 11 against a dealer face card, the book says to, everyone at the table said I should, WTF a four? How could I lose?
The point is that you should only invest or gamble with what you can afford to lose. It was an expensive lesson but if someone approaches you and tells you that you can make tons of money with very little effort, education or sophistication in that endeavor, please ask yourself “If this was possible, why aren’t people that are smarter, more experienced and richer than I doing it?” If someone approached me with a new way to make millions in the pizza industry with no effort or experience other than I know I like pizza, I would have to wonder why pizzaman isn’t doing this, he has years of experience in this field, he know’s what he is doing, if it were a sure thing he’d already be in the middle of it. Shouldn’t I start with working in a pizza place, maybe taking a stab at managing one. Then opening a single place and seeing how it goes. Screw it, I’ll buy seven pizza places, sit at home and watch the money roll in, yeah that’s the ticket.
The same theme is in every one of these and other stories of “investors” who lost it all. It was not their vocation, they had little or no experience or education in R/E investing other than owning their primary residence and they went big, too big. In any other scenario (gambling, stocks, opening a business), that same behavior would be called stupid.
ParticipantPizza, say it isn’t so, don’t tell me they got you too. We usually get enough spam for coreclient and I’m so tired of this “I don’t want to lay in the bed I made” attutude. Can I lay out all the bad stock picks I made over the years despite a broker telling me there was no way to lose, will they write article about my fantastic ETOYS investment. It made sense, the internet was the future, people with kids hate shopping, it’s easier to buy presents after the little ones go to sleep, I only forgot that a P/E of 100 violated fundamentals. How about doubling down with an 11 against a dealer face card, the book says to, everyone at the table said I should, WTF a four? How could I lose?
The point is that you should only invest or gamble with what you can afford to lose. It was an expensive lesson but if someone approaches you and tells you that you can make tons of money with very little effort, education or sophistication in that endeavor, please ask yourself “If this was possible, why aren’t people that are smarter, more experienced and richer than I doing it?” If someone approached me with a new way to make millions in the pizza industry with no effort or experience other than I know I like pizza, I would have to wonder why pizzaman isn’t doing this, he has years of experience in this field, he know’s what he is doing, if it were a sure thing he’d already be in the middle of it. Shouldn’t I start with working in a pizza place, maybe taking a stab at managing one. Then opening a single place and seeing how it goes. Screw it, I’ll buy seven pizza places, sit at home and watch the money roll in, yeah that’s the ticket.
The same theme is in every one of these and other stories of “investors” who lost it all. It was not their vocation, they had little or no experience or education in R/E investing other than owning their primary residence and they went big, too big. In any other scenario (gambling, stocks, opening a business), that same behavior would be called stupid.
ParticipantPizza, say it isn’t so, don’t tell me they got you too. We usually get enough spam for coreclient and I’m so tired of this “I don’t want to lay in the bed I made” attutude. Can I lay out all the bad stock picks I made over the years despite a broker telling me there was no way to lose, will they write article about my fantastic ETOYS investment. It made sense, the internet was the future, people with kids hate shopping, it’s easier to buy presents after the little ones go to sleep, I only forgot that a P/E of 100 violated fundamentals. How about doubling down with an 11 against a dealer face card, the book says to, everyone at the table said I should, WTF a four? How could I lose?
The point is that you should only invest or gamble with what you can afford to lose. It was an expensive lesson but if someone approaches you and tells you that you can make tons of money with very little effort, education or sophistication in that endeavor, please ask yourself “If this was possible, why aren’t people that are smarter, more experienced and richer than I doing it?” If someone approached me with a new way to make millions in the pizza industry with no effort or experience other than I know I like pizza, I would have to wonder why pizzaman isn’t doing this, he has years of experience in this field, he know’s what he is doing, if it were a sure thing he’d already be in the middle of it. Shouldn’t I start with working in a pizza place, maybe taking a stab at managing one. Then opening a single place and seeing how it goes. Screw it, I’ll buy seven pizza places, sit at home and watch the money roll in, yeah that’s the ticket.
The same theme is in every one of these and other stories of “investors” who lost it all. It was not their vocation, they had little or no experience or education in R/E investing other than owning their primary residence and they went big, too big. In any other scenario (gambling, stocks, opening a business), that same behavior would be called stupid.
ParticipantPizza, say it isn’t so, don’t tell me they got you too. We usually get enough spam for coreclient and I’m so tired of this “I don’t want to lay in the bed I made” attutude. Can I lay out all the bad stock picks I made over the years despite a broker telling me there was no way to lose, will they write article about my fantastic ETOYS investment. It made sense, the internet was the future, people with kids hate shopping, it’s easier to buy presents after the little ones go to sleep, I only forgot that a P/E of 100 violated fundamentals. How about doubling down with an 11 against a dealer face card, the book says to, everyone at the table said I should, WTF a four? How could I lose?
The point is that you should only invest or gamble with what you can afford to lose. It was an expensive lesson but if someone approaches you and tells you that you can make tons of money with very little effort, education or sophistication in that endeavor, please ask yourself “If this was possible, why aren’t people that are smarter, more experienced and richer than I doing it?” If someone approached me with a new way to make millions in the pizza industry with no effort or experience other than I know I like pizza, I would have to wonder why pizzaman isn’t doing this, he has years of experience in this field, he know’s what he is doing, if it were a sure thing he’d already be in the middle of it. Shouldn’t I start with working in a pizza place, maybe taking a stab at managing one. Then opening a single place and seeing how it goes. Screw it, I’ll buy seven pizza places, sit at home and watch the money roll in, yeah that’s the ticket.
The same theme is in every one of these and other stories of “investors” who lost it all. It was not their vocation, they had little or no experience or education in R/E investing other than owning their primary residence and they went big, too big. In any other scenario (gambling, stocks, opening a business), that same behavior would be called stupid.
ParticipantPizza, say it isn’t so, don’t tell me they got you too. We usually get enough spam for coreclient and I’m so tired of this “I don’t want to lay in the bed I made” attutude. Can I lay out all the bad stock picks I made over the years despite a broker telling me there was no way to lose, will they write article about my fantastic ETOYS investment. It made sense, the internet was the future, people with kids hate shopping, it’s easier to buy presents after the little ones go to sleep, I only forgot that a P/E of 100 violated fundamentals. How about doubling down with an 11 against a dealer face card, the book says to, everyone at the table said I should, WTF a four? How could I lose?
The point is that you should only invest or gamble with what you can afford to lose. It was an expensive lesson but if someone approaches you and tells you that you can make tons of money with very little effort, education or sophistication in that endeavor, please ask yourself “If this was possible, why aren’t people that are smarter, more experienced and richer than I doing it?” If someone approached me with a new way to make millions in the pizza industry with no effort or experience other than I know I like pizza, I would have to wonder why pizzaman isn’t doing this, he has years of experience in this field, he know’s what he is doing, if it were a sure thing he’d already be in the middle of it. Shouldn’t I start with working in a pizza place, maybe taking a stab at managing one. Then opening a single place and seeing how it goes. Screw it, I’ll buy seven pizza places, sit at home and watch the money roll in, yeah that’s the ticket.
The same theme is in every one of these and other stories of “investors” who lost it all. It was not their vocation, they had little or no experience or education in R/E investing other than owning their primary residence and they went big, too big. In any other scenario (gambling, stocks, opening a business), that same behavior would be called stupid.
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