[temeculaguy]

Wow, three responses, I can usually hear an echo in here. VO, you are right, I keep loading and unloading the cannon. On one hand the banks are desperate and I keep finding repo listings that have gone six months without an offer by talking to realtors. I keep thinking that they can’t ignore a 25% off offer if nobody has ever looked twice. It’s a mixed bag, some realtors are angry because the bank loaned 550k, list for 375k thinking they are giving it away and I come walking talking like Trump Jr., citing closed sales, days on market, the fact that they have had no offers in six months and almost no showings. Then I say that they will be begging me for a 250k offer in six months so they might as well take it now, save us both the trouble of waiting. As of yet, I haven’t written any offers, just conversations to get a feel for my strategy, we will see, I have about 30 days to decide which way to go.

Little lady, R.V. parking and cheap is a wicked combo. If it allows it it is either in an area with 1 acre lots and very expensive or in a place you wouldn’t want to live (unless you want to live amongst the tattooed yahoos and their desert toys in the yard). I do find them but they are all falsly advertised. Here’s an example:

http://www.redfin.com/stingray/do/printable-listing?listing-id=1357474

Decent price at 375k, top notch schools and Redhawk HOA with R.V. parking. Two catches. First, I have no idea how you get the R.V. into that spot, it seems to be an impossible turn. Second, the Redhawk HOA forbids it. Notice the listing says R.V. parking (buyer to verify). They know you can’t park it there. Long term R.V. parking is not permitted by municipal code on any street in Temecula and I know of no HOA that allows it on the side of the house, so you need to be in an unincorporated area or an area of customs on land. I do know of a Murrieta development that has a communal R.V. parking lot located within the gated community, you can walk to your rig but not keep it at the house.

If you want to spend the money, there are some sweet ones in Morgan Valley that have 4 car garages and the coolest feature I’ve seen in a big house, garage doors that also open to the backyard. You can open the bays and drive into tha backyard. There’s also a tract in Morgan hill with three car garages and the third bay is R.V. size. You get two choices, pay a lot more, or store it. Heres a few ways to go for R.V. parking and good schools. 750k to start

http://www.redfin.com/stingray/do/printable-listing?listing-id=1105540

http://www.redfin.com/stingray/do/printable-listing?listing-id=1076932

http://www.redfin.com/stingray/do/printable-listing?listing-id=1228549

Marion, good luck with $64 a square foot, I wouldn’t plan my life around that because it costs more to build than that. Why don’t you shoot for 1750 sq for 175K. It’s one thing to be a bear and another to be unrealistic. Why does a single woman with 2 kids need 2700 square feet? I don’t want to start an argument with you because I really don’t want to get you riled up and have you fire off some barbs about my hedonistic lifestyle but Mcmansions in So cal for 175K? With a modest 25k down payment, that is $750 P&I, I think the car wash guy can swing that. I wasted a good chunk of my higher education in economics classes so I feel qualified to say that when 90% of the population can afford the largest homes the supply and demand law will have been violated. For the same reason shacks couldn’t remain at unsustainable price levels, your goal price wont be reached. Feel free to rebuke my point but lets keep this to math and housing, I’m way too fragile for psychoanalysis and one of my dearest female friends who loves cats and ice cream called me on the phone and chastised me the last time I engaged you on these boards. Tread lightly.

[temeculaguy]

Wow, three responses, I can usually hear an echo in here. VO, you are right, I keep loading and unloading the cannon. On one hand the banks are desperate and I keep finding repo listings that have gone six months without an offer by talking to realtors. I keep thinking that they can’t ignore a 25% off offer if nobody has ever looked twice. It’s a mixed bag, some realtors are angry because the bank loaned 550k, list for 375k thinking they are giving it away and I come walking talking like Trump Jr., citing closed sales, days on market, the fact that they have had no offers in six months and almost no showings. Then I say that they will be begging me for a 250k offer in six months so they might as well take it now, save us both the trouble of waiting. As of yet, I haven’t written any offers, just conversations to get a feel for my strategy, we will see, I have about 30 days to decide which way to go.

Little lady, R.V. parking and cheap is a wicked combo. If it allows it it is either in an area with 1 acre lots and very expensive or in a place you wouldn’t want to live (unless you want to live amongst the tattooed yahoos and their desert toys in the yard). I do find them but they are all falsly advertised. Here’s an example:

http://www.redfin.com/stingray/do/printable-listing?listing-id=1357474

Decent price at 375k, top notch schools and Redhawk HOA with R.V. parking. Two catches. First, I have no idea how you get the R.V. into that spot, it seems to be an impossible turn. Second, the Redhawk HOA forbids it. Notice the listing says R.V. parking (buyer to verify). They know you can’t park it there. Long term R.V. parking is not permitted by municipal code on any street in Temecula and I know of no HOA that allows it on the side of the house, so you need to be in an unincorporated area or an area of customs on land. I do know of a Murrieta development that has a communal R.V. parking lot located within the gated community, you can walk to your rig but not keep it at the house.

If you want to spend the money, there are some sweet ones in Morgan Valley that have 4 car garages and the coolest feature I’ve seen in a big house, garage doors that also open to the backyard. You can open the bays and drive into tha backyard. There’s also a tract in Morgan hill with three car garages and the third bay is R.V. size. You get two choices, pay a lot more, or store it. Heres a few ways to go for R.V. parking and good schools. 750k to start

http://www.redfin.com/stingray/do/printable-listing?listing-id=1105540

http://www.redfin.com/stingray/do/printable-listing?listing-id=1076932

http://www.redfin.com/stingray/do/printable-listing?listing-id=1228549

Marion, good luck with $64 a square foot, I wouldn’t plan my life around that because it costs more to build than that. Why don’t you shoot for 1750 sq for 175K. It’s one thing to be a bear and another to be unrealistic. Why does a single woman with 2 kids need 2700 square feet? I don’t want to start an argument with you because I really don’t want to get you riled up and have you fire off some barbs about my hedonistic lifestyle but Mcmansions in So cal for 175K? With a modest 25k down payment, that is $750 P&I, I think the car wash guy can swing that. I wasted a good chunk of my higher education in economics classes so I feel qualified to say that when 90% of the population can afford the largest homes the supply and demand law will have been violated. For the same reason shacks couldn’t remain at unsustainable price levels, your goal price wont be reached. Feel free to rebuke my point but lets keep this to math and housing, I’m way too fragile for psychoanalysis and one of my dearest female friends who loves cats and ice cream called me on the phone and chastised me the last time I engaged you on these boards. Tread lightly.

[temeculaguy]

Wow, three responses, I can usually hear an echo in here. VO, you are right, I keep loading and unloading the cannon. On one hand the banks are desperate and I keep finding repo listings that have gone six months without an offer by talking to realtors. I keep thinking that they can’t ignore a 25% off offer if nobody has ever looked twice. It’s a mixed bag, some realtors are angry because the bank loaned 550k, list for 375k thinking they are giving it away and I come walking talking like Trump Jr., citing closed sales, days on market, the fact that they have had no offers in six months and almost no showings. Then I say that they will be begging me for a 250k offer in six months so they might as well take it now, save us both the trouble of waiting. As of yet, I haven’t written any offers, just conversations to get a feel for my strategy, we will see, I have about 30 days to decide which way to go.

Little lady, R.V. parking and cheap is a wicked combo. If it allows it it is either in an area with 1 acre lots and very expensive or in a place you wouldn’t want to live (unless you want to live amongst the tattooed yahoos and their desert toys in the yard). I do find them but they are all falsly advertised. Here’s an example:

http://www.redfin.com/stingray/do/printable-listing?listing-id=1357474

Decent price at 375k, top notch schools and Redhawk HOA with R.V. parking. Two catches. First, I have no idea how you get the R.V. into that spot, it seems to be an impossible turn. Second, the Redhawk HOA forbids it. Notice the listing says R.V. parking (buyer to verify). They know you can’t park it there. Long term R.V. parking is not permitted by municipal code on any street in Temecula and I know of no HOA that allows it on the side of the house, so you need to be in an unincorporated area or an area of customs on land. I do know of a Murrieta development that has a communal R.V. parking lot located within the gated community, you can walk to your rig but not keep it at the house.

If you want to spend the money, there are some sweet ones in Morgan Valley that have 4 car garages and the coolest feature I’ve seen in a big house, garage doors that also open to the backyard. You can open the bays and drive into tha backyard. There’s also a tract in Morgan hill with three car garages and the third bay is R.V. size. You get two choices, pay a lot more, or store it. Heres a few ways to go for R.V. parking and good schools. 750k to start

http://www.redfin.com/stingray/do/printable-listing?listing-id=1105540

http://www.redfin.com/stingray/do/printable-listing?listing-id=1076932

http://www.redfin.com/stingray/do/printable-listing?listing-id=1228549

Marion, good luck with $64 a square foot, I wouldn’t plan my life around that because it costs more to build than that. Why don’t you shoot for 1750 sq for 175K. It’s one thing to be a bear and another to be unrealistic. Why does a single woman with 2 kids need 2700 square feet? I don’t want to start an argument with you because I really don’t want to get you riled up and have you fire off some barbs about my hedonistic lifestyle but Mcmansions in So cal for 175K? With a modest 25k down payment, that is $750 P&I, I think the car wash guy can swing that. I wasted a good chunk of my higher education in economics classes so I feel qualified to say that when 90% of the population can afford the largest homes the supply and demand law will have been violated. For the same reason shacks couldn’t remain at unsustainable price levels, your goal price wont be reached. Feel free to rebuke my point but lets keep this to math and housing, I’m way too fragile for psychoanalysis and one of my dearest female friends who loves cats and ice cream called me on the phone and chastised me the last time I engaged you on these boards. Tread lightly.

[temeculaguy]

Wow, three responses, I can usually hear an echo in here. VO, you are right, I keep loading and unloading the cannon. On one hand the banks are desperate and I keep finding repo listings that have gone six months without an offer by talking to realtors. I keep thinking that they can’t ignore a 25% off offer if nobody has ever looked twice. It’s a mixed bag, some realtors are angry because the bank loaned 550k, list for 375k thinking they are giving it away and I come walking talking like Trump Jr., citing closed sales, days on market, the fact that they have had no offers in six months and almost no showings. Then I say that they will be begging me for a 250k offer in six months so they might as well take it now, save us both the trouble of waiting. As of yet, I haven’t written any offers, just conversations to get a feel for my strategy, we will see, I have about 30 days to decide which way to go.

Little lady, R.V. parking and cheap is a wicked combo. If it allows it it is either in an area with 1 acre lots and very expensive or in a place you wouldn’t want to live (unless you want to live amongst the tattooed yahoos and their desert toys in the yard). I do find them but they are all falsly advertised. Here’s an example:

http://www.redfin.com/stingray/do/printable-listing?listing-id=1357474

Decent price at 375k, top notch schools and Redhawk HOA with R.V. parking. Two catches. First, I have no idea how you get the R.V. into that spot, it seems to be an impossible turn. Second, the Redhawk HOA forbids it. Notice the listing says R.V. parking (buyer to verify). They know you can’t park it there. Long term R.V. parking is not permitted by municipal code on any street in Temecula and I know of no HOA that allows it on the side of the house, so you need to be in an unincorporated area or an area of customs on land. I do know of a Murrieta development that has a communal R.V. parking lot located within the gated community, you can walk to your rig but not keep it at the house.

If you want to spend the money, there are some sweet ones in Morgan Valley that have 4 car garages and the coolest feature I’ve seen in a big house, garage doors that also open to the backyard. You can open the bays and drive into tha backyard. There’s also a tract in Morgan hill with three car garages and the third bay is R.V. size. You get two choices, pay a lot more, or store it. Heres a few ways to go for R.V. parking and good schools. 750k to start

http://www.redfin.com/stingray/do/printable-listing?listing-id=1105540

http://www.redfin.com/stingray/do/printable-listing?listing-id=1076932

http://www.redfin.com/stingray/do/printable-listing?listing-id=1228549

Marion, good luck with $64 a square foot, I wouldn’t plan my life around that because it costs more to build than that. Why don’t you shoot for 1750 sq for 175K. It’s one thing to be a bear and another to be unrealistic. Why does a single woman with 2 kids need 2700 square feet? I don’t want to start an argument with you because I really don’t want to get you riled up and have you fire off some barbs about my hedonistic lifestyle but Mcmansions in So cal for 175K? With a modest 25k down payment, that is $750 P&I, I think the car wash guy can swing that. I wasted a good chunk of my higher education in economics classes so I feel qualified to say that when 90% of the population can afford the largest homes the supply and demand law will have been violated. For the same reason shacks couldn’t remain at unsustainable price levels, your goal price wont be reached. Feel free to rebuke my point but lets keep this to math and housing, I’m way too fragile for psychoanalysis and one of my dearest female friends who loves cats and ice cream called me on the phone and chastised me the last time I engaged you on these boards. Tread lightly.

[temeculaguy]

Wow, three responses, I can usually hear an echo in here. VO, you are right, I keep loading and unloading the cannon. On one hand the banks are desperate and I keep finding repo listings that have gone six months without an offer by talking to realtors. I keep thinking that they can’t ignore a 25% off offer if nobody has ever looked twice. It’s a mixed bag, some realtors are angry because the bank loaned 550k, list for 375k thinking they are giving it away and I come walking talking like Trump Jr., citing closed sales, days on market, the fact that they have had no offers in six months and almost no showings. Then I say that they will be begging me for a 250k offer in six months so they might as well take it now, save us both the trouble of waiting. As of yet, I haven’t written any offers, just conversations to get a feel for my strategy, we will see, I have about 30 days to decide which way to go.

Little lady, R.V. parking and cheap is a wicked combo. If it allows it it is either in an area with 1 acre lots and very expensive or in a place you wouldn’t want to live (unless you want to live amongst the tattooed yahoos and their desert toys in the yard). I do find them but they are all falsly advertised. Here’s an example:

http://www.redfin.com/stingray/do/printable-listing?listing-id=1357474

Decent price at 375k, top notch schools and Redhawk HOA with R.V. parking. Two catches. First, I have no idea how you get the R.V. into that spot, it seems to be an impossible turn. Second, the Redhawk HOA forbids it. Notice the listing says R.V. parking (buyer to verify). They know you can’t park it there. Long term R.V. parking is not permitted by municipal code on any street in Temecula and I know of no HOA that allows it on the side of the house, so you need to be in an unincorporated area or an area of customs on land. I do know of a Murrieta development that has a communal R.V. parking lot located within the gated community, you can walk to your rig but not keep it at the house.

If you want to spend the money, there are some sweet ones in Morgan Valley that have 4 car garages and the coolest feature I’ve seen in a big house, garage doors that also open to the backyard. You can open the bays and drive into tha backyard. There’s also a tract in Morgan hill with three car garages and the third bay is R.V. size. You get two choices, pay a lot more, or store it. Heres a few ways to go for R.V. parking and good schools. 750k to start

http://www.redfin.com/stingray/do/printable-listing?listing-id=1105540

http://www.redfin.com/stingray/do/printable-listing?listing-id=1076932

http://www.redfin.com/stingray/do/printable-listing?listing-id=1228549

Marion, good luck with $64 a square foot, I wouldn’t plan my life around that because it costs more to build than that. Why don’t you shoot for 1750 sq for 175K. It’s one thing to be a bear and another to be unrealistic. Why does a single woman with 2 kids need 2700 square feet? I don’t want to start an argument with you because I really don’t want to get you riled up and have you fire off some barbs about my hedonistic lifestyle but Mcmansions in So cal for 175K? With a modest 25k down payment, that is $750 P&I, I think the car wash guy can swing that. I wasted a good chunk of my higher education in economics classes so I feel qualified to say that when 90% of the population can afford the largest homes the supply and demand law will have been violated. For the same reason shacks couldn’t remain at unsustainable price levels, your goal price wont be reached. Feel free to rebuke my point but lets keep this to math and housing, I’m way too fragile for psychoanalysis and one of my dearest female friends who loves cats and ice cream called me on the phone and chastised me the last time I engaged you on these boards. Tread lightly.

[temeculaguy]

No sign of slowing!!! 55 homes in 92592 with 3 car garages for under 400k. One had a four car garage!! 304k is the new low price leader.

Citywide the number is 97.

For fun I ran Murrieta and the MLS search maxed out with more than 250. I had to break it into two searches, below 350k and 350k to 400k, the total….drum roll…282!!! With 16 at or below 300k and lots close to or at $100 a square foot.

How do you spell meltdown?

[temeculaguy]

No sign of slowing!!! 55 homes in 92592 with 3 car garages for under 400k. One had a four car garage!! 304k is the new low price leader.

Citywide the number is 97.

For fun I ran Murrieta and the MLS search maxed out with more than 250. I had to break it into two searches, below 350k and 350k to 400k, the total….drum roll…282!!! With 16 at or below 300k and lots close to or at $100 a square foot.

How do you spell meltdown?

[temeculaguy]

No sign of slowing!!! 55 homes in 92592 with 3 car garages for under 400k. One had a four car garage!! 304k is the new low price leader.

Citywide the number is 97.

For fun I ran Murrieta and the MLS search maxed out with more than 250. I had to break it into two searches, below 350k and 350k to 400k, the total….drum roll…282!!! With 16 at or below 300k and lots close to or at $100 a square foot.

How do you spell meltdown?

[temeculaguy]

No sign of slowing!!! 55 homes in 92592 with 3 car garages for under 400k. One had a four car garage!! 304k is the new low price leader.

Citywide the number is 97.

For fun I ran Murrieta and the MLS search maxed out with more than 250. I had to break it into two searches, below 350k and 350k to 400k, the total….drum roll…282!!! With 16 at or below 300k and lots close to or at $100 a square foot.

How do you spell meltdown?

[temeculaguy]

No sign of slowing!!! 55 homes in 92592 with 3 car garages for under 400k. One had a four car garage!! 304k is the new low price leader.

Citywide the number is 97.

For fun I ran Murrieta and the MLS search maxed out with more than 250. I had to break it into two searches, below 350k and 350k to 400k, the total….drum roll…282!!! With 16 at or below 300k and lots close to or at $100 a square foot.

How do you spell meltdown?

[temeculaguy]

In most of the big earthquakes of the last thirty years in California, not that many structures were complete losses. Fires pose a much bigger risk to structures. Most earthquake damage is to the contents of a home (t.v.’s, dishes, furniture toppling breaking the china, etc.). The 12.5 billion price tag associated with the Northridge quake was primarily to infrastructure (roads, pipes, etc). Vacant houses should be fine. Those banks are losing more than that on bad loans.

Most people don’t get earthquake insurance because it blows. It usually has a percentage deductable, not a fixed dollar amount unless it’s an old policy. A 10% deductable on a 500k house is a 50k deductable. If you have more than 50k in damage and you do have insurance you will pony up 50k and live on a street of vacant houses, because nobody else will live there. Then your value will fall further. Unless you have a significant amount of equity, it’s not a good bet. If it was a real risk percentage wise, your lender would mandate the coverage. The reality is that there are probably more people that have won the lottery in California than have completely lost a house to an Earthquake. They draw the lottery numbers 208 times a year, we dont average 208 houses lost to an earthquake per year.

[temeculaguy]

In most of the big earthquakes of the last thirty years in California, not that many structures were complete losses. Fires pose a much bigger risk to structures. Most earthquake damage is to the contents of a home (t.v.’s, dishes, furniture toppling breaking the china, etc.). The 12.5 billion price tag associated with the Northridge quake was primarily to infrastructure (roads, pipes, etc). Vacant houses should be fine. Those banks are losing more than that on bad loans.

Most people don’t get earthquake insurance because it blows. It usually has a percentage deductable, not a fixed dollar amount unless it’s an old policy. A 10% deductable on a 500k house is a 50k deductable. If you have more than 50k in damage and you do have insurance you will pony up 50k and live on a street of vacant houses, because nobody else will live there. Then your value will fall further. Unless you have a significant amount of equity, it’s not a good bet. If it was a real risk percentage wise, your lender would mandate the coverage. The reality is that there are probably more people that have won the lottery in California than have completely lost a house to an Earthquake. They draw the lottery numbers 208 times a year, we dont average 208 houses lost to an earthquake per year.

[temeculaguy]

In most of the big earthquakes of the last thirty years in California, not that many structures were complete losses. Fires pose a much bigger risk to structures. Most earthquake damage is to the contents of a home (t.v.’s, dishes, furniture toppling breaking the china, etc.). The 12.5 billion price tag associated with the Northridge quake was primarily to infrastructure (roads, pipes, etc). Vacant houses should be fine. Those banks are losing more than that on bad loans.

Most people don’t get earthquake insurance because it blows. It usually has a percentage deductable, not a fixed dollar amount unless it’s an old policy. A 10% deductable on a 500k house is a 50k deductable. If you have more than 50k in damage and you do have insurance you will pony up 50k and live on a street of vacant houses, because nobody else will live there. Then your value will fall further. Unless you have a significant amount of equity, it’s not a good bet. If it was a real risk percentage wise, your lender would mandate the coverage. The reality is that there are probably more people that have won the lottery in California than have completely lost a house to an Earthquake. They draw the lottery numbers 208 times a year, we dont average 208 houses lost to an earthquake per year.

[temeculaguy]

In most of the big earthquakes of the last thirty years in California, not that many structures were complete losses. Fires pose a much bigger risk to structures. Most earthquake damage is to the contents of a home (t.v.’s, dishes, furniture toppling breaking the china, etc.). The 12.5 billion price tag associated with the Northridge quake was primarily to infrastructure (roads, pipes, etc). Vacant houses should be fine. Those banks are losing more than that on bad loans.

Most people don’t get earthquake insurance because it blows. It usually has a percentage deductable, not a fixed dollar amount unless it’s an old policy. A 10% deductable on a 500k house is a 50k deductable. If you have more than 50k in damage and you do have insurance you will pony up 50k and live on a street of vacant houses, because nobody else will live there. Then your value will fall further. Unless you have a significant amount of equity, it’s not a good bet. If it was a real risk percentage wise, your lender would mandate the coverage. The reality is that there are probably more people that have won the lottery in California than have completely lost a house to an Earthquake. They draw the lottery numbers 208 times a year, we dont average 208 houses lost to an earthquake per year.

[temeculaguy]

In most of the big earthquakes of the last thirty years in California, not that many structures were complete losses. Fires pose a much bigger risk to structures. Most earthquake damage is to the contents of a home (t.v.’s, dishes, furniture toppling breaking the china, etc.). The 12.5 billion price tag associated with the Northridge quake was primarily to infrastructure (roads, pipes, etc). Vacant houses should be fine. Those banks are losing more than that on bad loans.

Most people don’t get earthquake insurance because it blows. It usually has a percentage deductable, not a fixed dollar amount unless it’s an old policy. A 10% deductable on a 500k house is a 50k deductable. If you have more than 50k in damage and you do have insurance you will pony up 50k and live on a street of vacant houses, because nobody else will live there. Then your value will fall further. Unless you have a significant amount of equity, it’s not a good bet. If it was a real risk percentage wise, your lender would mandate the coverage. The reality is that there are probably more people that have won the lottery in California than have completely lost a house to an Earthquake. They draw the lottery numbers 208 times a year, we dont average 208 houses lost to an earthquake per year.

[Author]

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