[temeculaguy]

The best calculators are whatever software they filed their 2007 taxes with (turbo or taxcut). Just open the completed return and input the estimated mortgage interest and r/e taxes, then save the return under a different name. Then compare it to the return that they actually filed. That is the best way to figure one’s unique situation. As a ballpark figure I use the “T”,the “I” and the basic maintenance in the PITI, so when I figure out the principal and interest, that is the out of pocket amount, the taxes, insurance and basic maintenance are offset by the tax deduction. Don’t let anyone talk you into how great the mortgage interest deduction is, a wise man who had his house paid off once asked me “would I rather pay three dollars to the bank or one to the government?”

[temeculaguy]

The best calculators are whatever software they filed their 2007 taxes with (turbo or taxcut). Just open the completed return and input the estimated mortgage interest and r/e taxes, then save the return under a different name. Then compare it to the return that they actually filed. That is the best way to figure one’s unique situation. As a ballpark figure I use the “T”,the “I” and the basic maintenance in the PITI, so when I figure out the principal and interest, that is the out of pocket amount, the taxes, insurance and basic maintenance are offset by the tax deduction. Don’t let anyone talk you into how great the mortgage interest deduction is, a wise man who had his house paid off once asked me “would I rather pay three dollars to the bank or one to the government?”

[temeculaguy]

The best calculators are whatever software they filed their 2007 taxes with (turbo or taxcut). Just open the completed return and input the estimated mortgage interest and r/e taxes, then save the return under a different name. Then compare it to the return that they actually filed. That is the best way to figure one’s unique situation. As a ballpark figure I use the “T”,the “I” and the basic maintenance in the PITI, so when I figure out the principal and interest, that is the out of pocket amount, the taxes, insurance and basic maintenance are offset by the tax deduction. Don’t let anyone talk you into how great the mortgage interest deduction is, a wise man who had his house paid off once asked me “would I rather pay three dollars to the bank or one to the government?”

[temeculaguy]

The best calculators are whatever software they filed their 2007 taxes with (turbo or taxcut). Just open the completed return and input the estimated mortgage interest and r/e taxes, then save the return under a different name. Then compare it to the return that they actually filed. That is the best way to figure one’s unique situation. As a ballpark figure I use the “T”,the “I” and the basic maintenance in the PITI, so when I figure out the principal and interest, that is the out of pocket amount, the taxes, insurance and basic maintenance are offset by the tax deduction. Don’t let anyone talk you into how great the mortgage interest deduction is, a wise man who had his house paid off once asked me “would I rather pay three dollars to the bank or one to the government?”

[temeculaguy]

The best calculators are whatever software they filed their 2007 taxes with (turbo or taxcut). Just open the completed return and input the estimated mortgage interest and r/e taxes, then save the return under a different name. Then compare it to the return that they actually filed. That is the best way to figure one’s unique situation. As a ballpark figure I use the “T”,the “I” and the basic maintenance in the PITI, so when I figure out the principal and interest, that is the out of pocket amount, the taxes, insurance and basic maintenance are offset by the tax deduction. Don’t let anyone talk you into how great the mortgage interest deduction is, a wise man who had his house paid off once asked me “would I rather pay three dollars to the bank or one to the government?”

[temeculaguy]

It’s very likely I missed one, I don’t always read the newspaper but I did mention the one in an apartment complex, that was the follow home from Harrahs by the fallbrook gang member. The other one you mentioned doesn’t stat as a murder just yet because she is in the hospital and don’t dramatize it with “left to die” people called the police and ambulance right away. The synopsis is that two boys were fighting over her, she tried to intervene, got pushed or hit, hit her head on the curb and is now on life support, tragedy, but hardly something that can attributed to a specific area, these things happen, high school boys fight every day, I did and I grew up in one of the nicest places known and even as a boy I remember a kid who got into a high school fight, got hit once and somehow died. But we didn’t pack up and move because it was unsafe for me to be raised there.

Do what you like, move somewhere else, I don’t care, but it would be irrational. Is Sabre springs/Scripps unsafe because of the Westerfield case? In reality it is probably safer now, but in the months that followed people moved out because of fear and there were bargains to be had in that neighborhood. How about Rancho Santa Fe after Heavans Gate, the worst mass suicide in the country’s history? Does it make you fear you will join a cult and kill yourself? Or Brentwood after O.J. Simpson. You have to look at cases specifically and realize the risk factors. No matter where you live, if you have a crazy spouse or ex-spouse, or a crazy relative who owns a gun, isn’t taking their medication and is mad at you, it really doesn’t matter where you live. Since almost every case that has you worried has some sort of domestic angle and 4 of the cases was a single event, be careful who you live with rather than where you live.

I also won’t argue that during my almost 20 years here, it hasn’t gotten worse or at least the volume hasn’t risen. When there were 30k people here, there was less to read about. Now that the valley has more than 300k, 100k in Temecula city limits alone. It would seem like there are ten times more incidents,there should be, but that isn’t how you measure risk, you measure crimes per thousand residents, not totals.

[temeculaguy]

It’s very likely I missed one, I don’t always read the newspaper but I did mention the one in an apartment complex, that was the follow home from Harrahs by the fallbrook gang member. The other one you mentioned doesn’t stat as a murder just yet because she is in the hospital and don’t dramatize it with “left to die” people called the police and ambulance right away. The synopsis is that two boys were fighting over her, she tried to intervene, got pushed or hit, hit her head on the curb and is now on life support, tragedy, but hardly something that can attributed to a specific area, these things happen, high school boys fight every day, I did and I grew up in one of the nicest places known and even as a boy I remember a kid who got into a high school fight, got hit once and somehow died. But we didn’t pack up and move because it was unsafe for me to be raised there.

Do what you like, move somewhere else, I don’t care, but it would be irrational. Is Sabre springs/Scripps unsafe because of the Westerfield case? In reality it is probably safer now, but in the months that followed people moved out because of fear and there were bargains to be had in that neighborhood. How about Rancho Santa Fe after Heavans Gate, the worst mass suicide in the country’s history? Does it make you fear you will join a cult and kill yourself? Or Brentwood after O.J. Simpson. You have to look at cases specifically and realize the risk factors. No matter where you live, if you have a crazy spouse or ex-spouse, or a crazy relative who owns a gun, isn’t taking their medication and is mad at you, it really doesn’t matter where you live. Since almost every case that has you worried has some sort of domestic angle and 4 of the cases was a single event, be careful who you live with rather than where you live.

I also won’t argue that during my almost 20 years here, it hasn’t gotten worse or at least the volume hasn’t risen. When there were 30k people here, there was less to read about. Now that the valley has more than 300k, 100k in Temecula city limits alone. It would seem like there are ten times more incidents,there should be, but that isn’t how you measure risk, you measure crimes per thousand residents, not totals.

[temeculaguy]

It’s very likely I missed one, I don’t always read the newspaper but I did mention the one in an apartment complex, that was the follow home from Harrahs by the fallbrook gang member. The other one you mentioned doesn’t stat as a murder just yet because she is in the hospital and don’t dramatize it with “left to die” people called the police and ambulance right away. The synopsis is that two boys were fighting over her, she tried to intervene, got pushed or hit, hit her head on the curb and is now on life support, tragedy, but hardly something that can attributed to a specific area, these things happen, high school boys fight every day, I did and I grew up in one of the nicest places known and even as a boy I remember a kid who got into a high school fight, got hit once and somehow died. But we didn’t pack up and move because it was unsafe for me to be raised there.

Do what you like, move somewhere else, I don’t care, but it would be irrational. Is Sabre springs/Scripps unsafe because of the Westerfield case? In reality it is probably safer now, but in the months that followed people moved out because of fear and there were bargains to be had in that neighborhood. How about Rancho Santa Fe after Heavans Gate, the worst mass suicide in the country’s history? Does it make you fear you will join a cult and kill yourself? Or Brentwood after O.J. Simpson. You have to look at cases specifically and realize the risk factors. No matter where you live, if you have a crazy spouse or ex-spouse, or a crazy relative who owns a gun, isn’t taking their medication and is mad at you, it really doesn’t matter where you live. Since almost every case that has you worried has some sort of domestic angle and 4 of the cases was a single event, be careful who you live with rather than where you live.

I also won’t argue that during my almost 20 years here, it hasn’t gotten worse or at least the volume hasn’t risen. When there were 30k people here, there was less to read about. Now that the valley has more than 300k, 100k in Temecula city limits alone. It would seem like there are ten times more incidents,there should be, but that isn’t how you measure risk, you measure crimes per thousand residents, not totals.

[temeculaguy]

It’s very likely I missed one, I don’t always read the newspaper but I did mention the one in an apartment complex, that was the follow home from Harrahs by the fallbrook gang member. The other one you mentioned doesn’t stat as a murder just yet because she is in the hospital and don’t dramatize it with “left to die” people called the police and ambulance right away. The synopsis is that two boys were fighting over her, she tried to intervene, got pushed or hit, hit her head on the curb and is now on life support, tragedy, but hardly something that can attributed to a specific area, these things happen, high school boys fight every day, I did and I grew up in one of the nicest places known and even as a boy I remember a kid who got into a high school fight, got hit once and somehow died. But we didn’t pack up and move because it was unsafe for me to be raised there.

Do what you like, move somewhere else, I don’t care, but it would be irrational. Is Sabre springs/Scripps unsafe because of the Westerfield case? In reality it is probably safer now, but in the months that followed people moved out because of fear and there were bargains to be had in that neighborhood. How about Rancho Santa Fe after Heavans Gate, the worst mass suicide in the country’s history? Does it make you fear you will join a cult and kill yourself? Or Brentwood after O.J. Simpson. You have to look at cases specifically and realize the risk factors. No matter where you live, if you have a crazy spouse or ex-spouse, or a crazy relative who owns a gun, isn’t taking their medication and is mad at you, it really doesn’t matter where you live. Since almost every case that has you worried has some sort of domestic angle and 4 of the cases was a single event, be careful who you live with rather than where you live.

I also won’t argue that during my almost 20 years here, it hasn’t gotten worse or at least the volume hasn’t risen. When there were 30k people here, there was less to read about. Now that the valley has more than 300k, 100k in Temecula city limits alone. It would seem like there are ten times more incidents,there should be, but that isn’t how you measure risk, you measure crimes per thousand residents, not totals.

[temeculaguy]

It’s very likely I missed one, I don’t always read the newspaper but I did mention the one in an apartment complex, that was the follow home from Harrahs by the fallbrook gang member. The other one you mentioned doesn’t stat as a murder just yet because she is in the hospital and don’t dramatize it with “left to die” people called the police and ambulance right away. The synopsis is that two boys were fighting over her, she tried to intervene, got pushed or hit, hit her head on the curb and is now on life support, tragedy, but hardly something that can attributed to a specific area, these things happen, high school boys fight every day, I did and I grew up in one of the nicest places known and even as a boy I remember a kid who got into a high school fight, got hit once and somehow died. But we didn’t pack up and move because it was unsafe for me to be raised there.

Do what you like, move somewhere else, I don’t care, but it would be irrational. Is Sabre springs/Scripps unsafe because of the Westerfield case? In reality it is probably safer now, but in the months that followed people moved out because of fear and there were bargains to be had in that neighborhood. How about Rancho Santa Fe after Heavans Gate, the worst mass suicide in the country’s history? Does it make you fear you will join a cult and kill yourself? Or Brentwood after O.J. Simpson. You have to look at cases specifically and realize the risk factors. No matter where you live, if you have a crazy spouse or ex-spouse, or a crazy relative who owns a gun, isn’t taking their medication and is mad at you, it really doesn’t matter where you live. Since almost every case that has you worried has some sort of domestic angle and 4 of the cases was a single event, be careful who you live with rather than where you live.

I also won’t argue that during my almost 20 years here, it hasn’t gotten worse or at least the volume hasn’t risen. When there were 30k people here, there was less to read about. Now that the valley has more than 300k, 100k in Temecula city limits alone. It would seem like there are ten times more incidents,there should be, but that isn’t how you measure risk, you measure crimes per thousand residents, not totals.

[temeculaguy]

Sandi, I have been married so you must be the luckiest guy in the world, nuff said, suprised you have the strength to type.

23109, you never said you CAN be in for the long haul all those months of posting, you talked youself into saying you “WERE” in it for the long haul. You didn’t believe us but you also didn’t get in at peak so you will not have to be at the bottom for as long as others, ride it out, let it burn in so than maybe next time you don’t decieve yourself, it’s an expensive lesson, you got off cheap. You also were making 150k and paying 1500 in rent but not saving anything so no matter what your payment is, there is a money management lesson that you need to learn while there is still time young Jedi. 58″ tv and video games, hmmmm. Dude you are inches from shopping for an H2 (inside joke to a friend), the difference is my friend got rich then played the game, you are playing the game to get rich.

To everyone asking, I should say that crime is an epidemic because I am betting on the fall but I am also afflicted with honesty, don’t fret or believe the hype, crime is not out of control in temecula. Just like there is doubt that 23109 found a house for so little (I think it may have been a short or a typo, thats a little too low for harveston) is also why a few murders in the newspaper don’t spell a crime wave. Two domestics and a third that was a San Diego case that spilled into Temecula doesn’t exactly get me nervous but the press always leaves that stuff out because they love getting you excited. Of the three I know of one was an adult son from Nevada who drove to Temecula and Shot his dad, stepmom and stepsiters then himself. If I live two streets away, how does that endanger me. The one in french valley was husband/wife murder suicide, again I’m safe, one of the few benefits of being divorced. The third was a Fallbrook gang member and a casino employee seen in an argument in a Valley Center casino, gang member follows the man home and shoots him in the parking lot, the man happened to live in an apartment in Temecula. That is the only one that concerns me because I argue with gang members in casinos sometimes, so I may have to move somewhere safer or just stop doing that.

Like always, a few examples never tell the story, I like the numbers, the averages, the odds, but then again, I could care less what anyone thinks because I’m not selling, I’m buying. I appreciate public defender throwing in his 2 cents and can think of no better person to ask the temperature than the guy with the thermometer.

atr, thanks, do post more for two reasons, I love compliments and your analysis was pretty damn good for a first timer, you’ve got game and if you change your mind the stalker position is still vacant and my paparazzi just quit.

[temeculaguy]

Sandi, I have been married so you must be the luckiest guy in the world, nuff said, suprised you have the strength to type.

23109, you never said you CAN be in for the long haul all those months of posting, you talked youself into saying you “WERE” in it for the long haul. You didn’t believe us but you also didn’t get in at peak so you will not have to be at the bottom for as long as others, ride it out, let it burn in so than maybe next time you don’t decieve yourself, it’s an expensive lesson, you got off cheap. You also were making 150k and paying 1500 in rent but not saving anything so no matter what your payment is, there is a money management lesson that you need to learn while there is still time young Jedi. 58″ tv and video games, hmmmm. Dude you are inches from shopping for an H2 (inside joke to a friend), the difference is my friend got rich then played the game, you are playing the game to get rich.

To everyone asking, I should say that crime is an epidemic because I am betting on the fall but I am also afflicted with honesty, don’t fret or believe the hype, crime is not out of control in temecula. Just like there is doubt that 23109 found a house for so little (I think it may have been a short or a typo, thats a little too low for harveston) is also why a few murders in the newspaper don’t spell a crime wave. Two domestics and a third that was a San Diego case that spilled into Temecula doesn’t exactly get me nervous but the press always leaves that stuff out because they love getting you excited. Of the three I know of one was an adult son from Nevada who drove to Temecula and Shot his dad, stepmom and stepsiters then himself. If I live two streets away, how does that endanger me. The one in french valley was husband/wife murder suicide, again I’m safe, one of the few benefits of being divorced. The third was a Fallbrook gang member and a casino employee seen in an argument in a Valley Center casino, gang member follows the man home and shoots him in the parking lot, the man happened to live in an apartment in Temecula. That is the only one that concerns me because I argue with gang members in casinos sometimes, so I may have to move somewhere safer or just stop doing that.

Like always, a few examples never tell the story, I like the numbers, the averages, the odds, but then again, I could care less what anyone thinks because I’m not selling, I’m buying. I appreciate public defender throwing in his 2 cents and can think of no better person to ask the temperature than the guy with the thermometer.

atr, thanks, do post more for two reasons, I love compliments and your analysis was pretty damn good for a first timer, you’ve got game and if you change your mind the stalker position is still vacant and my paparazzi just quit.

[temeculaguy]

Sandi, I have been married so you must be the luckiest guy in the world, nuff said, suprised you have the strength to type.

23109, you never said you CAN be in for the long haul all those months of posting, you talked youself into saying you “WERE” in it for the long haul. You didn’t believe us but you also didn’t get in at peak so you will not have to be at the bottom for as long as others, ride it out, let it burn in so than maybe next time you don’t decieve yourself, it’s an expensive lesson, you got off cheap. You also were making 150k and paying 1500 in rent but not saving anything so no matter what your payment is, there is a money management lesson that you need to learn while there is still time young Jedi. 58″ tv and video games, hmmmm. Dude you are inches from shopping for an H2 (inside joke to a friend), the difference is my friend got rich then played the game, you are playing the game to get rich.

To everyone asking, I should say that crime is an epidemic because I am betting on the fall but I am also afflicted with honesty, don’t fret or believe the hype, crime is not out of control in temecula. Just like there is doubt that 23109 found a house for so little (I think it may have been a short or a typo, thats a little too low for harveston) is also why a few murders in the newspaper don’t spell a crime wave. Two domestics and a third that was a San Diego case that spilled into Temecula doesn’t exactly get me nervous but the press always leaves that stuff out because they love getting you excited. Of the three I know of one was an adult son from Nevada who drove to Temecula and Shot his dad, stepmom and stepsiters then himself. If I live two streets away, how does that endanger me. The one in french valley was husband/wife murder suicide, again I’m safe, one of the few benefits of being divorced. The third was a Fallbrook gang member and a casino employee seen in an argument in a Valley Center casino, gang member follows the man home and shoots him in the parking lot, the man happened to live in an apartment in Temecula. That is the only one that concerns me because I argue with gang members in casinos sometimes, so I may have to move somewhere safer or just stop doing that.

Like always, a few examples never tell the story, I like the numbers, the averages, the odds, but then again, I could care less what anyone thinks because I’m not selling, I’m buying. I appreciate public defender throwing in his 2 cents and can think of no better person to ask the temperature than the guy with the thermometer.

atr, thanks, do post more for two reasons, I love compliments and your analysis was pretty damn good for a first timer, you’ve got game and if you change your mind the stalker position is still vacant and my paparazzi just quit.

[temeculaguy]

Sandi, I have been married so you must be the luckiest guy in the world, nuff said, suprised you have the strength to type.

23109, you never said you CAN be in for the long haul all those months of posting, you talked youself into saying you “WERE” in it for the long haul. You didn’t believe us but you also didn’t get in at peak so you will not have to be at the bottom for as long as others, ride it out, let it burn in so than maybe next time you don’t decieve yourself, it’s an expensive lesson, you got off cheap. You also were making 150k and paying 1500 in rent but not saving anything so no matter what your payment is, there is a money management lesson that you need to learn while there is still time young Jedi. 58″ tv and video games, hmmmm. Dude you are inches from shopping for an H2 (inside joke to a friend), the difference is my friend got rich then played the game, you are playing the game to get rich.

To everyone asking, I should say that crime is an epidemic because I am betting on the fall but I am also afflicted with honesty, don’t fret or believe the hype, crime is not out of control in temecula. Just like there is doubt that 23109 found a house for so little (I think it may have been a short or a typo, thats a little too low for harveston) is also why a few murders in the newspaper don’t spell a crime wave. Two domestics and a third that was a San Diego case that spilled into Temecula doesn’t exactly get me nervous but the press always leaves that stuff out because they love getting you excited. Of the three I know of one was an adult son from Nevada who drove to Temecula and Shot his dad, stepmom and stepsiters then himself. If I live two streets away, how does that endanger me. The one in french valley was husband/wife murder suicide, again I’m safe, one of the few benefits of being divorced. The third was a Fallbrook gang member and a casino employee seen in an argument in a Valley Center casino, gang member follows the man home and shoots him in the parking lot, the man happened to live in an apartment in Temecula. That is the only one that concerns me because I argue with gang members in casinos sometimes, so I may have to move somewhere safer or just stop doing that.

Like always, a few examples never tell the story, I like the numbers, the averages, the odds, but then again, I could care less what anyone thinks because I’m not selling, I’m buying. I appreciate public defender throwing in his 2 cents and can think of no better person to ask the temperature than the guy with the thermometer.

atr, thanks, do post more for two reasons, I love compliments and your analysis was pretty damn good for a first timer, you’ve got game and if you change your mind the stalker position is still vacant and my paparazzi just quit.

[temeculaguy]

Sandi, I have been married so you must be the luckiest guy in the world, nuff said, suprised you have the strength to type.

23109, you never said you CAN be in for the long haul all those months of posting, you talked youself into saying you “WERE” in it for the long haul. You didn’t believe us but you also didn’t get in at peak so you will not have to be at the bottom for as long as others, ride it out, let it burn in so than maybe next time you don’t decieve yourself, it’s an expensive lesson, you got off cheap. You also were making 150k and paying 1500 in rent but not saving anything so no matter what your payment is, there is a money management lesson that you need to learn while there is still time young Jedi. 58″ tv and video games, hmmmm. Dude you are inches from shopping for an H2 (inside joke to a friend), the difference is my friend got rich then played the game, you are playing the game to get rich.

To everyone asking, I should say that crime is an epidemic because I am betting on the fall but I am also afflicted with honesty, don’t fret or believe the hype, crime is not out of control in temecula. Just like there is doubt that 23109 found a house for so little (I think it may have been a short or a typo, thats a little too low for harveston) is also why a few murders in the newspaper don’t spell a crime wave. Two domestics and a third that was a San Diego case that spilled into Temecula doesn’t exactly get me nervous but the press always leaves that stuff out because they love getting you excited. Of the three I know of one was an adult son from Nevada who drove to Temecula and Shot his dad, stepmom and stepsiters then himself. If I live two streets away, how does that endanger me. The one in french valley was husband/wife murder suicide, again I’m safe, one of the few benefits of being divorced. The third was a Fallbrook gang member and a casino employee seen in an argument in a Valley Center casino, gang member follows the man home and shoots him in the parking lot, the man happened to live in an apartment in Temecula. That is the only one that concerns me because I argue with gang members in casinos sometimes, so I may have to move somewhere safer or just stop doing that.

Like always, a few examples never tell the story, I like the numbers, the averages, the odds, but then again, I could care less what anyone thinks because I’m not selling, I’m buying. I appreciate public defender throwing in his 2 cents and can think of no better person to ask the temperature than the guy with the thermometer.

atr, thanks, do post more for two reasons, I love compliments and your analysis was pretty damn good for a first timer, you’ve got game and if you change your mind the stalker position is still vacant and my paparazzi just quit.

[Author]

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