[temeculaguy]

You are correct on all points, find the area you like, the school you like and rent, there are going to be some good times ahead. I use foreclosure.com, some use foreclosure radar, I can tel you that about two months ago the nods, nots and sheriff sales ratcheted up significantly. I’ve checked them weekly for two yeas but never saved the data. The amount of trustee sales seemd to double in any given week over last year’s, they update them sporadically so it looks like a bunch in a day (so just look at the week overall) and they miss quite a few but comparing their somewhat reliable data to their somewhat reliable data from before, I’d say there are twice as many in the pipeline now compared to a year ago. The mid 4’s to the mid 3’s is an easy jump and very realistic, even now the mid 3’s can get you almost anything if you look hard enough. I did a similar thing, I have a set housing budget and price target, as things go down my options go up, it’s now to the point that a condo two years ago will get me a mcmansion today, I have reached the point of diminishing returns, further price declines no longer move me into larger or better neighborhoods, I’m already there, now it just lowers my mortgage. What are you looking at in the 4’s?

[temeculaguy]

You are correct on all points, find the area you like, the school you like and rent, there are going to be some good times ahead. I use foreclosure.com, some use foreclosure radar, I can tel you that about two months ago the nods, nots and sheriff sales ratcheted up significantly. I’ve checked them weekly for two yeas but never saved the data. The amount of trustee sales seemd to double in any given week over last year’s, they update them sporadically so it looks like a bunch in a day (so just look at the week overall) and they miss quite a few but comparing their somewhat reliable data to their somewhat reliable data from before, I’d say there are twice as many in the pipeline now compared to a year ago. The mid 4’s to the mid 3’s is an easy jump and very realistic, even now the mid 3’s can get you almost anything if you look hard enough. I did a similar thing, I have a set housing budget and price target, as things go down my options go up, it’s now to the point that a condo two years ago will get me a mcmansion today, I have reached the point of diminishing returns, further price declines no longer move me into larger or better neighborhoods, I’m already there, now it just lowers my mortgage. What are you looking at in the 4’s?

[temeculaguy]

You are correct on all points, find the area you like, the school you like and rent, there are going to be some good times ahead. I use foreclosure.com, some use foreclosure radar, I can tel you that about two months ago the nods, nots and sheriff sales ratcheted up significantly. I’ve checked them weekly for two yeas but never saved the data. The amount of trustee sales seemd to double in any given week over last year’s, they update them sporadically so it looks like a bunch in a day (so just look at the week overall) and they miss quite a few but comparing their somewhat reliable data to their somewhat reliable data from before, I’d say there are twice as many in the pipeline now compared to a year ago. The mid 4’s to the mid 3’s is an easy jump and very realistic, even now the mid 3’s can get you almost anything if you look hard enough. I did a similar thing, I have a set housing budget and price target, as things go down my options go up, it’s now to the point that a condo two years ago will get me a mcmansion today, I have reached the point of diminishing returns, further price declines no longer move me into larger or better neighborhoods, I’m already there, now it just lowers my mortgage. What are you looking at in the 4’s?

[temeculaguy]

You are correct on all points, find the area you like, the school you like and rent, there are going to be some good times ahead. I use foreclosure.com, some use foreclosure radar, I can tel you that about two months ago the nods, nots and sheriff sales ratcheted up significantly. I’ve checked them weekly for two yeas but never saved the data. The amount of trustee sales seemd to double in any given week over last year’s, they update them sporadically so it looks like a bunch in a day (so just look at the week overall) and they miss quite a few but comparing their somewhat reliable data to their somewhat reliable data from before, I’d say there are twice as many in the pipeline now compared to a year ago. The mid 4’s to the mid 3’s is an easy jump and very realistic, even now the mid 3’s can get you almost anything if you look hard enough. I did a similar thing, I have a set housing budget and price target, as things go down my options go up, it’s now to the point that a condo two years ago will get me a mcmansion today, I have reached the point of diminishing returns, further price declines no longer move me into larger or better neighborhoods, I’m already there, now it just lowers my mortgage. What are you looking at in the 4’s?

[temeculaguy]

Baron, good plan, don’t be set on July, just use that date as a re-evaluation point and be open to 90 day extensions, a while back Bugs laid out a plan where every few months you chart inventory, months supply, d.o.m. and foreclosure stats, as soon as those things all begin to trend downward, then start getting serious in your search. I don’t like mid July as a seasonal bottom in any given year (be it 08,09,10,11,or 12) for the very reason you stated, people with kids want to be in before the school year starts, Sept to Dec, months with crappy weather or smack dab in the holidays, whatever is the opposite of when there are shoppers out there is when I think it will be best in any given year. But I see your position, you don’t need the absolute bottom and your sell high buy low can’t lose even if you bought today. Paying cash or almost paying cash for a house makes a lot of this timing stuff moot.

There are some minor differences in elementary schools, there are about 15 in Temec alone so check their API on the state website and feel free to ask me any specific questions at [email protected]

Since your screen name is Rothschild, I should charge you a Mouton but I wont.

[temeculaguy]

Baron, good plan, don’t be set on July, just use that date as a re-evaluation point and be open to 90 day extensions, a while back Bugs laid out a plan where every few months you chart inventory, months supply, d.o.m. and foreclosure stats, as soon as those things all begin to trend downward, then start getting serious in your search. I don’t like mid July as a seasonal bottom in any given year (be it 08,09,10,11,or 12) for the very reason you stated, people with kids want to be in before the school year starts, Sept to Dec, months with crappy weather or smack dab in the holidays, whatever is the opposite of when there are shoppers out there is when I think it will be best in any given year. But I see your position, you don’t need the absolute bottom and your sell high buy low can’t lose even if you bought today. Paying cash or almost paying cash for a house makes a lot of this timing stuff moot.

There are some minor differences in elementary schools, there are about 15 in Temec alone so check their API on the state website and feel free to ask me any specific questions at [email protected]

Since your screen name is Rothschild, I should charge you a Mouton but I wont.

[temeculaguy]

Baron, good plan, don’t be set on July, just use that date as a re-evaluation point and be open to 90 day extensions, a while back Bugs laid out a plan where every few months you chart inventory, months supply, d.o.m. and foreclosure stats, as soon as those things all begin to trend downward, then start getting serious in your search. I don’t like mid July as a seasonal bottom in any given year (be it 08,09,10,11,or 12) for the very reason you stated, people with kids want to be in before the school year starts, Sept to Dec, months with crappy weather or smack dab in the holidays, whatever is the opposite of when there are shoppers out there is when I think it will be best in any given year. But I see your position, you don’t need the absolute bottom and your sell high buy low can’t lose even if you bought today. Paying cash or almost paying cash for a house makes a lot of this timing stuff moot.

There are some minor differences in elementary schools, there are about 15 in Temec alone so check their API on the state website and feel free to ask me any specific questions at [email protected]

Since your screen name is Rothschild, I should charge you a Mouton but I wont.

[temeculaguy]

Baron, good plan, don’t be set on July, just use that date as a re-evaluation point and be open to 90 day extensions, a while back Bugs laid out a plan where every few months you chart inventory, months supply, d.o.m. and foreclosure stats, as soon as those things all begin to trend downward, then start getting serious in your search. I don’t like mid July as a seasonal bottom in any given year (be it 08,09,10,11,or 12) for the very reason you stated, people with kids want to be in before the school year starts, Sept to Dec, months with crappy weather or smack dab in the holidays, whatever is the opposite of when there are shoppers out there is when I think it will be best in any given year. But I see your position, you don’t need the absolute bottom and your sell high buy low can’t lose even if you bought today. Paying cash or almost paying cash for a house makes a lot of this timing stuff moot.

There are some minor differences in elementary schools, there are about 15 in Temec alone so check their API on the state website and feel free to ask me any specific questions at [email protected]

Since your screen name is Rothschild, I should charge you a Mouton but I wont.

[temeculaguy]

Baron, good plan, don’t be set on July, just use that date as a re-evaluation point and be open to 90 day extensions, a while back Bugs laid out a plan where every few months you chart inventory, months supply, d.o.m. and foreclosure stats, as soon as those things all begin to trend downward, then start getting serious in your search. I don’t like mid July as a seasonal bottom in any given year (be it 08,09,10,11,or 12) for the very reason you stated, people with kids want to be in before the school year starts, Sept to Dec, months with crappy weather or smack dab in the holidays, whatever is the opposite of when there are shoppers out there is when I think it will be best in any given year. But I see your position, you don’t need the absolute bottom and your sell high buy low can’t lose even if you bought today. Paying cash or almost paying cash for a house makes a lot of this timing stuff moot.

There are some minor differences in elementary schools, there are about 15 in Temec alone so check their API on the state website and feel free to ask me any specific questions at [email protected]

Since your screen name is Rothschild, I should charge you a Mouton but I wont.

[temeculaguy]

I’ve used most of their products over the years but the only thing I haven’t done with them is a home loan (I had a heloc with them at one point and it was funded quickly), thier rates on home loans in the past were always a little bit higher than market. As far as being quick and friendly, they are tops in my book for banking services.

[temeculaguy]

I’ve used most of their products over the years but the only thing I haven’t done with them is a home loan (I had a heloc with them at one point and it was funded quickly), thier rates on home loans in the past were always a little bit higher than market. As far as being quick and friendly, they are tops in my book for banking services.

[temeculaguy]

I’ve used most of their products over the years but the only thing I haven’t done with them is a home loan (I had a heloc with them at one point and it was funded quickly), thier rates on home loans in the past were always a little bit higher than market. As far as being quick and friendly, they are tops in my book for banking services.

[temeculaguy]

I’ve used most of their products over the years but the only thing I haven’t done with them is a home loan (I had a heloc with them at one point and it was funded quickly), thier rates on home loans in the past were always a little bit higher than market. As far as being quick and friendly, they are tops in my book for banking services.

[temeculaguy]

I’ve used most of their products over the years but the only thing I haven’t done with them is a home loan (I had a heloc with them at one point and it was funded quickly), thier rates on home loans in the past were always a little bit higher than market. As far as being quick and friendly, they are tops in my book for banking services.

[temeculaguy]

Kev, I am not disagreeing with you because you have a point but bar patronage is never a good indicator or economic conditions, beer is recession proof.

[Author]

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