Forum Replies Created
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temeculaguy
ParticipantI can’t believe we are discussing the legality of cabinet (or appliance/plumbing fixture) removal again. Read some old posts, perfectly legal, criminally and civilly, it’s entirely the banks fault for not requiring a down payment. They not only deserve it for giving no doc no down loans, I think it should be mandatory. Painful lessons are remembered. It was thier greed that caused this entire bubble, they caused you to face financial difficulties that brought you to this site and now you have pity on them?
“A fool and his money are soon parted” -Thomas Tusser wrote that in the 1500’s and it still rings true.
temeculaguy
ParticipantI can’t believe we are discussing the legality of cabinet (or appliance/plumbing fixture) removal again. Read some old posts, perfectly legal, criminally and civilly, it’s entirely the banks fault for not requiring a down payment. They not only deserve it for giving no doc no down loans, I think it should be mandatory. Painful lessons are remembered. It was thier greed that caused this entire bubble, they caused you to face financial difficulties that brought you to this site and now you have pity on them?
“A fool and his money are soon parted” -Thomas Tusser wrote that in the 1500’s and it still rings true.
temeculaguy
ParticipantI can’t believe we are discussing the legality of cabinet (or appliance/plumbing fixture) removal again. Read some old posts, perfectly legal, criminally and civilly, it’s entirely the banks fault for not requiring a down payment. They not only deserve it for giving no doc no down loans, I think it should be mandatory. Painful lessons are remembered. It was thier greed that caused this entire bubble, they caused you to face financial difficulties that brought you to this site and now you have pity on them?
“A fool and his money are soon parted” -Thomas Tusser wrote that in the 1500’s and it still rings true.
temeculaguy
ParticipantRustico, the cheapest way to have more cops, firemen, nurses, doctors, etc. is to pay them to work more than 40 hours a week. They may get a little more pay (1 1/2x normal rate) but they don’t need more health insurance, pensions, vacation, uniforms, etc. Some gigs don’t provide enough hours or there isn’t enough staff so “off duty” or “overtime” is the way to cheaply fill the void, like sporting events at the stadium
Does it reduce their performance, it’s been studied at nauseum and it kicks in at about 60 hours in a week, they are shiftworkers already so “moonlighting” isn’t really a proper phrase. Most 9-5 lifetimers do diminish their productivity as the sun sets because it is their bio clock telling them to. Walk a block in their shoes before accusing them of screwing off.
I know you were trying to just make a joke, but I had to throw in $.02
temeculaguy
ParticipantRustico, the cheapest way to have more cops, firemen, nurses, doctors, etc. is to pay them to work more than 40 hours a week. They may get a little more pay (1 1/2x normal rate) but they don’t need more health insurance, pensions, vacation, uniforms, etc. Some gigs don’t provide enough hours or there isn’t enough staff so “off duty” or “overtime” is the way to cheaply fill the void, like sporting events at the stadium
Does it reduce their performance, it’s been studied at nauseum and it kicks in at about 60 hours in a week, they are shiftworkers already so “moonlighting” isn’t really a proper phrase. Most 9-5 lifetimers do diminish their productivity as the sun sets because it is their bio clock telling them to. Walk a block in their shoes before accusing them of screwing off.
I know you were trying to just make a joke, but I had to throw in $.02
temeculaguy
ParticipantRustico, the cheapest way to have more cops, firemen, nurses, doctors, etc. is to pay them to work more than 40 hours a week. They may get a little more pay (1 1/2x normal rate) but they don’t need more health insurance, pensions, vacation, uniforms, etc. Some gigs don’t provide enough hours or there isn’t enough staff so “off duty” or “overtime” is the way to cheaply fill the void, like sporting events at the stadium
Does it reduce their performance, it’s been studied at nauseum and it kicks in at about 60 hours in a week, they are shiftworkers already so “moonlighting” isn’t really a proper phrase. Most 9-5 lifetimers do diminish their productivity as the sun sets because it is their bio clock telling them to. Walk a block in their shoes before accusing them of screwing off.
I know you were trying to just make a joke, but I had to throw in $.02
temeculaguy
ParticipantRustico, the cheapest way to have more cops, firemen, nurses, doctors, etc. is to pay them to work more than 40 hours a week. They may get a little more pay (1 1/2x normal rate) but they don’t need more health insurance, pensions, vacation, uniforms, etc. Some gigs don’t provide enough hours or there isn’t enough staff so “off duty” or “overtime” is the way to cheaply fill the void, like sporting events at the stadium
Does it reduce their performance, it’s been studied at nauseum and it kicks in at about 60 hours in a week, they are shiftworkers already so “moonlighting” isn’t really a proper phrase. Most 9-5 lifetimers do diminish their productivity as the sun sets because it is their bio clock telling them to. Walk a block in their shoes before accusing them of screwing off.
I know you were trying to just make a joke, but I had to throw in $.02
temeculaguy
ParticipantRustico, the cheapest way to have more cops, firemen, nurses, doctors, etc. is to pay them to work more than 40 hours a week. They may get a little more pay (1 1/2x normal rate) but they don’t need more health insurance, pensions, vacation, uniforms, etc. Some gigs don’t provide enough hours or there isn’t enough staff so “off duty” or “overtime” is the way to cheaply fill the void, like sporting events at the stadium
Does it reduce their performance, it’s been studied at nauseum and it kicks in at about 60 hours in a week, they are shiftworkers already so “moonlighting” isn’t really a proper phrase. Most 9-5 lifetimers do diminish their productivity as the sun sets because it is their bio clock telling them to. Walk a block in their shoes before accusing them of screwing off.
I know you were trying to just make a joke, but I had to throw in $.02
temeculaguy
ParticipantMake sure to get one with bluetooth, I don’t even know the model number of my garmin but it has big speakers, a mic and is bluetooth, came with a year of traffic and a bunch of other stuff, that I actually thought was worthless but I use it. The blue tooth is suprisingly good but place it close to you like above the rear view mirror or somewhere within reach and not directly above the a/c vents to use the bluetooth. When the phone rings a big flashing phone pops up on the screen and the name of the caller in addition to the ring and if you touch it the call is answered, you don’t need to hang up if the other person does, it hangs up automatically. you can also scroll through your contacts and recent call on the screen, they are automatically transferred with the bluetooth hookup so you don’t need to look at your phone. Even if I know where I’m going I use it for the phone, time of arrival and traffic features.
temeculaguy
ParticipantMake sure to get one with bluetooth, I don’t even know the model number of my garmin but it has big speakers, a mic and is bluetooth, came with a year of traffic and a bunch of other stuff, that I actually thought was worthless but I use it. The blue tooth is suprisingly good but place it close to you like above the rear view mirror or somewhere within reach and not directly above the a/c vents to use the bluetooth. When the phone rings a big flashing phone pops up on the screen and the name of the caller in addition to the ring and if you touch it the call is answered, you don’t need to hang up if the other person does, it hangs up automatically. you can also scroll through your contacts and recent call on the screen, they are automatically transferred with the bluetooth hookup so you don’t need to look at your phone. Even if I know where I’m going I use it for the phone, time of arrival and traffic features.
temeculaguy
ParticipantMake sure to get one with bluetooth, I don’t even know the model number of my garmin but it has big speakers, a mic and is bluetooth, came with a year of traffic and a bunch of other stuff, that I actually thought was worthless but I use it. The blue tooth is suprisingly good but place it close to you like above the rear view mirror or somewhere within reach and not directly above the a/c vents to use the bluetooth. When the phone rings a big flashing phone pops up on the screen and the name of the caller in addition to the ring and if you touch it the call is answered, you don’t need to hang up if the other person does, it hangs up automatically. you can also scroll through your contacts and recent call on the screen, they are automatically transferred with the bluetooth hookup so you don’t need to look at your phone. Even if I know where I’m going I use it for the phone, time of arrival and traffic features.
temeculaguy
ParticipantMake sure to get one with bluetooth, I don’t even know the model number of my garmin but it has big speakers, a mic and is bluetooth, came with a year of traffic and a bunch of other stuff, that I actually thought was worthless but I use it. The blue tooth is suprisingly good but place it close to you like above the rear view mirror or somewhere within reach and not directly above the a/c vents to use the bluetooth. When the phone rings a big flashing phone pops up on the screen and the name of the caller in addition to the ring and if you touch it the call is answered, you don’t need to hang up if the other person does, it hangs up automatically. you can also scroll through your contacts and recent call on the screen, they are automatically transferred with the bluetooth hookup so you don’t need to look at your phone. Even if I know where I’m going I use it for the phone, time of arrival and traffic features.
temeculaguy
ParticipantMake sure to get one with bluetooth, I don’t even know the model number of my garmin but it has big speakers, a mic and is bluetooth, came with a year of traffic and a bunch of other stuff, that I actually thought was worthless but I use it. The blue tooth is suprisingly good but place it close to you like above the rear view mirror or somewhere within reach and not directly above the a/c vents to use the bluetooth. When the phone rings a big flashing phone pops up on the screen and the name of the caller in addition to the ring and if you touch it the call is answered, you don’t need to hang up if the other person does, it hangs up automatically. you can also scroll through your contacts and recent call on the screen, they are automatically transferred with the bluetooth hookup so you don’t need to look at your phone. Even if I know where I’m going I use it for the phone, time of arrival and traffic features.
June 3, 2008 at 12:23 AM in reply to: 60% off at temecula auction and conclusive evidence that I’m an idiot #215885temeculaguy
ParticipantHLS, I love the bar analogies. How much have I saved, hard question because my housing target keeps changing. 9 months ago I was somewhat serious about the little houses I linked and was looking at one listed for 350k, could get it today for under 250k so conservatively I’ve saved 100k in 6-9 months. But I also looked at them new 18-24 months ago and 425k was what I was looking at paying, so in two years, I’m 200k to the good, it’s like having another job. I would have been happy to pay 350k at the time if I could get something that mostly fit my needs.
But now that those are below my price range I’ve just started shopping and tracking places in a better location, truth be told I’d like to pay about 300k, maybe a little less depending on what it needs right away. In the end I’ll get far more for 300k than I would have gotten for 350k 6-9 months ago. The precise location I want still isn’t at my target price but it’s close, yet that bar opened later and only the daydrinkers are present (the bargains are on the worst lots or need massive repairs). The perfect ones are just about 50k away, so time will tell, but they are getting snapped up quickly when they appear so I am going to need another leg down to occur before they become commonplace. I have a feeling when the summer ends, things are going to take another 50-100k fall, then the real dillema will occurr, buy something more affordable than rent, buy the dream house for a price equal to rent after tax benefits are considered but still more than rent when considering gross monthly outlay, or continue to wait and get the dream house for less than rent. My current rent has me flush with more cash than I have ever had in my life and I am kinda getting used to it. It’s funny but my overall net worth is the lowest in 20 years, this is the first time I have not owned a single home and I am richer than I have ever been as far as my monthly balance sheet goes, funny how things work, less is more.
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