Forum Replies Created
-
AuthorPosts
-
temeculaguy
ParticipantSnail it will move fast but it will be replaced with another, last week , one street over a 249 came up and sold within a few days, smaller lot, slightly worse shape and location. I’ve seen a bunch this month, all up and down in days and all at about 250k, that is the new “dump it yesterday” price. I tried to lowball some last week but lowballing the 250k fire sales with a 200k offer, get no more than a “thanks for playing” call. They get their ask on those and they get it quick. Lowballing the competition, the out of touch reo’s is where you need to go, I’ll be using these as comps when I go lowballing for real in the next few months.
Case study, this one comes up for 314, gets jumped on with multiple offers day 1. My lowball of 250k is laughed at.
http://www.redfin.com/CA/Temecula/45314-Tioga-St-92592/home/6432588
Same house, same street, listed as a short for 385k
http://www.redfin.com/CA/Temecula/45197-Tioga-St-92592/home/6433033
Same model, one street over, bank owned, listed for 7 months, started in the 500’s, then 400’s, now 359k, still nothing.
http://www.redfin.com/CA/Temecula/33099-Poppy-92592/home/6468889
The last two will now be haunted by the 314k and I keep all the 250k sales in my memory bank and when I offer 250k for one of them in november I can make a case for it. Booya!!!
ParticipantSnail it will move fast but it will be replaced with another, last week , one street over a 249 came up and sold within a few days, smaller lot, slightly worse shape and location. I’ve seen a bunch this month, all up and down in days and all at about 250k, that is the new “dump it yesterday” price. I tried to lowball some last week but lowballing the 250k fire sales with a 200k offer, get no more than a “thanks for playing” call. They get their ask on those and they get it quick. Lowballing the competition, the out of touch reo’s is where you need to go, I’ll be using these as comps when I go lowballing for real in the next few months.
Case study, this one comes up for 314, gets jumped on with multiple offers day 1. My lowball of 250k is laughed at.
http://www.redfin.com/CA/Temecula/45314-Tioga-St-92592/home/6432588
Same house, same street, listed as a short for 385k
http://www.redfin.com/CA/Temecula/45197-Tioga-St-92592/home/6433033
Same model, one street over, bank owned, listed for 7 months, started in the 500’s, then 400’s, now 359k, still nothing.
http://www.redfin.com/CA/Temecula/33099-Poppy-92592/home/6468889
The last two will now be haunted by the 314k and I keep all the 250k sales in my memory bank and when I offer 250k for one of them in november I can make a case for it. Booya!!!
ParticipantSnail it will move fast but it will be replaced with another, last week , one street over a 249 came up and sold within a few days, smaller lot, slightly worse shape and location. I’ve seen a bunch this month, all up and down in days and all at about 250k, that is the new “dump it yesterday” price. I tried to lowball some last week but lowballing the 250k fire sales with a 200k offer, get no more than a “thanks for playing” call. They get their ask on those and they get it quick. Lowballing the competition, the out of touch reo’s is where you need to go, I’ll be using these as comps when I go lowballing for real in the next few months.
Case study, this one comes up for 314, gets jumped on with multiple offers day 1. My lowball of 250k is laughed at.
http://www.redfin.com/CA/Temecula/45314-Tioga-St-92592/home/6432588
Same house, same street, listed as a short for 385k
http://www.redfin.com/CA/Temecula/45197-Tioga-St-92592/home/6433033
Same model, one street over, bank owned, listed for 7 months, started in the 500’s, then 400’s, now 359k, still nothing.
http://www.redfin.com/CA/Temecula/33099-Poppy-92592/home/6468889
The last two will now be haunted by the 314k and I keep all the 250k sales in my memory bank and when I offer 250k for one of them in november I can make a case for it. Booya!!!
Participantjp, you have no idea how truly rare you and the other piggington mindset gals are. Talking to the others won’t help (not marrying them is the only defense), I have learned from posts that have gone awry with the gals talking about their upbringing and they seem to have similar backgrounds and are quite unique when compared to the general population. I’ll bet it doesn’t come as a huge suprise to you, you probably realize that when you are having lunch with a group of your girlfriends that you are smartest one in the group, piggy girls probably all feel that way at some point. Let’s hope you aren’t a dying breed and that your numbers improve with the changing ways we treat and educate young girls.
Thread hijack alert, I’ll stop now.
Participantjp, you have no idea how truly rare you and the other piggington mindset gals are. Talking to the others won’t help (not marrying them is the only defense), I have learned from posts that have gone awry with the gals talking about their upbringing and they seem to have similar backgrounds and are quite unique when compared to the general population. I’ll bet it doesn’t come as a huge suprise to you, you probably realize that when you are having lunch with a group of your girlfriends that you are smartest one in the group, piggy girls probably all feel that way at some point. Let’s hope you aren’t a dying breed and that your numbers improve with the changing ways we treat and educate young girls.
Thread hijack alert, I’ll stop now.
Participantjp, you have no idea how truly rare you and the other piggington mindset gals are. Talking to the others won’t help (not marrying them is the only defense), I have learned from posts that have gone awry with the gals talking about their upbringing and they seem to have similar backgrounds and are quite unique when compared to the general population. I’ll bet it doesn’t come as a huge suprise to you, you probably realize that when you are having lunch with a group of your girlfriends that you are smartest one in the group, piggy girls probably all feel that way at some point. Let’s hope you aren’t a dying breed and that your numbers improve with the changing ways we treat and educate young girls.
Thread hijack alert, I’ll stop now.
Participantjp, you have no idea how truly rare you and the other piggington mindset gals are. Talking to the others won’t help (not marrying them is the only defense), I have learned from posts that have gone awry with the gals talking about their upbringing and they seem to have similar backgrounds and are quite unique when compared to the general population. I’ll bet it doesn’t come as a huge suprise to you, you probably realize that when you are having lunch with a group of your girlfriends that you are smartest one in the group, piggy girls probably all feel that way at some point. Let’s hope you aren’t a dying breed and that your numbers improve with the changing ways we treat and educate young girls.
Thread hijack alert, I’ll stop now.
Participantjp, you have no idea how truly rare you and the other piggington mindset gals are. Talking to the others won’t help (not marrying them is the only defense), I have learned from posts that have gone awry with the gals talking about their upbringing and they seem to have similar backgrounds and are quite unique when compared to the general population. I’ll bet it doesn’t come as a huge suprise to you, you probably realize that when you are having lunch with a group of your girlfriends that you are smartest one in the group, piggy girls probably all feel that way at some point. Let’s hope you aren’t a dying breed and that your numbers improve with the changing ways we treat and educate young girls.
Thread hijack alert, I’ll stop now.
ParticipantNostra, oft posted or not, that is the epic post of the day.
Seattle, there’s no book for this but it’s a somewhat popular short term method to allow people to realize where their money goes. You only have to do it for a couple of months, it will wake you up and it can be fun.
Step one, lock all credit cards and the checkbook in the safe, no exceptions. (If you dont have a safe buy one with your credit card, just kidding). You must also suspend all auto pay things. Everything must be paid with cash, money order or cashiers check.
Step two, on payday, cash your paycheck or withdraw the amount of money that was direct deposited.
Step three, sit at the table, with the money and the bills, use piles, envelopes, a file folder, whatever and divide up the money to cover the various bills, giving each bill a little more than it needs or will need since they may not be determined. Allocate cash for food each week, gas each week, entertainment, clothing, and set aside a portion for annual bills like car insurance or registration.
Step four- agree to a set amount of savings for different things, one that is an account at the bank and one for vacations or large expeditures like furniture or home improvements.
Step five- agree ahead of time what to do with overages, for example, if there is a $50 savings on that months electric bill, each person gets $25 extra in pocket money or lunch money. If the food bill has savings, that goes to eating out budget for the following week, if the fuel bill is lower, it goes to vacations, and so on.
At the end of a few months, you get to see what things cost in nominal terms, you get to eat for lunch what you saved by turning off the lights, you decide what to forgo in order to get what you really want and going to hawaii or buying new couches suddenly seems stupid and will ruin your ability to eat out for lunch for the next six months. It gives you perspective because it is all real money, checks and credit cards dont feel real, they are like casino chips.
I’m sure there is abook that will tell you what to do but the concept is the same, i like to consider it “financial tent camping.” Every time I go tent camping I come home with a new appreciation for my dishwasher.
ParticipantNostra, oft posted or not, that is the epic post of the day.
Seattle, there’s no book for this but it’s a somewhat popular short term method to allow people to realize where their money goes. You only have to do it for a couple of months, it will wake you up and it can be fun.
Step one, lock all credit cards and the checkbook in the safe, no exceptions. (If you dont have a safe buy one with your credit card, just kidding). You must also suspend all auto pay things. Everything must be paid with cash, money order or cashiers check.
Step two, on payday, cash your paycheck or withdraw the amount of money that was direct deposited.
Step three, sit at the table, with the money and the bills, use piles, envelopes, a file folder, whatever and divide up the money to cover the various bills, giving each bill a little more than it needs or will need since they may not be determined. Allocate cash for food each week, gas each week, entertainment, clothing, and set aside a portion for annual bills like car insurance or registration.
Step four- agree to a set amount of savings for different things, one that is an account at the bank and one for vacations or large expeditures like furniture or home improvements.
Step five- agree ahead of time what to do with overages, for example, if there is a $50 savings on that months electric bill, each person gets $25 extra in pocket money or lunch money. If the food bill has savings, that goes to eating out budget for the following week, if the fuel bill is lower, it goes to vacations, and so on.
At the end of a few months, you get to see what things cost in nominal terms, you get to eat for lunch what you saved by turning off the lights, you decide what to forgo in order to get what you really want and going to hawaii or buying new couches suddenly seems stupid and will ruin your ability to eat out for lunch for the next six months. It gives you perspective because it is all real money, checks and credit cards dont feel real, they are like casino chips.
I’m sure there is abook that will tell you what to do but the concept is the same, i like to consider it “financial tent camping.” Every time I go tent camping I come home with a new appreciation for my dishwasher.
ParticipantNostra, oft posted or not, that is the epic post of the day.
Seattle, there’s no book for this but it’s a somewhat popular short term method to allow people to realize where their money goes. You only have to do it for a couple of months, it will wake you up and it can be fun.
Step one, lock all credit cards and the checkbook in the safe, no exceptions. (If you dont have a safe buy one with your credit card, just kidding). You must also suspend all auto pay things. Everything must be paid with cash, money order or cashiers check.
Step two, on payday, cash your paycheck or withdraw the amount of money that was direct deposited.
Step three, sit at the table, with the money and the bills, use piles, envelopes, a file folder, whatever and divide up the money to cover the various bills, giving each bill a little more than it needs or will need since they may not be determined. Allocate cash for food each week, gas each week, entertainment, clothing, and set aside a portion for annual bills like car insurance or registration.
Step four- agree to a set amount of savings for different things, one that is an account at the bank and one for vacations or large expeditures like furniture or home improvements.
Step five- agree ahead of time what to do with overages, for example, if there is a $50 savings on that months electric bill, each person gets $25 extra in pocket money or lunch money. If the food bill has savings, that goes to eating out budget for the following week, if the fuel bill is lower, it goes to vacations, and so on.
At the end of a few months, you get to see what things cost in nominal terms, you get to eat for lunch what you saved by turning off the lights, you decide what to forgo in order to get what you really want and going to hawaii or buying new couches suddenly seems stupid and will ruin your ability to eat out for lunch for the next six months. It gives you perspective because it is all real money, checks and credit cards dont feel real, they are like casino chips.
I’m sure there is abook that will tell you what to do but the concept is the same, i like to consider it “financial tent camping.” Every time I go tent camping I come home with a new appreciation for my dishwasher.
ParticipantNostra, oft posted or not, that is the epic post of the day.
Seattle, there’s no book for this but it’s a somewhat popular short term method to allow people to realize where their money goes. You only have to do it for a couple of months, it will wake you up and it can be fun.
Step one, lock all credit cards and the checkbook in the safe, no exceptions. (If you dont have a safe buy one with your credit card, just kidding). You must also suspend all auto pay things. Everything must be paid with cash, money order or cashiers check.
Step two, on payday, cash your paycheck or withdraw the amount of money that was direct deposited.
Step three, sit at the table, with the money and the bills, use piles, envelopes, a file folder, whatever and divide up the money to cover the various bills, giving each bill a little more than it needs or will need since they may not be determined. Allocate cash for food each week, gas each week, entertainment, clothing, and set aside a portion for annual bills like car insurance or registration.
Step four- agree to a set amount of savings for different things, one that is an account at the bank and one for vacations or large expeditures like furniture or home improvements.
Step five- agree ahead of time what to do with overages, for example, if there is a $50 savings on that months electric bill, each person gets $25 extra in pocket money or lunch money. If the food bill has savings, that goes to eating out budget for the following week, if the fuel bill is lower, it goes to vacations, and so on.
At the end of a few months, you get to see what things cost in nominal terms, you get to eat for lunch what you saved by turning off the lights, you decide what to forgo in order to get what you really want and going to hawaii or buying new couches suddenly seems stupid and will ruin your ability to eat out for lunch for the next six months. It gives you perspective because it is all real money, checks and credit cards dont feel real, they are like casino chips.
I’m sure there is abook that will tell you what to do but the concept is the same, i like to consider it “financial tent camping.” Every time I go tent camping I come home with a new appreciation for my dishwasher.
ParticipantNostra, oft posted or not, that is the epic post of the day.
Seattle, there’s no book for this but it’s a somewhat popular short term method to allow people to realize where their money goes. You only have to do it for a couple of months, it will wake you up and it can be fun.
Step one, lock all credit cards and the checkbook in the safe, no exceptions. (If you dont have a safe buy one with your credit card, just kidding). You must also suspend all auto pay things. Everything must be paid with cash, money order or cashiers check.
Step two, on payday, cash your paycheck or withdraw the amount of money that was direct deposited.
Step three, sit at the table, with the money and the bills, use piles, envelopes, a file folder, whatever and divide up the money to cover the various bills, giving each bill a little more than it needs or will need since they may not be determined. Allocate cash for food each week, gas each week, entertainment, clothing, and set aside a portion for annual bills like car insurance or registration.
Step four- agree to a set amount of savings for different things, one that is an account at the bank and one for vacations or large expeditures like furniture or home improvements.
Step five- agree ahead of time what to do with overages, for example, if there is a $50 savings on that months electric bill, each person gets $25 extra in pocket money or lunch money. If the food bill has savings, that goes to eating out budget for the following week, if the fuel bill is lower, it goes to vacations, and so on.
At the end of a few months, you get to see what things cost in nominal terms, you get to eat for lunch what you saved by turning off the lights, you decide what to forgo in order to get what you really want and going to hawaii or buying new couches suddenly seems stupid and will ruin your ability to eat out for lunch for the next six months. It gives you perspective because it is all real money, checks and credit cards dont feel real, they are like casino chips.
I’m sure there is abook that will tell you what to do but the concept is the same, i like to consider it “financial tent camping.” Every time I go tent camping I come home with a new appreciation for my dishwasher.
ParticipantI say savor every moment murph, and bring lucifer a case of stella (most assume he likes german beer, but he told me her prefers stella because it began as a christmas brew, he likes irony).
http://en.wikipedia.org/wiki/Stella_Artois
My hat is off to you for successfuly managing your marriage, last year we were innundated with weekly appearances of husbands catching knifes because their wives said so. All advice was lost on them and I can only imagine their fate since they rarely appear to let us know how it went (I bet they still read though). You did good, a couple nights on the couch is a small price to pay for not losing 10k a month, bravo.
-
AuthorPosts
