[temeculaguy]

I hate the political threads but I’m jumping in at my own peril because I have decided that prop 8 bothers me on a few levels.

This is just about telling people that they aren’t good enough, that pisses people off. If it was an option and had been one for years, it probably wouldn’t be that prevalent. There was a time that the voters wouldn’t have approved of interacial marriage, times change, most people change, some church people are the last to change.

For the most part, marriage is horrible institution, why should gays be spared the pleasures of divorce, alimony and legal fees. If that’s what they want, have at at, you’ll be sorry but in this country we all have the right to ruin our own lives, who am I to stand in their way. In fact, I’d love to switch with them, let’s have heterosexual civil unions, I’d love to say that to my girlfriend “hey babe, I’d love to marry you, but it is illegal, so until the law changes, we have sex and you get none of my stuff.”

All of the threats from the yes 8 commercial are faulty, the cases of being sued or losing tax exempt status were exceptions. One case in particular was a pavillion, affiliated with a church, that was available for rent to the public for any function except for gay weddings. That example is being used to scare churches. Actual churches can make whatever rules they want but once you rent to the public (outside the church members) you cannot discriminate, with or without this prop. That misleading ad is the biggest reason I’m against it, I hate the lies.

I do have to give credit to the mormons, even though they have supplied more than a third of the funding for yes on 8, they have been vocal about how some of the ads and e-mails are false. This website, mormons for marriage desribes some of the lies being spewed, kudos to them for being honest.

http://www.mormonsformarriage.com/wp-content/uploads/2008/10/mat-responses-to-six-consequences-if-prop-8-fails-rev-1-1.pdf

[temeculaguy]

I hate the political threads but I’m jumping in at my own peril because I have decided that prop 8 bothers me on a few levels.

This is just about telling people that they aren’t good enough, that pisses people off. If it was an option and had been one for years, it probably wouldn’t be that prevalent. There was a time that the voters wouldn’t have approved of interacial marriage, times change, most people change, some church people are the last to change.

For the most part, marriage is horrible institution, why should gays be spared the pleasures of divorce, alimony and legal fees. If that’s what they want, have at at, you’ll be sorry but in this country we all have the right to ruin our own lives, who am I to stand in their way. In fact, I’d love to switch with them, let’s have heterosexual civil unions, I’d love to say that to my girlfriend “hey babe, I’d love to marry you, but it is illegal, so until the law changes, we have sex and you get none of my stuff.”

All of the threats from the yes 8 commercial are faulty, the cases of being sued or losing tax exempt status were exceptions. One case in particular was a pavillion, affiliated with a church, that was available for rent to the public for any function except for gay weddings. That example is being used to scare churches. Actual churches can make whatever rules they want but once you rent to the public (outside the church members) you cannot discriminate, with or without this prop. That misleading ad is the biggest reason I’m against it, I hate the lies.

I do have to give credit to the mormons, even though they have supplied more than a third of the funding for yes on 8, they have been vocal about how some of the ads and e-mails are false. This website, mormons for marriage desribes some of the lies being spewed, kudos to them for being honest.

http://www.mormonsformarriage.com/wp-content/uploads/2008/10/mat-responses-to-six-consequences-if-prop-8-fails-rev-1-1.pdf

[temeculaguy]

I hate the political threads but I’m jumping in at my own peril because I have decided that prop 8 bothers me on a few levels.

This is just about telling people that they aren’t good enough, that pisses people off. If it was an option and had been one for years, it probably wouldn’t be that prevalent. There was a time that the voters wouldn’t have approved of interacial marriage, times change, most people change, some church people are the last to change.

For the most part, marriage is horrible institution, why should gays be spared the pleasures of divorce, alimony and legal fees. If that’s what they want, have at at, you’ll be sorry but in this country we all have the right to ruin our own lives, who am I to stand in their way. In fact, I’d love to switch with them, let’s have heterosexual civil unions, I’d love to say that to my girlfriend “hey babe, I’d love to marry you, but it is illegal, so until the law changes, we have sex and you get none of my stuff.”

All of the threats from the yes 8 commercial are faulty, the cases of being sued or losing tax exempt status were exceptions. One case in particular was a pavillion, affiliated with a church, that was available for rent to the public for any function except for gay weddings. That example is being used to scare churches. Actual churches can make whatever rules they want but once you rent to the public (outside the church members) you cannot discriminate, with or without this prop. That misleading ad is the biggest reason I’m against it, I hate the lies.

I do have to give credit to the mormons, even though they have supplied more than a third of the funding for yes on 8, they have been vocal about how some of the ads and e-mails are false. This website, mormons for marriage desribes some of the lies being spewed, kudos to them for being honest.

http://www.mormonsformarriage.com/wp-content/uploads/2008/10/mat-responses-to-six-consequences-if-prop-8-fails-rev-1-1.pdf

[temeculaguy]

I hate the political threads but I’m jumping in at my own peril because I have decided that prop 8 bothers me on a few levels.

This is just about telling people that they aren’t good enough, that pisses people off. If it was an option and had been one for years, it probably wouldn’t be that prevalent. There was a time that the voters wouldn’t have approved of interacial marriage, times change, most people change, some church people are the last to change.

For the most part, marriage is horrible institution, why should gays be spared the pleasures of divorce, alimony and legal fees. If that’s what they want, have at at, you’ll be sorry but in this country we all have the right to ruin our own lives, who am I to stand in their way. In fact, I’d love to switch with them, let’s have heterosexual civil unions, I’d love to say that to my girlfriend “hey babe, I’d love to marry you, but it is illegal, so until the law changes, we have sex and you get none of my stuff.”

All of the threats from the yes 8 commercial are faulty, the cases of being sued or losing tax exempt status were exceptions. One case in particular was a pavillion, affiliated with a church, that was available for rent to the public for any function except for gay weddings. That example is being used to scare churches. Actual churches can make whatever rules they want but once you rent to the public (outside the church members) you cannot discriminate, with or without this prop. That misleading ad is the biggest reason I’m against it, I hate the lies.

I do have to give credit to the mormons, even though they have supplied more than a third of the funding for yes on 8, they have been vocal about how some of the ads and e-mails are false. This website, mormons for marriage desribes some of the lies being spewed, kudos to them for being honest.

http://www.mormonsformarriage.com/wp-content/uploads/2008/10/mat-responses-to-six-consequences-if-prop-8-fails-rev-1-1.pdf

[temeculaguy]

We are not talking about those payments. 240k at 6.5% is $1519.96 P&I, tax and ins you are pushing 2k. 50k a year, you have to be kidding me. What is the take home on 50k, 3k a month, nice 2/3 income for housing.

Using bankrate’s qualifying calculator, 48k income (4k/mo) with 60k as a downpayment, 0 car payment, 0 credit cards, 0 debt, you would qualify for a purchase price of $225,857.68 and a loan of 165k.

Welcome to the brave new world of qualifying for loans. 66k income is the minimum to qualify for a 300k purchase price and a 240k loan, that also means no other debt or payments whatsoever. The reality is that most have a few payments here and there and the entry level income is closer to 75k.

[temeculaguy]

We are not talking about those payments. 240k at 6.5% is $1519.96 P&I, tax and ins you are pushing 2k. 50k a year, you have to be kidding me. What is the take home on 50k, 3k a month, nice 2/3 income for housing.

Using bankrate’s qualifying calculator, 48k income (4k/mo) with 60k as a downpayment, 0 car payment, 0 credit cards, 0 debt, you would qualify for a purchase price of $225,857.68 and a loan of 165k.

Welcome to the brave new world of qualifying for loans. 66k income is the minimum to qualify for a 300k purchase price and a 240k loan, that also means no other debt or payments whatsoever. The reality is that most have a few payments here and there and the entry level income is closer to 75k.

[temeculaguy]

We are not talking about those payments. 240k at 6.5% is $1519.96 P&I, tax and ins you are pushing 2k. 50k a year, you have to be kidding me. What is the take home on 50k, 3k a month, nice 2/3 income for housing.

Using bankrate’s qualifying calculator, 48k income (4k/mo) with 60k as a downpayment, 0 car payment, 0 credit cards, 0 debt, you would qualify for a purchase price of $225,857.68 and a loan of 165k.

Welcome to the brave new world of qualifying for loans. 66k income is the minimum to qualify for a 300k purchase price and a 240k loan, that also means no other debt or payments whatsoever. The reality is that most have a few payments here and there and the entry level income is closer to 75k.

[temeculaguy]

We are not talking about those payments. 240k at 6.5% is $1519.96 P&I, tax and ins you are pushing 2k. 50k a year, you have to be kidding me. What is the take home on 50k, 3k a month, nice 2/3 income for housing.

Using bankrate’s qualifying calculator, 48k income (4k/mo) with 60k as a downpayment, 0 car payment, 0 credit cards, 0 debt, you would qualify for a purchase price of $225,857.68 and a loan of 165k.

Welcome to the brave new world of qualifying for loans. 66k income is the minimum to qualify for a 300k purchase price and a 240k loan, that also means no other debt or payments whatsoever. The reality is that most have a few payments here and there and the entry level income is closer to 75k.

[temeculaguy]

We are not talking about those payments. 240k at 6.5% is $1519.96 P&I, tax and ins you are pushing 2k. 50k a year, you have to be kidding me. What is the take home on 50k, 3k a month, nice 2/3 income for housing.

Using bankrate’s qualifying calculator, 48k income (4k/mo) with 60k as a downpayment, 0 car payment, 0 credit cards, 0 debt, you would qualify for a purchase price of $225,857.68 and a loan of 165k.

Welcome to the brave new world of qualifying for loans. 66k income is the minimum to qualify for a 300k purchase price and a 240k loan, that also means no other debt or payments whatsoever. The reality is that most have a few payments here and there and the entry level income is closer to 75k.

[temeculaguy]

SD I am also irritated with the gov’t intervention, the law of unintended consequences is in full swing. I think thier attempt to prop up the market and thwart foreclosures is going to hurt the market and the recovery.

By artificially stopping the repos temporarily and printing money they are driving up interest rates accidentally and reducing sales. Things were going so well before they tried to help. Those foreclosures would have been bought, people would have lower housing costs and would be spending their extra money on those houses. By grabbing ahold of the pendulum and not allowing it to swing to one side, they have eliminated it’s ability to swing back. Most importantly, they have put a lot of people, like myself, back on the sidelines to await the punishment for their good deeds.

My zip code was averaging 50 not’s a week and it has dropped to 6, the lowest in a year. New inventory is trickling in and the brisk sales of a month ago are slowing. The market was on pace to correct itself, good thing they are trying to help so it may take a decade to find the next rally as opposed to two years. My guess is that prices won’t decline as much in this quarter but sales will. Silly me, I thought the gov’t was too busy screwing up other countries to pay attention to this one, Adam Smith is laughing his butt off in his grave right now, when will we ever learn?

I should be having a fantastic week, with cleveland beating the giants last weekend and the chargers beating the patriots, they’ve got me so spun up I am not fully enjoying the season like I should be.

[temeculaguy]

SD I am also irritated with the gov’t intervention, the law of unintended consequences is in full swing. I think thier attempt to prop up the market and thwart foreclosures is going to hurt the market and the recovery.

By artificially stopping the repos temporarily and printing money they are driving up interest rates accidentally and reducing sales. Things were going so well before they tried to help. Those foreclosures would have been bought, people would have lower housing costs and would be spending their extra money on those houses. By grabbing ahold of the pendulum and not allowing it to swing to one side, they have eliminated it’s ability to swing back. Most importantly, they have put a lot of people, like myself, back on the sidelines to await the punishment for their good deeds.

My zip code was averaging 50 not’s a week and it has dropped to 6, the lowest in a year. New inventory is trickling in and the brisk sales of a month ago are slowing. The market was on pace to correct itself, good thing they are trying to help so it may take a decade to find the next rally as opposed to two years. My guess is that prices won’t decline as much in this quarter but sales will. Silly me, I thought the gov’t was too busy screwing up other countries to pay attention to this one, Adam Smith is laughing his butt off in his grave right now, when will we ever learn?

I should be having a fantastic week, with cleveland beating the giants last weekend and the chargers beating the patriots, they’ve got me so spun up I am not fully enjoying the season like I should be.

[temeculaguy]

SD I am also irritated with the gov’t intervention, the law of unintended consequences is in full swing. I think thier attempt to prop up the market and thwart foreclosures is going to hurt the market and the recovery.

By artificially stopping the repos temporarily and printing money they are driving up interest rates accidentally and reducing sales. Things were going so well before they tried to help. Those foreclosures would have been bought, people would have lower housing costs and would be spending their extra money on those houses. By grabbing ahold of the pendulum and not allowing it to swing to one side, they have eliminated it’s ability to swing back. Most importantly, they have put a lot of people, like myself, back on the sidelines to await the punishment for their good deeds.

My zip code was averaging 50 not’s a week and it has dropped to 6, the lowest in a year. New inventory is trickling in and the brisk sales of a month ago are slowing. The market was on pace to correct itself, good thing they are trying to help so it may take a decade to find the next rally as opposed to two years. My guess is that prices won’t decline as much in this quarter but sales will. Silly me, I thought the gov’t was too busy screwing up other countries to pay attention to this one, Adam Smith is laughing his butt off in his grave right now, when will we ever learn?

I should be having a fantastic week, with cleveland beating the giants last weekend and the chargers beating the patriots, they’ve got me so spun up I am not fully enjoying the season like I should be.

[temeculaguy]

SD I am also irritated with the gov’t intervention, the law of unintended consequences is in full swing. I think thier attempt to prop up the market and thwart foreclosures is going to hurt the market and the recovery.

By artificially stopping the repos temporarily and printing money they are driving up interest rates accidentally and reducing sales. Things were going so well before they tried to help. Those foreclosures would have been bought, people would have lower housing costs and would be spending their extra money on those houses. By grabbing ahold of the pendulum and not allowing it to swing to one side, they have eliminated it’s ability to swing back. Most importantly, they have put a lot of people, like myself, back on the sidelines to await the punishment for their good deeds.

My zip code was averaging 50 not’s a week and it has dropped to 6, the lowest in a year. New inventory is trickling in and the brisk sales of a month ago are slowing. The market was on pace to correct itself, good thing they are trying to help so it may take a decade to find the next rally as opposed to two years. My guess is that prices won’t decline as much in this quarter but sales will. Silly me, I thought the gov’t was too busy screwing up other countries to pay attention to this one, Adam Smith is laughing his butt off in his grave right now, when will we ever learn?

I should be having a fantastic week, with cleveland beating the giants last weekend and the chargers beating the patriots, they’ve got me so spun up I am not fully enjoying the season like I should be.

[temeculaguy]

SD I am also irritated with the gov’t intervention, the law of unintended consequences is in full swing. I think thier attempt to prop up the market and thwart foreclosures is going to hurt the market and the recovery.

By artificially stopping the repos temporarily and printing money they are driving up interest rates accidentally and reducing sales. Things were going so well before they tried to help. Those foreclosures would have been bought, people would have lower housing costs and would be spending their extra money on those houses. By grabbing ahold of the pendulum and not allowing it to swing to one side, they have eliminated it’s ability to swing back. Most importantly, they have put a lot of people, like myself, back on the sidelines to await the punishment for their good deeds.

My zip code was averaging 50 not’s a week and it has dropped to 6, the lowest in a year. New inventory is trickling in and the brisk sales of a month ago are slowing. The market was on pace to correct itself, good thing they are trying to help so it may take a decade to find the next rally as opposed to two years. My guess is that prices won’t decline as much in this quarter but sales will. Silly me, I thought the gov’t was too busy screwing up other countries to pay attention to this one, Adam Smith is laughing his butt off in his grave right now, when will we ever learn?

I should be having a fantastic week, with cleveland beating the giants last weekend and the chargers beating the patriots, they’ve got me so spun up I am not fully enjoying the season like I should be.

[temeculaguy]

the greatest ad for the jaguar, at one minute and 13 seconds the jaguar ad starts, it’s hilarious.

http://uk.youtube.com/watch?v=b_ArDB7AJAI&eurl=

[Author]

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