[temeculaguy]

Can I retract my statement about sending the kids to public school, at the time I said that, the details about the special needs hadn’t been mentioned. In retrospect, the rest of the advice still stands, perhaps more so. Your wife needs you alive and working, she also needs you contributing more than just financially, her days may be harder than yours if you think about it, she needs wine too. Work less, refi to 30, and do more dad stuff. This will also give you the physical ability and the time for a little lovin with the wifey, another stress reliever and a vital component to a happy marriage, always keep the home fire stoked.

The cigar comment isn’t a flippant hedonistic remark that I am known to make, it is serious. The negative health effects of a cigar a few times a week are outweighed by the benefits. Cigars are not like cigarettes, you can’t have them while doing something else. After dropping ten bucks on a good stick, you are forced to spend thirty minutes outside just sitting, thinking and relaxing. It is one of the great unknown health secrets because it forces you to push the “reset” button on life. George Burns, Sinatra, Milton Berle, Castro, all iconic cigar men and all lived past 80 despite lifestyles that most would consider hazardous to one’s health. If you see someone and they always seem to have a cigar in hand, expect to keep seeing them.

Thanks xbox and carlsbad on the props, I was on my third glass of wine when I wrote it. I took your advice and reread it myself, It kinda scares me that I make more sense when I’m drinking.

sdr, the cookie joke was something I saw on a t-shirt, it seemed fitting

http://www.davidandgoliathtees.com/index.php?mode=DETAIL&parent=SRCH&pid=7951&page=1&perpage=16

[temeculaguy]

Can I retract my statement about sending the kids to public school, at the time I said that, the details about the special needs hadn’t been mentioned. In retrospect, the rest of the advice still stands, perhaps more so. Your wife needs you alive and working, she also needs you contributing more than just financially, her days may be harder than yours if you think about it, she needs wine too. Work less, refi to 30, and do more dad stuff. This will also give you the physical ability and the time for a little lovin with the wifey, another stress reliever and a vital component to a happy marriage, always keep the home fire stoked.

The cigar comment isn’t a flippant hedonistic remark that I am known to make, it is serious. The negative health effects of a cigar a few times a week are outweighed by the benefits. Cigars are not like cigarettes, you can’t have them while doing something else. After dropping ten bucks on a good stick, you are forced to spend thirty minutes outside just sitting, thinking and relaxing. It is one of the great unknown health secrets because it forces you to push the “reset” button on life. George Burns, Sinatra, Milton Berle, Castro, all iconic cigar men and all lived past 80 despite lifestyles that most would consider hazardous to one’s health. If you see someone and they always seem to have a cigar in hand, expect to keep seeing them.

Thanks xbox and carlsbad on the props, I was on my third glass of wine when I wrote it. I took your advice and reread it myself, It kinda scares me that I make more sense when I’m drinking.

sdr, the cookie joke was something I saw on a t-shirt, it seemed fitting

http://www.davidandgoliathtees.com/index.php?mode=DETAIL&parent=SRCH&pid=7951&page=1&perpage=16

[temeculaguy]

Can I retract my statement about sending the kids to public school, at the time I said that, the details about the special needs hadn’t been mentioned. In retrospect, the rest of the advice still stands, perhaps more so. Your wife needs you alive and working, she also needs you contributing more than just financially, her days may be harder than yours if you think about it, she needs wine too. Work less, refi to 30, and do more dad stuff. This will also give you the physical ability and the time for a little lovin with the wifey, another stress reliever and a vital component to a happy marriage, always keep the home fire stoked.

The cigar comment isn’t a flippant hedonistic remark that I am known to make, it is serious. The negative health effects of a cigar a few times a week are outweighed by the benefits. Cigars are not like cigarettes, you can’t have them while doing something else. After dropping ten bucks on a good stick, you are forced to spend thirty minutes outside just sitting, thinking and relaxing. It is one of the great unknown health secrets because it forces you to push the “reset” button on life. George Burns, Sinatra, Milton Berle, Castro, all iconic cigar men and all lived past 80 despite lifestyles that most would consider hazardous to one’s health. If you see someone and they always seem to have a cigar in hand, expect to keep seeing them.

Thanks xbox and carlsbad on the props, I was on my third glass of wine when I wrote it. I took your advice and reread it myself, It kinda scares me that I make more sense when I’m drinking.

sdr, the cookie joke was something I saw on a t-shirt, it seemed fitting

http://www.davidandgoliathtees.com/index.php?mode=DETAIL&parent=SRCH&pid=7951&page=1&perpage=16

[temeculaguy]

Can I retract my statement about sending the kids to public school, at the time I said that, the details about the special needs hadn’t been mentioned. In retrospect, the rest of the advice still stands, perhaps more so. Your wife needs you alive and working, she also needs you contributing more than just financially, her days may be harder than yours if you think about it, she needs wine too. Work less, refi to 30, and do more dad stuff. This will also give you the physical ability and the time for a little lovin with the wifey, another stress reliever and a vital component to a happy marriage, always keep the home fire stoked.

The cigar comment isn’t a flippant hedonistic remark that I am known to make, it is serious. The negative health effects of a cigar a few times a week are outweighed by the benefits. Cigars are not like cigarettes, you can’t have them while doing something else. After dropping ten bucks on a good stick, you are forced to spend thirty minutes outside just sitting, thinking and relaxing. It is one of the great unknown health secrets because it forces you to push the “reset” button on life. George Burns, Sinatra, Milton Berle, Castro, all iconic cigar men and all lived past 80 despite lifestyles that most would consider hazardous to one’s health. If you see someone and they always seem to have a cigar in hand, expect to keep seeing them.

Thanks xbox and carlsbad on the props, I was on my third glass of wine when I wrote it. I took your advice and reread it myself, It kinda scares me that I make more sense when I’m drinking.

sdr, the cookie joke was something I saw on a t-shirt, it seemed fitting

http://www.davidandgoliathtees.com/index.php?mode=DETAIL&parent=SRCH&pid=7951&page=1&perpage=16

[temeculaguy]

You just took too big a bite from the apple, don’t blame the apple. 420k for 30 at 5% is $2250 P&I. Get in contact with HLS, have him monitor the intraday rates and refi to 30 like the rest of the world. At your current accelerated rate of paying off your mortgage you are accelerating your date with your maker. It’s o.k. to take it slow, financing less than 2x your income is fine in a market like carlsbad and you will live more comfortably, owning outright by 50 is obvious too lofty a goal so modify your goal, perhaps you will live past 50. With your income you are going to be paying full boat for the kids college so invest some of the savings from your new mortgage into an education roth, spend less time at work and more time drinking wine, smoking cigars and watching internet porn, all three work wonders on your blood pressure. For gods sake send those kids to public school, you already bought a house in one of the best school districts in the world, at least 20% of your value is because of the schools, take advantage of it. You remind me of richard gere in pretty woman who pays for the penthouse but is afraid of heights and wont go on the balcony.

Look at your numbers, they are enviable. I am 41 and i just took out a 30 year mortgage, I have two kids that will both be in college within 6 years, I make half what you do but my mortgage is more than half of what yours will be if you refi and I feel like I won the lottery while you are a bundle of nerves. Literally dozens if not hundreds of readers live vicariously through me and you can beat me and make me look stupid, so do it, get off the treadmill already and enjoy your time on the planet. Perhaps my view is skewed, I didn’t knock down an 18 hour shift to come home to the home schooler wife, I smoked an arturo fuente don carlos and opened a bottle of cab, saw that the celtics and the cavaliers lost and if I checked my blood pressure it would be 120/80 at worst. Find balance in your balance sheet, come to the dark side, we have cookies.

[temeculaguy]

You just took too big a bite from the apple, don’t blame the apple. 420k for 30 at 5% is $2250 P&I. Get in contact with HLS, have him monitor the intraday rates and refi to 30 like the rest of the world. At your current accelerated rate of paying off your mortgage you are accelerating your date with your maker. It’s o.k. to take it slow, financing less than 2x your income is fine in a market like carlsbad and you will live more comfortably, owning outright by 50 is obvious too lofty a goal so modify your goal, perhaps you will live past 50. With your income you are going to be paying full boat for the kids college so invest some of the savings from your new mortgage into an education roth, spend less time at work and more time drinking wine, smoking cigars and watching internet porn, all three work wonders on your blood pressure. For gods sake send those kids to public school, you already bought a house in one of the best school districts in the world, at least 20% of your value is because of the schools, take advantage of it. You remind me of richard gere in pretty woman who pays for the penthouse but is afraid of heights and wont go on the balcony.

Look at your numbers, they are enviable. I am 41 and i just took out a 30 year mortgage, I have two kids that will both be in college within 6 years, I make half what you do but my mortgage is more than half of what yours will be if you refi and I feel like I won the lottery while you are a bundle of nerves. Literally dozens if not hundreds of readers live vicariously through me and you can beat me and make me look stupid, so do it, get off the treadmill already and enjoy your time on the planet. Perhaps my view is skewed, I didn’t knock down an 18 hour shift to come home to the home schooler wife, I smoked an arturo fuente don carlos and opened a bottle of cab, saw that the celtics and the cavaliers lost and if I checked my blood pressure it would be 120/80 at worst. Find balance in your balance sheet, come to the dark side, we have cookies.

[temeculaguy]

You just took too big a bite from the apple, don’t blame the apple. 420k for 30 at 5% is $2250 P&I. Get in contact with HLS, have him monitor the intraday rates and refi to 30 like the rest of the world. At your current accelerated rate of paying off your mortgage you are accelerating your date with your maker. It’s o.k. to take it slow, financing less than 2x your income is fine in a market like carlsbad and you will live more comfortably, owning outright by 50 is obvious too lofty a goal so modify your goal, perhaps you will live past 50. With your income you are going to be paying full boat for the kids college so invest some of the savings from your new mortgage into an education roth, spend less time at work and more time drinking wine, smoking cigars and watching internet porn, all three work wonders on your blood pressure. For gods sake send those kids to public school, you already bought a house in one of the best school districts in the world, at least 20% of your value is because of the schools, take advantage of it. You remind me of richard gere in pretty woman who pays for the penthouse but is afraid of heights and wont go on the balcony.

Look at your numbers, they are enviable. I am 41 and i just took out a 30 year mortgage, I have two kids that will both be in college within 6 years, I make half what you do but my mortgage is more than half of what yours will be if you refi and I feel like I won the lottery while you are a bundle of nerves. Literally dozens if not hundreds of readers live vicariously through me and you can beat me and make me look stupid, so do it, get off the treadmill already and enjoy your time on the planet. Perhaps my view is skewed, I didn’t knock down an 18 hour shift to come home to the home schooler wife, I smoked an arturo fuente don carlos and opened a bottle of cab, saw that the celtics and the cavaliers lost and if I checked my blood pressure it would be 120/80 at worst. Find balance in your balance sheet, come to the dark side, we have cookies.

[temeculaguy]

You just took too big a bite from the apple, don’t blame the apple. 420k for 30 at 5% is $2250 P&I. Get in contact with HLS, have him monitor the intraday rates and refi to 30 like the rest of the world. At your current accelerated rate of paying off your mortgage you are accelerating your date with your maker. It’s o.k. to take it slow, financing less than 2x your income is fine in a market like carlsbad and you will live more comfortably, owning outright by 50 is obvious too lofty a goal so modify your goal, perhaps you will live past 50. With your income you are going to be paying full boat for the kids college so invest some of the savings from your new mortgage into an education roth, spend less time at work and more time drinking wine, smoking cigars and watching internet porn, all three work wonders on your blood pressure. For gods sake send those kids to public school, you already bought a house in one of the best school districts in the world, at least 20% of your value is because of the schools, take advantage of it. You remind me of richard gere in pretty woman who pays for the penthouse but is afraid of heights and wont go on the balcony.

Look at your numbers, they are enviable. I am 41 and i just took out a 30 year mortgage, I have two kids that will both be in college within 6 years, I make half what you do but my mortgage is more than half of what yours will be if you refi and I feel like I won the lottery while you are a bundle of nerves. Literally dozens if not hundreds of readers live vicariously through me and you can beat me and make me look stupid, so do it, get off the treadmill already and enjoy your time on the planet. Perhaps my view is skewed, I didn’t knock down an 18 hour shift to come home to the home schooler wife, I smoked an arturo fuente don carlos and opened a bottle of cab, saw that the celtics and the cavaliers lost and if I checked my blood pressure it would be 120/80 at worst. Find balance in your balance sheet, come to the dark side, we have cookies.

[temeculaguy]

You just took too big a bite from the apple, don’t blame the apple. 420k for 30 at 5% is $2250 P&I. Get in contact with HLS, have him monitor the intraday rates and refi to 30 like the rest of the world. At your current accelerated rate of paying off your mortgage you are accelerating your date with your maker. It’s o.k. to take it slow, financing less than 2x your income is fine in a market like carlsbad and you will live more comfortably, owning outright by 50 is obvious too lofty a goal so modify your goal, perhaps you will live past 50. With your income you are going to be paying full boat for the kids college so invest some of the savings from your new mortgage into an education roth, spend less time at work and more time drinking wine, smoking cigars and watching internet porn, all three work wonders on your blood pressure. For gods sake send those kids to public school, you already bought a house in one of the best school districts in the world, at least 20% of your value is because of the schools, take advantage of it. You remind me of richard gere in pretty woman who pays for the penthouse but is afraid of heights and wont go on the balcony.

Look at your numbers, they are enviable. I am 41 and i just took out a 30 year mortgage, I have two kids that will both be in college within 6 years, I make half what you do but my mortgage is more than half of what yours will be if you refi and I feel like I won the lottery while you are a bundle of nerves. Literally dozens if not hundreds of readers live vicariously through me and you can beat me and make me look stupid, so do it, get off the treadmill already and enjoy your time on the planet. Perhaps my view is skewed, I didn’t knock down an 18 hour shift to come home to the home schooler wife, I smoked an arturo fuente don carlos and opened a bottle of cab, saw that the celtics and the cavaliers lost and if I checked my blood pressure it would be 120/80 at worst. Find balance in your balance sheet, come to the dark side, we have cookies.

[temeculaguy]

Well, they pulled it off, Lt and Gates have mystery injury status, I’m having a bit of deja vu with regard to that but they backed in and unfortunately have to play the other “most dangerous hot team.” It still feels good because it’s killing the patriot fans, that their 11-5 record wasn’t good enough and SD gets to host with an 8-8, karma sucks. Props to SD realtor for calling this exact scenario at their darkest hour. I love the Chargers but Norv is still at the helm so I can’t get past my reservations. It’s like dating a chick who used to be in porn, you can talk yourself into the fact that she isn’t in it anymore but in the back of your mind you still are thinking, this will never be condom free.

Allan, good news, Al Davis missed his 1st game in 29 years due to health problems, and your raiders look good, it’s the perfect storm fr a new coach if Davis were to decide now is the time to take a less active role. I’m also with you on singletary, he was the best at reading opposing offences as a player, it appears to translate into play calling and coaching, even though I am not a fan of the team, football is better because he is involved. they better sign him quick, Jerry Jones will be looking for a coach and doesn’t mind paying for one.

This is the best time of the year, football is culminating and basketball is in full swing, thank god for the DVR. Chargers in the playoffs and the lakers are on fire. From the day the NBA finals are over until football starts, it’s horrible, I watch nothing. Until baseball institutes a salary cap, I’ll continue to take summers off from sports. Half the teams in MLB including the padres pay their entire roster what the yankees pay 3 players, in fact the yanks payroll of 207 mil is equal to the total of seven teams combined and triple that of the padres.

[temeculaguy]

Well, they pulled it off, Lt and Gates have mystery injury status, I’m having a bit of deja vu with regard to that but they backed in and unfortunately have to play the other “most dangerous hot team.” It still feels good because it’s killing the patriot fans, that their 11-5 record wasn’t good enough and SD gets to host with an 8-8, karma sucks. Props to SD realtor for calling this exact scenario at their darkest hour. I love the Chargers but Norv is still at the helm so I can’t get past my reservations. It’s like dating a chick who used to be in porn, you can talk yourself into the fact that she isn’t in it anymore but in the back of your mind you still are thinking, this will never be condom free.

Allan, good news, Al Davis missed his 1st game in 29 years due to health problems, and your raiders look good, it’s the perfect storm fr a new coach if Davis were to decide now is the time to take a less active role. I’m also with you on singletary, he was the best at reading opposing offences as a player, it appears to translate into play calling and coaching, even though I am not a fan of the team, football is better because he is involved. they better sign him quick, Jerry Jones will be looking for a coach and doesn’t mind paying for one.

This is the best time of the year, football is culminating and basketball is in full swing, thank god for the DVR. Chargers in the playoffs and the lakers are on fire. From the day the NBA finals are over until football starts, it’s horrible, I watch nothing. Until baseball institutes a salary cap, I’ll continue to take summers off from sports. Half the teams in MLB including the padres pay their entire roster what the yankees pay 3 players, in fact the yanks payroll of 207 mil is equal to the total of seven teams combined and triple that of the padres.

[temeculaguy]

Well, they pulled it off, Lt and Gates have mystery injury status, I’m having a bit of deja vu with regard to that but they backed in and unfortunately have to play the other “most dangerous hot team.” It still feels good because it’s killing the patriot fans, that their 11-5 record wasn’t good enough and SD gets to host with an 8-8, karma sucks. Props to SD realtor for calling this exact scenario at their darkest hour. I love the Chargers but Norv is still at the helm so I can’t get past my reservations. It’s like dating a chick who used to be in porn, you can talk yourself into the fact that she isn’t in it anymore but in the back of your mind you still are thinking, this will never be condom free.

Allan, good news, Al Davis missed his 1st game in 29 years due to health problems, and your raiders look good, it’s the perfect storm fr a new coach if Davis were to decide now is the time to take a less active role. I’m also with you on singletary, he was the best at reading opposing offences as a player, it appears to translate into play calling and coaching, even though I am not a fan of the team, football is better because he is involved. they better sign him quick, Jerry Jones will be looking for a coach and doesn’t mind paying for one.

This is the best time of the year, football is culminating and basketball is in full swing, thank god for the DVR. Chargers in the playoffs and the lakers are on fire. From the day the NBA finals are over until football starts, it’s horrible, I watch nothing. Until baseball institutes a salary cap, I’ll continue to take summers off from sports. Half the teams in MLB including the padres pay their entire roster what the yankees pay 3 players, in fact the yanks payroll of 207 mil is equal to the total of seven teams combined and triple that of the padres.

[temeculaguy]

Well, they pulled it off, Lt and Gates have mystery injury status, I’m having a bit of deja vu with regard to that but they backed in and unfortunately have to play the other “most dangerous hot team.” It still feels good because it’s killing the patriot fans, that their 11-5 record wasn’t good enough and SD gets to host with an 8-8, karma sucks. Props to SD realtor for calling this exact scenario at their darkest hour. I love the Chargers but Norv is still at the helm so I can’t get past my reservations. It’s like dating a chick who used to be in porn, you can talk yourself into the fact that she isn’t in it anymore but in the back of your mind you still are thinking, this will never be condom free.

Allan, good news, Al Davis missed his 1st game in 29 years due to health problems, and your raiders look good, it’s the perfect storm fr a new coach if Davis were to decide now is the time to take a less active role. I’m also with you on singletary, he was the best at reading opposing offences as a player, it appears to translate into play calling and coaching, even though I am not a fan of the team, football is better because he is involved. they better sign him quick, Jerry Jones will be looking for a coach and doesn’t mind paying for one.

This is the best time of the year, football is culminating and basketball is in full swing, thank god for the DVR. Chargers in the playoffs and the lakers are on fire. From the day the NBA finals are over until football starts, it’s horrible, I watch nothing. Until baseball institutes a salary cap, I’ll continue to take summers off from sports. Half the teams in MLB including the padres pay their entire roster what the yankees pay 3 players, in fact the yanks payroll of 207 mil is equal to the total of seven teams combined and triple that of the padres.

[temeculaguy]

Well, they pulled it off, Lt and Gates have mystery injury status, I’m having a bit of deja vu with regard to that but they backed in and unfortunately have to play the other “most dangerous hot team.” It still feels good because it’s killing the patriot fans, that their 11-5 record wasn’t good enough and SD gets to host with an 8-8, karma sucks. Props to SD realtor for calling this exact scenario at their darkest hour. I love the Chargers but Norv is still at the helm so I can’t get past my reservations. It’s like dating a chick who used to be in porn, you can talk yourself into the fact that she isn’t in it anymore but in the back of your mind you still are thinking, this will never be condom free.

Allan, good news, Al Davis missed his 1st game in 29 years due to health problems, and your raiders look good, it’s the perfect storm fr a new coach if Davis were to decide now is the time to take a less active role. I’m also with you on singletary, he was the best at reading opposing offences as a player, it appears to translate into play calling and coaching, even though I am not a fan of the team, football is better because he is involved. they better sign him quick, Jerry Jones will be looking for a coach and doesn’t mind paying for one.

This is the best time of the year, football is culminating and basketball is in full swing, thank god for the DVR. Chargers in the playoffs and the lakers are on fire. From the day the NBA finals are over until football starts, it’s horrible, I watch nothing. Until baseball institutes a salary cap, I’ll continue to take summers off from sports. Half the teams in MLB including the padres pay their entire roster what the yankees pay 3 players, in fact the yanks payroll of 207 mil is equal to the total of seven teams combined and triple that of the padres.

[temeculaguy]

Just playing Al, btw I was reading the bill Simmons mailbag on espn and that was one of the topics, it made me think of you. I was wrong, she lived to 103. I was starting to get on their bandwagon and then he fired Kiffin, if history prevails, Kiffin will now go on to win a ring with another team. I think the niners found their savior in Singletary, I just think that if Al finds the right coach, he will fire him. There is one silver lining, the fact that no west coast NFL team has a winning record has turned me into a huge NBA fan. The influx of all the euro and asian players has changed the style and made the game more exciting (only about half the lakers grew up in the USA). Beating the celtics on Christmas was awesome.

[Author]

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