[temeculaguy]

Can he buy a television with the money? How does he watch sports?

O.K. here’s a happy alternative, it has a financial angle but it’s more about attention and it sprinkles in some peer pressure. You have to pick the reward based on your own kid and what they and their friends enjoy. Let’s say your kid likes a particular activity (amusement park, paintball, padre game, manicure/pedicure, etc.), you make a deal with them that they can take a friend or two or three (depending on if they have one good friend or two, etc. whatever their posse consists of), if they get straight A’s, you will take and pay for their friends to go to that activity. You let this deal be known throughout the semester to their friends by casually bringing it up at times. Now their friends encourage them because they have a vested interest, they get a chance at being the hero, if they reach their goal they get the praise from their peers, for teenagers it’s as important as your praise. At some point during the activity or day, raise your soda cup and toast your kid with their friends for making the day possible for everyone. You were probably going to do that activity anyway, but now it gets a little meaning.

Maybe it motivates them, maybe it doesn’t. I do know one thing, I love getting a pedicure and as a heterosexual middle aged man there are limited opportunities so I root for her to pull a 4.0 along with her pals. Last night we confirmed online that she nailed it and I made the appointment, woohooo! Spa Takeover!!

[temeculaguy]

Can he buy a television with the money? How does he watch sports?

O.K. here’s a happy alternative, it has a financial angle but it’s more about attention and it sprinkles in some peer pressure. You have to pick the reward based on your own kid and what they and their friends enjoy. Let’s say your kid likes a particular activity (amusement park, paintball, padre game, manicure/pedicure, etc.), you make a deal with them that they can take a friend or two or three (depending on if they have one good friend or two, etc. whatever their posse consists of), if they get straight A’s, you will take and pay for their friends to go to that activity. You let this deal be known throughout the semester to their friends by casually bringing it up at times. Now their friends encourage them because they have a vested interest, they get a chance at being the hero, if they reach their goal they get the praise from their peers, for teenagers it’s as important as your praise. At some point during the activity or day, raise your soda cup and toast your kid with their friends for making the day possible for everyone. You were probably going to do that activity anyway, but now it gets a little meaning.

Maybe it motivates them, maybe it doesn’t. I do know one thing, I love getting a pedicure and as a heterosexual middle aged man there are limited opportunities so I root for her to pull a 4.0 along with her pals. Last night we confirmed online that she nailed it and I made the appointment, woohooo! Spa Takeover!!

[temeculaguy]

Can he buy a television with the money? How does he watch sports?

O.K. here’s a happy alternative, it has a financial angle but it’s more about attention and it sprinkles in some peer pressure. You have to pick the reward based on your own kid and what they and their friends enjoy. Let’s say your kid likes a particular activity (amusement park, paintball, padre game, manicure/pedicure, etc.), you make a deal with them that they can take a friend or two or three (depending on if they have one good friend or two, etc. whatever their posse consists of), if they get straight A’s, you will take and pay for their friends to go to that activity. You let this deal be known throughout the semester to their friends by casually bringing it up at times. Now their friends encourage them because they have a vested interest, they get a chance at being the hero, if they reach their goal they get the praise from their peers, for teenagers it’s as important as your praise. At some point during the activity or day, raise your soda cup and toast your kid with their friends for making the day possible for everyone. You were probably going to do that activity anyway, but now it gets a little meaning.

Maybe it motivates them, maybe it doesn’t. I do know one thing, I love getting a pedicure and as a heterosexual middle aged man there are limited opportunities so I root for her to pull a 4.0 along with her pals. Last night we confirmed online that she nailed it and I made the appointment, woohooo! Spa Takeover!!

[temeculaguy]

Can he buy a television with the money? How does he watch sports?

O.K. here’s a happy alternative, it has a financial angle but it’s more about attention and it sprinkles in some peer pressure. You have to pick the reward based on your own kid and what they and their friends enjoy. Let’s say your kid likes a particular activity (amusement park, paintball, padre game, manicure/pedicure, etc.), you make a deal with them that they can take a friend or two or three (depending on if they have one good friend or two, etc. whatever their posse consists of), if they get straight A’s, you will take and pay for their friends to go to that activity. You let this deal be known throughout the semester to their friends by casually bringing it up at times. Now their friends encourage them because they have a vested interest, they get a chance at being the hero, if they reach their goal they get the praise from their peers, for teenagers it’s as important as your praise. At some point during the activity or day, raise your soda cup and toast your kid with their friends for making the day possible for everyone. You were probably going to do that activity anyway, but now it gets a little meaning.

Maybe it motivates them, maybe it doesn’t. I do know one thing, I love getting a pedicure and as a heterosexual middle aged man there are limited opportunities so I root for her to pull a 4.0 along with her pals. Last night we confirmed online that she nailed it and I made the appointment, woohooo! Spa Takeover!!

[temeculaguy]

eclipxe, I love you like a son, but don’t do this. Let’s not ignite the confederate/union fights on the boards again, it’s been so peaceful here. I’m in such a different place emotionally, I have a working relationship with our staunchest detractors. Follow my lead, find peace, make peace, find love, make love, know you are right, know you are happy, root for our brothers and sisters in the resistant north county coastal markets to get theirs, use lots of commas, get a cigar, go wine tasting and enjoy the sunshine and the fact the lakers are up 3-1.

Does a teaching hospital help an area, of course it does, I’ll raise my glass and toast that none of us have to use it, I was going to raise my glass anyways so why not.

I agree with paramount, the stall on the big hospital seems indefinate, which sucks.

[temeculaguy]

eclipxe, I love you like a son, but don’t do this. Let’s not ignite the confederate/union fights on the boards again, it’s been so peaceful here. I’m in such a different place emotionally, I have a working relationship with our staunchest detractors. Follow my lead, find peace, make peace, find love, make love, know you are right, know you are happy, root for our brothers and sisters in the resistant north county coastal markets to get theirs, use lots of commas, get a cigar, go wine tasting and enjoy the sunshine and the fact the lakers are up 3-1.

Does a teaching hospital help an area, of course it does, I’ll raise my glass and toast that none of us have to use it, I was going to raise my glass anyways so why not.

I agree with paramount, the stall on the big hospital seems indefinate, which sucks.

[temeculaguy]

eclipxe, I love you like a son, but don’t do this. Let’s not ignite the confederate/union fights on the boards again, it’s been so peaceful here. I’m in such a different place emotionally, I have a working relationship with our staunchest detractors. Follow my lead, find peace, make peace, find love, make love, know you are right, know you are happy, root for our brothers and sisters in the resistant north county coastal markets to get theirs, use lots of commas, get a cigar, go wine tasting and enjoy the sunshine and the fact the lakers are up 3-1.

Does a teaching hospital help an area, of course it does, I’ll raise my glass and toast that none of us have to use it, I was going to raise my glass anyways so why not.

I agree with paramount, the stall on the big hospital seems indefinate, which sucks.

[temeculaguy]

eclipxe, I love you like a son, but don’t do this. Let’s not ignite the confederate/union fights on the boards again, it’s been so peaceful here. I’m in such a different place emotionally, I have a working relationship with our staunchest detractors. Follow my lead, find peace, make peace, find love, make love, know you are right, know you are happy, root for our brothers and sisters in the resistant north county coastal markets to get theirs, use lots of commas, get a cigar, go wine tasting and enjoy the sunshine and the fact the lakers are up 3-1.

Does a teaching hospital help an area, of course it does, I’ll raise my glass and toast that none of us have to use it, I was going to raise my glass anyways so why not.

I agree with paramount, the stall on the big hospital seems indefinate, which sucks.

[temeculaguy]

eclipxe, I love you like a son, but don’t do this. Let’s not ignite the confederate/union fights on the boards again, it’s been so peaceful here. I’m in such a different place emotionally, I have a working relationship with our staunchest detractors. Follow my lead, find peace, make peace, find love, make love, know you are right, know you are happy, root for our brothers and sisters in the resistant north county coastal markets to get theirs, use lots of commas, get a cigar, go wine tasting and enjoy the sunshine and the fact the lakers are up 3-1.

Does a teaching hospital help an area, of course it does, I’ll raise my glass and toast that none of us have to use it, I was going to raise my glass anyways so why not.

I agree with paramount, the stall on the big hospital seems indefinate, which sucks.

[temeculaguy]

Schiff said a lot of things during those years, I read and watched him for years. In the case of R/E he was right, in credit and the financials he was right. But before you declare hims the next Kobe (what a game tonight, D-Fish is a god and I was right about Ariza but Sd Realtor was right about Farmar, sorry back to my comment) Schiff was wrong a lot too. He owns/runs euro pac capital, and he was pimping euro and asian investments as a safe haven from our bubble. Roubini was the one that often said that the u.s. would drag the rest of the world with it, Schiff thought they would go up or remain stable while we fell.

Here is an article about Schiff’s other predictions

http://www.erictyson.com/articles/20090213

and one from mish’s blog

http://globaleconomicanalysis.blogspot.com/2009/01/peter-schiff-was-wrong.html

he predicted in may of 2008 that right now we would have $150-$200 oil, 1200-1500 gold, the dollar would lose 50% and commodities would do well.

Bloggers and articles in the msm cite 40-70% losses for people who invested with europac and followed his advice.

So he got one or two right and not others, hell I do that at the blackjack table and the singles bar, but I know I don’t have a crystal ball. A few months ago I posted a few stocks I was contemplating, they are all up and half of them are up 500%, I’m a knucklehead throwing darts and I beat the crap out of Schiff, what does that tell you.

Is he a smart guy, yes, he is. Did some of his predictions come true, yes, some did, but I was tuned in back in 2006 and 2007 and he wasn’t the only one that saw it, but he gets credit for sticking his neck out. Was he right about where you should put your money, no, sorry, he made an educated guess and he was wrong. He’s no Kobe, he’s more of a Sasha Vujacic, he throws up a lot of 3 point shots, misses most of them, but he’s fun to watch and when he hits it’s cool, but with the game on the line, don’t give him the ball.

[temeculaguy]

Schiff said a lot of things during those years, I read and watched him for years. In the case of R/E he was right, in credit and the financials he was right. But before you declare hims the next Kobe (what a game tonight, D-Fish is a god and I was right about Ariza but Sd Realtor was right about Farmar, sorry back to my comment) Schiff was wrong a lot too. He owns/runs euro pac capital, and he was pimping euro and asian investments as a safe haven from our bubble. Roubini was the one that often said that the u.s. would drag the rest of the world with it, Schiff thought they would go up or remain stable while we fell.

Here is an article about Schiff’s other predictions

http://www.erictyson.com/articles/20090213

and one from mish’s blog

http://globaleconomicanalysis.blogspot.com/2009/01/peter-schiff-was-wrong.html

he predicted in may of 2008 that right now we would have $150-$200 oil, 1200-1500 gold, the dollar would lose 50% and commodities would do well.

Bloggers and articles in the msm cite 40-70% losses for people who invested with europac and followed his advice.

So he got one or two right and not others, hell I do that at the blackjack table and the singles bar, but I know I don’t have a crystal ball. A few months ago I posted a few stocks I was contemplating, they are all up and half of them are up 500%, I’m a knucklehead throwing darts and I beat the crap out of Schiff, what does that tell you.

Is he a smart guy, yes, he is. Did some of his predictions come true, yes, some did, but I was tuned in back in 2006 and 2007 and he wasn’t the only one that saw it, but he gets credit for sticking his neck out. Was he right about where you should put your money, no, sorry, he made an educated guess and he was wrong. He’s no Kobe, he’s more of a Sasha Vujacic, he throws up a lot of 3 point shots, misses most of them, but he’s fun to watch and when he hits it’s cool, but with the game on the line, don’t give him the ball.

[temeculaguy]

Schiff said a lot of things during those years, I read and watched him for years. In the case of R/E he was right, in credit and the financials he was right. But before you declare hims the next Kobe (what a game tonight, D-Fish is a god and I was right about Ariza but Sd Realtor was right about Farmar, sorry back to my comment) Schiff was wrong a lot too. He owns/runs euro pac capital, and he was pimping euro and asian investments as a safe haven from our bubble. Roubini was the one that often said that the u.s. would drag the rest of the world with it, Schiff thought they would go up or remain stable while we fell.

Here is an article about Schiff’s other predictions

http://www.erictyson.com/articles/20090213

and one from mish’s blog

http://globaleconomicanalysis.blogspot.com/2009/01/peter-schiff-was-wrong.html

he predicted in may of 2008 that right now we would have $150-$200 oil, 1200-1500 gold, the dollar would lose 50% and commodities would do well.

Bloggers and articles in the msm cite 40-70% losses for people who invested with europac and followed his advice.

So he got one or two right and not others, hell I do that at the blackjack table and the singles bar, but I know I don’t have a crystal ball. A few months ago I posted a few stocks I was contemplating, they are all up and half of them are up 500%, I’m a knucklehead throwing darts and I beat the crap out of Schiff, what does that tell you.

Is he a smart guy, yes, he is. Did some of his predictions come true, yes, some did, but I was tuned in back in 2006 and 2007 and he wasn’t the only one that saw it, but he gets credit for sticking his neck out. Was he right about where you should put your money, no, sorry, he made an educated guess and he was wrong. He’s no Kobe, he’s more of a Sasha Vujacic, he throws up a lot of 3 point shots, misses most of them, but he’s fun to watch and when he hits it’s cool, but with the game on the line, don’t give him the ball.

[temeculaguy]

Schiff said a lot of things during those years, I read and watched him for years. In the case of R/E he was right, in credit and the financials he was right. But before you declare hims the next Kobe (what a game tonight, D-Fish is a god and I was right about Ariza but Sd Realtor was right about Farmar, sorry back to my comment) Schiff was wrong a lot too. He owns/runs euro pac capital, and he was pimping euro and asian investments as a safe haven from our bubble. Roubini was the one that often said that the u.s. would drag the rest of the world with it, Schiff thought they would go up or remain stable while we fell.

Here is an article about Schiff’s other predictions

http://www.erictyson.com/articles/20090213

and one from mish’s blog

http://globaleconomicanalysis.blogspot.com/2009/01/peter-schiff-was-wrong.html

he predicted in may of 2008 that right now we would have $150-$200 oil, 1200-1500 gold, the dollar would lose 50% and commodities would do well.

Bloggers and articles in the msm cite 40-70% losses for people who invested with europac and followed his advice.

So he got one or two right and not others, hell I do that at the blackjack table and the singles bar, but I know I don’t have a crystal ball. A few months ago I posted a few stocks I was contemplating, they are all up and half of them are up 500%, I’m a knucklehead throwing darts and I beat the crap out of Schiff, what does that tell you.

Is he a smart guy, yes, he is. Did some of his predictions come true, yes, some did, but I was tuned in back in 2006 and 2007 and he wasn’t the only one that saw it, but he gets credit for sticking his neck out. Was he right about where you should put your money, no, sorry, he made an educated guess and he was wrong. He’s no Kobe, he’s more of a Sasha Vujacic, he throws up a lot of 3 point shots, misses most of them, but he’s fun to watch and when he hits it’s cool, but with the game on the line, don’t give him the ball.

[temeculaguy]

Schiff said a lot of things during those years, I read and watched him for years. In the case of R/E he was right, in credit and the financials he was right. But before you declare hims the next Kobe (what a game tonight, D-Fish is a god and I was right about Ariza but Sd Realtor was right about Farmar, sorry back to my comment) Schiff was wrong a lot too. He owns/runs euro pac capital, and he was pimping euro and asian investments as a safe haven from our bubble. Roubini was the one that often said that the u.s. would drag the rest of the world with it, Schiff thought they would go up or remain stable while we fell.

Here is an article about Schiff’s other predictions

http://www.erictyson.com/articles/20090213

and one from mish’s blog

http://globaleconomicanalysis.blogspot.com/2009/01/peter-schiff-was-wrong.html

he predicted in may of 2008 that right now we would have $150-$200 oil, 1200-1500 gold, the dollar would lose 50% and commodities would do well.

Bloggers and articles in the msm cite 40-70% losses for people who invested with europac and followed his advice.

So he got one or two right and not others, hell I do that at the blackjack table and the singles bar, but I know I don’t have a crystal ball. A few months ago I posted a few stocks I was contemplating, they are all up and half of them are up 500%, I’m a knucklehead throwing darts and I beat the crap out of Schiff, what does that tell you.

Is he a smart guy, yes, he is. Did some of his predictions come true, yes, some did, but I was tuned in back in 2006 and 2007 and he wasn’t the only one that saw it, but he gets credit for sticking his neck out. Was he right about where you should put your money, no, sorry, he made an educated guess and he was wrong. He’s no Kobe, he’s more of a Sasha Vujacic, he throws up a lot of 3 point shots, misses most of them, but he’s fun to watch and when he hits it’s cool, but with the game on the line, don’t give him the ball.

[temeculaguy]

The fixed rate may help you sleep better in the coming years. Nobody knows exactly what will happen but the risk of inflation and/or higher rates is real. I can’t say when or how high, but there are a lot of possibilities and even more variables. There are no variables with a fixed rate. After reading Former’s analysis, I agree, go fixed, betting that rates average below 5.625% over 4 years doesn’t sound like a safe bet. It may feel like that now but looking back over my lifetime, sub 6% were rare periods and rarely sustained, probably equal to the amount of time it was double digits.

[Author]

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