[temeculaguy]

ricechex, when it comes time to buy your next house, buy one with an hoa. I know everyone has different feelings about hoa’s, but it is obvious that you would have no problem with the added rules and it would eliminate situations like this. This is not an insult, I am the same way and I know this about myself, that i cannot live in an area only governed by municipal codes, I need extra rules. It doesn’t make me good or bad, but is has made life easier once I realized this about myself.

In the house I owned that did not have an hoa, I had a similar conflict, while it wasn’t the view that bothered me but my neighbor’s similar work vehicle blocked my view in pulling out of my driveway onto what was a fairly busy street and there was nothing I could do about it. It also blocked the view of motorists if my kids were playing in the front yard and went after an errant ball. Rather than make him change, I moved where he and his ilk dare not travel, to the dreaded land of strict hoa’s. There is nothing wrong with him and nothing wrong with me, but we are better off not being neighbors. His raiders sheets as window coverings made him happy and were a source of pride, to me they were an eyesore and a cause of increased blood pressure (no offense allan, I would have been bothered by charger’s sheets).

I did have an aquaintance once that was a nice guy but was definately a member of the dirt people tribe. He asked where I lived, i told him and he said that he liked it there and even looked at some houses there but couldn’t buy a house there because he has montster trucks, toy haulers, quads and boats. Then he said that the hoa there was too uptight and had too many rules, to which i agreed out loud and to myself I said “thank god.”

[temeculaguy]

ricechex, when it comes time to buy your next house, buy one with an hoa. I know everyone has different feelings about hoa’s, but it is obvious that you would have no problem with the added rules and it would eliminate situations like this. This is not an insult, I am the same way and I know this about myself, that i cannot live in an area only governed by municipal codes, I need extra rules. It doesn’t make me good or bad, but is has made life easier once I realized this about myself.

In the house I owned that did not have an hoa, I had a similar conflict, while it wasn’t the view that bothered me but my neighbor’s similar work vehicle blocked my view in pulling out of my driveway onto what was a fairly busy street and there was nothing I could do about it. It also blocked the view of motorists if my kids were playing in the front yard and went after an errant ball. Rather than make him change, I moved where he and his ilk dare not travel, to the dreaded land of strict hoa’s. There is nothing wrong with him and nothing wrong with me, but we are better off not being neighbors. His raiders sheets as window coverings made him happy and were a source of pride, to me they were an eyesore and a cause of increased blood pressure (no offense allan, I would have been bothered by charger’s sheets).

I did have an aquaintance once that was a nice guy but was definately a member of the dirt people tribe. He asked where I lived, i told him and he said that he liked it there and even looked at some houses there but couldn’t buy a house there because he has montster trucks, toy haulers, quads and boats. Then he said that the hoa there was too uptight and had too many rules, to which i agreed out loud and to myself I said “thank god.”

[temeculaguy]

ricechex, when it comes time to buy your next house, buy one with an hoa. I know everyone has different feelings about hoa’s, but it is obvious that you would have no problem with the added rules and it would eliminate situations like this. This is not an insult, I am the same way and I know this about myself, that i cannot live in an area only governed by municipal codes, I need extra rules. It doesn’t make me good or bad, but is has made life easier once I realized this about myself.

In the house I owned that did not have an hoa, I had a similar conflict, while it wasn’t the view that bothered me but my neighbor’s similar work vehicle blocked my view in pulling out of my driveway onto what was a fairly busy street and there was nothing I could do about it. It also blocked the view of motorists if my kids were playing in the front yard and went after an errant ball. Rather than make him change, I moved where he and his ilk dare not travel, to the dreaded land of strict hoa’s. There is nothing wrong with him and nothing wrong with me, but we are better off not being neighbors. His raiders sheets as window coverings made him happy and were a source of pride, to me they were an eyesore and a cause of increased blood pressure (no offense allan, I would have been bothered by charger’s sheets).

I did have an aquaintance once that was a nice guy but was definately a member of the dirt people tribe. He asked where I lived, i told him and he said that he liked it there and even looked at some houses there but couldn’t buy a house there because he has montster trucks, toy haulers, quads and boats. Then he said that the hoa there was too uptight and had too many rules, to which i agreed out loud and to myself I said “thank god.”

[temeculaguy]

ricechex, when it comes time to buy your next house, buy one with an hoa. I know everyone has different feelings about hoa’s, but it is obvious that you would have no problem with the added rules and it would eliminate situations like this. This is not an insult, I am the same way and I know this about myself, that i cannot live in an area only governed by municipal codes, I need extra rules. It doesn’t make me good or bad, but is has made life easier once I realized this about myself.

In the house I owned that did not have an hoa, I had a similar conflict, while it wasn’t the view that bothered me but my neighbor’s similar work vehicle blocked my view in pulling out of my driveway onto what was a fairly busy street and there was nothing I could do about it. It also blocked the view of motorists if my kids were playing in the front yard and went after an errant ball. Rather than make him change, I moved where he and his ilk dare not travel, to the dreaded land of strict hoa’s. There is nothing wrong with him and nothing wrong with me, but we are better off not being neighbors. His raiders sheets as window coverings made him happy and were a source of pride, to me they were an eyesore and a cause of increased blood pressure (no offense allan, I would have been bothered by charger’s sheets).

I did have an aquaintance once that was a nice guy but was definately a member of the dirt people tribe. He asked where I lived, i told him and he said that he liked it there and even looked at some houses there but couldn’t buy a house there because he has montster trucks, toy haulers, quads and boats. Then he said that the hoa there was too uptight and had too many rules, to which i agreed out loud and to myself I said “thank god.”

[temeculaguy]

I got one from a toll road in Northern California where I had never driven that car. They sent me a picture with the ticket and it wasn’t the same make or model of vehicle (you could see the manufacturer logo above the plate). It turns out the violator had a plastic license plate frame with the dealer’s name on it that most cars have but it kinda covered up the bottom part of an “E” and it looked like an “F” which came back to me. I called them, they realized it was a different model of vehicle, ran the plate using an “E” and that matched the brand of the vehicle in the picture and was registered in No Cal. near that toll road and that person had an account with them (or at least that is what they told me). The person was nice, but then again, I was too, sometimes that is needed when dealing with someone who gets complaints all day. They dropped the ticket, haven’t heard anything since and that was more than a year ago and I’ve registered my car since then so I know it went away because if you don’t pay they tack it onto your registration. Check into that angle, because some plates are hard to read/obstructed and I imagine some people do it on purpose.

[temeculaguy]

I got one from a toll road in Northern California where I had never driven that car. They sent me a picture with the ticket and it wasn’t the same make or model of vehicle (you could see the manufacturer logo above the plate). It turns out the violator had a plastic license plate frame with the dealer’s name on it that most cars have but it kinda covered up the bottom part of an “E” and it looked like an “F” which came back to me. I called them, they realized it was a different model of vehicle, ran the plate using an “E” and that matched the brand of the vehicle in the picture and was registered in No Cal. near that toll road and that person had an account with them (or at least that is what they told me). The person was nice, but then again, I was too, sometimes that is needed when dealing with someone who gets complaints all day. They dropped the ticket, haven’t heard anything since and that was more than a year ago and I’ve registered my car since then so I know it went away because if you don’t pay they tack it onto your registration. Check into that angle, because some plates are hard to read/obstructed and I imagine some people do it on purpose.

[temeculaguy]

I got one from a toll road in Northern California where I had never driven that car. They sent me a picture with the ticket and it wasn’t the same make or model of vehicle (you could see the manufacturer logo above the plate). It turns out the violator had a plastic license plate frame with the dealer’s name on it that most cars have but it kinda covered up the bottom part of an “E” and it looked like an “F” which came back to me. I called them, they realized it was a different model of vehicle, ran the plate using an “E” and that matched the brand of the vehicle in the picture and was registered in No Cal. near that toll road and that person had an account with them (or at least that is what they told me). The person was nice, but then again, I was too, sometimes that is needed when dealing with someone who gets complaints all day. They dropped the ticket, haven’t heard anything since and that was more than a year ago and I’ve registered my car since then so I know it went away because if you don’t pay they tack it onto your registration. Check into that angle, because some plates are hard to read/obstructed and I imagine some people do it on purpose.

[temeculaguy]

I got one from a toll road in Northern California where I had never driven that car. They sent me a picture with the ticket and it wasn’t the same make or model of vehicle (you could see the manufacturer logo above the plate). It turns out the violator had a plastic license plate frame with the dealer’s name on it that most cars have but it kinda covered up the bottom part of an “E” and it looked like an “F” which came back to me. I called them, they realized it was a different model of vehicle, ran the plate using an “E” and that matched the brand of the vehicle in the picture and was registered in No Cal. near that toll road and that person had an account with them (or at least that is what they told me). The person was nice, but then again, I was too, sometimes that is needed when dealing with someone who gets complaints all day. They dropped the ticket, haven’t heard anything since and that was more than a year ago and I’ve registered my car since then so I know it went away because if you don’t pay they tack it onto your registration. Check into that angle, because some plates are hard to read/obstructed and I imagine some people do it on purpose.

[temeculaguy]

I got one from a toll road in Northern California where I had never driven that car. They sent me a picture with the ticket and it wasn’t the same make or model of vehicle (you could see the manufacturer logo above the plate). It turns out the violator had a plastic license plate frame with the dealer’s name on it that most cars have but it kinda covered up the bottom part of an “E” and it looked like an “F” which came back to me. I called them, they realized it was a different model of vehicle, ran the plate using an “E” and that matched the brand of the vehicle in the picture and was registered in No Cal. near that toll road and that person had an account with them (or at least that is what they told me). The person was nice, but then again, I was too, sometimes that is needed when dealing with someone who gets complaints all day. They dropped the ticket, haven’t heard anything since and that was more than a year ago and I’ve registered my car since then so I know it went away because if you don’t pay they tack it onto your registration. Check into that angle, because some plates are hard to read/obstructed and I imagine some people do it on purpose.

[temeculaguy]

Sounds hinky, I made about a half dozen offers on bank owned in the last year and they always wanted 3k that was conditionally non refundable. In each case, the only way they kept the money was if i got cold feet, all other situations I would be refunded and was refunded a few times (usually because I was outbid). In one case, the property wasn’t unoccupied yet, current occupant stripped the place before leaving and while i was in escrow, that got me out of the deal and my deposit back (10k worth of plantation shutters, light fixtures, appliances, etc.) I wanted a new price, they said no, i said FU, they gave me back my money.

I don’t think I’d sign a completely unconditional deposit, what if it burns down before escrow closes? You can’t insure it until it closes, that would cause you to eat the deposit, that blows.

[temeculaguy]

Sounds hinky, I made about a half dozen offers on bank owned in the last year and they always wanted 3k that was conditionally non refundable. In each case, the only way they kept the money was if i got cold feet, all other situations I would be refunded and was refunded a few times (usually because I was outbid). In one case, the property wasn’t unoccupied yet, current occupant stripped the place before leaving and while i was in escrow, that got me out of the deal and my deposit back (10k worth of plantation shutters, light fixtures, appliances, etc.) I wanted a new price, they said no, i said FU, they gave me back my money.

I don’t think I’d sign a completely unconditional deposit, what if it burns down before escrow closes? You can’t insure it until it closes, that would cause you to eat the deposit, that blows.

[temeculaguy]

Sounds hinky, I made about a half dozen offers on bank owned in the last year and they always wanted 3k that was conditionally non refundable. In each case, the only way they kept the money was if i got cold feet, all other situations I would be refunded and was refunded a few times (usually because I was outbid). In one case, the property wasn’t unoccupied yet, current occupant stripped the place before leaving and while i was in escrow, that got me out of the deal and my deposit back (10k worth of plantation shutters, light fixtures, appliances, etc.) I wanted a new price, they said no, i said FU, they gave me back my money.

I don’t think I’d sign a completely unconditional deposit, what if it burns down before escrow closes? You can’t insure it until it closes, that would cause you to eat the deposit, that blows.

[temeculaguy]

Sounds hinky, I made about a half dozen offers on bank owned in the last year and they always wanted 3k that was conditionally non refundable. In each case, the only way they kept the money was if i got cold feet, all other situations I would be refunded and was refunded a few times (usually because I was outbid). In one case, the property wasn’t unoccupied yet, current occupant stripped the place before leaving and while i was in escrow, that got me out of the deal and my deposit back (10k worth of plantation shutters, light fixtures, appliances, etc.) I wanted a new price, they said no, i said FU, they gave me back my money.

I don’t think I’d sign a completely unconditional deposit, what if it burns down before escrow closes? You can’t insure it until it closes, that would cause you to eat the deposit, that blows.

[temeculaguy]

Sounds hinky, I made about a half dozen offers on bank owned in the last year and they always wanted 3k that was conditionally non refundable. In each case, the only way they kept the money was if i got cold feet, all other situations I would be refunded and was refunded a few times (usually because I was outbid). In one case, the property wasn’t unoccupied yet, current occupant stripped the place before leaving and while i was in escrow, that got me out of the deal and my deposit back (10k worth of plantation shutters, light fixtures, appliances, etc.) I wanted a new price, they said no, i said FU, they gave me back my money.

I don’t think I’d sign a completely unconditional deposit, what if it burns down before escrow closes? You can’t insure it until it closes, that would cause you to eat the deposit, that blows.

[temeculaguy]

You got me, I forgot his real name, wine tends to strip me of my trivial pursuit prowess.

The reason they gave them those pensions was that they died shortly after starting to collect them, over time, the funds swelled, the pension funds were sustainable until they began raising benefits for everyone. Governemnt entities can’t help themselves with large pots of money.

The reason they don’t base pensions on actual on the job deaths is that the pension doesn’t pay for those for the most part, insurance (workmans comp, life insurance, etc.) pays for that. Pensions are for those that survive and if the average retired teacher lives thirty years into retirement and the average cop lives seven, they can pay the cop a bigger check because it will actually end up costing less. Plus more cops don’t make it to retirement than do, abandoning the funds placed into the pension fund, if they don’t work a certain amount of time, they forfeit the money, not so with 410k style retirements.

It’s been studied and ultimately it will be changed away from a defined benefit, it will probably benefit those who live a very short amount of time into retirement anyway.

[Author]

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