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[quote=rockingtime]My friends’ local companies ( 3 companies ) moved out of san diego to Dallas TX
My other friend working in Toyota mentioned me that Toyota is also moving out of Irvine to Plano/TX..[/quote]

Yeah I hear the doomsday predictions on CA all the time. Folks quote stats like that. What they don’t quote are the jobs being created.

Another thing: if folks were leaving in droves, why aren’t home prices dropping? Makes no sense.

Re: Texas

Find it hard to swallow that things are better in TX than here.

http://www.businessinsider.com/a-local-lawyer-has-admitted-to-putting-whites-only-stickers-on-austin-stores-2015-3

The point of my including the link isn’t the racial angle. It is the following quotes;

“I’ve lived in Austin for 23 years,” another wrote. “There used to be neighborhoods and lofts and warehouses for poor artists, punks, poor minorities … As it is, the neighborhoods have been overpriced. Either we’re cleaning your toilets and driving in from Buda, or we live somewhere in Austin and half our salary goes to rent! How is it that Adam Reposa is taking static for pointing that fact out?”

“Why I did it is pretty clear,” a shirtless Reposa says in the video, “because it would be obvious that even though people know the real problem — and the problem is people without money are getting f—-d — they’re getting pushed out, and pretty quick.”

Wow…that’s Texas…sounds like what the doomsdayers say about San Diego…

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[quote=spdrun]Why not on the condo? If you’re young, better to have some other schmuck maintain the outside, pool, roof, etc than have to deal with it yourself. Paying a $250-300/mo HOA is actually a bargain unless your time is worthless.[/quote]

Because what is becoming scarce in San Diego county is land. With a SFR you own more land than a condo, and you have more control over that land. In this county, land values will go up in value faster than whatever is built on it. As a general rule, there will be exceptions of course.

There are situations where it makes sense to own a condo: if you don’t have the time, money, or health to maintain a house, then a condo makes sense.

From the OP’s post, since s/he is willing to buy a fixer and has a great income level, I don’t think those situations apply.

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[quote=AN][quote=svelte]Is it this?

15,300 kwh / 10.4 kw = 1471 hours

1471 hours / 365 days = 4 hours / day.

Do I have that right or am I out to lunch?

4 hours a day seems light…[/quote]Usually, I’ve seen solar system talked in term of kWh (# of panels x # watt the panel produced per hour). I think that’s a better way to compare system wrt cost. Since every house is different, it would be hard to compare. It better to compare theoretical max production vs actual production, since every house is different.[/quote]

OK…I’m seeing how it fits together.

40 panels x 260 watts per panel = 10,400 watts which is 10.4 kw system.

I think they are being conservative figuring 4 hours of output a day as a neighbor with the same roof orientation told me he gets about 5.

Thanks for your help AN.

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Is it this?

15,300 kwh / 10.4 kw = 1471 hours

1471 hours / 365 days = 4 hours / day.

Do I have that right or am I out to lunch?

4 hours a day seems light…

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OK…they said it would generate 15.3 kWh/year

Proposal says it is 10.4 kW system.

What is the math to get from 10.4 kW system to 15.3 kWh/year?

(and yes we use a lot of electricity unfortunately)

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Just got a quote.

15,300 kWh / yr
$33.5K

Less than I was expecting. Includes micro inverters.

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Absolutely, it is good food for thought. Everyone should be constantly analyzing where they think the future is going when they adjust their course into the future.

When I was in college professors were enamored with “Megatrends” by Naisbitt. So I bought it and read it. It helped influence my decision to stay in technology throughout my career as my theory was it would grow stronger over time (it has).

Now might be a good time to reflect on how accurate Naisbitt’s predictions were. They were:

(1) Becoming an information society after having been an industrial one
(2) From technology being forced into use, to technology being pulled into use where it is appealing to people
(3) From a predominantly national economy to one in the global marketplace
(4) From short term to long term perspectives
(5) From centralization to decentralization
(6) From getting help through institutions like government to self-help
(7) From representative to participative democracy
(8) From hierarchies to networking
(9) From a northeastern bias to a southwestern one
(10) From seeing things as “either/or” to having more choices.

He did pretty well, though I suppose 4, 6, 7 and 9 are arguable.

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Given your current situation, you could get a loan to buy a home in those areas and that price range right now with 20% down and still have $$ left – I’m sure you know that.

And you’ve done your homework pretty thoroughly – my sentence above isn’t telling you anything new.

The basic question then is should you buy now or wait 2 years? I don’t think any of us can answer that – it really depends on what you’re comfortable with and what you think is going to happen in San Diego real estate in the next 24 months.

None of us have a crystal ball. Ye make ye bets and ye takes ye chances.

And in your shoes there is no way in hell I would buy a 2/2 condo. SFR all the way baby.

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[quote=bearishgurl]I just have a couple of comments on this thread. The first one (now water under the bridge), is that the OP absolutely could have bought a 1700-2200 sf home in SD County in 2011 for the price they paid for a 1300 sf home in SEH ($330K). [/quote]

Once again you have no clue what you’re talking about. The OP did not buy in SEH.

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We used powerline Ethernet for awhile…it worked but wasn’t the greatest.

Then we switched over to Netgear R6300v2 AC1750 wireless and can get nice wireless speed all over the house.

For the first month or two we saw quite a few drops on some devices, but something seems to have changed where I can’t recall seeing a problem in many months. And we get all the speed we need at our Roku box two rooms away from the router.

If the R6300 still doesn’t cover the whole house, I would go with the extender recommended above.

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My first thought was I wonder how many porn films have been / will be shot in there.

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Wow! now that is baroque!!!

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[quote=flu]I really look forward to lpjohnso and her family turning this around. It’s encouraging to hear there people doing things to get out of the financial predicament they are in.[/quote]

Me too. Please do keep us posted lpj.

My wife and I have gotten ourselves into jams too so don’t feel like you’re the only one. 🙂

We struggled for awhile but analyzed the situation (like you’re doing) and righted our boat…there is no reason I can see that things won’t turn out just as well for you.

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[quote=lpjohnso]

The kids already have enough toys to last until they are grown. Has any one wrapped up toys that your kids already had, gave it to them as a present and try to pass it off as new?? Oh yeah, we’ll go there. Especially with the baby. [/quote]

We just did this with the grandkids – on accident.

I always weed out old toys and put them into plastic storage containers in the storage room. I do this in case they ever say “whatever happened to toy X?”, I can simply go retrieve it (they’ve never asked by the way). My mom used to throw away my toys without asking and it made me furious, that’s why I don’t toss them.

Anyway, They discovered a few of those storage buckets the other day and they’ve been having a great time rediscovering toys they didn’t even know they had! They are just as happy with’em as if they’d been new toys…

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[quote=FlyerInHi]
But you’re really swimming against the tide. People want all the trappings of middle-class prosperity. That’s what gives them psychological comfort.[/quote]

I see you’re not a parent.

The last thing a parent wants is to have their car disabled on the side of a freeway with 18 wheelers whizzing by inches from the center of their universe, the one thing they will protect at all costs.

There is no denying that an older car is more apt to break down…that’s what drives the decision, not the trappings of middle-class prosperity.

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