[sdcellar]

If, during this catastrophic earthquake, your gas line should break and subsequently ignite and burn the house to the ground, it will be covered by your standard homeowners policy.

At least, this is how it’s been explained to me by some folks who will probably take up smoking again when the big one hits. (it’s stressful, you know…)

[sdcellar]

Eh? Starbucks wi-fi used to cost, then it was free for AT&T customers, then it was free for everybody and now they’re actually spending money to attract people to use it. Hotels have always been hit or miss.

Don’t get me wrong, I still have my cell phone, but free wi-fi is hardly going the way of the dodo. At least, not yet.

[sdcellar]

Eh? Starbucks wi-fi used to cost, then it was free for AT&T customers, then it was free for everybody and now they’re actually spending money to attract people to use it. Hotels have always been hit or miss.

Don’t get me wrong, I still have my cell phone, but free wi-fi is hardly going the way of the dodo. At least, not yet.

[sdcellar]

Eh? Starbucks wi-fi used to cost, then it was free for AT&T customers, then it was free for everybody and now they’re actually spending money to attract people to use it. Hotels have always been hit or miss.

Don’t get me wrong, I still have my cell phone, but free wi-fi is hardly going the way of the dodo. At least, not yet.

[sdcellar]

Eh? Starbucks wi-fi used to cost, then it was free for AT&T customers, then it was free for everybody and now they’re actually spending money to attract people to use it. Hotels have always been hit or miss.

Don’t get me wrong, I still have my cell phone, but free wi-fi is hardly going the way of the dodo. At least, not yet.

[sdcellar]

Eh? Starbucks wi-fi used to cost, then it was free for AT&T customers, then it was free for everybody and now they’re actually spending money to attract people to use it. Hotels have always been hit or miss.

Don’t get me wrong, I still have my cell phone, but free wi-fi is hardly going the way of the dodo. At least, not yet.

[sdcellar]

If you can sell your current home now and afford to buy the new one, go ahead. Otherwise, what everybody else said. Trust your moniker, you’re not needtobuy, just wanttobuy.

[sdcellar]

If you can sell your current home now and afford to buy the new one, go ahead. Otherwise, what everybody else said. Trust your moniker, you’re not needtobuy, just wanttobuy.

[sdcellar]

If you can sell your current home now and afford to buy the new one, go ahead. Otherwise, what everybody else said. Trust your moniker, you’re not needtobuy, just wanttobuy.

[sdcellar]

If you can sell your current home now and afford to buy the new one, go ahead. Otherwise, what everybody else said. Trust your moniker, you’re not needtobuy, just wanttobuy.

[sdcellar]

If you can sell your current home now and afford to buy the new one, go ahead. Otherwise, what everybody else said. Trust your moniker, you’re not needtobuy, just wanttobuy.

[sdcellar]

I almost certainly wouldn’t pay down the rate right now, but that’s just because I have a sense that rates indeed will drop next week(ish), or that they at least won’t get worse. It doesn’t sound like you’re in your contingency period, so it wouldn’t seem like there’s a rush.

The other half of this is just the notion of paying down the rate in general and that’s mostly a math problem. Don’t forget to factor in the tax effects on the lower interest payments (i.e. $10 savings is really like $7) and don’t forget that interest part of your payment actually goes down every month. Not a big difference if you’ll recoup in two years, but pushes it out even further if you’re getting up to five/six (although at that point you probably need to question the benefit anyway).

[sdcellar]

I almost certainly wouldn’t pay down the rate right now, but that’s just because I have a sense that rates indeed will drop next week(ish), or that they at least won’t get worse. It doesn’t sound like you’re in your contingency period, so it wouldn’t seem like there’s a rush.

The other half of this is just the notion of paying down the rate in general and that’s mostly a math problem. Don’t forget to factor in the tax effects on the lower interest payments (i.e. $10 savings is really like $7) and don’t forget that interest part of your payment actually goes down every month. Not a big difference if you’ll recoup in two years, but pushes it out even further if you’re getting up to five/six (although at that point you probably need to question the benefit anyway).

[sdcellar]

I almost certainly wouldn’t pay down the rate right now, but that’s just because I have a sense that rates indeed will drop next week(ish), or that they at least won’t get worse. It doesn’t sound like you’re in your contingency period, so it wouldn’t seem like there’s a rush.

The other half of this is just the notion of paying down the rate in general and that’s mostly a math problem. Don’t forget to factor in the tax effects on the lower interest payments (i.e. $10 savings is really like $7) and don’t forget that interest part of your payment actually goes down every month. Not a big difference if you’ll recoup in two years, but pushes it out even further if you’re getting up to five/six (although at that point you probably need to question the benefit anyway).

[sdcellar]

I almost certainly wouldn’t pay down the rate right now, but that’s just because I have a sense that rates indeed will drop next week(ish), or that they at least won’t get worse. It doesn’t sound like you’re in your contingency period, so it wouldn’t seem like there’s a rush.

The other half of this is just the notion of paying down the rate in general and that’s mostly a math problem. Don’t forget to factor in the tax effects on the lower interest payments (i.e. $10 savings is really like $7) and don’t forget that interest part of your payment actually goes down every month. Not a big difference if you’ll recoup in two years, but pushes it out even further if you’re getting up to five/six (although at that point you probably need to question the benefit anyway).

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