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November 18, 2007 at 9:36 PM in reply to: Hoping to get some candid advice from the knowledgeable group here… #100939November 18, 2007 at 9:36 PM in reply to: Hoping to get some candid advice from the knowledgeable group here… #101024
SD Realtor
ParticipantOther SDR here mrpappy. I guess the main question is what are your goals here? The reason I asked is because of what sdrealtor was getting to… are you content in the home? Are you raising your children in the home? Are you planning on living in the home for the long run or is there a possible relocation in the next few years? If there is no impending relocation, or any financial hardship or possible change of employment status, or any other reason to move, then I take it that you are pondering a sale simply to capitalize on the appreciation of the home. There is absolutely nothing wrong with that and I know many people who have done so. I think that yes you will continue to see depreciation in LCV although it is and I believe will always be a desireable area. So I take it perhaps you are thinking sell now, rent two years, then maybe repurchase at a future discount? (Sorry for all of this guessing)
I guess if you could maybe be a bit more descriptive on why you would be considering the sale, when/where would you be repurchasing, and are there any other factors like kids, family, possible employment status change, etc…
Finally, how sure are you about fetching the 875k that you mentioned? Are you factoring in the closing costs/commissions etc…
In the long run you can guess my predictable answer… Pencil out a few scenarios to see where the numbers take you. In your case there are a few distinct variables to consider, obviously your sales price, the amount of depreciation, and most important the future mortgage that you would get when you do buy. When it is all said and done you may be surprised how some of the results may not yield the overall savings you had hoped for, especially in a higher interest rate environment. It is a tough call.
SD Realtor
November 18, 2007 at 9:36 PM in reply to: Hoping to get some candid advice from the knowledgeable group here… #101037ParticipantOther SDR here mrpappy. I guess the main question is what are your goals here? The reason I asked is because of what sdrealtor was getting to… are you content in the home? Are you raising your children in the home? Are you planning on living in the home for the long run or is there a possible relocation in the next few years? If there is no impending relocation, or any financial hardship or possible change of employment status, or any other reason to move, then I take it that you are pondering a sale simply to capitalize on the appreciation of the home. There is absolutely nothing wrong with that and I know many people who have done so. I think that yes you will continue to see depreciation in LCV although it is and I believe will always be a desireable area. So I take it perhaps you are thinking sell now, rent two years, then maybe repurchase at a future discount? (Sorry for all of this guessing)
I guess if you could maybe be a bit more descriptive on why you would be considering the sale, when/where would you be repurchasing, and are there any other factors like kids, family, possible employment status change, etc…
Finally, how sure are you about fetching the 875k that you mentioned? Are you factoring in the closing costs/commissions etc…
In the long run you can guess my predictable answer… Pencil out a few scenarios to see where the numbers take you. In your case there are a few distinct variables to consider, obviously your sales price, the amount of depreciation, and most important the future mortgage that you would get when you do buy. When it is all said and done you may be surprised how some of the results may not yield the overall savings you had hoped for, especially in a higher interest rate environment. It is a tough call.
SD Realtor
November 18, 2007 at 9:36 PM in reply to: Hoping to get some candid advice from the knowledgeable group here… #101051ParticipantOther SDR here mrpappy. I guess the main question is what are your goals here? The reason I asked is because of what sdrealtor was getting to… are you content in the home? Are you raising your children in the home? Are you planning on living in the home for the long run or is there a possible relocation in the next few years? If there is no impending relocation, or any financial hardship or possible change of employment status, or any other reason to move, then I take it that you are pondering a sale simply to capitalize on the appreciation of the home. There is absolutely nothing wrong with that and I know many people who have done so. I think that yes you will continue to see depreciation in LCV although it is and I believe will always be a desireable area. So I take it perhaps you are thinking sell now, rent two years, then maybe repurchase at a future discount? (Sorry for all of this guessing)
I guess if you could maybe be a bit more descriptive on why you would be considering the sale, when/where would you be repurchasing, and are there any other factors like kids, family, possible employment status change, etc…
Finally, how sure are you about fetching the 875k that you mentioned? Are you factoring in the closing costs/commissions etc…
In the long run you can guess my predictable answer… Pencil out a few scenarios to see where the numbers take you. In your case there are a few distinct variables to consider, obviously your sales price, the amount of depreciation, and most important the future mortgage that you would get when you do buy. When it is all said and done you may be surprised how some of the results may not yield the overall savings you had hoped for, especially in a higher interest rate environment. It is a tough call.
SD Realtor
November 18, 2007 at 9:36 PM in reply to: Hoping to get some candid advice from the knowledgeable group here… #101055ParticipantOther SDR here mrpappy. I guess the main question is what are your goals here? The reason I asked is because of what sdrealtor was getting to… are you content in the home? Are you raising your children in the home? Are you planning on living in the home for the long run or is there a possible relocation in the next few years? If there is no impending relocation, or any financial hardship or possible change of employment status, or any other reason to move, then I take it that you are pondering a sale simply to capitalize on the appreciation of the home. There is absolutely nothing wrong with that and I know many people who have done so. I think that yes you will continue to see depreciation in LCV although it is and I believe will always be a desireable area. So I take it perhaps you are thinking sell now, rent two years, then maybe repurchase at a future discount? (Sorry for all of this guessing)
I guess if you could maybe be a bit more descriptive on why you would be considering the sale, when/where would you be repurchasing, and are there any other factors like kids, family, possible employment status change, etc…
Finally, how sure are you about fetching the 875k that you mentioned? Are you factoring in the closing costs/commissions etc…
In the long run you can guess my predictable answer… Pencil out a few scenarios to see where the numbers take you. In your case there are a few distinct variables to consider, obviously your sales price, the amount of depreciation, and most important the future mortgage that you would get when you do buy. When it is all said and done you may be surprised how some of the results may not yield the overall savings you had hoped for, especially in a higher interest rate environment. It is a tough call.
SD Realtor
ParticipantEsmith I choose to reduce the size of our government, not expand it. If you really believe that our government does a good job at running things then so be it. The health care system is but one example. Does it work now? Not well. I 100% agree that the system sucks because rather then being preventative it is reactive and tons of money get spent due to the points you brought up. Your argument about how bad the system is cannot be refuted.
I pointed out that example as that is one of her more visible programs.
I am simply not in the camp that more government is better. I believe it is worst, I believe it is wasteful, and I believe that while perhaps well intentioned, it does not execute and in the long run wastes more money then it saves.
SD Realtor
ParticipantEsmith I choose to reduce the size of our government, not expand it. If you really believe that our government does a good job at running things then so be it. The health care system is but one example. Does it work now? Not well. I 100% agree that the system sucks because rather then being preventative it is reactive and tons of money get spent due to the points you brought up. Your argument about how bad the system is cannot be refuted.
I pointed out that example as that is one of her more visible programs.
I am simply not in the camp that more government is better. I believe it is worst, I believe it is wasteful, and I believe that while perhaps well intentioned, it does not execute and in the long run wastes more money then it saves.
SD Realtor
ParticipantEsmith I choose to reduce the size of our government, not expand it. If you really believe that our government does a good job at running things then so be it. The health care system is but one example. Does it work now? Not well. I 100% agree that the system sucks because rather then being preventative it is reactive and tons of money get spent due to the points you brought up. Your argument about how bad the system is cannot be refuted.
I pointed out that example as that is one of her more visible programs.
I am simply not in the camp that more government is better. I believe it is worst, I believe it is wasteful, and I believe that while perhaps well intentioned, it does not execute and in the long run wastes more money then it saves.
SD Realtor
ParticipantEsmith I choose to reduce the size of our government, not expand it. If you really believe that our government does a good job at running things then so be it. The health care system is but one example. Does it work now? Not well. I 100% agree that the system sucks because rather then being preventative it is reactive and tons of money get spent due to the points you brought up. Your argument about how bad the system is cannot be refuted.
I pointed out that example as that is one of her more visible programs.
I am simply not in the camp that more government is better. I believe it is worst, I believe it is wasteful, and I believe that while perhaps well intentioned, it does not execute and in the long run wastes more money then it saves.
SD Realtor
ParticipantEsmith I choose to reduce the size of our government, not expand it. If you really believe that our government does a good job at running things then so be it. The health care system is but one example. Does it work now? Not well. I 100% agree that the system sucks because rather then being preventative it is reactive and tons of money get spent due to the points you brought up. Your argument about how bad the system is cannot be refuted.
I pointed out that example as that is one of her more visible programs.
I am simply not in the camp that more government is better. I believe it is worst, I believe it is wasteful, and I believe that while perhaps well intentioned, it does not execute and in the long run wastes more money then it saves.
SD Realtor
Participanttg I am gonna stay away from it… man I am salivating over this game because I think drew is going to run all over the chargers and I believe he has one return in him on special teams.
you can email me at [email protected] if you like…I may be
******
ocrenter you have brought up a good point and I tried to echo that in the first line or two of my posting. The work that Rich and others have done (and continue to do) for this site is outstanding. As you pointed out I believe many people have reaped rewards or at least saved big dollars due to the exposure of the opinions on this board. Maybe they sold or priced their home more aggressively, or perhaps they held off on that purchase for a spell… Also there is alot of digging that goes on by people like yourseld and others that is quite valuable.
In terms of slamming the community, no they should not be slammed. Thinking out loud though, should a lurker who has been considering buying in 4S and who finally gets the nuts up to post, should that guy be slammed or gently sent to timeout? heheheheh… you know what I mean? Also what rubs me a little (okay alot) wrong are sensationalistic posts on the other side of the coin. Cries of fraud or posts that are very speculative but made to seem factual. I have responded to those because they irk me more then the foolish buyer posts. My responses are simply to find the facts of the sale out and I try to confine them to that without making any rude comments..
SD Realtor
Participanttg I am gonna stay away from it… man I am salivating over this game because I think drew is going to run all over the chargers and I believe he has one return in him on special teams.
you can email me at [email protected] if you like…I may be
******
ocrenter you have brought up a good point and I tried to echo that in the first line or two of my posting. The work that Rich and others have done (and continue to do) for this site is outstanding. As you pointed out I believe many people have reaped rewards or at least saved big dollars due to the exposure of the opinions on this board. Maybe they sold or priced their home more aggressively, or perhaps they held off on that purchase for a spell… Also there is alot of digging that goes on by people like yourseld and others that is quite valuable.
In terms of slamming the community, no they should not be slammed. Thinking out loud though, should a lurker who has been considering buying in 4S and who finally gets the nuts up to post, should that guy be slammed or gently sent to timeout? heheheheh… you know what I mean? Also what rubs me a little (okay alot) wrong are sensationalistic posts on the other side of the coin. Cries of fraud or posts that are very speculative but made to seem factual. I have responded to those because they irk me more then the foolish buyer posts. My responses are simply to find the facts of the sale out and I try to confine them to that without making any rude comments..
SD Realtor
Participanttg I am gonna stay away from it… man I am salivating over this game because I think drew is going to run all over the chargers and I believe he has one return in him on special teams.
you can email me at [email protected] if you like…I may be
******
ocrenter you have brought up a good point and I tried to echo that in the first line or two of my posting. The work that Rich and others have done (and continue to do) for this site is outstanding. As you pointed out I believe many people have reaped rewards or at least saved big dollars due to the exposure of the opinions on this board. Maybe they sold or priced their home more aggressively, or perhaps they held off on that purchase for a spell… Also there is alot of digging that goes on by people like yourseld and others that is quite valuable.
In terms of slamming the community, no they should not be slammed. Thinking out loud though, should a lurker who has been considering buying in 4S and who finally gets the nuts up to post, should that guy be slammed or gently sent to timeout? heheheheh… you know what I mean? Also what rubs me a little (okay alot) wrong are sensationalistic posts on the other side of the coin. Cries of fraud or posts that are very speculative but made to seem factual. I have responded to those because they irk me more then the foolish buyer posts. My responses are simply to find the facts of the sale out and I try to confine them to that without making any rude comments..
SD Realtor
Participanttg I am gonna stay away from it… man I am salivating over this game because I think drew is going to run all over the chargers and I believe he has one return in him on special teams.
you can email me at [email protected] if you like…I may be
******
ocrenter you have brought up a good point and I tried to echo that in the first line or two of my posting. The work that Rich and others have done (and continue to do) for this site is outstanding. As you pointed out I believe many people have reaped rewards or at least saved big dollars due to the exposure of the opinions on this board. Maybe they sold or priced their home more aggressively, or perhaps they held off on that purchase for a spell… Also there is alot of digging that goes on by people like yourseld and others that is quite valuable.
In terms of slamming the community, no they should not be slammed. Thinking out loud though, should a lurker who has been considering buying in 4S and who finally gets the nuts up to post, should that guy be slammed or gently sent to timeout? heheheheh… you know what I mean? Also what rubs me a little (okay alot) wrong are sensationalistic posts on the other side of the coin. Cries of fraud or posts that are very speculative but made to seem factual. I have responded to those because they irk me more then the foolish buyer posts. My responses are simply to find the facts of the sale out and I try to confine them to that without making any rude comments..
SD Realtor
Participanttg I am gonna stay away from it… man I am salivating over this game because I think drew is going to run all over the chargers and I believe he has one return in him on special teams.
you can email me at [email protected] if you like…I may be
******
ocrenter you have brought up a good point and I tried to echo that in the first line or two of my posting. The work that Rich and others have done (and continue to do) for this site is outstanding. As you pointed out I believe many people have reaped rewards or at least saved big dollars due to the exposure of the opinions on this board. Maybe they sold or priced their home more aggressively, or perhaps they held off on that purchase for a spell… Also there is alot of digging that goes on by people like yourseld and others that is quite valuable.
In terms of slamming the community, no they should not be slammed. Thinking out loud though, should a lurker who has been considering buying in 4S and who finally gets the nuts up to post, should that guy be slammed or gently sent to timeout? heheheheh… you know what I mean? Also what rubs me a little (okay alot) wrong are sensationalistic posts on the other side of the coin. Cries of fraud or posts that are very speculative but made to seem factual. I have responded to those because they irk me more then the foolish buyer posts. My responses are simply to find the facts of the sale out and I try to confine them to that without making any rude comments..
SD Realtor
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