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SD Realtor
ParticipantAndy hang loose man… Another year will most likely buy you another 5-10% more equity, especially if you are still thinking about Triana or townhomes in general…. Don’t panic in the spring if things give an appearance of increased activity as it should be short lived and will be muted especially if the 10 year treasury keeps movin on up. By summer things will be rolling along in the downward direction.
Good decision by you.
SD Realtor
ParticipantAndy hang loose man… Another year will most likely buy you another 5-10% more equity, especially if you are still thinking about Triana or townhomes in general…. Don’t panic in the spring if things give an appearance of increased activity as it should be short lived and will be muted especially if the 10 year treasury keeps movin on up. By summer things will be rolling along in the downward direction.
Good decision by you.
SD Realtor
ParticipantAndy hang loose man… Another year will most likely buy you another 5-10% more equity, especially if you are still thinking about Triana or townhomes in general…. Don’t panic in the spring if things give an appearance of increased activity as it should be short lived and will be muted especially if the 10 year treasury keeps movin on up. By summer things will be rolling along in the downward direction.
Good decision by you.
SD Realtor
Participant“I don’t think that wealthy people can buy off enough houses in Encinitas to keep them unaffordable to poorer people indefinitely.”
Yeah you are right there. They will not take all of them.
“Yes, houses are less affordable today than they were in 2003 (duh!)”
I blew this one. What I was trying to imply here was that the number of people who could afford the 2003 home in Encinitas in 2003, will be less for a correlating situation in say 2010. Mostly due to tighter lending standards and possibly due to higher interest rates that I assume will produce a vastly different lending environment.
So that last point was not to compare affordability of now verses then but percentage of the population that could afford a corresponding pricing in the future… (hard to illustrate the point but I think you know what I mean)
I can be selfish and say for people who may not be wealthy but who have been stockpiling cash, (like myself and others on this board) we should be okay as long as we exercise patience as you are preaching.
Anyways I’ll let it go. As Ex-sd says peace.
SD Realtor
Participant“I don’t think that wealthy people can buy off enough houses in Encinitas to keep them unaffordable to poorer people indefinitely.”
Yeah you are right there. They will not take all of them.
“Yes, houses are less affordable today than they were in 2003 (duh!)”
I blew this one. What I was trying to imply here was that the number of people who could afford the 2003 home in Encinitas in 2003, will be less for a correlating situation in say 2010. Mostly due to tighter lending standards and possibly due to higher interest rates that I assume will produce a vastly different lending environment.
So that last point was not to compare affordability of now verses then but percentage of the population that could afford a corresponding pricing in the future… (hard to illustrate the point but I think you know what I mean)
I can be selfish and say for people who may not be wealthy but who have been stockpiling cash, (like myself and others on this board) we should be okay as long as we exercise patience as you are preaching.
Anyways I’ll let it go. As Ex-sd says peace.
SD Realtor
Participant“I don’t think that wealthy people can buy off enough houses in Encinitas to keep them unaffordable to poorer people indefinitely.”
Yeah you are right there. They will not take all of them.
“Yes, houses are less affordable today than they were in 2003 (duh!)”
I blew this one. What I was trying to imply here was that the number of people who could afford the 2003 home in Encinitas in 2003, will be less for a correlating situation in say 2010. Mostly due to tighter lending standards and possibly due to higher interest rates that I assume will produce a vastly different lending environment.
So that last point was not to compare affordability of now verses then but percentage of the population that could afford a corresponding pricing in the future… (hard to illustrate the point but I think you know what I mean)
I can be selfish and say for people who may not be wealthy but who have been stockpiling cash, (like myself and others on this board) we should be okay as long as we exercise patience as you are preaching.
Anyways I’ll let it go. As Ex-sd says peace.
SD Realtor
Participant“I don’t think that wealthy people can buy off enough houses in Encinitas to keep them unaffordable to poorer people indefinitely.”
Yeah you are right there. They will not take all of them.
“Yes, houses are less affordable today than they were in 2003 (duh!)”
I blew this one. What I was trying to imply here was that the number of people who could afford the 2003 home in Encinitas in 2003, will be less for a correlating situation in say 2010. Mostly due to tighter lending standards and possibly due to higher interest rates that I assume will produce a vastly different lending environment.
So that last point was not to compare affordability of now verses then but percentage of the population that could afford a corresponding pricing in the future… (hard to illustrate the point but I think you know what I mean)
I can be selfish and say for people who may not be wealthy but who have been stockpiling cash, (like myself and others on this board) we should be okay as long as we exercise patience as you are preaching.
Anyways I’ll let it go. As Ex-sd says peace.
SD Realtor
Participant“I don’t think that wealthy people can buy off enough houses in Encinitas to keep them unaffordable to poorer people indefinitely.”
Yeah you are right there. They will not take all of them.
“Yes, houses are less affordable today than they were in 2003 (duh!)”
I blew this one. What I was trying to imply here was that the number of people who could afford the 2003 home in Encinitas in 2003, will be less for a correlating situation in say 2010. Mostly due to tighter lending standards and possibly due to higher interest rates that I assume will produce a vastly different lending environment.
So that last point was not to compare affordability of now verses then but percentage of the population that could afford a corresponding pricing in the future… (hard to illustrate the point but I think you know what I mean)
I can be selfish and say for people who may not be wealthy but who have been stockpiling cash, (like myself and others on this board) we should be okay as long as we exercise patience as you are preaching.
Anyways I’ll let it go. As Ex-sd says peace.
SD Realtor
Participantnostra yeah I used to see them come and go from there. Pretty odd but we have never had any problems when we were there. Man you go there in the summer time around 6 pm and it is packed! It is good to see it used like that. We used to go to another park that is towards MM blvd and a little to the east, is it on Westonhill? I forgot but it is a big park as well but definitely not NEARLY as crowded…
I like a park that is full of people.
AN sorry for the generalization about MM schools. I tried to imply in my post that mine was only a guess and evidently that was done in a poor manner. You have a much more intimate knowledge of the MM schools so I would defer to you on that topic any time.
I like your breakdown of the regions. I would agree wholeheartedly. Also when I lived off of Calle Cris it was a sweet 10 minute drive to the Tech Center… Now I am in Scripps and it is 30 minutes.
SD Realtor
Participantnostra yeah I used to see them come and go from there. Pretty odd but we have never had any problems when we were there. Man you go there in the summer time around 6 pm and it is packed! It is good to see it used like that. We used to go to another park that is towards MM blvd and a little to the east, is it on Westonhill? I forgot but it is a big park as well but definitely not NEARLY as crowded…
I like a park that is full of people.
AN sorry for the generalization about MM schools. I tried to imply in my post that mine was only a guess and evidently that was done in a poor manner. You have a much more intimate knowledge of the MM schools so I would defer to you on that topic any time.
I like your breakdown of the regions. I would agree wholeheartedly. Also when I lived off of Calle Cris it was a sweet 10 minute drive to the Tech Center… Now I am in Scripps and it is 30 minutes.
SD Realtor
Participantnostra yeah I used to see them come and go from there. Pretty odd but we have never had any problems when we were there. Man you go there in the summer time around 6 pm and it is packed! It is good to see it used like that. We used to go to another park that is towards MM blvd and a little to the east, is it on Westonhill? I forgot but it is a big park as well but definitely not NEARLY as crowded…
I like a park that is full of people.
AN sorry for the generalization about MM schools. I tried to imply in my post that mine was only a guess and evidently that was done in a poor manner. You have a much more intimate knowledge of the MM schools so I would defer to you on that topic any time.
I like your breakdown of the regions. I would agree wholeheartedly. Also when I lived off of Calle Cris it was a sweet 10 minute drive to the Tech Center… Now I am in Scripps and it is 30 minutes.
SD Realtor
Participantnostra yeah I used to see them come and go from there. Pretty odd but we have never had any problems when we were there. Man you go there in the summer time around 6 pm and it is packed! It is good to see it used like that. We used to go to another park that is towards MM blvd and a little to the east, is it on Westonhill? I forgot but it is a big park as well but definitely not NEARLY as crowded…
I like a park that is full of people.
AN sorry for the generalization about MM schools. I tried to imply in my post that mine was only a guess and evidently that was done in a poor manner. You have a much more intimate knowledge of the MM schools so I would defer to you on that topic any time.
I like your breakdown of the regions. I would agree wholeheartedly. Also when I lived off of Calle Cris it was a sweet 10 minute drive to the Tech Center… Now I am in Scripps and it is 30 minutes.
SD Realtor
Participantnostra yeah I used to see them come and go from there. Pretty odd but we have never had any problems when we were there. Man you go there in the summer time around 6 pm and it is packed! It is good to see it used like that. We used to go to another park that is towards MM blvd and a little to the east, is it on Westonhill? I forgot but it is a big park as well but definitely not NEARLY as crowded…
I like a park that is full of people.
AN sorry for the generalization about MM schools. I tried to imply in my post that mine was only a guess and evidently that was done in a poor manner. You have a much more intimate knowledge of the MM schools so I would defer to you on that topic any time.
I like your breakdown of the regions. I would agree wholeheartedly. Also when I lived off of Calle Cris it was a sweet 10 minute drive to the Tech Center… Now I am in Scripps and it is 30 minutes.
SD Realtor
Participantesmith you have a peculiar way of addressing directed points. I thought I was pretty clear.
If you do not want to address my points in a more direct manner then so be it.
SD Realtor
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