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SD Realtor
ParticipantChargersin09 –
I live right around the corner from stonebridge. Rather then talk about unique floorplans and such I would rather just give a general analysis. First off I would point out to you that there have been more then a few distressed sales in Stonebridge. I expect that trend to absolutely continue.
One of the things I notice about posts that solicit opinions about particular locations or developments is that responses tend to carry a more negative bias then positive. I think it is always easier to find fault with a location/development then not. The bottom line is that in many cases these are all opinions more then anything else. There are sometimes more factual points brought out and those are helpful. Yet I cannot help but think in some cases lurkers or others will not post for fear of being slammed.
That said, my overall opinion of Stonebridge is simply nyah…I can take it or leave it but for the money I think I would rather live on the south side of Pomerado in Old Scripps. Stonebridge is a bit to wide open for me and it is far off from 15. I get on Pomerado at Semillon and I curse the commute each day. So if I were farther back where Stonebridge is that simply would not suit me. As for the distressed sales that is 100% factual. In each of these cases that you mentioned I am sure you could get a very good deal if you have patience and are not afraid to walk away from a deal here and there.
Miramar is not a big deal. As far as the brush goes again, I don’t see much of an issue there. If you are on the canyon it obviously behooves you to keep your slope clear.
As far as my opinions above they are only that… just opinions. Please don’t take them for anything else other then that. I think if you like Stonebridge then by all means go for it. I do believe it will depreciate but so will other comparable areas. Anyways just make sure you get the best deal possible.
ParticipantChargersin09 –
I live right around the corner from stonebridge. Rather then talk about unique floorplans and such I would rather just give a general analysis. First off I would point out to you that there have been more then a few distressed sales in Stonebridge. I expect that trend to absolutely continue.
One of the things I notice about posts that solicit opinions about particular locations or developments is that responses tend to carry a more negative bias then positive. I think it is always easier to find fault with a location/development then not. The bottom line is that in many cases these are all opinions more then anything else. There are sometimes more factual points brought out and those are helpful. Yet I cannot help but think in some cases lurkers or others will not post for fear of being slammed.
That said, my overall opinion of Stonebridge is simply nyah…I can take it or leave it but for the money I think I would rather live on the south side of Pomerado in Old Scripps. Stonebridge is a bit to wide open for me and it is far off from 15. I get on Pomerado at Semillon and I curse the commute each day. So if I were farther back where Stonebridge is that simply would not suit me. As for the distressed sales that is 100% factual. In each of these cases that you mentioned I am sure you could get a very good deal if you have patience and are not afraid to walk away from a deal here and there.
Miramar is not a big deal. As far as the brush goes again, I don’t see much of an issue there. If you are on the canyon it obviously behooves you to keep your slope clear.
As far as my opinions above they are only that… just opinions. Please don’t take them for anything else other then that. I think if you like Stonebridge then by all means go for it. I do believe it will depreciate but so will other comparable areas. Anyways just make sure you get the best deal possible.
ParticipantChargersin09 –
I live right around the corner from stonebridge. Rather then talk about unique floorplans and such I would rather just give a general analysis. First off I would point out to you that there have been more then a few distressed sales in Stonebridge. I expect that trend to absolutely continue.
One of the things I notice about posts that solicit opinions about particular locations or developments is that responses tend to carry a more negative bias then positive. I think it is always easier to find fault with a location/development then not. The bottom line is that in many cases these are all opinions more then anything else. There are sometimes more factual points brought out and those are helpful. Yet I cannot help but think in some cases lurkers or others will not post for fear of being slammed.
That said, my overall opinion of Stonebridge is simply nyah…I can take it or leave it but for the money I think I would rather live on the south side of Pomerado in Old Scripps. Stonebridge is a bit to wide open for me and it is far off from 15. I get on Pomerado at Semillon and I curse the commute each day. So if I were farther back where Stonebridge is that simply would not suit me. As for the distressed sales that is 100% factual. In each of these cases that you mentioned I am sure you could get a very good deal if you have patience and are not afraid to walk away from a deal here and there.
Miramar is not a big deal. As far as the brush goes again, I don’t see much of an issue there. If you are on the canyon it obviously behooves you to keep your slope clear.
As far as my opinions above they are only that… just opinions. Please don’t take them for anything else other then that. I think if you like Stonebridge then by all means go for it. I do believe it will depreciate but so will other comparable areas. Anyways just make sure you get the best deal possible.
ParticipantWell said uco, I agree.
SD Realtor
ParticipantWell said uco, I agree.
SD Realtor
ParticipantWell said uco, I agree.
SD Realtor
ParticipantWell said uco, I agree.
SD Realtor
ParticipantWell said uco, I agree.
SD Realtor
ParticipantThat is the problem esmith. Common sense would dictate that the 10 year would not go down more because of your statement and other rationale. However common sense would have also dictated that in order to get our own financial mess in order we should have seen higher interest rates many years ago. How do we know that the there is not any behind the scenes nudging of purchasers both foreign and domestic of US debt.
If you try to out think the market generally you lose. I am not saying you are incorrect. I am just trying to say that long long ago I gave up trying to apply my simplistic rational analysis. The marketplace is not controlled by common sense and visibility. Unfortunately I believe it is much more controlled by other forces of which I and the general public have little to no control over. So all I can do is watch it, try to make money off of it and get the best deal I can off of it.
As I say there are many many who are well versed in the bond market and bond trading. You very well may be quite correct in your analysis. My stance is a bit more cautious which is, I have no clue where the bottom is, but someday it damn well has to go up… and farther into the future way up.
SD Realtor
ParticipantThat is the problem esmith. Common sense would dictate that the 10 year would not go down more because of your statement and other rationale. However common sense would have also dictated that in order to get our own financial mess in order we should have seen higher interest rates many years ago. How do we know that the there is not any behind the scenes nudging of purchasers both foreign and domestic of US debt.
If you try to out think the market generally you lose. I am not saying you are incorrect. I am just trying to say that long long ago I gave up trying to apply my simplistic rational analysis. The marketplace is not controlled by common sense and visibility. Unfortunately I believe it is much more controlled by other forces of which I and the general public have little to no control over. So all I can do is watch it, try to make money off of it and get the best deal I can off of it.
As I say there are many many who are well versed in the bond market and bond trading. You very well may be quite correct in your analysis. My stance is a bit more cautious which is, I have no clue where the bottom is, but someday it damn well has to go up… and farther into the future way up.
SD Realtor
ParticipantThat is the problem esmith. Common sense would dictate that the 10 year would not go down more because of your statement and other rationale. However common sense would have also dictated that in order to get our own financial mess in order we should have seen higher interest rates many years ago. How do we know that the there is not any behind the scenes nudging of purchasers both foreign and domestic of US debt.
If you try to out think the market generally you lose. I am not saying you are incorrect. I am just trying to say that long long ago I gave up trying to apply my simplistic rational analysis. The marketplace is not controlled by common sense and visibility. Unfortunately I believe it is much more controlled by other forces of which I and the general public have little to no control over. So all I can do is watch it, try to make money off of it and get the best deal I can off of it.
As I say there are many many who are well versed in the bond market and bond trading. You very well may be quite correct in your analysis. My stance is a bit more cautious which is, I have no clue where the bottom is, but someday it damn well has to go up… and farther into the future way up.
SD Realtor
ParticipantThat is the problem esmith. Common sense would dictate that the 10 year would not go down more because of your statement and other rationale. However common sense would have also dictated that in order to get our own financial mess in order we should have seen higher interest rates many years ago. How do we know that the there is not any behind the scenes nudging of purchasers both foreign and domestic of US debt.
If you try to out think the market generally you lose. I am not saying you are incorrect. I am just trying to say that long long ago I gave up trying to apply my simplistic rational analysis. The marketplace is not controlled by common sense and visibility. Unfortunately I believe it is much more controlled by other forces of which I and the general public have little to no control over. So all I can do is watch it, try to make money off of it and get the best deal I can off of it.
As I say there are many many who are well versed in the bond market and bond trading. You very well may be quite correct in your analysis. My stance is a bit more cautious which is, I have no clue where the bottom is, but someday it damn well has to go up… and farther into the future way up.
SD Realtor
ParticipantThat is the problem esmith. Common sense would dictate that the 10 year would not go down more because of your statement and other rationale. However common sense would have also dictated that in order to get our own financial mess in order we should have seen higher interest rates many years ago. How do we know that the there is not any behind the scenes nudging of purchasers both foreign and domestic of US debt.
If you try to out think the market generally you lose. I am not saying you are incorrect. I am just trying to say that long long ago I gave up trying to apply my simplistic rational analysis. The marketplace is not controlled by common sense and visibility. Unfortunately I believe it is much more controlled by other forces of which I and the general public have little to no control over. So all I can do is watch it, try to make money off of it and get the best deal I can off of it.
As I say there are many many who are well versed in the bond market and bond trading. You very well may be quite correct in your analysis. My stance is a bit more cautious which is, I have no clue where the bottom is, but someday it damn well has to go up… and farther into the future way up.
SD Realtor
ParticipantTough call man…greedy or smart… usually they do not go hand in hand…let’s just say you are trying to get the best rate possible and leave it at that.
Like I said, I am not expert on the bond market. That is where guys like Chris S and the experts come in. All I can tell you is to keep checking that 10 year treasury yield every day or more…
Sometimes the lenders have a 1 time rate adjustment but I take it the program you are looking at does not have that eh? That allows you to lock in BUT you also get a 1 time chance to relock during the escrow period.
SD Realtor
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