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scaredyclassicParticipant
[quote=sdrealtor]She had a wonderful sense of humor and I got some of that from her. My dad was not funny. Not even a little bit[/quote]
A comedienne needs a straight man.
scaredyclassicParticipant[quote=sdrealtor][quote=Coronita][quote=sdrealtor]I <3 Tom Vu
Have some guts! Make a decision! Come to my seminar![/quote]
Robert Kiyosaki ----
My real dad was poor and stupid he was well educated.
My friend's dad was smart and rich and didn't go to college.College is for losers, you don't need college. Pay $899 and I'll teach you how to be rich with my education.
(once at his seminar)...think out of the box...If you want to know how, pay $899 for my second seminar....
(once at his second seminar)...buy real estate with no money down... If you want to know how, pay $899 for my third seminar....
and so forth...
(No I never paid for his seminars. I was stupid enough to buy his first book. But when I was done, I promptly returned it for a full refund from Barnes and Noble...) You see, his book taught me something useful after all... How to get something for nothing!
I should write a lifehack book on how you can use the generous return policies in the US to freeload off of things...
Life hack #231...Buy lots of annual flowers from Home Depot and plant them in the front yard so that your house looks very nice from the curb for rental prospects...After the a tenant signs the lease...Dig up the annual flowers dig them back up and put them back into the containers, and then return them to home depot....And then keep your original receipt and report it as a cost against your operating income for that rental property......
I'M KIDDING..... Not worth my time or effort, though in theory, once could do it...Bad karma..but...[/quote]
My mother once called to register for a course on how to save money and she started negotiating with them for a discount on the price of the course. They told her she didnt need the course and maybe could be one of the teachers[/quote]
This is funny.
scaredyclassicParticipant[quote=sdrealtor]I just bought some Doge Coin. Trying to appear young and hip[/quote]
You appear 24 now.
My vanguard target date fund makes me appear 63
scaredyclassicParticipant[quote=Coronita][quote=scaredyclassic]We’re not sharing, we are all performance artists now. Or always were. I think Instagram just made it crystal clear for everyone.
I think.[/quote]
I hate instagram. I mean, i’m convinced it’s contributing to the decline of GenerationZ. It’s basically faking Hollywood (everything I hate about the entertainment industry) on steroids.
Basically, you have a bunch of posers on IG trying to convince others how (fake) successful they are with their “side hustle” as they call it..Terms they like to through around “six figure income in months” , “easy”, “quick” , “no hard work required…”
And a lot of GenerationZ actually believe this shit. Maybe that’s why stats are showing GenerationZ is quickly becoming the depressed generation. Because what they are told and believe from IG are so out of touch with what really ends up happening in their life….
My god, I was looking at some of IG accounts, I see so many people talking about “how I easily made money in real estate with no money down…” It’s an enter new generation of Rich Dad/Poor Dad Fake Robert K, Carlton Sheets, and Tom Vu ,and Don Lapre..Just on a different media. Some of these younger spawns of the former actually are pushing some of the exact same material that their ancestors pushed….
A lot of this bullshit comes out of SoCal LA..Last week I ran into a guy talked about how he has a killer side hustle selling vitamins etc, and how big a house he has in LA and how this is crap, this is so low class, this is not good enough for him…A friend of mine knows this guy and says he’s full of it. Lives in a rented 1/1 in San Pedro… (nothing wrong with that…but just weird he would talk so big when I barely knew him…probably trying to push his stupid vitamin pills onto me, lol).. Annoying as fuck.. and then there was this other guy talking about how we was going to open one of them franchises boba places that are really popular and dropped a few name… Again, full of shit…Because a lot of those franchise boba places…There’s based in Taiwan, and they don’t let anyone who is not in their immediate circle franchise, and I know they aren’t related to those owners…MeetFresh, etc, all have a very tight control on who can franchise here in the US… And if you work for them, they make you sign some many layers of NDAs and agreements that you won’t go off and start a similar place for the next 2 years after you quit. And if you do, or try to copy what they do, they totally will go after you in court..They already have for many people that tried…and those people got into deep shit.[/quote]
Instagram is the way all human life is. The only way we know what we want is someone else showing us.
scaredyclassicParticipantWe’re not sharing, we are all performance artists now. Or always were. I think Instagram just made it crystal clear for everyone.
Do I subscribe to and read THE NEW YORK REVIEW OF BOOKS faithfully because I independently desire to. Am I actually interested in the publication or do I just want to be the sort of person who would read it.Or do I think such behavior will make me be or appear to be a certain way? What if no one knows? Why doi want the things I want?
Everything we do is cultivating persona. We are all actors. I want to assume the role of the smartest guy in the room, at least in dumber rooms.
I. Think my parents valued that party trick.
Except I think I might actually like nyrb. Not like it independently of my entire brainwashed upbringing, but within that context, I kinda enjoy it.
I think.
scaredyclassicParticipantI wonder how much financial benefit all this fussing about yields.
Trump allegedly would’ve been far wealthier had he thrown his inheritance into an index fund.
Of course, where’s the fun in that? Also, no presidency. So I guess if it keeps one engaged, it’s worth it. Or is it?
All of our actions and plans, are based on a desire to be a certain way, not just achieve a certain goal. To be seen a certain way. To be able to be seen a certain way, in every group we mix in. We don’t want things, we want to be a particular way.
. The same net financial result, with no visible effect in the world would not be 1/10 as satisfying.
I am definitely a person desperate to be seen a particular way. as is flyer. We are probably the two most glaring examples in this microscopic universe, smaller than a 7thgrade classroom, of naked desire for others positive perceptiin.
A desperate screaming cry for status.
I personally want to be seen as very clever, (tho often viewed as smarter by half), deeply insightful, authentically and deeply feeling, yet modest, thoughtful, introspective. Fit and fun and openminded….I’m also desperate for approval and love…
It’s not easy keeping up appearances.
All of life seems to be a desperate search for some form of status, a way to differentiate from others who are terrifyingly similar. Maybe thats what internet forums are.
I like your persistent and courageous effort, I must admit, in the face of so much competition. I hope that provided some small, micro endorphin boost.
I’m much less impressed with myself. I think I need a new aspirational identity be other than Sr citizen hipster. Either Buddhist monk, ruthless capitalist or … Shit, I’m running out of identities that look attractive. Maybe tax savvy landlord would fill the gap.
Really, I’ll take anything but aging hipster or tedious intellectual. Im too old for enginerd.
The posing continues even in the senior centers.
scaredyclassicParticipant[quote=Coronita][quote=scaredyclassic]Why the desire for real property v. Etf.
It does seem wonderful to have some actual, in the world.
Is there any advantage to reality reality v virtual reality?[/quote]
i guess for me a few reasons.
i can 1031 exchange property. not sure if you can do the same with reits.
if i need money, i can do a cash out refi and borrow against it. I think schwab does allow something called pledged assets, where you could borrow against it. but it just seems sort of messed up to do that, and i think the loan rate from pledged assets isnt a fixed rate loan, nor would it be as low as a 30 year fixed mortgage.
i have direct control over the performance, versus an reit im at the mercy of the institution.
i have a lot more control over what i can deduct as operating costs. More variables to adjust my net income each year.
If my kid is lucky enough to go to a college here locally, i dont need to worry about college living costs while physically giving them the proper physical distance.
and if they go elsewhere, maybe i can do a 1031 exchange into something near where they go…[/quote]
Ok, I guess that’s kind of reasonable. Sort of.
scaredyclassicParticipantWhy the desire for real property v. Etf.
It does seem wonderful to have some actual, in the world.
Is there any advantage to reality reality v virtual reality?
scaredyclassicParticipant[quote=Coronita][quote=scaredyclassic]
All sd real estate seems a bit undiversified.
I’ve had some luck with EQR lately. Doesn’t this seem less risky than buying one hut?
Not leveraged, prob no big upside…but 3 perc. Div.[/quote]
not sure…. maybe.
My 401k plan has a fidelity REIT i think fsrnx… i guess i just like the real thing. like i like physical gold versus the paper gold.
One condo looked ok , the other one that was more looked and smelled like a dump.
ill put an offer for the for the first one. its still much less than the other property i cancelled escrow on because i got cold feet.[/quote]
EQR is just residential real estate, if that feels more landlordy to you. 50k into that seems wayless scary than throwing 50k into a down payment into a smelly condo.
scaredyclassicParticipant[quote=Coronita]Today im going to look at a few properties for rentals and Im going to put in offers that are all cash, 5-7% above ask, 10 days or less close of escrow, free 30 day rentbacks…
I figure 5-7% premium i pay will balance out with the 100-130% gain on my other properties from 2009-2011 if i do get it….
…And if i dont get it…just like in the show Storage Wars where often times one of the people bid up the price of the locker they really dont want just to make it more expensive for everyone else…by participating in the party, even if i dont get the property, I made it more difficult and expensive for everyone else who wants to participate in the game right now, and possibly some of these people might end up as excellent short sales candidates 10-12 years from now..Plus in the short term, I need to do my part push up prices higher so my other rentals appreciate more too , heh heh…
Crypto Baby![/quote]
All sd real estate holdings seems a bit undiversified.
I’ve had some luck with EQR lately. Doesn’t this seem less risky than buying one hut?
Not leveraged, prob no big upside…but 3 perc. Div.
scaredyclassicParticipant[quote=XBoxBoy][quote=sdrealtor]Hard to argue that buying a home around 2009 to 2012 was not the opportunity of lifetime looking at this.[/quote]
Yup, absolutely agree. If you look at the chart above showing deviation you find it agrees with your housing economist. 1997 to 2000 was a good time, and then again 2010 to 2013 was an even slightly better time.[/quote]
I’ve missed so many opportunities, they barely register. But even a dope does something right occasionally
scaredyclassicParticipantReally racking up mileage on the ebike w no car. At 7350 miles. Curious to see how long the Bosch motor and battery can make it. Will need to not have a car to keep miles up.
Battery seems to have lost about 20 perc. Capacity.
scaredyclassicParticipantI barely wear a helmet on my bicycle. Although I did fall last year and bonked my head, with a helmet. So I have been wearing it more often. I’m not persuaded helmets are good overall.
scaredyclassicParticipant[quote=Coronita][quote=scaredyclassic][quote=Coronita][quote=scaredyclassic][quote=Coronita][quote=scaredyclassic][quote=Coronita][quote=scaredyclassic]I drive very gently and slowly. The transmission will be fine. I am the slowest guy anywhere. New Miata seem rather cheap.
I really would rather just live than fail at a gun suicide. I’ve always thought it’d be best to be on a raft far fr shore, tie a weight on you, shoot raft, shoot self.
Of course,. I could have a change of heart between the raft shooting and the suicide.
Dammit. Maybe shoot self off the golden gate bridge?
I think at the end of the day suicides just not for me.[/quote]
New miatas are cheap. Softtop cheaper than hardtop. The other thing is, if you don’t care, you don’t need to get a manual transmission. Automatics are more reliable than manual in this generation. They don’t break.
Added bonus of miatas. Sorry, I can’t pick you up and take your friends… Only 2 seats…sorry
Also funner car than minis imho.
One other problem. If your taller than 6′, may not be a car for you…it won’t be comfortable.[/quote]
69.5 inches. Very slender. Fuck it, maybe I should go get one.
Could be 69 or 70 inches. So much depends on posture[/quote]
Should work… I’m 71 inches. The only issue is when I wear a helmet, top of my head rubs against closed roof. Sometimes. You won’t have a problem.
2019+ has adjustable steering wheel, so that helps. If you need to reduce the seat height, Aurora Auto Design has a seat bracket that can drop the height down by 1.1 inches (it’s usually used for taller people with helmets to pass the “broomstick test”.)I’m thinking about wearing a motorcycle helmet at all times while driving tho. Hmmm. Keep top down[/quote]
Not legal i think. I was pulled over once for doing this…Long story…Didn’t have time to exit race, change, and take kid to a basketball game i was coaching…
Was annoyed because friends with catfish miata with no windshield never had that issue.[/quote]
I’ll do some research on that.[/quote]
I was given a warning. CVC 27400… Something about not obstructing both my ears. Don’t get it though…people on bikes wear helmets and an helmet isn’t earplugs or headphones….Maybe just cop wanted to flex. I said oh, ok, didn’t know. He said cool car, and left…[/quote]
That stop was BULLSHIT
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