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All I want is anything available. But I need shade.

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i would just walk around.
i dont use heat or ac here in temecula.
i would just eat fish and nap and read.

but i think all this media on retireng abroad is rooted on a strong discontentedness with life…

like, it must be better somewhere else…

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I’m not sure.my wife pays everything for school

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i lived in really crappy ancient unrenovated frat that was truly in terrible filthy disrepair and it was so awesome.

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[quote=livinincali][quote=CA renter]
We desperately need to direct more public funding to education instead of constantly starting extremely costly wars around the world.[/quote]

No we need to figure out ways to make college cheaper not throw more money at the universities so they can hire more overpaid administrators and build more useless entertainment type complexes. Undergraduate math, undergraduate chemistry, and undergraduate just about anything hasn’t changed much in the past 50 years. Why does it cost so much more to teach the same material in the same classrooms with the same teachers. As online technology improves it should be costing less to learn and take something like Calculus 101, but instead it costs 200,300,500% more than it did just 10-20 years ago.

The question become why? While there might be some nuances and details,it really boils down to an unlimited supply of money that you can borrow and pay back in some distant future.[/quote]

but the govts making money. Given the level of propaganda really coll edge it’s unlikely to end soon.

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[quote=FlyerInHi]my condo is just a simple 1-bedroom. Imagine a modern Scandinavian apartment. Not colorful, utilitarian, but clean with nothing laying around.

I don’t remember my dreams much these days.

I imagine scaredy as a handsome middle age Jewish lawyer (like David Milliband) with a tight bod from krav maga and weight lifting.[/quote]

tragically I am kind of not handsome.

My body however I love. I am so happy with it. It works so nicely. It gives me no problems

My dreams are extremely vivid. I awoke the other day dreaming I had my hand on someone’s shoulder and was shocked to be lying in bed with my hands not on a shoulder.

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Not sure how to describe. There was a bike path outside and a major race going by. A guy named Luis was selling freshly killed chicken tacos. Flyerinhi kissed me goodbye when I left.

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I don’t read that much. I just name drop every book I read.

Also I start but don’t finish many many books. Read 20 pps. A bit in the middle and the end…

Your house was strange in my dream

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[quote=spdrun]See, I don’t know. In other parts of the country, lower middle-class people hike and camp as well. They just call it “hunting”, bringing guns and beer along and forgetting the granola bars.[/quote]

For the intelligentsia a book on the art of walking. A slender volume, it changed the way I saunter.

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[quote=CA renter][quote=scaredyclassic]
I think I love work but sometimes just packing it in doesn’t sound bad.

I turn 52 in two weeks…and I cannot afford to quit. Still gotta pay off those dang student loans…and other things…[/quote]

I often think about your situation and the fact that you (and your wife?) have student loans you are still paying off. It’s one of the many reasons that we’ve decided to have our kids stay home and attend local JCs/universities for their undergrad degrees. It’s a bit depressing to know that a doctor and lawyer are still paying off their loans in their 40s and 50s…and that’s for an education that cost a whole lot less than it does today. 🙁

We desperately need to direct more public funding to education instead of constantly starting extremely costly wars around the world.[/quote]

It’s mainly our fault. We were earning about 65000 together while she was a resident around 2000 annd had kids when we consolidated and refinanced into very long term multidecade but much lower payment loans. Payments low but around for seemingly ever. It had to be done at that time.

And while I like to complain about it our total payment is extremely manageable, around 600 a mo. But big chunks of our pvt. Loans were paid off along the way so the bill has changed a lot over time and also much of that debt was at much higher interest rate. As a percent of our income student loan payments loomed like a massive iceberg.

Because we had trouble along the way at particular moments though, when it wasn’t clear things were gonna be OK short term I am very averse to my kids loading up on school debt. I hate to think of them as stressed out as I was at certain times.

To me, personally, being able to pay SDSU tuition effortlessly now without screwing with our budget fills me with pride. Pride verging on euphoria. I am grateful for this possibility…

Perhaps some doors are therefore closed. But for all of us together in my family, all things considered, this is an amazing opportunity and value. Everyone’s experience, view of the world, relative optimism varies greatly so I could see how for some this feels like settling for 2nd rate. I just don’t feel that way. It feels smart.

Also, last night I dreamt I went to flyerinhi’s house.

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[quote=svelte][quote=flu]I really look forward to lpjohnso and her family turning this around. It’s encouraging to hear there people doing things to get out of the financial predicament they are in.[/quote]

Me too. Please do keep us posted lpj.

My wife and I have gotten ourselves into jams too so don’t feel like you’re the only one. 🙂

We struggled for awhile but analyzed the situation (like you’re doing) and righted our boat…there is no reason I can see that things won’t turn out just as well for you.[/quote]

we had 20k in credit card debt about 15 years ago we paid off pretty fast.

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[quote=flu][quote=scaredyclassic]2800 for a 2 br split 4 ways[/quote]

Really? I’m assuming this has to be on campus. Do you know how many sqft?

Off campus nearby, 2/2’s rent for $1400[/quote]

for reals. I don’t know. This is what his pals picked. Too complex at this point. Gets really difficult to find a place near there soon…at least it was last yr.

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[quote=joec][quote=UCGal]All I know is that my 529 savings accounts will NOT be enough to pay for Ivy. But I’m hoping it will be enough to pay for UC. They can go to grad school on my dime if there’s money left over.

If my kids get accepted to Ivy and don’t get financial aid – then it’s an issue…

Truthfully, I doubt my kids will be accepted to Ivy schools – I’m hoping for acceptance to UC schools – which is much harder now than when I was accepted to UCB several decades ago. FWIW – my engineering degree from SDSU was good enough for me to support myself, sock away some money, and retire at age 52. I was not going to keep working just in case my kids wanted to go to Harvard instead of UCSD, UCLA, UCI, etc…[/quote]

Congrats on early retirement, but a lot of that has less to do with SDSU than an Ivy league degree. Having followed your posts for a long time here, I seriously believe if you went to an Ivy League school, you would have done just as well and my guess is, even much better with your work and savings ethics.

At the end of the day, you can go to SDSU and spend to no end and be on the streets, go to an Ivy and penny pinch and retire early too.

Early retirement is more about saving more than you spend and living a certain lifestyle…[/quote]

I think I love work but sometimes just packing it in doesn’t sound bad.

I turn 52 in two weeks…and I cannot afford to quit. Still gotta pay off those dang student loans…and other things…

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2800 for a 2 br split 4 ways

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Yeah. What’s gonna happen. We’ve been looking at condos near sdsu. Kinda make sense if I compel all my kids to go there which I might.

But price seems a bit high. Although not terrible…

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