[scaredyclassic]

[quote=njtosd][quote=scaredyclassic]sat scores avg at cal poly were same percentile as ivy league school i attended 30 y. ago.

crazy, man[/quote]

Yes – but you and I walked into the SAT with no preparation courses (at least I did) or college admissions coaches or anything else. The test was sort of a side issue – not a panic inducing life event. Had everyone practiced 100 times back then and gone to all kinds of prep courses, we would have done better.

This college admissions thing is such a racket. . . but it’s a game you have no choice but to play. Tail wagging the dog – again.[/quote]

thats true. it was a point of pride that id never even looked at the test before…ok. i feel better

[scaredyclassic]

http://www.autoblog.com/2015/12/31/nissan-leaf-depreciates-worse-than-any-other-car/

highest depreciation of any car! im interested.

i was opposed initially but im gonna check em out…i think this might be for me..

[scaredyclassic]

sat scores avg at cal poly were same percentile as ivy league school i attended 30 y. ago.

crazy, man

[scaredyclassic]

[quote=spdrun]Why do you need to send your kids to the best high schools? Save the fucking money, spend it on after-school enrichment programs, books, and travel with the kids.

States like CA, NY, and NJ tend to have good public universities that aren’t hard to get into if you’re in-state. Why shoot for Stanford, Hah-vahd, Princeton, or Yale when you can send kids to an decent but not top public school system, have them get good grades, and have them go to a public university. High-end private universities are better for grad school.

I’d sooner my kids finish Rutgers, SUNY, SDSU, or one of the UC schools with low debt than graduate with a basket-weaving degree from Hahvahd.[/quote]

SDSU is actually difficult to get into now.

weird but true

[scaredyclassic]

http://www.greencarreports.com/news/1098554_should-i-buy-a-used-nissan-leaf-or-another-electric-car/page-3
used leaf analysis.
could be undervalued in the marketplace

[scaredyclassic]

hmmm. nissan leaf. im intrigued.

[scaredyclassic]

[quote=spdrun]Buy fully depreciated, spend the minimum required to keep it running and legal (don’t be a p*ssy, do the work yourself), and sell it on Craigslist “for parts” when something too expensive breaks. You’ll come out ahead.

That’s why we’re talking about spending sub-$5000, not $13400 on a used car.[/quote]

i am kind of a pussy.

[scaredyclassic]

[quote=TeCKis300]Sounds like while you can get away with one car, it’s nice to have a second backup car.

As a backup car, I wouldn’t bother with new.

Perhaps you can use it as an opportunity to dabble in the next generation of car – an electric vehicle specifically. EV’s make great in town runabouts!

And you can do it on the cheap, with it still under warranty, for a little more than half the price of that new Corolla appliance.

Look at 2013/2014 Nissan Leaf’s. ~10k with low mileage. Either with factory warranty still intact or buy an extended warranty.[/quote]

those leafs really depreciate fast! do they work?

used late model corolla prices are same as new.

i need very reliable cars…also latest safety …

[scaredyclassic]

https://m.reddit.com/r/personalfinance/comments/330ly4/new_vs_used_car_why_new_cars_arent_as_bad_of_a/

i just want the cheapest way. thread is sort of informative…

[scaredyclassic]

i like new car warranties and new cars with new parts. im not persuaded used cars are cheaper if held over say 15 years. but im open to data.

[scaredyclassic]

[quote=FlyerInHi][quote=svelte][quote=scaredyclassic]i never experience road rage. i think of other cars as meteors, unthinking blobs in lifes video game.[/quote]

I’m gonna borrow this…

Great idea scaredy.[/quote]

Me too.
That’s very zen. I don’t have road rage either. I’m very courteous and yield a lot these days. If first at the stop light, i would move to the middle lane to let people turn right on red.[/quote]

i didnt make this up, i read it somewhere. but it always stuck with me. depersonalizing other cars seems useful in terms of managing emotion. i had a friend who really used to get angry at everyone on the road, everything was a personal affront.

it once got him in a bit of trouble. this type of thinking is not helpful toward the aim of driving, which is basically to move your vehicle across space without it occupying the same coordinates as any other vehicle at the same time. its more of a math problem than an interpersonal thing.

[scaredyclassic]

i never experience road rage. i think of other cars as meteors, unthinking blobs in lifes video game.

[scaredyclassic]

changing your name is lame.

[scaredyclassic]

i want to be more like trump.

brash.
always right.
self promoting.
people who dont get me ate losers.
etc.

[scaredyclassic]

[quote=njtosd][quote=Panderso]Really? My understanding was that daycare/preschool is $10k to $15k a year, is that about right? I’m early on in the research process.[/quote]

That seems about right – for one child. If you have two – there’s no bulk discount. It’s like paying college tuition. FWIW – I have known many women (MDs, lawyers, etc.) who were sure they’d be ok with leaving their child at daycare or with a nanny, only to find that it was a completely different decision once the child(ren) came along. Some were OK, but some weren’t (in a big way). It’s a deep dark secret, especially among those who put a lot of time and $ into preparing for their careers. Babies mess with your brain – even if you’re sure they won’t.

When buying a house, if you and your husband can leave yourselves some room to work that issue out (i.e. have a budget that leaves the possibility for one of you take some time off) you will avoid the feeling of having your back against the wall and you will both be happier. If, when the time comes, you find that you have a child care solution that works well for you, you’ll be able to put some extra cash away for college – which comes at you much faster than you will ever imagine.

Best wishes.[/quote]

yep. dont count on working with the baby. technically, women can go clinically insane after a baby arrives. men on the other hand are excellent at day care drop offs. i used to drop off a 2 mo. old 1st kid and felt nothing but, see ya later, buddy, almost proud that he was up for a day at day care, selfsoothing, sort of. while my wife would weep big salty tears. she could not self soothe as well.

later she had to stay home. couldnt “miss out” …of course, staying home also drove her nuts.

its really too expensive to have a bunch of kids. you figure itll work out cause others make it.

but others are nuts.

this is part of why scaredy is nervous,again.

how tiny is this tiny condo? maybe it is big enough

[Author]

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