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Raybyrnes
ParticipantHLS
In complete agreement with you regarding comparing yesterdays rate, You can’t walk into a bank and ask for last weeks CD rate either. You need to compare apples to apples and that mean product, time fees etc.What I seem to have a problem wit is the fact that you continually sell (FUD) Fear Uncertainty and Doubt.
Simple position. There are a lot of Mortgage brokers out there. Why not identify the PAR rate and see who is willing to take the least in fees YSP etc to do the loan. Seems to me that is the best way to get the best deal. If a broker wants to hit a certain funding volume so as to keep his wholesaler happy then they may take a thin profit on a loan.
ParticipantHLS
In complete agreement with you regarding comparing yesterdays rate, You can’t walk into a bank and ask for last weeks CD rate either. You need to compare apples to apples and that mean product, time fees etc.What I seem to have a problem wit is the fact that you continually sell (FUD) Fear Uncertainty and Doubt.
Simple position. There are a lot of Mortgage brokers out there. Why not identify the PAR rate and see who is willing to take the least in fees YSP etc to do the loan. Seems to me that is the best way to get the best deal. If a broker wants to hit a certain funding volume so as to keep his wholesaler happy then they may take a thin profit on a loan.
ParticipantHLS
In complete agreement with you regarding comparing yesterdays rate, You can’t walk into a bank and ask for last weeks CD rate either. You need to compare apples to apples and that mean product, time fees etc.What I seem to have a problem wit is the fact that you continually sell (FUD) Fear Uncertainty and Doubt.
Simple position. There are a lot of Mortgage brokers out there. Why not identify the PAR rate and see who is willing to take the least in fees YSP etc to do the loan. Seems to me that is the best way to get the best deal. If a broker wants to hit a certain funding volume so as to keep his wholesaler happy then they may take a thin profit on a loan.
ParticipantHLS
In complete agreement with you regarding comparing yesterdays rate, You can’t walk into a bank and ask for last weeks CD rate either. You need to compare apples to apples and that mean product, time fees etc.What I seem to have a problem wit is the fact that you continually sell (FUD) Fear Uncertainty and Doubt.
Simple position. There are a lot of Mortgage brokers out there. Why not identify the PAR rate and see who is willing to take the least in fees YSP etc to do the loan. Seems to me that is the best way to get the best deal. If a broker wants to hit a certain funding volume so as to keep his wholesaler happy then they may take a thin profit on a loan.
March 9, 2010 at 6:08 PM in reply to: OT: Health Care in Mexico vs. U.S. (related to “Father is visiting and hospitalized…”) #523561ParticipantMy wife is a dentist and if you are looking for high quality care at an affordable price check out the community clinics. Family Health Centers of San Diego and San Ysidro are very affordable. They charge on a sliding scale and no one is checking what you are listing your income as. If you have children you can go to The Children’s Dental Health Center in Golden Hills. Cost for a check up is about $30. Don’t see why you would ever have to go over the border for quality care.
March 9, 2010 at 6:08 PM in reply to: OT: Health Care in Mexico vs. U.S. (related to “Father is visiting and hospitalized…”) #523698ParticipantMy wife is a dentist and if you are looking for high quality care at an affordable price check out the community clinics. Family Health Centers of San Diego and San Ysidro are very affordable. They charge on a sliding scale and no one is checking what you are listing your income as. If you have children you can go to The Children’s Dental Health Center in Golden Hills. Cost for a check up is about $30. Don’t see why you would ever have to go over the border for quality care.
March 9, 2010 at 6:08 PM in reply to: OT: Health Care in Mexico vs. U.S. (related to “Father is visiting and hospitalized…”) #524139ParticipantMy wife is a dentist and if you are looking for high quality care at an affordable price check out the community clinics. Family Health Centers of San Diego and San Ysidro are very affordable. They charge on a sliding scale and no one is checking what you are listing your income as. If you have children you can go to The Children’s Dental Health Center in Golden Hills. Cost for a check up is about $30. Don’t see why you would ever have to go over the border for quality care.
March 9, 2010 at 6:08 PM in reply to: OT: Health Care in Mexico vs. U.S. (related to “Father is visiting and hospitalized…”) #524235ParticipantMy wife is a dentist and if you are looking for high quality care at an affordable price check out the community clinics. Family Health Centers of San Diego and San Ysidro are very affordable. They charge on a sliding scale and no one is checking what you are listing your income as. If you have children you can go to The Children’s Dental Health Center in Golden Hills. Cost for a check up is about $30. Don’t see why you would ever have to go over the border for quality care.
March 9, 2010 at 6:08 PM in reply to: OT: Health Care in Mexico vs. U.S. (related to “Father is visiting and hospitalized…”) #524493ParticipantMy wife is a dentist and if you are looking for high quality care at an affordable price check out the community clinics. Family Health Centers of San Diego and San Ysidro are very affordable. They charge on a sliding scale and no one is checking what you are listing your income as. If you have children you can go to The Children’s Dental Health Center in Golden Hills. Cost for a check up is about $30. Don’t see why you would ever have to go over the border for quality care.
ParticipantIf you are looking at solar you may want to familiarize yourself with PPA agreemenst (power Purchase Agreements) http://www.freerepublic.com/focus/f-news/2015791/posts
If you are looking at Solar Installers here is a pretty good link.
http://solar.coolerplanet.com/Directory/CA/san-diego-solar-panel-installers.aspxParticipantIf you are looking at solar you may want to familiarize yourself with PPA agreemenst (power Purchase Agreements) http://www.freerepublic.com/focus/f-news/2015791/posts
If you are looking at Solar Installers here is a pretty good link.
http://solar.coolerplanet.com/Directory/CA/san-diego-solar-panel-installers.aspxParticipantIf you are looking at solar you may want to familiarize yourself with PPA agreemenst (power Purchase Agreements) http://www.freerepublic.com/focus/f-news/2015791/posts
If you are looking at Solar Installers here is a pretty good link.
http://solar.coolerplanet.com/Directory/CA/san-diego-solar-panel-installers.aspxParticipantIf you are looking at solar you may want to familiarize yourself with PPA agreemenst (power Purchase Agreements) http://www.freerepublic.com/focus/f-news/2015791/posts
If you are looking at Solar Installers here is a pretty good link.
http://solar.coolerplanet.com/Directory/CA/san-diego-solar-panel-installers.aspxParticipantIf you are looking at solar you may want to familiarize yourself with PPA agreemenst (power Purchase Agreements) http://www.freerepublic.com/focus/f-news/2015791/posts
If you are looking at Solar Installers here is a pretty good link.
http://solar.coolerplanet.com/Directory/CA/san-diego-solar-panel-installers.aspx -
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