Forum Replies Created
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AuthorPosts
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pencilneck
ParticipantUnless you are fully (or nearly fully) vested the employer match isn’t much incentive to participate in a 401k. I have no data to support this, but in the first few years of employment the odds are probably high that you will be working elsewhere before being fully vested.
At your second or third complete year with the company you will have a much stronger feeling for whether or not you will be with this company the 4-5 years it would take to make participating in the 401k worth while.
My advice is to save/invest in other ways right now.
pencilneck
ParticipantUnless you are fully (or nearly fully) vested the employer match isn’t much incentive to participate in a 401k. I have no data to support this, but in the first few years of employment the odds are probably high that you will be working elsewhere before being fully vested.
At your second or third complete year with the company you will have a much stronger feeling for whether or not you will be with this company the 4-5 years it would take to make participating in the 401k worth while.
My advice is to save/invest in other ways right now.
pencilneck
ParticipantUnless you are fully (or nearly fully) vested the employer match isn’t much incentive to participate in a 401k. I have no data to support this, but in the first few years of employment the odds are probably high that you will be working elsewhere before being fully vested.
At your second or third complete year with the company you will have a much stronger feeling for whether or not you will be with this company the 4-5 years it would take to make participating in the 401k worth while.
My advice is to save/invest in other ways right now.
pencilneck
ParticipantDo either of you have a link to this data? I looked (not very hard, I admit) and couldn’t find it.
Thanks in advance!
pencilneck
ParticipantDo either of you have a link to this data? I looked (not very hard, I admit) and couldn’t find it.
Thanks in advance!
pencilneck
ParticipantDo either of you have a link to this data? I looked (not very hard, I admit) and couldn’t find it.
Thanks in advance!
pencilneck
ParticipantDo either of you have a link to this data? I looked (not very hard, I admit) and couldn’t find it.
Thanks in advance!
pencilneck
ParticipantDo either of you have a link to this data? I looked (not very hard, I admit) and couldn’t find it.
Thanks in advance!
pencilneck
ParticipantWouldn’t this be fraud on the part of the borrower, rather than the original lender?
I don’t know if or how this changes the scenario.
pencilneck
ParticipantWouldn’t this be fraud on the part of the borrower, rather than the original lender?
I don’t know if or how this changes the scenario.
pencilneck
ParticipantWouldn’t this be fraud on the part of the borrower, rather than the original lender?
I don’t know if or how this changes the scenario.
pencilneck
ParticipantWouldn’t this be fraud on the part of the borrower, rather than the original lender?
I don’t know if or how this changes the scenario.
pencilneck
ParticipantWouldn’t this be fraud on the part of the borrower, rather than the original lender?
I don’t know if or how this changes the scenario.
pencilneck
ParticipantI’m not bitter at all about waiting to purchase a home.
I had a hell of a time convincing my wife that we should wait to purchase (still do, to be truthful) and even if I had purchased in 2002-2005 there is no way she would have let me sell to lock in the profit.
So yes, I took the middleground (renting) and am quite happy with this decision.
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