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Four years ago, what did you tell buyers about the future of residential RE in SD? What do you tell them today? I am sure many of your buyers ask you for advice. What do you advise them?

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Any rants aside, there is quite a bit of good information to found here. I think it is a valid and interesting question.

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SDR, you got up on your high horse yesterday and pitched off today. “I didn’t start it,” does not produce the image of a person brushing themselves off with dignity.

Boy, now that I’m up on MY high horse, I hope I don’t pitch off next! The ground looks pretty hard, kind of like the RE landing….. :0)

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SDR, have you told your clients about this site?

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LOL! I would rather have six dogs and four earn ten times my income. If we are dreaming, we might as well dream big.

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I’v got another winner. The elementary school in that neighborhood is ranked a stunning 2 out of 10.

MLS ID#: 066049368

http://www.realtor.com/FindHome/HomeListing.asp?snum=39&locallnk=yes&frm=bymap&mnbed=0&mnbath=0&mnprice=0&mxprice=99999999&js=off&pgnum=4&fid=so&stype=&mnsqft=&mls=xmls&areaid=33818&poe=realtor&ct=Imperial+Beach&st=CA&sbint=&vtsort=&sorttype=&typ=1&x=98&y=8&sid=06CA1746B262C&snumxlid=1061409333&lnksrc=00002

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What was the cost of a house times earnings at the high of the last peak and what was the cost of a house times earnings at the last low? Anybody know?

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You are right. There might be some really good deals out there on expensive cars soon – if things really do crash. But then, we might have all talked ourselves into an alternate reality, dreaming of dogs barking in the backyard of our 4/2 house that only cost 6 times income instead of 10. 🙂

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The politicians don’t spend much time in small population states as it is. They go to the states with the most electoral votes (ie voters). I do think there is a problem when the popular vote does not jive with the results of the electoral vote. Plus, people who place each electoral vote have the personal power to vote any way they choose. They can (but rarely do) vote contrary to how they supposed to vote.

The Bush family has tried to secure Texas and Florida. The Clintons abandoned Arkansas and set up camp in New York for the same reason (2008).

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Sometimes corporations will write off debt. In other words, they decide not to pursue getting repaid. They do it for many reasons. Sometimes the cost of trying to collect the debt is too high or they might just want to put the debt in the past and not have it showing up anymore on their profit and loss statements. I was directed to write off millions when I worked at a big corporation.

The company is supposed to file a form with US government alerting them to fact that a certain amount of debt as been forgiven for a certain person. The government views this as a kind of income (almost as if they gave the person the money and they used it to pay off the debt). That person is then taxed on the amount of the forgiven debt.

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Lickitysplit, why would doing away of the electoral college give big states more power? I think it actually disenfranchises a number of people. For instance, if you live in a state that is heavily democratic (like California), then your republican presidential vote ends up counting for nothing.

I’m simplifying here and know it. What am I missing?

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If people were good about predicting their future financial needs, we would not have a negative savings rate. I think there are many people hoping for some miracle to happen between now and their loan reset. I also think most people who know their reset will be more than their finances can bear are counting on appreciation to get them out of their hole.

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SDR said, “I have relatives in FLA that know numerous people that were PREVENTED from voting in liberal democratic areas.” If that is true, then I am outraged. The democrats went to some lengths to see to it that a number of the absentee votes were not counted, knowing they were heavily military. I was outraged about that too.

Just how were your friends prevented from voting? Are you making an accusation that Republicans illegally blocked access to voting locations? I would like more information.

There are occasionally cases of fraud in voting and the blood is on the hands of BOTH parties. In 2000, while voting in a liberal area here in California, I think it likely that voting fraud was perpetrated against me. The polling place was in someone’s garage. I filled out my form and handed it to one of two women working there. The second woman then came out of the house carrying a simple box (not an official voting box). We were the only people there. I was distracted by my infant because she started to cry. I left. It was only later that I realized that the woman who took my voting card did not put it in the official box, nor did she encourage me to do so. She kept it in her possession. I realized later that she could easily have taken my ballot into the house and punched a few extra holes in order to invalidate some or all of my votes. I went right over to my neighbor to discuss the situation with her and discovered that she had already made a formal complaint about the voting irregularities of that polling place. We later found out that at least two other neighbors experienced problems there.

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We will never know. The situation is extremely tricky and Gore was just as likely to make as misstep and anyone else. I was hoping that there would be some changes made after that debacle with the electoral votes. I voted for Bush, wanted him to win, but would have accepted a popular vote president, if that was the law. Florida ended up deciding for the entire country. This should have not happened in 2000 and it should not happen in 2008 or 2088. I do, however, have no doubts that Bush won in Florida, just as I have no doubt Gore won the popular vote.

My feelings about the electoral college are without political bias and have nothing to do with who I wanted or want for president.

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I agree. I think we need to get rid of the electoral system for that very reason. The purpose for which it was established is no longer valid. We should have a popular vote. The big states have too much power and it is not right.

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