[patb]

[quote=FormerSanDiegan][quote=patb][quote=FormerSanDiegan]That’s why I suggest they might not fund these unless the LTV of 75% or better, likely 70%.
That way the lender has at least some additional protection against a declining market.

Seems to me to be a reasonable risk at today’s price levels.[/quote]

this product is just expensive rent with a nasty termination fee.[/quote]

This is true for those of us without the funds to completely pay off the loan at any time.

However, for those who can, it is a cheap source of capital.[/quote]

so then pay it off

[patb]

[quote=FormerSanDiegan]That’s why I suggest they might not fund these unless the LTV of 75% or better, likely 70%.
That way the lender has at least some additional protection against a declining market.

Seems to me to be a reasonable risk at today’s price levels.[/quote]

this product is just expensive rent with a nasty termination fee.

[patb]

[quote=FormerSanDiegan]That’s why I suggest they might not fund these unless the LTV of 75% or better, likely 70%.
That way the lender has at least some additional protection against a declining market.

Seems to me to be a reasonable risk at today’s price levels.[/quote]

this product is just expensive rent with a nasty termination fee.

[patb]

[quote=FormerSanDiegan]That’s why I suggest they might not fund these unless the LTV of 75% or better, likely 70%.
That way the lender has at least some additional protection against a declining market.

Seems to me to be a reasonable risk at today’s price levels.[/quote]

this product is just expensive rent with a nasty termination fee.

[patb]

[quote=FormerSanDiegan]That’s why I suggest they might not fund these unless the LTV of 75% or better, likely 70%.
That way the lender has at least some additional protection against a declining market.

Seems to me to be a reasonable risk at today’s price levels.[/quote]

this product is just expensive rent with a nasty termination fee.

[patb]

[quote=FormerSanDiegan]That’s why I suggest they might not fund these unless the LTV of 75% or better, likely 70%.
That way the lender has at least some additional protection against a declining market.

Seems to me to be a reasonable risk at today’s price levels.[/quote]

this product is just expensive rent with a nasty termination fee.

[patb]

my brother took his out by himself.

jackhammered the bottom, took the heater out.

added gravel and fill dirt.

took A year.

i think he left the decking in…

[patb]

my brother took his out by himself.

jackhammered the bottom, took the heater out.

added gravel and fill dirt.

took A year.

i think he left the decking in…

[patb]

my brother took his out by himself.

jackhammered the bottom, took the heater out.

added gravel and fill dirt.

took A year.

i think he left the decking in…

[patb]

my brother took his out by himself.

jackhammered the bottom, took the heater out.

added gravel and fill dirt.

took A year.

i think he left the decking in…

[patb]

my brother took his out by himself.

jackhammered the bottom, took the heater out.

added gravel and fill dirt.

took A year.

i think he left the decking in…

[patb]

[quote=meadandale]Yep, craig’s list is quickly becoming another ebay.

I stopped using ebay about 5 or 6 years ago when the ratio of dirtbags started to exceed the ratio of honest sellers. CL is fast closing in on number if it hasn’t already exceeded it.[/quote]

most of the managers and founders of these firms are dirtbags too

[patb]

[quote=meadandale]Yep, craig’s list is quickly becoming another ebay.

I stopped using ebay about 5 or 6 years ago when the ratio of dirtbags started to exceed the ratio of honest sellers. CL is fast closing in on number if it hasn’t already exceeded it.[/quote]

most of the managers and founders of these firms are dirtbags too

[patb]

[quote=meadandale]Yep, craig’s list is quickly becoming another ebay.

I stopped using ebay about 5 or 6 years ago when the ratio of dirtbags started to exceed the ratio of honest sellers. CL is fast closing in on number if it hasn’t already exceeded it.[/quote]

most of the managers and founders of these firms are dirtbags too

[patb]

[quote=meadandale]Yep, craig’s list is quickly becoming another ebay.

I stopped using ebay about 5 or 6 years ago when the ratio of dirtbags started to exceed the ratio of honest sellers. CL is fast closing in on number if it hasn’t already exceeded it.[/quote]

most of the managers and founders of these firms are dirtbags too

[Author]

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