[patb]

i think the effect is that we passed a transition
line where the outsourcing of jobs means that debt doesn’t stimulate the US, but rather China.

Note, the Stimulus has nicely perked up China
but hasn’t helped the US much.

[patb]

[quote=ccutequeen]Thanks everyone for the advise and comment!

The bank just came back and willing to pay $2500 towarding closing cost without reducing the price, which for me is $2500 less cash to pay so end up to be same thing. I was just about to accept the bank’s new offer…its a miracle B of A even considered to do this..and then I got the HOA document.

The HOA document provide another surprise..or is it…that base on last year’s reserve fund study/analysis done by professional reserve fund study company (forgive me if I am using wrong words, not sure what they called), the HOA is currently 24% funded. Is that really low?[/quote]

I don’t know what you mean.

If the answer is “We have in reserve, 24% of the expected costs over the next 5 years”, then it’s fine.

If the answer is “We have in reserve, 24% of the expected costs for the coming year,” that can be an issue

if the answer is “We will have in reserve, 24% of the expected costs for the year by the end of the year”, then it’s just awful.

I’d call a real estate lawyer, show them the report, ask them.

Reserves are a huge problem for Condos if the reserves are poor, you can get a 2K assessment when the sewer pipes start leaking.

[patb]

[quote=ccutequeen]Thanks everyone for the advise and comment!

The bank just came back and willing to pay $2500 towarding closing cost without reducing the price, which for me is $2500 less cash to pay so end up to be same thing. I was just about to accept the bank’s new offer…its a miracle B of A even considered to do this..and then I got the HOA document.

The HOA document provide another surprise..or is it…that base on last year’s reserve fund study/analysis done by professional reserve fund study company (forgive me if I am using wrong words, not sure what they called), the HOA is currently 24% funded. Is that really low?[/quote]

I don’t know what you mean.

If the answer is “We have in reserve, 24% of the expected costs over the next 5 years”, then it’s fine.

If the answer is “We have in reserve, 24% of the expected costs for the coming year,” that can be an issue

if the answer is “We will have in reserve, 24% of the expected costs for the year by the end of the year”, then it’s just awful.

I’d call a real estate lawyer, show them the report, ask them.

Reserves are a huge problem for Condos if the reserves are poor, you can get a 2K assessment when the sewer pipes start leaking.

[patb]

[quote=ccutequeen]Thanks everyone for the advise and comment!

The bank just came back and willing to pay $2500 towarding closing cost without reducing the price, which for me is $2500 less cash to pay so end up to be same thing. I was just about to accept the bank’s new offer…its a miracle B of A even considered to do this..and then I got the HOA document.

The HOA document provide another surprise..or is it…that base on last year’s reserve fund study/analysis done by professional reserve fund study company (forgive me if I am using wrong words, not sure what they called), the HOA is currently 24% funded. Is that really low?[/quote]

I don’t know what you mean.

If the answer is “We have in reserve, 24% of the expected costs over the next 5 years”, then it’s fine.

If the answer is “We have in reserve, 24% of the expected costs for the coming year,” that can be an issue

if the answer is “We will have in reserve, 24% of the expected costs for the year by the end of the year”, then it’s just awful.

I’d call a real estate lawyer, show them the report, ask them.

Reserves are a huge problem for Condos if the reserves are poor, you can get a 2K assessment when the sewer pipes start leaking.

[patb]

[quote=ccutequeen]Thanks everyone for the advise and comment!

The bank just came back and willing to pay $2500 towarding closing cost without reducing the price, which for me is $2500 less cash to pay so end up to be same thing. I was just about to accept the bank’s new offer…its a miracle B of A even considered to do this..and then I got the HOA document.

The HOA document provide another surprise..or is it…that base on last year’s reserve fund study/analysis done by professional reserve fund study company (forgive me if I am using wrong words, not sure what they called), the HOA is currently 24% funded. Is that really low?[/quote]

I don’t know what you mean.

If the answer is “We have in reserve, 24% of the expected costs over the next 5 years”, then it’s fine.

If the answer is “We have in reserve, 24% of the expected costs for the coming year,” that can be an issue

if the answer is “We will have in reserve, 24% of the expected costs for the year by the end of the year”, then it’s just awful.

I’d call a real estate lawyer, show them the report, ask them.

Reserves are a huge problem for Condos if the reserves are poor, you can get a 2K assessment when the sewer pipes start leaking.

[patb]

[quote=ccutequeen]Thanks everyone for the advise and comment!

The bank just came back and willing to pay $2500 towarding closing cost without reducing the price, which for me is $2500 less cash to pay so end up to be same thing. I was just about to accept the bank’s new offer…its a miracle B of A even considered to do this..and then I got the HOA document.

The HOA document provide another surprise..or is it…that base on last year’s reserve fund study/analysis done by professional reserve fund study company (forgive me if I am using wrong words, not sure what they called), the HOA is currently 24% funded. Is that really low?[/quote]

I don’t know what you mean.

If the answer is “We have in reserve, 24% of the expected costs over the next 5 years”, then it’s fine.

If the answer is “We have in reserve, 24% of the expected costs for the coming year,” that can be an issue

if the answer is “We will have in reserve, 24% of the expected costs for the year by the end of the year”, then it’s just awful.

I’d call a real estate lawyer, show them the report, ask them.

Reserves are a huge problem for Condos if the reserves are poor, you can get a 2K assessment when the sewer pipes start leaking.

[patb]

NO HABLE INGLES

[patb]

NO HABLE INGLES

[patb]

NO HABLE INGLES

[patb]

NO HABLE INGLES

[patb]

NO HABLE INGLES

[patb]

Work is Force Times Distance.

Real Work is Force times Distance ( Measured in the X plane)

[patb]

Work is Force Times Distance.

Real Work is Force times Distance ( Measured in the X plane)

[patb]

Work is Force Times Distance.

Real Work is Force times Distance ( Measured in the X plane)

[patb]

Work is Force Times Distance.

Real Work is Force times Distance ( Measured in the X plane)

[Author]

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