[Pasadena Broker]

I’m not fond of CW, and I personally don’t use/recommend them to my clients.

The 7.9% is for non-conforming. When I checked last week, one of my major lenders was offering 7.5% for a 30 year fixed. 5/25 probably isn’t a good idea right now.

Rate sheet is only accessible to approved brokers, I’m guessing info was sourced from this forum:

http://www.tickerforum.org/cgi-ticker/akcs-www?post=3256

[Pasadena Broker]

I’m not fond of CW, and I personally don’t use/recommend them to my clients.

The 7.9% is for non-conforming. When I checked last week, one of my major lenders was offering 7.5% for a 30 year fixed. 5/25 probably isn’t a good idea right now.

Rate sheet is only accessible to approved brokers, I’m guessing info was sourced from this forum:

http://www.tickerforum.org/cgi-ticker/akcs-www?post=3256

[Pasadena Broker]

patientrenter, thank you. I’ve been fending off jabs that your kind words/support has caught me a bit off guard. Words of wisedom, I’ll try and remember it.

Temeculaguy, thank you and I’ll keep it in mind. I get pushed, I push back, it’s part of my make up and I don’t spook easy.

I came out on the forum to make a quick comment and move on, but there are some on here that saw it as open season on a mtg broker. I don’t like cheap shots and that’s what most of those were and being the bullheaded not so smart guy that I am, I’m more than ready to verbally stick my foot up someone’s ass than lose mine. Since I’ve decided to stick around for a while, I guess I want to put those on notice that I don’t go down easy and that if you want my opinion, than I’m more than willing to add to the vast knowledge that’s already on this forum. We’re living in interesting times and I’m willing to listen, debate, and discuss.

Land America presents
Title Reps 2007 – $39.99
That would make for a hot calendar, I’d buy it even though we’re in August.

[Pasadena Broker]

patientrenter, thank you. I’ve been fending off jabs that your kind words/support has caught me a bit off guard. Words of wisedom, I’ll try and remember it.

Temeculaguy, thank you and I’ll keep it in mind. I get pushed, I push back, it’s part of my make up and I don’t spook easy.

I came out on the forum to make a quick comment and move on, but there are some on here that saw it as open season on a mtg broker. I don’t like cheap shots and that’s what most of those were and being the bullheaded not so smart guy that I am, I’m more than ready to verbally stick my foot up someone’s ass than lose mine. Since I’ve decided to stick around for a while, I guess I want to put those on notice that I don’t go down easy and that if you want my opinion, than I’m more than willing to add to the vast knowledge that’s already on this forum. We’re living in interesting times and I’m willing to listen, debate, and discuss.

Land America presents
Title Reps 2007 – $39.99
That would make for a hot calendar, I’d buy it even though we’re in August.

[Pasadena Broker]

patientrenter, thank you. I’ve been fending off jabs that your kind words/support has caught me a bit off guard. Words of wisedom, I’ll try and remember it.

Temeculaguy, thank you and I’ll keep it in mind. I get pushed, I push back, it’s part of my make up and I don’t spook easy.

I came out on the forum to make a quick comment and move on, but there are some on here that saw it as open season on a mtg broker. I don’t like cheap shots and that’s what most of those were and being the bullheaded not so smart guy that I am, I’m more than ready to verbally stick my foot up someone’s ass than lose mine. Since I’ve decided to stick around for a while, I guess I want to put those on notice that I don’t go down easy and that if you want my opinion, than I’m more than willing to add to the vast knowledge that’s already on this forum. We’re living in interesting times and I’m willing to listen, debate, and discuss.

Land America presents
Title Reps 2007 – $39.99
That would make for a hot calendar, I’d buy it even though we’re in August.

[Pasadena Broker]

SD

Hot Blonde could be anyone. It was a comment I made about regging a handle ‘hot blonde’ to mask my identity as a broker instead of coming right out and stating what I was. I don’t know if someone thought it would make a neat handle and took it or if it was already in circulation.

If only, eh.

[Pasadena Broker]

SD

Hot Blonde could be anyone. It was a comment I made about regging a handle ‘hot blonde’ to mask my identity as a broker instead of coming right out and stating what I was. I don’t know if someone thought it would make a neat handle and took it or if it was already in circulation.

If only, eh.

[Pasadena Broker]

SD

Hot Blonde could be anyone. It was a comment I made about regging a handle ‘hot blonde’ to mask my identity as a broker instead of coming right out and stating what I was. I don’t know if someone thought it would make a neat handle and took it or if it was already in circulation.

If only, eh.

[Pasadena Broker]

Honestly, I don’t know how the loan situation in California is going to play out, but as we all know it’s going to be bad without a bailout and even worse with one. From all the charts and graphs the natives of this forum have posted, California is going to be ground zero for the arm implosion and it’s going to get beyond ugly. There’s a lot of buzz on wall street, Washington, and the lenders but it’s anyone’s guess. I’m a bit player rising and falling with this tide but personally I think we should let this play out without interference. Shake out the bad loans, let property values adjust to normal levels, start a new cycle, but better next time around, go back to fundamentals. As for how far property values will go down, well, I think that’s a title for a new thread, sd realtor and SD realtor will chime in and debate the down , but there was a chart floating around showing the medium line of increase versus the current increase and it’s out of whack. 20-40% decline or prices back to 2002 levels, sure, why not? I was in the middle of responding to you this afternoon when the wife gives me the eye because we were heading over to Irvine to visit her side of the family. I was surprised to learn that the low end condo market in Irvine has taken a nice dive since June, $420K asking down to $395K and $375K and we’re not even into the fall/winter slow season (sister in law is an avid follower of ziprealty and tracks her neighborhood like most of you here). I’ve asked the seasoned brokers that have been doing this for over 15 years and they tell me that what’s going on is unprecedented and they’re a little shaken, but who isn’t right now? But they knew these days were coming and have known it for a while.

SD R you know that’s pretty tame to some of the other stories out there…glad I made you chuckle.

[Pasadena Broker]

Honestly, I don’t know how the loan situation in California is going to play out, but as we all know it’s going to be bad without a bailout and even worse with one. From all the charts and graphs the natives of this forum have posted, California is going to be ground zero for the arm implosion and it’s going to get beyond ugly. There’s a lot of buzz on wall street, Washington, and the lenders but it’s anyone’s guess. I’m a bit player rising and falling with this tide but personally I think we should let this play out without interference. Shake out the bad loans, let property values adjust to normal levels, start a new cycle, but better next time around, go back to fundamentals. As for how far property values will go down, well, I think that’s a title for a new thread, sd realtor and SD realtor will chime in and debate the down , but there was a chart floating around showing the medium line of increase versus the current increase and it’s out of whack. 20-40% decline or prices back to 2002 levels, sure, why not? I was in the middle of responding to you this afternoon when the wife gives me the eye because we were heading over to Irvine to visit her side of the family. I was surprised to learn that the low end condo market in Irvine has taken a nice dive since June, $420K asking down to $395K and $375K and we’re not even into the fall/winter slow season (sister in law is an avid follower of ziprealty and tracks her neighborhood like most of you here). I’ve asked the seasoned brokers that have been doing this for over 15 years and they tell me that what’s going on is unprecedented and they’re a little shaken, but who isn’t right now? But they knew these days were coming and have known it for a while.

SD R you know that’s pretty tame to some of the other stories out there…glad I made you chuckle.

[Pasadena Broker]

Honestly, I don’t know how the loan situation in California is going to play out, but as we all know it’s going to be bad without a bailout and even worse with one. From all the charts and graphs the natives of this forum have posted, California is going to be ground zero for the arm implosion and it’s going to get beyond ugly. There’s a lot of buzz on wall street, Washington, and the lenders but it’s anyone’s guess. I’m a bit player rising and falling with this tide but personally I think we should let this play out without interference. Shake out the bad loans, let property values adjust to normal levels, start a new cycle, but better next time around, go back to fundamentals. As for how far property values will go down, well, I think that’s a title for a new thread, sd realtor and SD realtor will chime in and debate the down , but there was a chart floating around showing the medium line of increase versus the current increase and it’s out of whack. 20-40% decline or prices back to 2002 levels, sure, why not? I was in the middle of responding to you this afternoon when the wife gives me the eye because we were heading over to Irvine to visit her side of the family. I was surprised to learn that the low end condo market in Irvine has taken a nice dive since June, $420K asking down to $395K and $375K and we’re not even into the fall/winter slow season (sister in law is an avid follower of ziprealty and tracks her neighborhood like most of you here). I’ve asked the seasoned brokers that have been doing this for over 15 years and they tell me that what’s going on is unprecedented and they’re a little shaken, but who isn’t right now? But they knew these days were coming and have known it for a while.

SD R you know that’s pretty tame to some of the other stories out there…glad I made you chuckle.

[Pasadena Broker]

Bobby come lately, the compassionate/gloat thing was said and addressed on page 1, hope your brought a fork cause this thread is done.

Turn off the lights when you leave.

[Pasadena Broker]

Bobby come lately, the compassionate/gloat thing was said and addressed on page 1, hope your brought a fork cause this thread is done.

Turn off the lights when you leave.

[Pasadena Broker]

Bobby come lately, the compassionate/gloat thing was said and addressed on page 1, hope your brought a fork cause this thread is done.

Turn off the lights when you leave.

[Pasadena Broker]

Well you guys are the smart bunch, especially you JWM. And as for some of the posters knowing more than me regarding what’s driving the credit bubble, that’s probably true. I never claimed to know more or less, and as I’ll quote, I don’t have a phd, are consider myself brilliant, but you sound like a smart guy so you probably have everything figured out. Kudos to you

And I’ll go on record to say that I won’t be drumming up any business from this site. Take it however you want. I have enough business in LA to keep me busy, most of the posters on here are from SD so don’t see me doing business down south. I meet all my clients, don’t do out of state loans, service my community which is mostly LA county. And on a personal note, trying to obtain business from a blog like this is like going on a online date, never been turned on to it and not my thing, I think it’s a little on the weird since we do reveal a level of our personal side. Ask temeculaguy about being outed when he walked into a sales office, it’s similar to that.

Aside from some free insight/opinions, I don’t give advice, find that on your own with a mortgage broker / loan officer you’ve met and I don’t mean over the phone either. Shake her/his hand and size up the person that’s going to be responsible for one of the largest financial investments you will be making. And if it goes Weimer, order longer checks to add all those zeros.

[Author]

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