[NotCranky]

Lets just hope the fuel isn’t back for it to do the same thing.I think it isn’t as heavy as it was.
From high point of my property I’m looking right over Alpine and can see flames. That’s the same path it took all the way to Harbinson Canyon and Crest.

Nice of you to help out Adam.

[NotCranky]

Lets just hope the fuel isn’t back for it to do the same thing.I think it isn’t as heavy as it was.
From high point of my property I’m looking right over Alpine and can see flames. That’s the same path it took all the way to Harbinson Canyon and Crest.

Nice of you to help out Adam.

[NotCranky]

“Sorry…not going to do it. I am the CEO of my family and will not do that nor will I have regret or sorrow over that position. Empathy for those who truly duped, sure. Sympathy in the form of my tax dollars? No F*cking Way. There was no sympathy for me when I was in my late twenties and watched what I had built in my 401K get wiped out in the tech bubble…no bail out for me in that case.”

This, a bail out, is just a completely different argument and we have always been in full agreement although, I don’t talk about it much.
I would rather loose 1/2 or even all of the equity in my house than have a bailout. Realistically, though I don’t think we can stop some bail out type regulation/activity. Where the price to be paid for that shows up I am not sure yet. We will pay for it as a tax payer, consumer or both.

[NotCranky]

“Sorry…not going to do it. I am the CEO of my family and will not do that nor will I have regret or sorrow over that position. Empathy for those who truly duped, sure. Sympathy in the form of my tax dollars? No F*cking Way. There was no sympathy for me when I was in my late twenties and watched what I had built in my 401K get wiped out in the tech bubble…no bail out for me in that case.”

This, a bail out, is just a completely different argument and we have always been in full agreement although, I don’t talk about it much.
I would rather loose 1/2 or even all of the equity in my house than have a bailout. Realistically, though I don’t think we can stop some bail out type regulation/activity. Where the price to be paid for that shows up I am not sure yet. We will pay for it as a tax payer, consumer or both.

[NotCranky]

FLU didn’t mean to make fun of your situation. My story was such a complete disaster that the best thing I can do is make fun of it. I am not talking about some goofball building on the property line. Things are infinitely better now, even with that.

You make a good point about the roots and although I don’t need to tell you,when you bought into an HOA you paid for the right to express concerns. I have heard that copper nails in the trunk or copper shavings spread about the drip line of the tree will do the trick.
Good luck
Going to get a life now. Adios

[NotCranky]

FLU didn’t mean to make fun of your situation. My story was such a complete disaster that the best thing I can do is make fun of it. I am not talking about some goofball building on the property line. Things are infinitely better now, even with that.

You make a good point about the roots and although I don’t need to tell you,when you bought into an HOA you paid for the right to express concerns. I have heard that copper nails in the trunk or copper shavings spread about the drip line of the tree will do the trick.
Good luck
Going to get a life now. Adios

[NotCranky]

We had a thread like this a month or two ago. Bugs(appraiser), myself (contractor RE licensee) and some others posted. I have been trying unsuccessfully to find that before responding. I know I didn’t say anything too bright in it but maybe someone else did. Perhaps someone can remember and link it here?

Smart post by davelj btw. I don’t think his ideas were expressed in the last thread.

[NotCranky]

We had a thread like this a month or two ago. Bugs(appraiser), myself (contractor RE licensee) and some others posted. I have been trying unsuccessfully to find that before responding. I know I didn’t say anything too bright in it but maybe someone else did. Perhaps someone can remember and link it here?

Smart post by davelj btw. I don’t think his ideas were expressed in the last thread.

[NotCranky]

Rusty- $14k for a Sentra…sheesh… ouch! Takes a man to admit such things.

I was a boy when it happened. 19.

I am just saying we screw up were are going to be angry at with those huckster’s that help us do it. I never had problems with the concept of future income stream after paying 1/5 of my enlisted man’s salary on that car for most of my six year tour in the navy. I guess in retrosprect it was a good lesson.

I fired my first mortgage broker 9 days prior to closing escrow for refusing to put my rate and terms in writing. I paid the seller $100 a day for going over the agreed escrow and the learning curve has been good since.BTW Many of these mortgage brokers have an MBA or other finance related degree.Even if they don’t, the owner or the directors do. I don’t excuse someone,who on the one hand,holds himself up as superior because of an education,usually in order to attract business, but then sets ignorant people up for financial disaster.

Yes JWM I agree that at least 95% of the posters here are more sophisticated in finacial matters, by a long shot, than the average FB or me for that matter. That is part of why I can’t understand the frequent statements of antipathy and why people are not up in arms with the FED and the hucksters. The FED’s and the Gov. lack of oversight and building of a pyramid scheme ,set loose on the ignorant GF’s to the ruin of a stable housing market. The smart people caused you not to be able to participate in an economy with regards to reasonable housing, in a location where you can find the best work suited to your education, not the ignorant ones.

I do really understand why most people here are not making too big of a fuss. They understand that they couldn’t influence things one way or the other.However, if we are going to blame the FB’s ,not for their own demise, but for the destruction of a sane market than we are helping the responsible parties avoid the criticism they so deserve and rubbing salt in the wounds of people that, to some degree, are unfortunate.

[NotCranky]

Rusty- $14k for a Sentra…sheesh… ouch! Takes a man to admit such things.

I was a boy when it happened. 19.

I am just saying we screw up were are going to be angry at with those huckster’s that help us do it. I never had problems with the concept of future income stream after paying 1/5 of my enlisted man’s salary on that car for most of my six year tour in the navy. I guess in retrosprect it was a good lesson.

I fired my first mortgage broker 9 days prior to closing escrow for refusing to put my rate and terms in writing. I paid the seller $100 a day for going over the agreed escrow and the learning curve has been good since.BTW Many of these mortgage brokers have an MBA or other finance related degree.Even if they don’t, the owner or the directors do. I don’t excuse someone,who on the one hand,holds himself up as superior because of an education,usually in order to attract business, but then sets ignorant people up for financial disaster.

Yes JWM I agree that at least 95% of the posters here are more sophisticated in finacial matters, by a long shot, than the average FB or me for that matter. That is part of why I can’t understand the frequent statements of antipathy and why people are not up in arms with the FED and the hucksters. The FED’s and the Gov. lack of oversight and building of a pyramid scheme ,set loose on the ignorant GF’s to the ruin of a stable housing market. The smart people caused you not to be able to participate in an economy with regards to reasonable housing, in a location where you can find the best work suited to your education, not the ignorant ones.

I do really understand why most people here are not making too big of a fuss. They understand that they couldn’t influence things one way or the other.However, if we are going to blame the FB’s ,not for their own demise, but for the destruction of a sane market than we are helping the responsible parties avoid the criticism they so deserve and rubbing salt in the wounds of people that, to some degree, are unfortunate.

[NotCranky]

I don’t presume you want Rustico marketing your home telling every portential buyer not to buy and how unfavorable the market is at the moment. No knock on Rustico.

Actually I think a seller with good agent has perfect rights to get as much as they can,short of fraud, from any buyer, GF or not. I consider that a level playing field.
Representing a buyer and telling them the kinds of things DJROBSD was told by his agent and mortgage broker is tilting field. These are the very things I cursed a few mortgage brokers out over. The lies about being able to re-finance in the future,with a 3 year prepayment penalty no less,an exploding arm in the mix, while the market was getting more and more obviously set to crack and we were at all time historically low interest rates and teaser rates were used to qualify. That is just wrong. I call that person a menace to society.If he had three half walnut shells and a pea and was taking fools on the street he would have been arrested. As I said before equal blame goes to the buyer who is a menace to himself and hopefully will learn .

I was had when I was young(er) but luckily it was only over a car, which I paid off. It was a Nissan Sentra and I paid $14,000 for it. Ouch. It took a while before I could go on a car lot without wanting to knock someone’s teeth out.

[NotCranky]

I don’t presume you want Rustico marketing your home telling every portential buyer not to buy and how unfavorable the market is at the moment. No knock on Rustico.

Actually I think a seller with good agent has perfect rights to get as much as they can,short of fraud, from any buyer, GF or not. I consider that a level playing field.
Representing a buyer and telling them the kinds of things DJROBSD was told by his agent and mortgage broker is tilting field. These are the very things I cursed a few mortgage brokers out over. The lies about being able to re-finance in the future,with a 3 year prepayment penalty no less,an exploding arm in the mix, while the market was getting more and more obviously set to crack and we were at all time historically low interest rates and teaser rates were used to qualify. That is just wrong. I call that person a menace to society.If he had three half walnut shells and a pea and was taking fools on the street he would have been arrested. As I said before equal blame goes to the buyer who is a menace to himself and hopefully will learn .

I was had when I was young(er) but luckily it was only over a car, which I paid off. It was a Nissan Sentra and I paid $14,000 for it. Ouch. It took a while before I could go on a car lot without wanting to knock someone’s teeth out.

[NotCranky]

Terry Tate Office Linebacker / PAIN TRAIN

http://video.google.com/videoplay?docid=-6238953685626218421

I found this while trying to help OP find the SNL gig ealier today. Since it is Friday… what the heck?

Credit goes to little lady of east La Jolla who is a good sport IMHO.

[NotCranky]

Terry Tate Office Linebacker / PAIN TRAIN

http://video.google.com/videoplay?docid=-6238953685626218421

I found this while trying to help OP find the SNL gig ealier today. Since it is Friday… what the heck?

Credit goes to little lady of east La Jolla who is a good sport IMHO.

[NotCranky]

What will the bulls say to that?

Moo-hoo! Boo-moo-hoo!

[Author]

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