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NotCranky
ParticipantSo I believe this is supposed to happen, according to Smith, well before the New Year?
From the essay dated Nov. 5,2007
Here are a few predictions:1. The Dow Jones Industrials will drop hundreds of points in a day, very soon, losing at least 3,000 points within the next few weeks.
2. The Shanghai stock market will lose half its value, dropping from 5,800 to under 3,000.
3. Major banks will be declared insolvent.
4. Major lay-offs will occur as U.S. retail, auto and house sales plummet.
5. The tech high-fliers (RIMM, GOOG and AAPL) fall will precipitously
ParticipantSo I believe this is supposed to happen, according to Smith, well before the New Year?
From the essay dated Nov. 5,2007
Here are a few predictions:1. The Dow Jones Industrials will drop hundreds of points in a day, very soon, losing at least 3,000 points within the next few weeks.
2. The Shanghai stock market will lose half its value, dropping from 5,800 to under 3,000.
3. Major banks will be declared insolvent.
4. Major lay-offs will occur as U.S. retail, auto and house sales plummet.
5. The tech high-fliers (RIMM, GOOG and AAPL) fall will precipitously
ParticipantSo I believe this is supposed to happen, according to Smith, well before the New Year?
From the essay dated Nov. 5,2007
Here are a few predictions:1. The Dow Jones Industrials will drop hundreds of points in a day, very soon, losing at least 3,000 points within the next few weeks.
2. The Shanghai stock market will lose half its value, dropping from 5,800 to under 3,000.
3. Major banks will be declared insolvent.
4. Major lay-offs will occur as U.S. retail, auto and house sales plummet.
5. The tech high-fliers (RIMM, GOOG and AAPL) fall will precipitously
ParticipantSo I believe this is supposed to happen, according to Smith, well before the New Year?
From the essay dated Nov. 5,2007
Here are a few predictions:1. The Dow Jones Industrials will drop hundreds of points in a day, very soon, losing at least 3,000 points within the next few weeks.
2. The Shanghai stock market will lose half its value, dropping from 5,800 to under 3,000.
3. Major banks will be declared insolvent.
4. Major lay-offs will occur as U.S. retail, auto and house sales plummet.
5. The tech high-fliers (RIMM, GOOG and AAPL) fall will precipitously
November 5, 2007 at 1:21 PM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #95964Participant“Just take out a 15 year loan. Lower rates, and truly pay it off in half the time, with a ~35% higher monthly payment.”
That is great if you are in a position to find a house that you, and better half if applicable, will accept and can qualify for it on a fifteen year loan. The flexibility of paying a lot in a good streak and the safety a smaller payment otherwise is more practical for many people.
November 5, 2007 at 1:21 PM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #96025Participant“Just take out a 15 year loan. Lower rates, and truly pay it off in half the time, with a ~35% higher monthly payment.”
That is great if you are in a position to find a house that you, and better half if applicable, will accept and can qualify for it on a fifteen year loan. The flexibility of paying a lot in a good streak and the safety a smaller payment otherwise is more practical for many people.
November 5, 2007 at 1:21 PM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #96032Participant“Just take out a 15 year loan. Lower rates, and truly pay it off in half the time, with a ~35% higher monthly payment.”
That is great if you are in a position to find a house that you, and better half if applicable, will accept and can qualify for it on a fifteen year loan. The flexibility of paying a lot in a good streak and the safety a smaller payment otherwise is more practical for many people.
November 5, 2007 at 1:21 PM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #96038Participant“Just take out a 15 year loan. Lower rates, and truly pay it off in half the time, with a ~35% higher monthly payment.”
That is great if you are in a position to find a house that you, and better half if applicable, will accept and can qualify for it on a fifteen year loan. The flexibility of paying a lot in a good streak and the safety a smaller payment otherwise is more practical for many people.
November 5, 2007 at 11:53 AM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #95923ParticipantNo offense meant to those posting on that thread, I’m aware the topic has drifted. But I guess I do feel pity for the poor suckers, wherever they may be, who paid the big bucks for that piece of software…
No problem …I just responded to you to see if I could sucker someone into putting their two cents in on the other thread…with attention to the current focus. I just wonder why software like that would cost as much as a loaded auto- cad for instance? If the program did work it isn’t very sophisticated technologically. It should be free.
November 5, 2007 at 11:53 AM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #95983ParticipantNo offense meant to those posting on that thread, I’m aware the topic has drifted. But I guess I do feel pity for the poor suckers, wherever they may be, who paid the big bucks for that piece of software…
No problem …I just responded to you to see if I could sucker someone into putting their two cents in on the other thread…with attention to the current focus. I just wonder why software like that would cost as much as a loaded auto- cad for instance? If the program did work it isn’t very sophisticated technologically. It should be free.
November 5, 2007 at 11:53 AM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #95990ParticipantNo offense meant to those posting on that thread, I’m aware the topic has drifted. But I guess I do feel pity for the poor suckers, wherever they may be, who paid the big bucks for that piece of software…
No problem …I just responded to you to see if I could sucker someone into putting their two cents in on the other thread…with attention to the current focus. I just wonder why software like that would cost as much as a loaded auto- cad for instance? If the program did work it isn’t very sophisticated technologically. It should be free.
November 5, 2007 at 11:53 AM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #96000ParticipantNo offense meant to those posting on that thread, I’m aware the topic has drifted. But I guess I do feel pity for the poor suckers, wherever they may be, who paid the big bucks for that piece of software…
No problem …I just responded to you to see if I could sucker someone into putting their two cents in on the other thread…with attention to the current focus. I just wonder why software like that would cost as much as a loaded auto- cad for instance? If the program did work it isn’t very sophisticated technologically. It should be free.
November 5, 2007 at 10:34 AM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #95908Participant“let me address the miracle software thing discussed on a nearby thread.”
That topic is not being discussed on that thread so much any more. It is more about the, value or lack of, in paying off a house early, by any means.
November 5, 2007 at 10:34 AM in reply to: Can splitting mortgage payment help you shave 10 years from 30 year loan? #95969Participant“let me address the miracle software thing discussed on a nearby thread.”
That topic is not being discussed on that thread so much any more. It is more about the, value or lack of, in paying off a house early, by any means.
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